Volkswagen ID Buzz Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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Estimated insurance prices for a Volkswagen ID Buzz are $1,560 every 12 months with full coverage. Comprehensive insurance costs an estimated $390, collision insurance costs $718, and liability insurance costs $316. A liability-only policy costs as little as $376 a year, and high-risk insurance costs $3,374 or more. Teens pay the most at up to $5,530 a year.
Average premium for full coverage: $1,560
Premium estimates broken down by type of coverage:
Prices include $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and for different ID Buzz trim levels.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Volkswagen ID Buzz range from the cheapest price of $376 for the bare minimum liability coverage to a much higher rate of $3,374 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Your location has a significant impact on car insurance rates. More rural locations are statistically proven to have more infrequent collision claims than cities with more traffic congestion. The price range example below illustrates how rural and urban location affects insurance prices.
These rate differences demonstrate why anyone shopping for car insurance should compare rates for a targeted area and their own driving history, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details average Volkswagen ID Buzz insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $875
- Drivers who choose higher $1,000 deductibles will pay approximately $252 annually
- The average price for a 40-year-old good driver who has $500 deductibles is $1,560
- Selecting more expensive low deductibles for comprehensive and collision insurance costs an extra $490 a year
- High risk drivers with serious driving violations could pay up to $3,374
- An auto insurance policy to insure a teen driver with full coverage can cost as much as $5,530 a year
Auto insurance prices for a Volkswagen ID Buzz also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model year and trim level.
Choosing higher comprehensive and collision insurance deductibles could save up to $750 each year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $285 extra every year. View Rates by Deductible or Liability Limit
An older driver with a good driving record and higher deductibles could pay as little as $1,400 per year on average, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay at least $5,500 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you may be forking out $1,800 to $2,500 in extra premium annually, depending on your age. High-risk driver insurance can cost anywhere from 45% to 129% more than the average policy. View High Risk Driver Rates
Where you choose to live makes a big difference in Volkswagen ID Buzz insurance rates. A 40-year-old driver could pay as low as $1,120 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $2,110 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,410 | -$150 | -9.6% |
| Alaska | $1,196 | -$364 | -23.3% |
| Arizona | $1,294 | -$266 | -17.1% |
| Arkansas | $1,560 | -$0 | 0.0% |
| California | $1,778 | $218 | 14.0% |
| Colorado | $1,488 | -$72 | -4.6% |
| Connecticut | $1,602 | $42 | 2.7% |
| Delaware | $1,764 | $204 | 13.1% |
| Florida | $1,950 | $390 | 25.0% |
| Georgia | $1,442 | -$118 | -7.6% |
| Hawaii | $1,122 | -$438 | -28.1% |
| Idaho | $1,056 | -$504 | -32.3% |
| Illinois | $1,162 | -$398 | -25.5% |
| Indiana | $1,176 | -$384 | -24.6% |
| Iowa | $1,054 | -$506 | -32.4% |
| Kansas | $1,480 | -$80 | -5.1% |
| Kentucky | $2,128 | $568 | 36.4% |
| Louisiana | $2,310 | $750 | 48.1% |
| Maine | $964 | -$596 | -38.2% |
| Maryland | $1,288 | -$272 | -17.4% |
| Massachusetts | $1,244 | -$316 | -20.3% |
| Michigan | $2,710 | $1,150 | 73.7% |
| Minnesota | $1,306 | -$254 | -16.3% |
| Mississippi | $1,870 | $310 | 19.9% |
| Missouri | $1,384 | -$176 | -11.3% |
| Montana | $1,676 | $116 | 7.4% |
| Nebraska | $1,230 | -$330 | -21.2% |
| Nevada | $1,872 | $312 | 20.0% |
| New Hampshire | $1,126 | -$434 | -27.8% |
| New Jersey | $1,744 | $184 | 11.8% |
| New Mexico | $1,380 | -$180 | -11.5% |
| New York | $1,642 | $82 | 5.3% |
| North Carolina | $898 | -$662 | -42.4% |
| North Dakota | $1,280 | -$280 | -17.9% |
| Ohio | $1,076 | -$484 | -31.0% |
| Oklahoma | $1,600 | $40 | 2.6% |
| Oregon | $1,430 | -$130 | -8.3% |
| Pennsylvania | $1,488 | -$72 | -4.6% |
| Rhode Island | $2,080 | $520 | 33.3% |
| South Carolina | $1,414 | -$146 | -9.4% |
| South Dakota | $1,318 | -$242 | -15.5% |
| Tennessee | $1,364 | -$196 | -12.6% |
| Texas | $1,882 | $322 | 20.6% |
| Utah | $1,154 | -$406 | -26.0% |
| Vermont | $1,066 | -$494 | -31.7% |
| Virginia | $934 | -$626 | -40.1% |
| Washington | $1,204 | -$356 | -22.8% |
| West Virginia | $1,430 | -$130 | -8.3% |
| Wisconsin | $1,080 | -$480 | -30.8% |
| Wyoming | $1,390 | -$170 | -10.9% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volkswagen ID Buzz | $356 | $686 | $338 | $1,516 |
Rates are averaged for all Volkswagen ID Buzz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Right Volkswagen ID Buzz Insurance
Finding better rates on Volkswagen ID Buzz insurance not only requires being a good driver, but also having a good credit score, being claim-free, and consideration of higher deductibles. Set aside time to shop around at every other renewal by requesting quotes from direct companies, and also from your local independent and exclusive agents.
The following list is a quick rundown of the concepts that were raised in the charts and tables above.
- High-risk drivers with reckless driving or DUI convictions may pay on average $1,810 more annually than a safer driver
- Drivers age 16 to 20 are the costliest to insure, possibly costing $461 per month if comprehensive and collision insurance is included
- You may be able to save approximately $200 per year just by shopping early and online
- Increasing policy deductibles could save as much as $750 each year
- You may be able to save approximately $200 per year just by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,530 |
| 20 | $3,592 |
| 30 | $1,650 |
| 40 | $1,560 |
| 50 | $1,420 |
| 60 | $1,396 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,050 |
| $250 | $1,824 |
| $500 | $1,560 |
| $1,000 | $1,308 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,560 |
| 50/100 | $1,623 |
| 100/300 | $1,702 |
| 250/500 | $1,908 |
| 100 CSL | $1,655 |
| 300 CSL | $1,829 |
| 500 CSL | $1,955 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,952 |
| 20 | $5,710 |
| 30 | $3,472 |
| 40 | $3,374 |
| 50 | $3,212 |
| 60 | $3,184 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $85 |
| Multi-vehicle | $79 |
| Homeowner | $21 |
| 5-yr Accident Free | $124 |
| 5-yr Claim Free | $102 |
| Paid in Full/EFT | $79 |
| Advance Quote | $81 |
| Online Quote | $114 |
| Total Discounts | $685 |
Discounts are estimated and may not be available from every company or in every state.
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