Volkswagen ID7 Insurance Rates
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Michelle Robbins
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UPDATED: Mar 28, 2024
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Average insurance rates for a Volkswagen ID7 are $1,578 a year with full coverage. Comprehensive insurance costs approximately $376, collision insurance costs $750, and liability is estimated at $316. Liability-only coverage costs approximately $376 a year, and high-risk coverage costs $3,430 or more. Teenage drivers receive the highest rates at up to $5,628 a year.
Average premium for full coverage: $1,578
Rate estimates by individual coverage type:
Rate estimates include $500 deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and for all ID7 models.
Price Range by Coverage and Risk
For a driver in their 40's, prices range range from the low end price of $376 for your basic liability-only policy to the much higher price of $3,430 for a policy for a high-risk driver.
Price Range by Location
Living in a larger city can have significant affects on the price of insurance. Rural locations tend to have lower incidents of collision claims than densely populated cities. The example below illustrates how location helps determine auto insurance prices.
These examples demonstrate why everyone should get quotes using their specific location, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below details average Volkswagen ID7 insurance rates for additional coverage and risk scenarios.
- The best discount rate is $877
- Choosing higher $1,000 deductibles can save $256 annually
- The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,578
- Using pricier low deductibles for comp and collision coverage will cost an additional $500 every year
- Unlucky drivers who are prone to accidents and violations could pay around $3,430
- The cost that insures a teen driver for full coverage can cost $5,628 each year
Car insurance rates for a Volkswagen ID7 can also vary considerably based on the model of your ID7, your age and driving habits, and physical damage deductibles and liability limits.
If you like to drive fast or you caused an accident, you may be forking out anywhere from $1,900 to $2,500 extra per year, depending on your age. Volkswagen ID7 insurance for high-risk drivers ranges as much as 44% to 135% more than a normal policy. View High Risk Driver Rates
A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,500 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged in the ballpark of $5,600 a year. View Rates by Age
Where you live plays a big part in determining prices for Volkswagen ID7 insurance prices. A good driver about age 40 could pay as low as $1,140 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $2,130 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,426 | -$152 | -9.6% |
| Alaska | $1,208 | -$370 | -23.4% |
| Arizona | $1,308 | -$270 | -17.1% |
| Arkansas | $1,578 | -$0 | 0.0% |
| California | $1,798 | $220 | 13.9% |
| Colorado | $1,506 | -$72 | -4.6% |
| Connecticut | $1,620 | $42 | 2.7% |
| Delaware | $1,784 | $206 | 13.1% |
| Florida | $1,972 | $394 | 25.0% |
| Georgia | $1,458 | -$120 | -7.6% |
| Hawaii | $1,134 | -$444 | -28.1% |
| Idaho | $1,068 | -$510 | -32.3% |
| Illinois | $1,174 | -$404 | -25.6% |
| Indiana | $1,190 | -$388 | -24.6% |
| Iowa | $1,064 | -$514 | -32.6% |
| Kansas | $1,498 | -$80 | -5.1% |
| Kentucky | $2,152 | $574 | 36.4% |
| Louisiana | $2,336 | $758 | 48.0% |
| Maine | $974 | -$604 | -38.3% |
| Maryland | $1,302 | -$276 | -17.5% |
| Massachusetts | $1,258 | -$320 | -20.3% |
| Michigan | $2,740 | $1,162 | 73.6% |
| Minnesota | $1,322 | -$256 | -16.2% |
| Mississippi | $1,890 | $312 | 19.8% |
| Missouri | $1,400 | -$178 | -11.3% |
| Montana | $1,694 | $116 | 7.4% |
| Nebraska | $1,242 | -$336 | -21.3% |
| Nevada | $1,894 | $316 | 20.0% |
| New Hampshire | $1,138 | -$440 | -27.9% |
| New Jersey | $1,764 | $186 | 11.8% |
| New Mexico | $1,396 | -$182 | -11.5% |
| New York | $1,662 | $84 | 5.3% |
| North Carolina | $908 | -$670 | -42.5% |
| North Dakota | $1,294 | -$284 | -18.0% |
| Ohio | $1,088 | -$490 | -31.1% |
| Oklahoma | $1,618 | $40 | 2.5% |
| Oregon | $1,446 | -$132 | -8.4% |
| Pennsylvania | $1,502 | -$76 | -4.8% |
| Rhode Island | $2,104 | $526 | 33.3% |
| South Carolina | $1,430 | -$148 | -9.4% |
| South Dakota | $1,332 | -$246 | -15.6% |
| Tennessee | $1,380 | -$198 | -12.5% |
| Texas | $1,904 | $326 | 20.7% |
| Utah | $1,166 | -$412 | -26.1% |
| Vermont | $1,078 | -$500 | -31.7% |
| Virginia | $946 | -$632 | -40.1% |
| Washington | $1,216 | -$362 | -22.9% |
| West Virginia | $1,448 | -$130 | -8.2% |
| Wisconsin | $1,090 | -$488 | -30.9% |
| Wyoming | $1,406 | -$172 | -10.9% |
Using high physical damage deductibles can save as much as $760 every year, whereas buying more liability protection will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $285 extra every 12 months. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volkswagen ID7 | $344 | $714 | $338 | $1,532 |
Rates are averaged for all Volkswagen ID7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Volkswagen ID7 Insurance
Saving money on car insurance takes not taking risks behind the wheel, having a positive credit history, eliminating unnecessary coverage, and attention to physical damage deductibles. Compare prices every year by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.
The following is a brief recap of the coverage data covered in the charts and tables above.
- You may be able to save around $200 per year just by quoting online well ahead of the renewal date
- Increasing deductibles can save approximately $750 each year
- Teens pay the highest auto insurance rates, with premiums as much as $469 per month if full coverage is purchased
- Higher risk drivers who tend to receive serious violations may have to pay on average $1,850 more per year for ID7 insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,628 |
| 20 | $3,660 |
| 30 | $1,670 |
| 40 | $1,578 |
| 50 | $1,436 |
| 60 | $1,412 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,078 |
| $250 | $1,844 |
| $500 | $1,578 |
| $1,000 | $1,322 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,578 |
| 50/100 | $1,641 |
| 100/300 | $1,720 |
| 250/500 | $1,926 |
| 100 CSL | $1,673 |
| 300 CSL | $1,847 |
| 500 CSL | $1,973 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,102 |
| 20 | $5,822 |
| 30 | $3,528 |
| 40 | $3,430 |
| 50 | $3,266 |
| 60 | $3,238 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $87 |
| Multi-vehicle | $82 |
| Homeowner | $21 |
| 5-yr Accident Free | $128 |
| 5-yr Claim Free | $104 |
| Paid in Full/EFT | $81 |
| Advance Quote | $83 |
| Online Quote | $115 |
| Total Discounts | $701 |
Discounts are estimated and may not be available from every company or in every state.
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