Volkswagen ID7 Insurance Rates
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Michelle Robbins
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UPDATED: Mar 28, 2024
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U.S. average insurance rates for a Volkswagen ID7 are $1,578 a year for full coverage insurance. Comprehensive insurance costs approximately $376, collision costs $750, and liability is $316. Buying just liability costs around $376 a year, with insurance for high-risk drivers costing $3,430 or more. Teens pay the highest rates at $5,628 a year or more.
Average premium for full coverage: $1,578
Price estimates by individual coverage:
Rates are based on $500 physical damage insurance deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and for all ID7 models.
Price Range from Low to High
For the average 40-year-old driver, Volkswagen ID7 insurance prices go from as low as $376 for a discount liability-only rate to the much higher price of $3,430 for a driver required to buy high-risk insurance.
Geographic Price Range
Choosing to live in a large city can have significant affects on the price of auto insurance. Rural locations have a lower frequency of physical damage claims than cities with more traffic congestion.
The example below illustrates the difference location can make on auto insurance prices.
The ranges above illustrate why everyone should compare rates quotes using their specific location and risk profile, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates estimated Volkswagen ID7 insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $877
- Raising to $1,000 deductibles will save $256 each year
- The average rate for the average middle-age driver who chooses $500 deductibles is $1,578
- Selecting pricier low deductibles will cost an extra $500 every year
- At-risk drivers with serious driving violations could pay around $3,430 or more
- The price for full coverage for a teen driver for full coverage can cost $5,628
Insurance prices for a Volkswagen ID7 are also quite variable based on your driving record, the model year and trim level, and physical damage deductibles and liability limits.
A more mature driver with no violations or accidents and high deductibles may pay as little as $1,500 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay in the ballpark of $5,600 a year. View Rates by Age
The state you live in also has a big influence on Volkswagen ID7 insurance prices. A middle-age driver might find prices as low as $1,030 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $2,130 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,426 | -$152 | -9.6% |
| Alaska | $1,208 | -$370 | -23.4% |
| Arizona | $1,308 | -$270 | -17.1% |
| Arkansas | $1,578 | -$0 | 0.0% |
| California | $1,798 | $220 | 13.9% |
| Colorado | $1,506 | -$72 | -4.6% |
| Connecticut | $1,620 | $42 | 2.7% |
| Delaware | $1,784 | $206 | 13.1% |
| Florida | $1,972 | $394 | 25.0% |
| Georgia | $1,458 | -$120 | -7.6% |
| Hawaii | $1,134 | -$444 | -28.1% |
| Idaho | $1,068 | -$510 | -32.3% |
| Illinois | $1,174 | -$404 | -25.6% |
| Indiana | $1,190 | -$388 | -24.6% |
| Iowa | $1,064 | -$514 | -32.6% |
| Kansas | $1,498 | -$80 | -5.1% |
| Kentucky | $2,152 | $574 | 36.4% |
| Louisiana | $2,336 | $758 | 48.0% |
| Maine | $974 | -$604 | -38.3% |
| Maryland | $1,302 | -$276 | -17.5% |
| Massachusetts | $1,258 | -$320 | -20.3% |
| Michigan | $2,740 | $1,162 | 73.6% |
| Minnesota | $1,322 | -$256 | -16.2% |
| Mississippi | $1,890 | $312 | 19.8% |
| Missouri | $1,400 | -$178 | -11.3% |
| Montana | $1,694 | $116 | 7.4% |
| Nebraska | $1,242 | -$336 | -21.3% |
| Nevada | $1,894 | $316 | 20.0% |
| New Hampshire | $1,138 | -$440 | -27.9% |
| New Jersey | $1,764 | $186 | 11.8% |
| New Mexico | $1,396 | -$182 | -11.5% |
| New York | $1,662 | $84 | 5.3% |
| North Carolina | $908 | -$670 | -42.5% |
| North Dakota | $1,294 | -$284 | -18.0% |
| Ohio | $1,088 | -$490 | -31.1% |
| Oklahoma | $1,618 | $40 | 2.5% |
| Oregon | $1,446 | -$132 | -8.4% |
| Pennsylvania | $1,502 | -$76 | -4.8% |
| Rhode Island | $2,104 | $526 | 33.3% |
| South Carolina | $1,430 | -$148 | -9.4% |
| South Dakota | $1,332 | -$246 | -15.6% |
| Tennessee | $1,380 | -$198 | -12.5% |
| Texas | $1,904 | $326 | 20.7% |
| Utah | $1,166 | -$412 | -26.1% |
| Vermont | $1,078 | -$500 | -31.7% |
| Virginia | $946 | -$632 | -40.1% |
| Washington | $1,216 | -$362 | -22.9% |
| West Virginia | $1,448 | -$130 | -8.2% |
| Wisconsin | $1,090 | -$488 | -30.9% |
| Wyoming | $1,406 | -$172 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $760 every year, whereas buying more liability protection will push prices upward. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $285 more each year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are probably paying anywhere from $1,900 to $2,500 additional each year, depending on your age. Volkswagen ID7 insurance for high-risk drivers is expensive and can cost as much as 44% to 135% more than the average policy. View High Risk Driver Rates
Since prices can be so different, the only way to figure out who has the best car insurance prices is to regularly compare prices and see which company has the best price. Every auto insurance company calculates prices differently, and prices may be quite different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volkswagen ID7 | $344 | $714 | $338 | $1,532 |
Rates are averaged for all Volkswagen ID7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Volkswagen ID7 Insurance
Getting lower rates on car insurance consists of being a low-risk driver, having a good credit history, not filing small claims, and qualifying for all possible discounts. Make time to compare rates at every policy renewal by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.
The items below are a quick review of the data touched on in this article.
- Policyholders who purchase more liability coverage will pay approximately $350 annually to raise from a low limit to 250/500 limits
- It is possible to save around $200 per year simply by quoting online well ahead of the renewal date
- Increasing physical damage deductibles can save around $750 each year
- Teen drivers are the costliest to insure, as much as $469 a month including comprehensive and collision insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,628 |
| 20 | $3,660 |
| 30 | $1,670 |
| 40 | $1,578 |
| 50 | $1,436 |
| 60 | $1,412 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,078 |
| $250 | $1,844 |
| $500 | $1,578 |
| $1,000 | $1,322 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,578 |
| 50/100 | $1,641 |
| 100/300 | $1,720 |
| 250/500 | $1,926 |
| 100 CSL | $1,673 |
| 300 CSL | $1,847 |
| 500 CSL | $1,973 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,102 |
| 20 | $5,822 |
| 30 | $3,528 |
| 40 | $3,430 |
| 50 | $3,266 |
| 60 | $3,238 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $87 |
| Multi-vehicle | $82 |
| Homeowner | $21 |
| 5-yr Accident Free | $128 |
| 5-yr Claim Free | $104 |
| Paid in Full/EFT | $81 |
| Advance Quote | $83 |
| Online Quote | $115 |
| Total Discounts | $701 |
Discounts are estimated and may not be available from every company or in every state.
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