Volkswagen Golf Alltrack Insurance Rates

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UPDATED: May 11, 2024

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Average auto insurance rates for a Volkswagen Golf Alltrack are $1,410 annually with full coverage. Comprehensive insurance costs around $280 a year, collision insurance costs $516, and liability costs around $456. A policy with just liability insurance costs as low as $508 a year, and coverage for high-risk drivers costs $3,064 or more. Teenage drivers receive the highest rates at up to $5,346 a year.

Average premium for full coverage: $1,410

Rate estimates for individual coverage type:

Comprehensive $280
Collision $516
Liability $456

Rate estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and Golf Alltrack trim levels.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range range from as cheap as $508 for just liability coverage to a high of $3,064 for coverage for higher-risk drivers.

Liability Only $508
Full Coverage $1,410
High Risk $3,064

Price Range by Location

Where you live can have significant affects on insurance rates. Areas with sparse population tend to have fewer collision claims than densely populated cities. The diagram below illustrates how your location can change auto insurance rates.

Rural Areas $1,058
Small Cities $1,481
Large Cities $1,904

These examples demonstrate why it is important to compare prices for a specific zip code and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Detailed Rate Analysis

The chart below details average Volkswagen Golf Alltrack insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $810
  • Using higher $1,000 deductibles will save about $1,230 annually
  • The estimated rate for a 40-year-old driver using $500 deductibles is $1,410
  • Using low $100 deductibles for physical damage coverage costs an additional $354 every year
  • Drivers who are prone to accidents and violations could pay at least $3,064
  • The cost with full coverage for a teen driver can be $5,346 or more

View Chart as Image

Volkswagen Golf Alltrack insurance cost comparison chart
Column chart showing Volkswagen Golf Alltrack insurance prices range from $810 to $5,346 for full coverage

Insurance rates for a Volkswagen Golf Alltrack can also vary considerably based on the trim level of your Golf Alltrack, your driving record, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,300 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay as much as $5,300 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at least $1,700 to $2,300 additional per year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $540 every year, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $411 more each year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Volkswagen Golf Alltrack insurance prices. A driver around age 40 might see rates as low as $1,020 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,910 on average in Florida, Michigan, and New York.

Volkswagen Golf Alltrack Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,278 -$132 -9.4%
Alaska $1,082 -$328 -23.3%
Arizona $1,170 -$240 -17.0%
Arkansas $1,410 -$0 0.0%
California $1,610 $200 14.2%
Colorado $1,350 -$60 -4.3%
Connecticut $1,452 $42 3.0%
Delaware $1,596 $186 13.2%
Florida $1,766 $356 25.2%
Georgia $1,302 -$108 -7.7%
Hawaii $1,016 -$394 -27.9%
Idaho $954 -$456 -32.3%
Illinois $1,052 -$358 -25.4%
Indiana $1,064 -$346 -24.5%
Iowa $954 -$456 -32.3%
Kansas $1,340 -$70 -5.0%
Kentucky $1,926 $516 36.6%
Louisiana $2,088 $678 48.1%
Maine $870 -$540 -38.3%
Maryland $1,164 -$246 -17.4%
Massachusetts $1,130 -$280 -19.9%
Michigan $2,452 $1,042 73.9%
Minnesota $1,180 -$230 -16.3%
Mississippi $1,692 $282 20.0%
Missouri $1,250 -$160 -11.3%
Montana $1,518 $108 7.7%
Nebraska $1,112 -$298 -21.1%
Nevada $1,692 $282 20.0%
New Hampshire $1,016 -$394 -27.9%
New Jersey $1,576 $166 11.8%
New Mexico $1,250 -$160 -11.3%
New York $1,486 $76 5.4%
North Carolina $814 -$596 -42.3%
North Dakota $1,156 -$254 -18.0%
Ohio $974 -$436 -30.9%
Oklahoma $1,450 $40 2.8%
Oregon $1,292 -$118 -8.4%
Pennsylvania $1,346 -$64 -4.5%
Rhode Island $1,884 $474 33.6%
South Carolina $1,278 -$132 -9.4%
South Dakota $1,190 -$220 -15.6%
Tennessee $1,236 -$174 -12.3%
Texas $1,700 $290 20.6%
Utah $1,046 -$364 -25.8%
Vermont $968 -$442 -31.3%
Virginia $846 -$564 -40.0%
Washington $1,092 -$318 -22.6%
West Virginia $1,292 -$118 -8.4%
Wisconsin $978 -$432 -30.6%
Wyoming $1,258 -$152 -10.8%

View Chart as Image

Volkswagen Golf Alltrack insurance rates by U.S. city
Volkswagen Golf Alltrack Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Volkswagen Golf Alltrack $280 $516 $456 $1,410
2018 Volkswagen Golf Alltrack $268 $464 $460 $1,350

Rates are averaged for all Volkswagen Golf Alltrack models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Volkswagen Golf Alltrack Insurance

Saving money on car insurance requires being safe and accident-free, having good credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Invest the time to shop around at least once a year by quoting rates from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

Below you'll find a brief recap of the primary concepts that were illustrated above.

  • You may be able to save up to $170 per year just by quoting early and online
  • Higher risk drivers who tend to receive serious violations may pay on average $1,650 more every year than a low-risk driver
  • Increasing deductibles could save up to $525 each year
  • Youthful drivers are charged the highest rates, with premiums as much as $446 per month if they have full coverage

Rates by Driver Age

Volkswagen Golf Alltrack Insurance Rates by Driver Age
Driver Age Premium
16 $5,346
20 $3,266
30 $1,466
40 $1,410
50 $1,290
60 $1,266

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Golf Alltrack Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,764
$250 $1,600
$500 $1,410
$1,000 $1,230

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Golf Alltrack Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,410
50/100 $1,501
100/300 $1,615
250/500 $1,912
100 CSL $1,547
300 CSL $1,798
500 CSL $1,980

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Golf Alltrack Insurance Rates for High Risk Drivers
Age Premium
16 $7,624
20 $5,208
30 $3,124
40 $3,064
50 $2,928
60 $2,902

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $199

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $75
Homeowner $22
5-yr Accident Free $103
5-yr Claim Free $92
Paid in Full/EFT $63
Advance Quote $70
Online Quote $100
Total Discounts $600
Rate after discounts $810

Discounts are estimated and may not be available from every company or in every state.

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