Volkswagen E-Golf Insurance Rates
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UPDATED: Apr 7, 2024
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U.S. average insurance prices for a Volkswagen E-Golf are $1,330 every 12 months with full coverage. Comprehensive costs an estimated $270 each year, collision insurance costs $446, and liability insurance costs $456. A policy with just liability insurance costs as little as $508 a year, and coverage for high-risk drivers costs around $2,876. Teen drivers pay the highest rates at up to $5,056 a year.
Average premium for full coverage: $1,330
Price estimates broken down by individual coverage:
Prices include $500 policy deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and E-Golf models.
Price Range from Low to High
For the average 40-year-old driver, Volkswagen E-Golf insurance prices range from the cheapest price of $508 for just liability coverage to a high rate of $2,876 for a high-risk driver policy.
Geographic Price Range
Your location has a significant impact on car insurance rates. More rural locations have more infrequent collision claims than larger metro areas. The graphic below illustrates the difference location can make on insurance prices.
The ranges above demonstrate why all drivers should compare rates for a targeted area and their own driving history, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below details average Volkswagen E-Golf insurance rates for other coverage scenarios.
- The lowest rate with discounts is $775
- Drivers who choose higher $1,000 deductibles will pay approximately $162 annually
- The average price for the average middle-age driver who has $500 deductibles is $1,330
- Choosing low deductibles for comprehensive and collision insurance increases the price to $1,646
- High risk drivers with multiple violations and an at-fault accident could pay up to $2,876
- The price to insure a teen driver can cost as much as $5,056 a year
Insurance prices for a Volkswagen E-Golf are also quite variable based on deductibles and policy limits, your driving record, and the model year and trim level.
Choosing high deductibles could save up to $480 each year, whereas increasing liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $411 more per year. View Rates by Deductible or Liability Limit
More mature drivers with a clean driving record and higher deductibles could pay as little as $1,200 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay at least $5,000 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you may be forking out $1,600 to $2,200 extra each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 44% to 134% more than average. View High Risk Driver Rates
The state you live in makes a big difference in Volkswagen E-Golf insurance rates. A 40-year-old driver could pay as low as $960 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,800 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,204 | -$126 | -9.5% |
| Alaska | $1,020 | -$310 | -23.3% |
| Arizona | $1,104 | -$226 | -17.0% |
| Arkansas | $1,330 | -$0 | 0.0% |
| California | $1,518 | $188 | 14.1% |
| Colorado | $1,272 | -$58 | -4.4% |
| Connecticut | $1,368 | $38 | 2.9% |
| Delaware | $1,508 | $178 | 13.4% |
| Florida | $1,666 | $336 | 25.3% |
| Georgia | $1,228 | -$102 | -7.7% |
| Hawaii | $956 | -$374 | -28.1% |
| Idaho | $898 | -$432 | -32.5% |
| Illinois | $992 | -$338 | -25.4% |
| Indiana | $1,002 | -$328 | -24.7% |
| Iowa | $898 | -$432 | -32.5% |
| Kansas | $1,264 | -$66 | -5.0% |
| Kentucky | $1,816 | $486 | 36.5% |
| Louisiana | $1,970 | $640 | 48.1% |
| Maine | $822 | -$508 | -38.2% |
| Maryland | $1,096 | -$234 | -17.6% |
| Massachusetts | $1,064 | -$266 | -20.0% |
| Michigan | $2,312 | $982 | 73.8% |
| Minnesota | $1,114 | -$216 | -16.2% |
| Mississippi | $1,594 | $264 | 19.8% |
| Missouri | $1,180 | -$150 | -11.3% |
| Montana | $1,430 | $100 | 7.5% |
| Nebraska | $1,048 | -$282 | -21.2% |
| Nevada | $1,596 | $266 | 20.0% |
| New Hampshire | $958 | -$372 | -28.0% |
| New Jersey | $1,488 | $158 | 11.9% |
| New Mexico | $1,180 | -$150 | -11.3% |
| New York | $1,402 | $72 | 5.4% |
| North Carolina | $768 | -$562 | -42.3% |
| North Dakota | $1,088 | -$242 | -18.2% |
| Ohio | $918 | -$412 | -31.0% |
| Oklahoma | $1,366 | $36 | 2.7% |
| Oregon | $1,220 | -$110 | -8.3% |
| Pennsylvania | $1,270 | -$60 | -4.5% |
| Rhode Island | $1,776 | $446 | 33.5% |
| South Carolina | $1,204 | -$126 | -9.5% |
| South Dakota | $1,122 | -$208 | -15.6% |
| Tennessee | $1,164 | -$166 | -12.5% |
| Texas | $1,604 | $274 | 20.6% |
| Utah | $986 | -$344 | -25.9% |
| Vermont | $912 | -$418 | -31.4% |
| Virginia | $798 | -$532 | -40.0% |
| Washington | $1,028 | -$302 | -22.7% |
| West Virginia | $1,220 | -$110 | -8.3% |
| Wisconsin | $922 | -$408 | -30.7% |
| Wyoming | $1,186 | -$144 | -10.8% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Volkswagen E-Golf | $282 | $474 | $452 | $1,366 |
| 2018 Volkswagen E-Golf | $270 | $446 | $456 | $1,330 |
| 2017 Volkswagen E-Golf | $258 | $400 | $460 | $1,276 |
Rates are averaged for all Volkswagen E-Golf models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Right Volkswagen E-Golf Insurance
Getting lower rates on Volkswagen E-Golf insurance not only requires avoiding accidents and claims, but also having good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Make time to compare rates every time your policy renews by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The points below are a quick rundown of the information touched on in this article.
- You may be able to save approximately $160 per year just by quoting online in advance
- Drivers under the age of 20 are charged the highest prices, costing up to $421 a month if they have full coverage
- Increasing physical damage deductibles could save as much as $475 each year
- High-risk drivers with reckless driving or DUI convictions may pay on average $1,550 more annually to insure a Volkswagen E-Golf
- Drivers who want increased liability limits will pay about $500 every year to go from a low limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,056 |
| 20 | $3,058 |
| 30 | $1,378 |
| 40 | $1,330 |
| 50 | $1,216 |
| 60 | $1,192 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,646 |
| $250 | $1,500 |
| $500 | $1,330 |
| $1,000 | $1,168 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,330 |
| 50/100 | $1,421 |
| 100/300 | $1,535 |
| 250/500 | $1,832 |
| 100 CSL | $1,467 |
| 300 CSL | $1,718 |
| 500 CSL | $1,900 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,196 |
| 20 | $4,870 |
| 30 | $2,926 |
| 40 | $2,876 |
| 50 | $2,746 |
| 60 | $2,722 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $70 |
| Homeowner | $21 |
| 5-yr Accident Free | $93 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $57 |
| Advance Quote | $64 |
| Online Quote | $94 |
| Total Discounts | $555 |
Discounts are estimated and may not be available from every company or in every state.
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