Volkswagen ID7 Insurance Rates

The average insurance rates for a Volkswagen ID7 are $1,578 a year for full coverage. Comprehensive insurance costs on average $376 each year, collision insurance costs $750, and liability insurance is $316. A liability-only policy costs around $376 a year, and high-risk insurance costs $3,430 or more. Teenage drivers cost the most to insure at up to $5,628 a year.

Average premium for full coverage: $1,578

Policy rates by type of insurance:

These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all states and ID7 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than densely populated cities. The graphic below illustrates the effect of geographic area on car insurance rates.

The examples above show why all drivers should compare rates quotes based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Volkswagen ID7 insurance rates for different risk profiles and scenarios.

• The best discount rate is $877
• Raising to $1,000 deductibles will save around $256 a year
• The average rate for a good driver age 40 with $500 deductibles is $1,578
• Using low deductibles will cost an extra $500 a year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $3,430
• Policy cost for full coverage for a teen driver may cost $5,628

View Chart as Image

Car insurance rates for a Volkswagen ID7 also range considerably based on your risk profile, the trim level of your ID7, and policy deductibles and limits.

More mature drivers with no driving violations and high deductibles could pay as little as $1,500 every 12 months on average, or $125 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged upwards of $5,600 a year. View Rates by Age

Your home state also has a big influence on Volkswagen ID7 insurance rates. A middle-age driver might find rates as low as $1,040 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,250 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $760 each year, whereas increasing liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $285 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,900 to $2,500 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 44% to 135% more than a normal policy. View High Risk Driver Rates

How to Find Cheap Volkswagen ID7 Insurance

Finding cheaper rates on Volkswagen ID7 insurance consists of being a good driver, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to compare rates every time your policy renews by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

The following list is a brief summary of the information covered in the above illustrations.

• Drivers can save as much as $200 per year just by quoting online in advance
• Drivers age 16 to 20 are expensive to insure, costing up to $469 each month if full coverage is included
• Increasing comprehensive and collision deductibles can save around $750 each year
• High-risk drivers that tend to have accidents or serious violations will pay on average $1,850 more each year than a safer driver
• Drivers who require an increased level of liability coverage will pay an extra $350 each year to raise from a 30/60 limit to 250/500 limits