Volkswagen Eos Insurance Rates

The average insurance rates for a Volkswagen Eos are $932 a year for full coverage insurance. Comprehensive insurance costs an estimated $148, collision costs $180, and liability is $446. Liability-only insurance costs around $500 a year, with high-risk driver insurance costing $2,002 or more. Teenage drivers cost the most to insure at $3,790 a year or more.

Average premium for full coverage: $932

Policy rates broken down by type of insurance:

Includes $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and for different Eos trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than densely populated cities.

The price range example below illustrates the difference between rural and urban areas on insurance prices.

The examples above illustrate why anyone shopping for car insurance should compare rates quotes for a targeted area, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Volkswagen Eos insurance rates for other coverage scenarios.

• The best discount rate is $573
• Raising to $1,000 deductibles will save approximately $74 each year
• The estimated price for a good driver age 40 who has $500 deductibles is $932
• Using more expensive low deductibles will cost an additional $142 annually
• Drivers who are prone to accidents and violations could pay up to $2,002 or more
• Policy cost that insures a 16-year-old driver with full coverage can cost as much as $3,790

View Chart as Image

Auto insurance rates for a Volkswagen Eos also range considerably based on the model year and trim level, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,100 to $1,600 in extra premium every year, depending on your age. High-risk driver insurance is expensive and can cost from 42% to 131% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $900 every 12 months on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay at least $3,700 a year. View Rates by Age

Your home state also has a big influence on Volkswagen Eos insurance prices. A middle-age driver might find rates as low as $610 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,260 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $220 annually, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $402 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to compare rates from multiple companies. Every auto insurance company uses a different method to calculate rates, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Volkswagen Eos Insurance

Finding cheaper rates on insurance for a Volkswagen Eos consists of having a decent driving record, maintaining a good credit score, being claim-free, and qualifying for all possible discounts. Compare prices every couple of years by requesting quotes from direct insurance companies, and also from local insurance agencies.

The following items are a recap of the material that was covered above.

• Insureds who want additional liability coverage will pay an extra $490 annually to raise from a 30/60 limit to the 250/500 level
• 16 to 18-year-old drivers are the costliest to insure, possibly costing $316 each month if the policy includes full coverage
• Drivers considered higher risk that have major violations or accidents may have to pay on average $1,070 more annually than a driver with a clean driving record
• Increasing comprehensive and collision deductibles can save approximately $225 each year