Volkswagen ID7 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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Average insurance rates for a Volkswagen ID7 are $1,578 a year with full coverage. Comprehensive costs around $376 each year, collision insurance costs $750, and liability is estimated at $316. A policy with just liability insurance costs approximately $376 a year, and coverage for high-risk drivers costs around $3,430. Teenage drivers receive the highest rates at up to $5,628 a year.

Average premium for full coverage: $1,578

Rate estimates for individual coverage type:

Comprehensive $376
Collision $750
Liability $316

Estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and ID7 models.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range range from as low as $376 for the bare minimum liability coverage to a high rate of $3,430 for a driver who has had serious violations or accidents.

Liability Only $376
Full Coverage $1,578
High Risk $3,430

Price Range by Location

Living in a larger city can have significant affects on insurance rates. Areas with sparse population tend to have a lower frequency of collision claims than densely populated cities. The graphic below illustrates the difference location can make on auto insurance rates.

Rural Areas $1,184
Small Cities $1,657
Large Cities $2,130

These examples demonstrate why all drivers should get quotes for a specific zip code and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below details average Volkswagen ID7 insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $877
  • Choosing higher $1,000 deductibles can save about $256 annually
  • The average rate for a 40-year-old driver using $500 deductibles is $1,578
  • Using low deductibles for comp and collision coverage will increase the cost to $2,078
  • Unlucky drivers who are prone to accidents and violations could pay at least $3,430
  • The cost for full coverage for a teen driver can be $5,628 each year

View Chart as Image

Volkswagen ID7 insurance cost comparison chart
Column chart showing Volkswagen ID7 insurance rates range from $877 to $5,628 for full coverage

Insurance rates for a Volkswagen ID7 can also vary considerably based on your driver profile, the trim level and model year, and deductibles and policy limits.

More mature drivers with no violations or accidents and high deductibles may pay as little as $1,500 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay as much as $5,600 a year. View Rates by Age

Where you live plays a big part in determining prices for Volkswagen ID7 insurance prices. A good driver about age 40 could pay as low as $1,140 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,130 on average in Florida, Michigan, and New York.

Volkswagen ID7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,426 -$152 -9.6%
Alaska $1,208 -$370 -23.4%
Arizona $1,308 -$270 -17.1%
Arkansas $1,578 -$0 0.0%
California $1,798 $220 13.9%
Colorado $1,506 -$72 -4.6%
Connecticut $1,620 $42 2.7%
Delaware $1,784 $206 13.1%
Florida $1,972 $394 25.0%
Georgia $1,458 -$120 -7.6%
Hawaii $1,134 -$444 -28.1%
Idaho $1,068 -$510 -32.3%
Illinois $1,174 -$404 -25.6%
Indiana $1,190 -$388 -24.6%
Iowa $1,064 -$514 -32.6%
Kansas $1,498 -$80 -5.1%
Kentucky $2,152 $574 36.4%
Louisiana $2,336 $758 48.0%
Maine $974 -$604 -38.3%
Maryland $1,302 -$276 -17.5%
Massachusetts $1,258 -$320 -20.3%
Michigan $2,740 $1,162 73.6%
Minnesota $1,322 -$256 -16.2%
Mississippi $1,890 $312 19.8%
Missouri $1,400 -$178 -11.3%
Montana $1,694 $116 7.4%
Nebraska $1,242 -$336 -21.3%
Nevada $1,894 $316 20.0%
New Hampshire $1,138 -$440 -27.9%
New Jersey $1,764 $186 11.8%
New Mexico $1,396 -$182 -11.5%
New York $1,662 $84 5.3%
North Carolina $908 -$670 -42.5%
North Dakota $1,294 -$284 -18.0%
Ohio $1,088 -$490 -31.1%
Oklahoma $1,618 $40 2.5%
Oregon $1,446 -$132 -8.4%
Pennsylvania $1,502 -$76 -4.8%
Rhode Island $2,104 $526 33.3%
South Carolina $1,430 -$148 -9.4%
South Dakota $1,332 -$246 -15.6%
Tennessee $1,380 -$198 -12.5%
Texas $1,904 $326 20.7%
Utah $1,166 -$412 -26.1%
Vermont $1,078 -$500 -31.7%
Virginia $946 -$632 -40.1%
Washington $1,216 -$362 -22.9%
West Virginia $1,448 -$130 -8.2%
Wisconsin $1,090 -$488 -30.9%
Wyoming $1,406 -$172 -10.9%

View Chart as Image

Volkswagen ID7 insurance rates by U.S. city

Using high physical damage deductibles can save as much as $760 every year, whereas increasing liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will cost as much as $285 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at least $1,900 to $2,500 additional per year, depending on your age. Insurance for high-risk drivers ranges as much as 44% to 135% more than a normal policy. View High Risk Driver Rates

Volkswagen ID7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen ID7 $358 $720 $332 $1,546

Rates are averaged for all Volkswagen ID7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Volkswagen ID7 Insurance

Saving money on car insurance takes avoiding accidents and claims, having a good credit history, eliminating unnecessary coverage, and deciding if full coverage is necessary. Make time to compare rates every other policy renewal by requesting rates from direct companies like GEICO and Progressive, and also from local independent and exclusive agents.

The points below are a review of the ideas that were touched on in this article.

  • Drivers under the age of 20 are charged the highest rates, with premiums as much as $469 per month including comprehensive and collision insurance
  • Higher risk drivers who have several accidents or serious violations pay an average of $1,850 more every year to insure a Volkswagen ID7
  • Increasing deductibles can save around $750 each year
  • You may be able to save up to $200 per year just by quoting online in advance

Rates by Driver Age

Volkswagen ID7 Insurance Rates by Driver Age
Driver Age Premium
16 $5,628
20 $3,660
30 $1,670
40 $1,578
50 $1,436
60 $1,412

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen ID7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,078
$250 $1,844
$500 $1,578
$1,000 $1,322

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen ID7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,578
50/100 $1,641
100/300 $1,720
250/500 $1,926
100 CSL $1,673
300 CSL $1,847
500 CSL $1,973

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen ID7 Insurance Rates for High Risk Drivers
Age Premium
16 $8,102
20 $5,822
30 $3,528
40 $3,430
50 $3,266
60 $3,238

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $226

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $87
Multi-vehicle $82
Homeowner $21
5-yr Accident Free $128
5-yr Claim Free $104
Paid in Full/EFT $81
Advance Quote $83
Online Quote $115
Total Discounts $701
Rate after discounts $877

Discounts are estimated and may not be available from every company or in every state.

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