Volkswagen ID Buzz Insurance Rates

The average insurance prices for a Volkswagen ID Buzz are $1,560 every 12 months for full coverage. Comprehensive costs an estimated $390, collision insurance costs $718, and liability is $316. Liability-only coverage costs around $376 a year, and high-risk coverage costs around $3,374. Teenage drivers cost the most to insure at up to $5,530 a year.

Average premium for full coverage: $1,560

Policy rates broken down by type of insurance:

Price estimates include $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and for different ID Buzz trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on insurance rates. More rural locations are shown to have more infrequent accident claims than densely populated cities. The price range example below illustrates how location impacts insurance prices.

The examples above show why anyone shopping for car insurance should compare rates quotes for a targeted area and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Volkswagen ID Buzz insurance rates for other coverage scenarios.

• The best discount rate is $875
• Raising to $1,000 deductibles will save approximately $252 a year
• The average price for a good driver age 40 who has $500 deductibles is $1,560
• Using more expensive low deductibles increases the price to $2,050
• At-risk drivers who are prone to accidents and violations could pay up to $3,374
• Policy cost to insure a teen driver with full coverage can cost as much as $5,530

View Chart as Image

Insurance rates for a Volkswagen ID Buzz also range considerably based on liability limits and deductibles, your driver profile, and the model year and trim level.

Using high physical damage deductibles can reduce rates by up to $750 every year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $285 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may pay as little as $1,400 every 12 months on average, or $117 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay at least $5,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying $1,800 to $2,500 additional every year, depending on your age. High-risk driver insurance is expensive and can cost as much as 45% to 129% more than a normal policy. View High Risk Driver Rates

Your home state also has a big influence on Volkswagen ID Buzz insurance prices. A middle-age driver might find rates as low as $1,030 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,230 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Shop for Cheaper Volkswagen ID Buzz Insurance

Finding cheaper rates on car insurance consists of avoiding accidents and claims, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Spend time shopping around at every policy renewal by obtaining price quotes from direct carriers, and also from several local insurance agents.

The points below are a condensed summary of the data touched on above.

• Policyholders who want increased liability limits will pay an extra $350 each year to raise from a 30/60 limit to a 250/500 level
• Drivers can save approximately $200 per year just by shopping early and online
• Increasing comprehensive and collision deductibles could save as much as $750 each year
• Drivers under the age of 20 are expensive to insure, costing up to $461 each month if full coverage is included