Volkswagen ID Buzz Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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Average insurance prices for a Volkswagen ID Buzz are $1,560 every 12 months for full coverage. Comprehensive insurance costs approximately $390 a year, collision costs $718, and liability costs $316. Buying just liability costs as little as $376 a year, with insurance for high-risk drivers costing $3,374 or more. Teen drivers receive the highest rates at $5,530 a year or more.
Average premium for full coverage: $1,560
Rate estimates by individual coverage type:
Rate estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all states and ID Buzz trim levels.
Price Range by Coverage and Risk
For an average driver, prices range go from the cheapest price of $376 for just liability insurance to a high of $3,374 for a driver who has had serious violations or accidents.
Price Range by Location
Your location can make a big difference on car insurance rates. Rural locations tend to have more infrequent accident claims than larger metro areas.
The diagram below illustrates the effect of geographic area on auto insurance prices.
These examples show why it is important to compare rates using their specific location and their own driving history, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows estimated Volkswagen ID Buzz insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $875
- Drivers who choose higher $1,000 deductibles will pay $1,308 a year
- The average price for a 40-year-old driver who chooses $500 deductibles is $1,560
- Choosing low $100 deductibles for comprehensive and collision insurance costs an extra $490 annually
- Drivers with multiple violations and an at-fault accident could pay around $3,374 or more
- The cost to insure a 16-year-old driver can cost $5,530 a year
Auto insurance rates for a Volkswagen ID Buzz can also vary considerably based on policy deductibles and limits, your driver profile, and the model of your ID Buzz.
Choosing high deductibles could save up to $750 annually, while buying higher liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $285 extra every year. View Rates by Deductible or Liability Limit
Older drivers with a good driving record and higher deductibles may pay as low as $1,400 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay in the ballpark of $5,500 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you could be paying anywhere from $1,800 to $2,500 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost from 45% to 129% more than average. View High Risk Driver Rates
Where you live makes a big difference in Volkswagen ID Buzz insurance prices. A 40-year-old driver could pay as low as $1,030 a year in states like Iowa, Maine, and Idaho, or as much as $2,230 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,410 | -$150 | -9.6% |
| Alaska | $1,196 | -$364 | -23.3% |
| Arizona | $1,294 | -$266 | -17.1% |
| Arkansas | $1,560 | -$0 | 0.0% |
| California | $1,778 | $218 | 14.0% |
| Colorado | $1,488 | -$72 | -4.6% |
| Connecticut | $1,602 | $42 | 2.7% |
| Delaware | $1,764 | $204 | 13.1% |
| Florida | $1,950 | $390 | 25.0% |
| Georgia | $1,442 | -$118 | -7.6% |
| Hawaii | $1,122 | -$438 | -28.1% |
| Idaho | $1,056 | -$504 | -32.3% |
| Illinois | $1,162 | -$398 | -25.5% |
| Indiana | $1,176 | -$384 | -24.6% |
| Iowa | $1,054 | -$506 | -32.4% |
| Kansas | $1,480 | -$80 | -5.1% |
| Kentucky | $2,128 | $568 | 36.4% |
| Louisiana | $2,310 | $750 | 48.1% |
| Maine | $964 | -$596 | -38.2% |
| Maryland | $1,288 | -$272 | -17.4% |
| Massachusetts | $1,244 | -$316 | -20.3% |
| Michigan | $2,710 | $1,150 | 73.7% |
| Minnesota | $1,306 | -$254 | -16.3% |
| Mississippi | $1,870 | $310 | 19.9% |
| Missouri | $1,384 | -$176 | -11.3% |
| Montana | $1,676 | $116 | 7.4% |
| Nebraska | $1,230 | -$330 | -21.2% |
| Nevada | $1,872 | $312 | 20.0% |
| New Hampshire | $1,126 | -$434 | -27.8% |
| New Jersey | $1,744 | $184 | 11.8% |
| New Mexico | $1,380 | -$180 | -11.5% |
| New York | $1,642 | $82 | 5.3% |
| North Carolina | $898 | -$662 | -42.4% |
| North Dakota | $1,280 | -$280 | -17.9% |
| Ohio | $1,076 | -$484 | -31.0% |
| Oklahoma | $1,600 | $40 | 2.6% |
| Oregon | $1,430 | -$130 | -8.3% |
| Pennsylvania | $1,488 | -$72 | -4.6% |
| Rhode Island | $2,080 | $520 | 33.3% |
| South Carolina | $1,414 | -$146 | -9.4% |
| South Dakota | $1,318 | -$242 | -15.5% |
| Tennessee | $1,364 | -$196 | -12.6% |
| Texas | $1,882 | $322 | 20.6% |
| Utah | $1,154 | -$406 | -26.0% |
| Vermont | $1,066 | -$494 | -31.7% |
| Virginia | $934 | -$626 | -40.1% |
| Washington | $1,204 | -$356 | -22.8% |
| West Virginia | $1,430 | -$130 | -8.3% |
| Wisconsin | $1,080 | -$480 | -30.8% |
| Wyoming | $1,390 | -$170 | -10.9% |
With so much variability in rates, the only way to know who has the cheapest car insurance rates is to get quotes from multiple companies. Every company uses a different rate calculation, and quoted rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volkswagen ID Buzz | $356 | $686 | $338 | $1,516 |
Rates are averaged for all Volkswagen ID Buzz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Volkswagen ID Buzz Insurance
Saving money on insurance for a Volkswagen ID Buzz not only requires having a good driving record, but also having a good credit score, eliminating unneeded coverage, and not having any coverage lapses. Take the time to compare rates every other policy renewal by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The next list is a brief recap of the ideas that were covered in the above illustrations.
- Drivers age 20 and younger have the highest car insurance rates, costing as high as $461 per month if comprehensive and collision insurance is included
- Drivers considered higher risk who tend to receive serious violations may pay on average $1,810 more per year to buy Volkswagen ID Buzz insurance
- Increasing deductibles could save as much as $750 each year
- Drivers can save around $200 per year simply by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,530 |
| 20 | $3,592 |
| 30 | $1,650 |
| 40 | $1,560 |
| 50 | $1,420 |
| 60 | $1,396 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,050 |
| $250 | $1,824 |
| $500 | $1,560 |
| $1,000 | $1,308 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,560 |
| 50/100 | $1,623 |
| 100/300 | $1,702 |
| 250/500 | $1,908 |
| 100 CSL | $1,655 |
| 300 CSL | $1,829 |
| 500 CSL | $1,955 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,952 |
| 20 | $5,710 |
| 30 | $3,472 |
| 40 | $3,374 |
| 50 | $3,212 |
| 60 | $3,184 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $85 |
| Multi-vehicle | $79 |
| Homeowner | $21 |
| 5-yr Accident Free | $124 |
| 5-yr Claim Free | $102 |
| Paid in Full/EFT | $79 |
| Advance Quote | $81 |
| Online Quote | $114 |
| Total Discounts | $685 |
Discounts are estimated and may not be available from every company or in every state.
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