Volkswagen E-Golf Insurance Rates

Estimated insurance rates for a Volkswagen E-Golf are $1,330 a year with full coverage. Comprehensive costs approximately $270 a year, collision insurance costs $446, and liability coverage is estimated at $456. Liability-only coverage costs approximately $508 a year, and high-risk coverage costs around $2,876. Teen drivers pay the most at up to $5,056 a year.

Average premium for full coverage: $1,330

Premium estimates by type of coverage:

Prices include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and E-Golf trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on the price of insurance. Rural locations are statistically proven to have a lower frequency of collision claims than larger metro areas. The diagram below illustrates how rural and urban location affects auto insurance prices.

These rate differences demonstrate why it is important to get quotes using their specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Volkswagen E-Golf insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $775
• Choosing higher $1,000 deductibles can save $1,168 annually
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,330
• Choosing low $100 deductibles for comp and collision coverage will increase the cost to $1,646
• Drivers with multiple violations and an at-fault accident could pay around $2,876
• An auto insurance policy for full coverage for a teenage driver can cost $5,056 each year

View Chart as Image

Insurance prices for a Volkswagen E-Golf also have a wide range based on your driving characteristics, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay in the ballpark of $5,000 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Volkswagen E-Golf insurance rates. A good driver about age 40 could pay as low as $960 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,800 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles can save as much as $480 a year, while buying higher liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will cost up to $411 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out anywhere from $1,600 to $2,200 extra annually, depending on your age. A high-risk auto insurance policy ranges around 44% to 134% more than average. View High Risk Driver Rates

How to Find the Right Volkswagen E-Golf Insurance

Finding better rates on auto insurance takes having a decent driving record, maintaining good credit, being claim-free, and possibly raising deductibles. Set aside time to shop around at least once a year by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following items are a quick rundown of the primary concepts that were raised in the charts and tables above.

• You may be able to save around $160 per year just by quoting early and online
• Drivers with reckless driving or DUI convictions pay on average $1,550 more per year than a driver with a clean driving record
• Increasing policy deductibles can save around $475 each year
• 16 to 18-year-old drivers are expensive to insure, possibly costing $421 per month for full coverage