Volkswagen ID7 Insurance Rates

U.S. average insurance rates for a Volkswagen ID7 are $1,578 a year for full coverage. Comprehensive insurance costs approximately $376, collision insurance costs $750, and liability coverage costs around $316. Buying just liability costs as low as $376 a year, and insurance for high-risk drivers costs $3,430 or more. Teen drivers pay the highest rates at up to $5,628 a year.

Average premium for full coverage: $1,578

Price estimates by individual coverage:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all states and for different ID7 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on car insurance rates. Rural locations have a lower frequency of accident claims than larger metro areas. The price range example below illustrates how your location can change auto insurance prices.

The ranges above show why anyone shopping for car insurance should compare prices using their specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Volkswagen ID7 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $877
• Using higher $1,000 deductibles will save $256 a year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,578
• Choosing more expensive low deductibles for physical damage coverage will cost an extra $500 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $3,430
• The price for full coverage for a teenage driver with full coverage can cost $5,628 or more

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Insurance prices for a Volkswagen ID7 are also quite variable based on your driving record, the trim level of your ID7, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high deductibles may only pay around $1,500 a year for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay in the ballpark of $5,600 a year. View Rates by Age

The state you live in has a huge impact on Volkswagen ID7 insurance rates. A driver around age 40 might see prices as low as $1,040 a year in states like Iowa, Maine, and Idaho, or as much as $2,250 on average in New York, Louisiana, and Michigan.

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Choosing high deductibles could cut prices by as much as $760 a year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $285 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying anywhere from $1,900 to $2,500 additional each year, depending on your age. High-risk driver insurance can be around 44% to 135% more than average. View High Risk Driver Rates

How to Find More Affordable Volkswagen ID7 Insurance

Getting lower rates on auto insurance requires having a decent driving record, having a good credit history, eliminating unnecessary coverage, and consideration of higher deductibles. Invest the time to shop around at every policy renewal by requesting quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

The following items are a summary of the data illustrated above.

• Consumers who purchase additional liability coverage will pay about $350 each year to increase from a low limit to 250/500 limits
• Drivers can save around $200 per year just by shopping early and online
• Increasing physical damage deductibles can save around $750 each year
• 16 to 18-year-old drivers are the costliest to insure, with premiums as much as $469 a month including comprehensive and collision insurance