Volkswagen ID Buzz Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Mar 28, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

U.S. average auto insurance rates for a Volkswagen ID Buzz are $1,560 annually for full coverage insurance. Comprehensive insurance costs around $390, collision insurance costs $718, and liability coverage is $316. Liability-only coverage costs around $376 a year, and high-risk coverage costs $3,374 or more. Teen drivers pay the highest rates at up to $5,530 a year.

Average premium for full coverage: $1,560

Price estimates for individual coverage:

Comprehensive $390
Collision $718
Liability $316

Price estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and for different ID Buzz trim levels.

Price Range from Low to High

For a 40-year-old driver, Volkswagen ID Buzz insurance prices range from as cheap as $376 for basic liability insurance to a much higher rate of $3,374 for a driver who has had serious violations or accidents.

Liability Only $376
Full Coverage $1,560
High Risk $3,374

Geographic Price Range

Choosing to live in a large city has a large influence on car insurance rates. Areas with sparse population have fewer physical damage claims than larger metro areas. The price range example below illustrates how your location can change auto insurance rates.

Rural Areas $1,170
Small Cities $1,638
Large Cities $2,106

The ranges above illustrate why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below illustrates average Volkswagen ID Buzz insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $875
  • Raising to $1,000 deductibles will save about $252 each year
  • The estimated rate for the average middle-age driver using $500 deductibles is $1,560
  • Choosing more expensive low deductibles costs an additional $490 each year
  • Unlucky drivers with multiple violations and an at-fault accident could pay at least $3,374
  • The price with full coverage for a teenage driver with full coverage can be $5,530

View Chart as Image

Volkswagen ID Buzz insurance cost comparison chart
Column chart showing Volkswagen ID Buzz insurance prices range from $875 to $5,530 for full coverage

Auto insurance prices for a Volkswagen ID Buzz are also quite variable based on the trim level and model year, your risk profile, and deductibles and policy limits.

An older driver with a good driving record and high physical damage deductibles may only pay around $1,400 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will have to pay as much as $5,500 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at least $1,800 to $2,500 in extra premium each year, depending on your age. High-risk driver insurance is expensive and can cost around 45% to 129% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce prices by up to $750 a year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $285 extra every year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Volkswagen ID Buzz insurance rates. A middle-age driver might find prices as low as $1,020 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $2,110 on average in Michigan, New York, and Florida.

Volkswagen ID Buzz Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,410 -$150 -9.6%
Alaska $1,196 -$364 -23.3%
Arizona $1,294 -$266 -17.1%
Arkansas $1,560 -$0 0.0%
California $1,778 $218 14.0%
Colorado $1,488 -$72 -4.6%
Connecticut $1,602 $42 2.7%
Delaware $1,764 $204 13.1%
Florida $1,950 $390 25.0%
Georgia $1,442 -$118 -7.6%
Hawaii $1,122 -$438 -28.1%
Idaho $1,056 -$504 -32.3%
Illinois $1,162 -$398 -25.5%
Indiana $1,176 -$384 -24.6%
Iowa $1,054 -$506 -32.4%
Kansas $1,480 -$80 -5.1%
Kentucky $2,128 $568 36.4%
Louisiana $2,310 $750 48.1%
Maine $964 -$596 -38.2%
Maryland $1,288 -$272 -17.4%
Massachusetts $1,244 -$316 -20.3%
Michigan $2,710 $1,150 73.7%
Minnesota $1,306 -$254 -16.3%
Mississippi $1,870 $310 19.9%
Missouri $1,384 -$176 -11.3%
Montana $1,676 $116 7.4%
Nebraska $1,230 -$330 -21.2%
Nevada $1,872 $312 20.0%
New Hampshire $1,126 -$434 -27.8%
New Jersey $1,744 $184 11.8%
New Mexico $1,380 -$180 -11.5%
New York $1,642 $82 5.3%
North Carolina $898 -$662 -42.4%
North Dakota $1,280 -$280 -17.9%
Ohio $1,076 -$484 -31.0%
Oklahoma $1,600 $40 2.6%
Oregon $1,430 -$130 -8.3%
Pennsylvania $1,488 -$72 -4.6%
Rhode Island $2,080 $520 33.3%
South Carolina $1,414 -$146 -9.4%
South Dakota $1,318 -$242 -15.5%
Tennessee $1,364 -$196 -12.6%
Texas $1,882 $322 20.6%
Utah $1,154 -$406 -26.0%
Vermont $1,066 -$494 -31.7%
Virginia $934 -$626 -40.1%
Washington $1,204 -$356 -22.8%
West Virginia $1,430 -$130 -8.3%
Wisconsin $1,080 -$480 -30.8%
Wyoming $1,390 -$170 -10.9%

View Chart as Image

Volkswagen ID Buzz insurance rates by U.S. city
Volkswagen ID Buzz Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen ID Buzz $372 $690 $332 $1,530

Rates are averaged for all Volkswagen ID Buzz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper Volkswagen ID Buzz Insurance

Getting lower rates on auto insurance consists of being a safe and courteous driver, having above-average credit, not filing small claims, and possibly raising deductibles. Invest the time to shop around every other policy renewal by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below is a condensed summary of the ideas that were illustrated above.

  • Teenage drivers are expensive to insure, as much as $461 a month if full coverage is included
  • Drivers with multiple at-fault accidents pay on average $1,810 more every year for auto insurance
  • Increasing physical damage deductibles could save up to $750 each year
  • It is possible to save up to $200 per year just by shopping early and online

Rates by Driver Age

Volkswagen ID Buzz Insurance Rates by Driver Age
Driver Age Premium
16 $5,530
20 $3,592
30 $1,650
40 $1,560
50 $1,420
60 $1,396

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen ID Buzz Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,050
$250 $1,824
$500 $1,560
$1,000 $1,308

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen ID Buzz Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,560
50/100 $1,623
100/300 $1,702
250/500 $1,908
100 CSL $1,655
300 CSL $1,829
500 CSL $1,955

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen ID Buzz Insurance Rates for High Risk Drivers
Age Premium
16 $7,952
20 $5,710
30 $3,472
40 $3,374
50 $3,212
60 $3,184

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $219

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $85
Multi-vehicle $79
Homeowner $21
5-yr Accident Free $124
5-yr Claim Free $102
Paid in Full/EFT $79
Advance Quote $81
Online Quote $114
Total Discounts $685
Rate after discounts $875

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles