Volkswagen R32 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 4, 2023
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Are you searching for the best Volkswagen R32 insurance costs? Our guide will teach you all about the Volkswagen R32 insurance rates and the best ways you can save.
What is a Volkswagen R32? For those not in the know, this sports car had a very limited release in 2004 as a high performing alternative to the 2004 Volkswagen GTI. The R32 only appeared one more time in 2008, featuring a high-powered V6 engine.
The R32 is a classic beauty; if you drive one you might consider purchasing higher coverage that includes comprehensive coverage to protect your assets. Keep reading to learn more about what is comprehensive coverage on a car insurance policy.
To start comparison shopping for the best Volkswagen R32 price on insurance, just enter your ZIP code in our FREE quote tool.
Where to Find Volkswagen R32 Insurance Rates
Your Volkswagen R32 car insurance rates are impacted by your unique demographics as the driver.
Shopping for auto insurance by comparing rates online can be fast and easy, plus you will probably save money. The most important part is to compare rates from as many companies as possible in order to have every option.
If shopping for auto insurance online is new to you, you may be overwhelmed by the hoards of online auto insurance companies and websites competing for your business. Finding a lower price on Volkswagen R32 insurance can be quick and easy. You just have to take a little time comparing rates provided by online insurance companies. This is very easy and can be done by comparing rates here.
Insurance rates for your Volkswagen R32 will vary greatly depending on several factors. Including but not limited to:
- A clean driving record keeps rates low
- Your credit history
- Where you reside can make a big difference
- High miles vs. low miles
- Men typically pay more than women
- Deductible amount directly impacts your rate
- Crash test rating for your R32
- No claims lowers premiums
- Maintaining coverage lowers rates
- Home ownership saves money
One last important factor that will help determine the rate you pay on your Volkswagen R32 is the year of manufacture. Older cars and trucks have a lower value so the payout to repair may result in lower rates. But more recent R32 vehicles may have options including dual-stage airbags, a rollover prevention system, and lane departure warning system so those may lower rates.
Auto liability insurance
damage or injury you incur to claims like pain and suffering, repair costs for stationary objects, and legal defense fees. .
Coverage for collisions
a stationary object or other vehicle. . , . .
Comprehensive insurance
from a wide range of events other than collision. . your auto insurance company will pay , .
Uninsured Motorist or Underinsured Motorist insurance
Uninsured or Underinsured Motorist coverage . , . .
Med pay and Personal Injury Protection (PIP)
immediate expenses EMT expenses, pain medications, and nursing services. . .
Whether you are looking for insurance on an R32 Skyline or a Volkswagen Beetle, comparing rates for the types of coverages mentioned above will be the best way to secure cheap car insurance quotes. To start comparison shopping for Volkswagen R32 insurance rates, just enter your ZIP code into our FREE quote tool below.
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What are the safety ratings of the Volkswagen R32?
The Volkswagen R32 safety ratings are not available, as neither the Insurance Institute for Highway Safety now the National Highway Traffic Safety Administration have performed crash-tests for the Volkswagen R32.
However, the Volkswagen R32 does have the following safety features:
- 4-wheel anti-lock vented disc brakes
- Driver and front passenger front airbag
- Driver and front passenger-side airbag
- Front/rear side curtain protection
- 3-point height-adjustable front safety belts
- LATCH child seat attachment points
- Electronic stabilization program
- Daytime running lights
- Dual-tone horn
Insurers give better discounts if a vehicle has multiple safety features. But how many VW R32s were made? Vehicles that are expensive to repair and replace tend to cost more to insure, especially if they require specialized mechanics.
Only 5,000 Volkswagen R32s were produced in 2004, and another 5,000 were manufactured in 2008. The rarity of the vehicle likely means higher than average insurance rates.
Volkswagen R32 Compared Against Other Vehicles in the Same Class
Comparing the Volkswagen R32 to similar vehicles can help you save money, especially if the Volkswagen R32 has a better loss ratio than other vehicles in its class.
Officially, the Insurance Institute for Highway Safety classifies the Volkswagen R32 as a sports car. Check out other comparable sports cars below.
Because the Volkswagen R32 is a sports car, that can mean higher liability rates. Why? Sports cars are more prone to crashing into other vehicles and injuring people.
What does R32 stand for with VW? The R is an homage to racing. The 32 represents the engine’s displacement. While the specs are exciting for drivers, be careful. Sports cars that boast racing capabilities often receive higher than average car insurance rates.
You’re now an expert on the Volkswagen R32 insurance rates. To jump right into comparison shopping for Volkswagen R32 insurance rates, enter your ZIP code into our FREE quote tool, and get started.
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