Volkswagen Eos Insurance Rates

The average insurance prices for a Volkswagen Eos are $932 every 12 months for full coverage. Comprehensive costs around $148 a year, collision costs $180, and liability costs around $446. A liability-only policy costs as low as $500 a year, with high-risk insurance costing around $2,002. Teenage drivers cost the most to insure at $3,790 a year or more.

Average premium for full coverage: $932

Policy rates for type of insurance:

Prices include $500 policy deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all states and Eos trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on auto insurance rates. Areas with sparse population are shown to have more infrequent accident claims than densely populated cities.

The diagram below illustrates how location helps determine auto insurance rates.

The examples above show why it is important to compare prices for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Volkswagen Eos insurance rates for additional coverage choices and driver risks.

• The best discount rate is $573
• Using higher $1,000 deductibles will save about $858 a year
• The average price for a good driver age 40 using $500 deductibles is $932
• Using low $100 deductibles for physical damage coverage increases the price to $1,074
• High-risk insureds who are prone to accidents and violations could pay at least $2,002 or more
• Policy cost to insure a 16-year-old driver can be $3,790 or more

View Chart as Image

Car insurance rates for a Volkswagen Eos also range considerably based on liability limits and deductibles, your driver profile, and the trim level and model year.

Using high physical damage deductibles could cut rates by as much as $220 annually, while buying higher liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $402 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as low as $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged as much as $3,700 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at least $1,100 to $1,600 extra every year, depending on your age. A high-risk auto insurance policy can be from 42% to 131% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Volkswagen Eos insurance prices. A driver around age 40 might see rates as low as $620 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,330 on average in Michigan, Louisiana, and New York.

View Chart as Image

Because rates have so much variability, the only way to know your exact price is to get quotes from multiple companies. Each insurance company uses a different method to calculate rates, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Volkswagen Eos Insurance

Finding cheaper rates on insurance for a Volkswagen Eos requires avoiding accidents and claims, maintaining a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Invest time comparing rates at least every other year by getting quotes from direct carriers, and also from local exclusive and independent agents.

The points below are a quick rundown of the car insurance concepts covered in the charts and tables above.

• Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,070 more every year to insure a Volkswagen Eos
• Drivers can save up to $100 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $225 each year
• Insureds who may need increased liability limits will pay an extra $490 each year to increase from a 30/60 limit to a 250/500 level