Volkswagen ID Buzz Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated insurance rates for a Volkswagen ID Buzz are $1,560 a year with full coverage. Comprehensive costs an estimated $390, collision insurance costs $718, and liability costs $316. A liability-only policy costs as little as $376 a year, and high-risk insurance costs around $3,374. Teen drivers pay the most at up to $5,530 a year.

Average premium for full coverage: $1,560

Premium estimates broken down by type of coverage:

Comprehensive $390
Collision $718
Liability $316

Estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and for all ID Buzz models.

Insurance Price Range by Risk and Coverage

For a 40-year-old driver, insurance rates for a Volkswagen ID Buzz range from the low end price of $376 for basic liability insurance to the much higher price of $3,374 for a driver who requires high-risk insurance.

Liability Only $376
Full Coverage $1,560
High Risk $3,374

Insurance Price Range by Location

Your location can have significant affects on car insurance rates. More rural locations are statistically proven to have lower incidents of collision claims than larger metro areas. The example below illustrates how your location can change insurance prices.

Rural Areas $1,170
Small Cities $1,638
Large Cities $2,106

These rate differences demonstrate why everyone should compare rates for a targeted area, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below details average Volkswagen ID Buzz insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $875
  • Drivers who choose higher $1,000 deductibles will pay approximately $252 annually
  • The estimated price for a 40-year-old good driver who has $500 deductibles is $1,560
  • Choosing pricier low deductibles for comprehensive and collision insurance bumps up the cost to $2,050
  • Higher-risk drivers with multiple violations and an at-fault accident could pay up to $3,374
  • An auto insurance policy that insures a teen driver for full coverage can cost as much as $5,530 a year

View Chart as Image

Volkswagen ID Buzz insurance cost comparison chart
Column chart showing Volkswagen ID Buzz insurance rates range from $875 to $5,530 for full coverage

Auto insurance prices for a Volkswagen ID Buzz also have a wide range based on the model of your ID Buzz, your age and driving habits, and liability limits and deductibles.

If you have a few violations or you caused an accident, you may be forking out $1,800 to $2,500 in extra premium annually, depending on your age. Volkswagen ID Buzz insurance for high-risk drivers can cost as much as 45% to 129% more than average. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,400 per year on average, or $117 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay at least $5,500 a year. View Rates by Age

Where you choose to live makes a big difference in Volkswagen ID Buzz insurance prices. A 40-year-old driver could pay as low as $1,120 a year in states like Utah, Ohio, and New Hampshire, or as much as $2,110 on average in New York, Michigan, and Florida.

Volkswagen ID Buzz Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,410 -$150 -9.6%
Alaska $1,196 -$364 -23.3%
Arizona $1,294 -$266 -17.1%
Arkansas $1,560 -$0 0.0%
California $1,778 $218 14.0%
Colorado $1,488 -$72 -4.6%
Connecticut $1,602 $42 2.7%
Delaware $1,764 $204 13.1%
Florida $1,950 $390 25.0%
Georgia $1,442 -$118 -7.6%
Hawaii $1,122 -$438 -28.1%
Idaho $1,056 -$504 -32.3%
Illinois $1,162 -$398 -25.5%
Indiana $1,176 -$384 -24.6%
Iowa $1,054 -$506 -32.4%
Kansas $1,480 -$80 -5.1%
Kentucky $2,128 $568 36.4%
Louisiana $2,310 $750 48.1%
Maine $964 -$596 -38.2%
Maryland $1,288 -$272 -17.4%
Massachusetts $1,244 -$316 -20.3%
Michigan $2,710 $1,150 73.7%
Minnesota $1,306 -$254 -16.3%
Mississippi $1,870 $310 19.9%
Missouri $1,384 -$176 -11.3%
Montana $1,676 $116 7.4%
Nebraska $1,230 -$330 -21.2%
Nevada $1,872 $312 20.0%
New Hampshire $1,126 -$434 -27.8%
New Jersey $1,744 $184 11.8%
New Mexico $1,380 -$180 -11.5%
New York $1,642 $82 5.3%
North Carolina $898 -$662 -42.4%
North Dakota $1,280 -$280 -17.9%
Ohio $1,076 -$484 -31.0%
Oklahoma $1,600 $40 2.6%
Oregon $1,430 -$130 -8.3%
Pennsylvania $1,488 -$72 -4.6%
Rhode Island $2,080 $520 33.3%
South Carolina $1,414 -$146 -9.4%
South Dakota $1,318 -$242 -15.5%
Tennessee $1,364 -$196 -12.6%
Texas $1,882 $322 20.6%
Utah $1,154 -$406 -26.0%
Vermont $1,066 -$494 -31.7%
Virginia $934 -$626 -40.1%
Washington $1,204 -$356 -22.8%
West Virginia $1,430 -$130 -8.3%
Wisconsin $1,080 -$480 -30.8%
Wyoming $1,390 -$170 -10.9%

View Chart as Image

Volkswagen ID Buzz insurance rates by U.S. city

Choosing high deductibles could save up to $750 every year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $285 extra every year. View Rates by Deductible or Liability Limit

Volkswagen ID Buzz Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen ID Buzz $372 $690 $332 $1,530

Rates are averaged for all Volkswagen ID Buzz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Volkswagen ID Buzz Insurance

Finding better rates on car insurance not only requires avoiding accidents and violations, but also maintaining a good credit score, being claim-free, and consideration of higher deductibles. Shop around at every other renewal by getting rate quotes from direct companies, and also from insurance agencies where you live.

The list below is a review of the concepts that were illustrated above.

  • Higher risk drivers who have several accidents or serious violations could be forced to pay on average $1,810 more annually for car insurance
  • Teenagers are the costliest to insure, possibly costing $461 per month if the policy includes full coverage
  • You may be able to save approximately $200 per year just by quoting online well ahead of the renewal date
  • Increasing policy deductibles can save approximately $750 each year
  • You may be able to save approximately $200 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Volkswagen ID Buzz Insurance Rates by Driver Age
Driver Age Premium
16 $5,530
20 $3,592
30 $1,650
40 $1,560
50 $1,420
60 $1,396

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen ID Buzz Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,050
$250 $1,824
$500 $1,560
$1,000 $1,308

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen ID Buzz Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,560
50/100 $1,623
100/300 $1,702
250/500 $1,908
100 CSL $1,655
300 CSL $1,829
500 CSL $1,955

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen ID Buzz Insurance Rates for High Risk Drivers
Age Premium
16 $7,952
20 $5,710
30 $3,472
40 $3,374
50 $3,212
60 $3,184

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $219

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $85
Multi-vehicle $79
Homeowner $21
5-yr Accident Free $124
5-yr Claim Free $102
Paid in Full/EFT $79
Advance Quote $81
Online Quote $114
Total Discounts $685
Rate after discounts $875

Discounts are estimated and may not be available from every company or in every state.

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