Volkswagen ID7 Insurance Rates

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UPDATED: Mar 28, 2024

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Average insurance rates for a Volkswagen ID7 are $1,578 a year for full coverage. Comprehensive insurance costs approximately $376 a year, collision insurance costs $750, and liability costs around $316. A liability-only policy costs as low as $376 a year, and high-risk insurance costs $3,430 or more. Teen drivers receive the highest rates at up to $5,628 a year.

Average premium for full coverage: $1,578

Rate estimates by individual coverage type:

Comprehensive $376
Collision $750
Liability $316

Rate estimates include $500 deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and ID7 trim levels.

Price Range by Coverage and Risk

For a driver in their 40's, prices range range from as low as $376 for minimum levels of liability insurance to a high of $3,430 for high-risk insurance.

Liability Only $376
Full Coverage $1,578
High Risk $3,430

Price Range by Location

Where you live can make a big difference on car insurance rates. Rural locations tend to have a lower frequency of accident claims than larger metro areas. The diagram below illustrates how location helps determine auto insurance prices.

Rural Areas $1,184
Small Cities $1,657
Large Cities $2,130

These examples show why it is important to compare prices using their specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below shows average Volkswagen ID7 insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $877
  • Using higher $1,000 deductibles will save $1,322 a year
  • The average rate for a 40-year-old driver who chooses $500 deductibles is $1,578
  • Choosing low $100 deductibles for physical damage coverage will cost an extra $500 annually
  • High-risk insureds with multiple violations and an at-fault accident could pay around $3,430
  • The cost for full coverage for a 16-year-old driver can cost $5,628 or more

View Chart as Image

Volkswagen ID7 insurance cost comparison chart
Column chart showing Volkswagen ID7 insurance prices range from $877 to $5,628 for full coverage

Insurance rates for a Volkswagen ID7 can also vary considerably based on your driver profile, the trim level of your ID7, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles may pay as low as $1,500 a year for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay in the ballpark of $5,600 a year. View Rates by Age

Where you live has a huge impact on Volkswagen ID7 insurance prices. A driver around age 40 might see rates as low as $1,040 a year in states like Iowa, Maine, and Idaho, or as much as $2,250 on average in New York, Louisiana, and Michigan.

Volkswagen ID7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,426 -$152 -9.6%
Alaska $1,208 -$370 -23.4%
Arizona $1,308 -$270 -17.1%
Arkansas $1,578 -$0 0.0%
California $1,798 $220 13.9%
Colorado $1,506 -$72 -4.6%
Connecticut $1,620 $42 2.7%
Delaware $1,784 $206 13.1%
Florida $1,972 $394 25.0%
Georgia $1,458 -$120 -7.6%
Hawaii $1,134 -$444 -28.1%
Idaho $1,068 -$510 -32.3%
Illinois $1,174 -$404 -25.6%
Indiana $1,190 -$388 -24.6%
Iowa $1,064 -$514 -32.6%
Kansas $1,498 -$80 -5.1%
Kentucky $2,152 $574 36.4%
Louisiana $2,336 $758 48.0%
Maine $974 -$604 -38.3%
Maryland $1,302 -$276 -17.5%
Massachusetts $1,258 -$320 -20.3%
Michigan $2,740 $1,162 73.6%
Minnesota $1,322 -$256 -16.2%
Mississippi $1,890 $312 19.8%
Missouri $1,400 -$178 -11.3%
Montana $1,694 $116 7.4%
Nebraska $1,242 -$336 -21.3%
Nevada $1,894 $316 20.0%
New Hampshire $1,138 -$440 -27.9%
New Jersey $1,764 $186 11.8%
New Mexico $1,396 -$182 -11.5%
New York $1,662 $84 5.3%
North Carolina $908 -$670 -42.5%
North Dakota $1,294 -$284 -18.0%
Ohio $1,088 -$490 -31.1%
Oklahoma $1,618 $40 2.5%
Oregon $1,446 -$132 -8.4%
Pennsylvania $1,502 -$76 -4.8%
Rhode Island $2,104 $526 33.3%
South Carolina $1,430 -$148 -9.4%
South Dakota $1,332 -$246 -15.6%
Tennessee $1,380 -$198 -12.5%
Texas $1,904 $326 20.7%
Utah $1,166 -$412 -26.1%
Vermont $1,078 -$500 -31.7%
Virginia $946 -$632 -40.1%
Washington $1,216 -$362 -22.9%
West Virginia $1,448 -$130 -8.2%
Wisconsin $1,090 -$488 -30.9%
Wyoming $1,406 -$172 -10.9%

View Chart as Image

Volkswagen ID7 insurance rates by U.S. city

Choosing high deductibles could cut rates by as much as $760 annually, while buying higher liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will cost as much as $285 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying anywhere from $1,900 to $2,500 extra per year, depending on your age. A high-risk auto insurance policy can be from 44% to 135% more than average. View High Risk Driver Rates

Volkswagen ID7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen ID7 $344 $714 $338 $1,532

Rates are averaged for all Volkswagen ID7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Volkswagen ID7 Insurance

Saving money on insurance for a Volkswagen ID7 requires not taking risks behind the wheel, maintaining good credit, eliminating unneeded coverage, and possibly raising deductibles. Invest time comparing rates every couple of years by requesting rates from direct carriers like GEICO and Progressive, and also from local exclusive and independent agents.

The following is a brief recap of the material that was covered in the charts and tables above.

  • Insureds who purchase higher liability limits will pay about $350 each year to increase from a minimum limit to 250/500 limits
  • Teens are expensive to insure, costing as high as $469 per month for full coverage
  • Drivers considered higher risk who tend to receive serious violations may pay on average $1,850 more per year for ID7 insurance
  • Increasing deductibles can save around $750 each year

Rates by Driver Age

Volkswagen ID7 Insurance Rates by Driver Age
Driver Age Premium
16 $5,628
20 $3,660
30 $1,670
40 $1,578
50 $1,436
60 $1,412

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen ID7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,078
$250 $1,844
$500 $1,578
$1,000 $1,322

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen ID7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,578
50/100 $1,641
100/300 $1,720
250/500 $1,926
100 CSL $1,673
300 CSL $1,847
500 CSL $1,973

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen ID7 Insurance Rates for High Risk Drivers
Age Premium
16 $8,102
20 $5,822
30 $3,528
40 $3,430
50 $3,266
60 $3,238

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $226

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $87
Multi-vehicle $82
Homeowner $21
5-yr Accident Free $128
5-yr Claim Free $104
Paid in Full/EFT $81
Advance Quote $83
Online Quote $115
Total Discounts $701
Rate after discounts $877

Discounts are estimated and may not be available from every company or in every state.

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