Volkswagen ID7 Insurance Rates
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Michelle Robbins
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UPDATED: Mar 28, 2024
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The average insurance rates for a Volkswagen ID7 are $1,578 a year for full coverage insurance. Comprehensive insurance costs approximately $376 a year, collision insurance costs $750, and liability is estimated at $316. Liability-only coverage costs approximately $376 a year, and high-risk coverage costs $3,430 or more. Teenage drivers cost the most to insure at up to $5,628 a year.
Average premium for full coverage: $1,578
Policy rates by type of insurance:
Full coverage includes $500 physical damage deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and ID7 trim levels.
Price Range Variability
For a 40-year-old driver, Volkswagen ID7 insurance rates range from the low end price of $376 for basic liability insurance to a high of $3,430 for a high-risk driver policy.
Urban vs. Rural Price Range
Living in a larger city can have significant affects on the price of auto insurance. Rural locations are shown to have lower incidents of physical damage claims than densely populated cities. The diagram below illustrates how your location can change auto insurance prices.
The examples above illustrate why it is important to get quotes using their specific location, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates average Volkswagen ID7 insurance rates for additional coverage and risk scenarios.
- The best discount rate is $877
- Choosing higher $1,000 deductibles can save $1,322 each year
- The estimated price for a good driver age 40 who chooses $500 deductibles is $1,578
- Using low $100 deductibles for comp and collision coverage will cost an additional $500 every year
- Unlucky drivers who are prone to accidents and violations could pay around $3,430
- Policy cost that insures a teen driver can cost $5,628 each year
Insurance rates for a Volkswagen ID7 also range considerably based on the trim level of your ID7, your age and driving record, and physical damage deductibles and liability limits.
If you have a few points on your driving record or you caused an accident, you are probably paying anywhere from $1,900 to $2,500 additional every year, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 135% more than a normal policy. View High Risk Driver Rates
Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,500 annually on average, or $125 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,600 a year. View Rates by Age
Your home state plays a big part in determining prices for Volkswagen ID7 insurance prices. A good driver about age 40 could pay as low as $1,030 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $2,130 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,426 | -$152 | -9.6% |
| Alaska | $1,208 | -$370 | -23.4% |
| Arizona | $1,308 | -$270 | -17.1% |
| Arkansas | $1,578 | -$0 | 0.0% |
| California | $1,798 | $220 | 13.9% |
| Colorado | $1,506 | -$72 | -4.6% |
| Connecticut | $1,620 | $42 | 2.7% |
| Delaware | $1,784 | $206 | 13.1% |
| Florida | $1,972 | $394 | 25.0% |
| Georgia | $1,458 | -$120 | -7.6% |
| Hawaii | $1,134 | -$444 | -28.1% |
| Idaho | $1,068 | -$510 | -32.3% |
| Illinois | $1,174 | -$404 | -25.6% |
| Indiana | $1,190 | -$388 | -24.6% |
| Iowa | $1,064 | -$514 | -32.6% |
| Kansas | $1,498 | -$80 | -5.1% |
| Kentucky | $2,152 | $574 | 36.4% |
| Louisiana | $2,336 | $758 | 48.0% |
| Maine | $974 | -$604 | -38.3% |
| Maryland | $1,302 | -$276 | -17.5% |
| Massachusetts | $1,258 | -$320 | -20.3% |
| Michigan | $2,740 | $1,162 | 73.6% |
| Minnesota | $1,322 | -$256 | -16.2% |
| Mississippi | $1,890 | $312 | 19.8% |
| Missouri | $1,400 | -$178 | -11.3% |
| Montana | $1,694 | $116 | 7.4% |
| Nebraska | $1,242 | -$336 | -21.3% |
| Nevada | $1,894 | $316 | 20.0% |
| New Hampshire | $1,138 | -$440 | -27.9% |
| New Jersey | $1,764 | $186 | 11.8% |
| New Mexico | $1,396 | -$182 | -11.5% |
| New York | $1,662 | $84 | 5.3% |
| North Carolina | $908 | -$670 | -42.5% |
| North Dakota | $1,294 | -$284 | -18.0% |
| Ohio | $1,088 | -$490 | -31.1% |
| Oklahoma | $1,618 | $40 | 2.5% |
| Oregon | $1,446 | -$132 | -8.4% |
| Pennsylvania | $1,502 | -$76 | -4.8% |
| Rhode Island | $2,104 | $526 | 33.3% |
| South Carolina | $1,430 | -$148 | -9.4% |
| South Dakota | $1,332 | -$246 | -15.6% |
| Tennessee | $1,380 | -$198 | -12.5% |
| Texas | $1,904 | $326 | 20.7% |
| Utah | $1,166 | -$412 | -26.1% |
| Vermont | $1,078 | -$500 | -31.7% |
| Virginia | $946 | -$632 | -40.1% |
| Washington | $1,216 | -$362 | -22.9% |
| West Virginia | $1,448 | -$130 | -8.2% |
| Wisconsin | $1,090 | -$488 | -30.9% |
| Wyoming | $1,406 | -$172 | -10.9% |
Using high physical damage deductibles can save as much as $760 every year, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $285 more each year. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volkswagen ID7 | $344 | $714 | $338 | $1,532 |
Rates are averaged for all Volkswagen ID7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Volkswagen ID7 Insurance
Finding cheaper rates on car insurance takes being a safe and courteous driver, having a good credit score, being claim-free, and consideration of higher deductibles. Compare prices every time your policy renews by getting quotes from direct insurance companies, and also from your local car insurance providers.
Below is a summary of the information illustrated above.
- It is possible to save around $200 per year just by quoting early and online
- Teenage drivers are the costliest to insure, possibly costing $469 each month if comprehensive and collision insurance is included
- Increasing comprehensive and collision deductibles can save approximately $750 each year
- Higher risk drivers who have multiple accidents or major violations could be charged and average of $1,850 more per year for auto insurance
- Policyholders who purchase higher levels of liability will pay an extra $350 annually to raise limits from a 30/60 limit to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,628 |
| 20 | $3,660 |
| 30 | $1,670 |
| 40 | $1,578 |
| 50 | $1,436 |
| 60 | $1,412 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,078 |
| $250 | $1,844 |
| $500 | $1,578 |
| $1,000 | $1,322 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,578 |
| 50/100 | $1,641 |
| 100/300 | $1,720 |
| 250/500 | $1,926 |
| 100 CSL | $1,673 |
| 300 CSL | $1,847 |
| 500 CSL | $1,973 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,102 |
| 20 | $5,822 |
| 30 | $3,528 |
| 40 | $3,430 |
| 50 | $3,266 |
| 60 | $3,238 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $87 |
| Multi-vehicle | $82 |
| Homeowner | $21 |
| 5-yr Accident Free | $128 |
| 5-yr Claim Free | $104 |
| Paid in Full/EFT | $81 |
| Advance Quote | $83 |
| Online Quote | $115 |
| Total Discounts | $701 |
Discounts are estimated and may not be available from every company or in every state.
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