Volkswagen R32 Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

UPDATED: Dec 9, 2021

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Are you searching for the best Volkswagen R32 insurance costs? Our guide will teach you all about the Volkswagen R32 insurance rates and the best ways you can save.

What is a Volkswagen R32? For those not in the know, this sports car had a very limited release in 2004 as a high performing alternative to the 2004 Volkswagen GTI. The R32 only appeared one more time in 2008, featuring a high-powered V6 engine. 

The R32 is a classic beauty; if you drive one you might consider purchasing higher coverage that includes comprehensive coverage to protect your assets. Keep reading to learn more about what is comprehensive coverage on a car insurance policy

To start comparison shopping for the best Volkswagen R32 price on insurance, just enter your ZIP code in our FREE quote tool.

Where to Find Volkswagen R32 Insurance Rates

Your Volkswagen R32 car insurance rates are impacted by your unique demographics as the driver.

There are many options when buying insurance for your Volkswagen R32. You can either contact an agent or shop online to compare rates from multiple companies. online is easy and there is a good chance you can save money.

shopping for insurance may think buying cheap Volkswagen R32 insurance is very challenging. Finding lower Volkswagen R32 insurance cost is not rocket science. You just have to spend a little time getting comparison quotes from different insurance companies. by comparing rates here.

Car insurance premiums for a Volkswagen R32 will vary greatly based upon several criteria. Some of these factors include:

  • The performance level of your R32
  • Your accident history
  • Use of your vehicle
  • Extra coverages like towing and rental
  • Your claim history
  • No coverage lapses saves money
  • Whether you own your home

An additional factor Volkswagen R32 insurance rates is the year of the vehicle. Newer models than older models so repair costs are higher which will push premiums up. Conversely, newer models may have safety features such as adaptive cruise control, blind-spot warning system, autonomous braking, and anti-lock brakes so those may lower rates.

Liability coverage - Liability insurance protects you from damage that occurs to other people or property Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so you should buy as much as you can afford.

Collision coverage - pays for damage to your R32 caused by collision with another car or object. You have to pay a deductible and then insurance will cover the remainder. Volkswagen R32 collision insurance is rather expensive coverage, so consider dropping it from older vehicles. You can also raise the deductible to bring the cost down.

Comprehensive coverage - Comprehensive insurance pays for damage OTHER than collision with another vehicle or object. You first have to pay a deductible and then insurance will cover the rest of the damage. The maximum amount you'll receive from a claim is the actual cash value, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage protects you and your vehicle's occupants from other drivers when they do not carry enough liability coverage. only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. So UM/UIM coverage .

Medical payments coverage and PIP - Med pay and PIP coverage provide coverage for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They are often used to fill the gap from your health insurance plan or if you do not have health coverage. PIP is not available in all states and gives slightly broader coverage than med pay.

Whether you are looking for insurance on an R32 Skyline or a Volkswagen Beetle, comparing rates for the types of coverages mentioned above will be the best way to secure cheap car insurance quotes. To start comparison shopping for Volkswagen R32 insurance rates, just enter your ZIP code into our FREE quote tool below.

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What are the safety ratings of the Volkswagen R32?

The Volkswagen R32 safety ratings are not available, as neither the Insurance Institute for Highway Safety now the National Highway Traffic Safety Administration have performed crash-tests for the Volkswagen R32. 

However, the Volkswagen R32 does have the following safety features:

  • 4-wheel anti-lock vented disc brakes
  • Driver and front passenger front airbag
  • Driver and front passenger-side airbag
  • Front/rear side curtain protection
  • 3-point height-adjustable front safety belts
  • LATCH child seat attachment points
  • Electronic stabilization program
  • Daytime running lights
  • Dual-tone horn

Insurers give better discounts if a vehicle has multiple safety features. But how many VW R32s were made? Vehicles that are expensive to repair and replace tend to cost more to insure, especially if they require specialized mechanics. 

Only 5,000 Volkswagen R32s were produced in 2004, and another 5,000 were manufactured in 2008. The rarity of the vehicle likely means higher than average insurance rates.

Volkswagen R32 Compared Against Other Vehicles in the Same Class

Comparing the Volkswagen R32 to similar vehicles can help you save money, especially if the Volkswagen R32 has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies the Volkswagen R32 as a sports car. Check out other comparable sports cars below.

Because the Volkswagen R32 is a sports car, that can mean higher liability rates. Why? Sports cars are more prone to crashing into other vehicles and injuring people. 

What does R32 stand for with VW? The R is an homage to racing. The 32 represents the engine’s displacement. While the specs are exciting for drivers, be careful. Sports cars that boast racing capabilities often receive higher than average car insurance rates. 

You’re now an expert on the Volkswagen R32 insurance rates. To jump right into comparison shopping for Volkswagen R32 insurance rates, enter your ZIP code into our FREE quote tool, and get started.

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