Volkswagen Taos Insurance Rates

The average insurance rates for a Volkswagen Taos are $1,186 a year for full coverage. Comprehensive insurance costs an estimated $260 a year, collision insurance costs $436, and liability costs $354. A liability-only policy costs as little as $406 a year, and high-risk insurance costs $2,556 or more. Teens cost the most to insure at up to $4,408 a year.

Average premium for full coverage: $1,186

Policy rates broken down by type of insurance:

Prices include $500 policy deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and Taos trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on insurance rates. More rural locations are shown to have a lower frequency of accident claims than cities with more traffic congestion. The diagram below illustrates the effect of geographic area on insurance prices.

The examples above show why it is important to compare rates for a targeted area and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Volkswagen Taos insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $687
• Drivers who choose higher $1,000 deductibles will pay approximately $1,028 a year
• The average rate for a good driver age 40 who has $500 deductibles is $1,186
• Selecting low $100 deductibles for comprehensive and collision insurance will cost an extra $306 every year
• Higher-risk drivers with serious driving violations could pay up to $2,556
• Policy cost for full coverage for a teen driver can cost as much as $4,408 a year

View Chart as Image

Car insurance rates for a Volkswagen Taos also range considerably based on your risk profile, the trim level of your Taos, and liability limits and deductibles.

Older drivers with no driving violations and high deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged at least $4,400 a year. View Rates by Age

Your home state makes a big difference in Volkswagen Taos insurance prices. A 40-year-old driver could pay as low as $780 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,690 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $470 every year, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $318 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $1,400 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 132% more than the average policy. View High Risk Driver Rates

How to Find the Right Volkswagen Taos Insurance

Finding cheaper rates on car insurance not only requires avoiding accidents and claims, but also having above-average credit, avoid buying unnecessary coverage, and possibly higher deductibles. Take the time to compare rates every couple of years by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The points below are a quick rundown of the material that was covered in the above illustrations.

• Policyholders who want increased liability limits will pay approximately $390 each year to go from a 30/60 limit to 250/500 limits
• Drivers under the age of 20 have the highest car insurance rates, costing up to $367 each month if full coverage is included
• Higher risk drivers with reckless driving or DUI convictions pay an average of $1,370 more annually to insure a Volkswagen Taos
• Increasing comprehensive and collision deductibles can save around $475 each year