Volkswagen Taos Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated auto insurance rates for a Volkswagen Taos are $1,192 annually for full coverage. Comprehensive costs approximately $270, collision costs $448, and liability costs around $338. A policy with only liability insurance costs as low as $394 a year, with a high-risk policy costing around $2,562. Teenage drivers pay the most at $4,394 a year or more.

Average premium for full coverage: $1,192

Premium estimates by type of coverage:

Comprehensive $270
Collision $448
Liability $338

Rates are based on $500 deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all states and for all Taos models.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for a Volkswagen Taos go from as cheap as $394 for basic liability insurance to the much higher price of $2,562 for a driver that may need high-risk insurance.

Liability Only $394
Full Coverage $1,192
High Risk $2,562

Insurance Price Range by Location

Where you live can have significant affects on car insurance rates. Rural locations are statistically proven to have fewer accident claims than densely populated cities.

The example below illustrates how where you live affects auto insurance prices.

Rural Areas $894
Small Cities $1,252
Large Cities $1,609

These rate differences show why everyone should compare prices using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below shows estimated Volkswagen Taos insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $692
  • Using higher $1,000 deductibles will save $164 a year
  • The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,192
  • Using pricier low deductibles for physical damage coverage will cost $1,504
  • Drivers who are prone to accidents and violations could pay around $2,562 or more
  • An auto insurance policy with full coverage for a teen driver for full coverage can cost $4,394 or more

View Chart as Image

Volkswagen Taos insurance cost comparison chart
Column chart showing full coverage Volkswagen Taos insurance rates range from $692 to $4,394

Car insurance prices for a Volkswagen Taos also have a wide range based on the model of your Taos, your driver profile, and physical damage deductibles and liability limits.

A more mature driver with no driving violations and high physical damage deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged in the ballpark of $4,300 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying anywhere from $1,400 to $1,900 extra annually, depending on your age. Volkswagen Taos insurance for high-risk drivers can be as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $480 every year, whereas buying more liability protection will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $304 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Volkswagen Taos insurance prices. A driver around age 40 might see prices as low as $790 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,700 on average in New York, Louisiana, and Michigan.

Volkswagen Taos Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,076 -$116 -9.7%
Alaska $914 -$278 -23.3%
Arizona $990 -$202 -16.9%
Arkansas $1,192 -$0 0.0%
California $1,356 $164 13.8%
Colorado $1,136 -$56 -4.7%
Connecticut $1,222 $30 2.5%
Delaware $1,346 $154 12.9%
Florida $1,488 $296 24.8%
Georgia $1,100 -$92 -7.7%
Hawaii $858 -$334 -28.0%
Idaho $808 -$384 -32.2%
Illinois $886 -$306 -25.7%
Indiana $898 -$294 -24.7%
Iowa $802 -$390 -32.7%
Kansas $1,130 -$62 -5.2%
Kentucky $1,624 $432 36.2%
Louisiana $1,762 $570 47.8%
Maine $736 -$456 -38.3%
Maryland $984 -$208 -17.4%
Massachusetts $950 -$242 -20.3%
Michigan $2,068 $876 73.5%
Minnesota $998 -$194 -16.3%
Mississippi $1,426 $234 19.6%
Missouri $1,056 -$136 -11.4%
Montana $1,278 $86 7.2%
Nebraska $936 -$256 -21.5%
Nevada $1,426 $234 19.6%
New Hampshire $858 -$334 -28.0%
New Jersey $1,330 $138 11.6%
New Mexico $1,052 -$140 -11.7%
New York $1,254 $62 5.2%
North Carolina $686 -$506 -42.4%
North Dakota $976 -$216 -18.1%
Ohio $820 -$372 -31.2%
Oklahoma $1,222 $30 2.5%
Oregon $1,090 -$102 -8.6%
Pennsylvania $1,134 -$58 -4.9%
Rhode Island $1,586 $394 33.1%
South Carolina $1,080 -$112 -9.4%
South Dakota $1,006 -$186 -15.6%
Tennessee $1,042 -$150 -12.6%
Texas $1,436 $244 20.5%
Utah $882 -$310 -26.0%
Vermont $814 -$378 -31.7%
Virginia $714 -$478 -40.1%
Washington $920 -$272 -22.8%
West Virginia $1,090 -$102 -8.6%
Wisconsin $822 -$370 -31.0%
Wyoming $1,060 -$132 -11.1%

View Chart as Image

Volkswagen Taos insurance rates by U.S. city

With such a large range in prices, the only way to know who has the cheapest car insurance prices is to regularly compare prices and see which company has the best price. Each insurance company uses a different method to calculate prices, so rate quotes will be substantially different between companies.

Volkswagen Taos Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen Taos $280 $452 $332 $1,200
2023 Volkswagen Taos $270 $448 $338 $1,192
2022 Volkswagen Taos $260 $436 $354 $1,186

Rates are averaged for all Volkswagen Taos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Cheap Volkswagen Taos Insurance

Finding better rates on car insurance requires not taking risks behind the wheel, having a good credit score, not filing small claims, and avoiding coverage lapses. Take the time to comparison shop once a year by getting rate quotes from direct carriers, and also from several local insurance agents.

The following is a quick review of the data that was touched on in the above illustrations.

  • Drivers can save around $140 per year simply by quoting online well ahead of the renewal date
  • Policyholders who purchase higher liability limits will pay an extra $370 each year to increase from 30/60 bodily injury limits to higher 250/500 limits
  • Teens pay the highest auto insurance prices, as much as $366 per month if comprehensive and collision insurance is included
  • Higher risk drivers with a DUI or reckless driving violation pay on average $1,370 more per year for Taos insurance

Rates by Driver Age

Volkswagen Taos Insurance Rates by Driver Age
Driver Age Premium
16 $4,394
20 $2,726
30 $1,242
40 $1,192
50 $1,088
60 $1,068

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Taos Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,504
$250 $1,360
$500 $1,192
$1,000 $1,028

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Taos Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,192
50/100 $1,260
100/300 $1,344
250/500 $1,564
100 CSL $1,293
300 CSL $1,479
500 CSL $1,615

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Taos Insurance Rates for High Risk Drivers
Age Premium
16 $6,266
20 $4,334
30 $2,620
40 $2,562
50 $2,442
60 $2,420

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $163

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $61
Homeowner $17
5-yr Accident Free $87
5-yr Claim Free $76
Paid in Full/EFT $54
Advance Quote $58
Online Quote $84
Total Discounts $500
Rate after discounts $692

Discounts are estimated and may not be available from every company or in every state.

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