Volkswagen ID Buzz Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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The average insurance prices for a Volkswagen ID Buzz are $1,560 every 12 months for full coverage insurance. Comprehensive costs approximately $390, collision insurance costs $718, and liability coverage costs $316. Liability-only coverage costs as little as $376 a year, and high-risk coverage costs around $3,374. Teens cost the most to insure at up to $5,530 a year.
Average premium for full coverage: $1,560
Policy rates by type of insurance:
Price estimates include $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and for different ID Buzz trim levels.
Price Range Variability
For the average 40-year-old driver, Volkswagen ID Buzz insurance rates range from the cheapest price of $376 for just liability coverage to a much higher rate of $3,374 for a driver who requires high-risk insurance.
Urban vs. Rural Price Range
Your location has a large influence on the price of auto insurance. Rural locations are shown to have more infrequent physical damage claims than cities with more traffic congestion. The price range example below illustrates the difference location can make on auto insurance prices.
The examples above illustrate why anyone shopping for car insurance should compare rates using their specific location and their own driving history, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates average Volkswagen ID Buzz insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $875
- Drivers who choose higher $1,000 deductibles will pay $252 each year
- The average price for a good driver age 40 who chooses $500 deductibles is $1,560
- Selecting more expensive low deductibles for comprehensive and collision insurance increases the price to $2,050
- High-risk insureds with serious driving violations could pay around $3,374
- Policy cost to insure a teenage driver with full coverage can cost $5,530 a year
Insurance rates for a Volkswagen ID Buzz also range considerably based on liability limits and deductibles, your risk profile, and the model of your ID Buzz.
Choosing higher comprehensive and collision insurance deductibles could save up to $750 a year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $285 more each year. View Rates by Deductible or Liability Limit
An older driver with no violations or accidents and higher deductibles may only pay around $1,400 per year on average, or $117 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay in the ballpark of $5,500 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are probably paying anywhere from $1,800 to $2,500 additional every year, depending on your age. High-risk driver insurance can cost around 45% to 129% more than the average policy. View High Risk Driver Rates
Your home state makes a big difference in Volkswagen ID Buzz insurance rates. A 40-year-old driver could pay as low as $1,020 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $2,110 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,410 | -$150 | -9.6% |
| Alaska | $1,196 | -$364 | -23.3% |
| Arizona | $1,294 | -$266 | -17.1% |
| Arkansas | $1,560 | -$0 | 0.0% |
| California | $1,778 | $218 | 14.0% |
| Colorado | $1,488 | -$72 | -4.6% |
| Connecticut | $1,602 | $42 | 2.7% |
| Delaware | $1,764 | $204 | 13.1% |
| Florida | $1,950 | $390 | 25.0% |
| Georgia | $1,442 | -$118 | -7.6% |
| Hawaii | $1,122 | -$438 | -28.1% |
| Idaho | $1,056 | -$504 | -32.3% |
| Illinois | $1,162 | -$398 | -25.5% |
| Indiana | $1,176 | -$384 | -24.6% |
| Iowa | $1,054 | -$506 | -32.4% |
| Kansas | $1,480 | -$80 | -5.1% |
| Kentucky | $2,128 | $568 | 36.4% |
| Louisiana | $2,310 | $750 | 48.1% |
| Maine | $964 | -$596 | -38.2% |
| Maryland | $1,288 | -$272 | -17.4% |
| Massachusetts | $1,244 | -$316 | -20.3% |
| Michigan | $2,710 | $1,150 | 73.7% |
| Minnesota | $1,306 | -$254 | -16.3% |
| Mississippi | $1,870 | $310 | 19.9% |
| Missouri | $1,384 | -$176 | -11.3% |
| Montana | $1,676 | $116 | 7.4% |
| Nebraska | $1,230 | -$330 | -21.2% |
| Nevada | $1,872 | $312 | 20.0% |
| New Hampshire | $1,126 | -$434 | -27.8% |
| New Jersey | $1,744 | $184 | 11.8% |
| New Mexico | $1,380 | -$180 | -11.5% |
| New York | $1,642 | $82 | 5.3% |
| North Carolina | $898 | -$662 | -42.4% |
| North Dakota | $1,280 | -$280 | -17.9% |
| Ohio | $1,076 | -$484 | -31.0% |
| Oklahoma | $1,600 | $40 | 2.6% |
| Oregon | $1,430 | -$130 | -8.3% |
| Pennsylvania | $1,488 | -$72 | -4.6% |
| Rhode Island | $2,080 | $520 | 33.3% |
| South Carolina | $1,414 | -$146 | -9.4% |
| South Dakota | $1,318 | -$242 | -15.5% |
| Tennessee | $1,364 | -$196 | -12.6% |
| Texas | $1,882 | $322 | 20.6% |
| Utah | $1,154 | -$406 | -26.0% |
| Vermont | $1,066 | -$494 | -31.7% |
| Virginia | $934 | -$626 | -40.1% |
| Washington | $1,204 | -$356 | -22.8% |
| West Virginia | $1,430 | -$130 | -8.3% |
| Wisconsin | $1,080 | -$480 | -30.8% |
| Wyoming | $1,390 | -$170 | -10.9% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volkswagen ID Buzz | $356 | $686 | $338 | $1,516 |
Rates are averaged for all Volkswagen ID Buzz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Volkswagen ID Buzz Insurance
Finding cheaper rates on auto insurance not only requires being a safe and courteous driver, but also having above-average credit, being claim-free, and consideration of higher deductibles. Make time to compare rates at every other renewal by requesting quotes from direct insurance companies, and also from local insurance agencies.
Below is a condensed summary of the concepts that were touched on in this article.
- Drivers with multiple at-fault accidents may have to pay on average $1,810 more per year for auto insurance
- Teenage drivers are the costliest to insure, possibly costing $461 each month if full coverage is included
- It is possible to save around $200 per year just by shopping early and online
- Increasing comprehensive and collision deductibles could save as much as $750 each year
- It is possible to save around $200 per year just by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,530 |
| 20 | $3,592 |
| 30 | $1,650 |
| 40 | $1,560 |
| 50 | $1,420 |
| 60 | $1,396 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,050 |
| $250 | $1,824 |
| $500 | $1,560 |
| $1,000 | $1,308 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,560 |
| 50/100 | $1,623 |
| 100/300 | $1,702 |
| 250/500 | $1,908 |
| 100 CSL | $1,655 |
| 300 CSL | $1,829 |
| 500 CSL | $1,955 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,952 |
| 20 | $5,710 |
| 30 | $3,472 |
| 40 | $3,374 |
| 50 | $3,212 |
| 60 | $3,184 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $85 |
| Multi-vehicle | $79 |
| Homeowner | $21 |
| 5-yr Accident Free | $124 |
| 5-yr Claim Free | $102 |
| Paid in Full/EFT | $79 |
| Advance Quote | $81 |
| Online Quote | $114 |
| Total Discounts | $685 |
Discounts are estimated and may not be available from every company or in every state.
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