Volkswagen Taos Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated auto insurance rates for a Volkswagen Taos are $1,186 annually for full coverage. Comprehensive costs on average $260, collision insurance costs $436, and liability costs $354. Liability-only coverage costs as little as $406 a year, and high-risk coverage costs around $2,556. Teenage drivers pay the most at up to $4,408 a year.

Average premium for full coverage: $1,186

Premium estimates by type of coverage:

Comprehensive $260
Collision $436
Liability $354

Includes $500 deductible amounts, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all states and for different Taos trim levels.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for a Volkswagen Taos range from as cheap as $406 for just liability insurance to a much higher rate of $2,556 for a driver required to buy high-risk insurance.

Liability Only $406
Full Coverage $1,186
High Risk $2,556

Insurance Price Range by Location

Your location can make a big difference on car insurance rates. Rural areas are statistically proven to have fewer accident claims than densely populated cities. The price range example below illustrates how location helps determine car insurance rates.

Rural Areas $890
Small Cities $1,245
Large Cities $1,601

These rate differences show why anyone shopping for car insurance should compare rates based on a specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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More Rate Details

The chart below shows average Volkswagen Taos insurance rates for different risk profiles and scenarios.

  • The best discount rate is $687
  • Drivers who choose higher $1,000 deductibles will pay around $158 a year
  • The estimated rate for a 40-year-old good driver with $500 deductibles is $1,186
  • Using more expensive low deductibles for comprehensive and collision insurance will cost $1,492
  • Drivers who are prone to accidents and violations could pay upwards of $2,556
  • An auto insurance policy with full coverage for a 16-year-old driver with full coverage may cost $4,408 a year

View Chart as Image

Volkswagen Taos insurance cost comparison chart
Column chart showing Volkswagen Taos insurance rates range from $687 to $4,408 for full coverage

Insurance prices for a Volkswagen Taos also have a wide range based on the model of your Taos, your driver profile, and policy deductibles and limits.

An older driver with a clean driving record and high physical damage deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay upwards of $4,400 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying at a minimum $1,400 to $1,900 extra annually, depending on your age. High-risk driver insurance can cost from 43% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $470 annually, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $318 more per year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Volkswagen Taos insurance prices. A 40-year-old driver could pay as low as $780 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,690 on average in Michigan, Louisiana, and New York.

Volkswagen Taos Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,070 -$116 -9.8%
Alaska $910 -$276 -23.3%
Arizona $984 -$202 -17.0%
Arkansas $1,186 -$0 0.0%
California $1,352 $166 14.0%
Colorado $1,130 -$56 -4.7%
Connecticut $1,218 $32 2.7%
Delaware $1,340 $154 13.0%
Florida $1,480 $294 24.8%
Georgia $1,096 -$90 -7.6%
Hawaii $852 -$334 -28.2%
Idaho $804 -$382 -32.2%
Illinois $884 -$302 -25.5%
Indiana $894 -$292 -24.6%
Iowa $798 -$388 -32.7%
Kansas $1,124 -$62 -5.2%
Kentucky $1,616 $430 36.3%
Louisiana $1,754 $568 47.9%
Maine $732 -$454 -38.3%
Maryland $978 -$208 -17.5%
Massachusetts $944 -$242 -20.4%
Michigan $2,058 $872 73.5%
Minnesota $994 -$192 -16.2%
Mississippi $1,420 $234 19.7%
Missouri $1,052 -$134 -11.3%
Montana $1,274 $88 7.4%
Nebraska $932 -$254 -21.4%
Nevada $1,422 $236 19.9%
New Hampshire $854 -$332 -28.0%
New Jersey $1,326 $140 11.8%
New Mexico $1,048 -$138 -11.6%
New York $1,248 $62 5.2%
North Carolina $684 -$502 -42.3%
North Dakota $972 -$214 -18.0%
Ohio $818 -$368 -31.0%
Oklahoma $1,214 $28 2.4%
Oregon $1,086 -$100 -8.4%
Pennsylvania $1,130 -$56 -4.7%
Rhode Island $1,580 $394 33.2%
South Carolina $1,076 -$110 -9.3%
South Dakota $1,000 -$186 -15.7%
Tennessee $1,038 -$148 -12.5%
Texas $1,430 $244 20.6%
Utah $878 -$308 -26.0%
Vermont $810 -$376 -31.7%
Virginia $710 -$476 -40.1%
Washington $916 -$270 -22.8%
West Virginia $1,086 -$100 -8.4%
Wisconsin $818 -$368 -31.0%
Wyoming $1,054 -$132 -11.1%

View Chart as Image

Volkswagen Taos insurance rates by U.S. city
Volkswagen Taos Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen Taos $270 $448 $338 $1,192
2023 Volkswagen Taos $260 $436 $354 $1,186
2022 Volkswagen Taos $250 $418 $364 $1,168

Rates are averaged for all Volkswagen Taos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Cheapest Volkswagen Taos Insurance

Finding better rates on insurance for a Volkswagen Taos not only requires having a good driving record, but also having a good credit history, not filing small claims, and determing if full coverage is necessary. Invest time comparing rates at every policy renewal by quoting rates from direct carriers, and also from local insurance agents.

The next list is a recap of the data covered in the charts and tables above.

  • Insureds who require increased levels of liability coverage will pay an extra $390 each year to go from 30/60 bodily injury limits to higher 250/500 limits
  • Drivers can save as much as $140 per year just by shopping early and online
  • Increasing policy deductibles could save up to $475 each year
  • Drivers age 20 and younger pay the highest prices, as much as $367 per month including comprehensive and collision insurance

Rates by Driver Age

Volkswagen Taos Insurance Rates by Driver Age
Driver Age Premium
16 $4,408
20 $2,720
30 $1,236
40 $1,186
50 $1,084
60 $1,064

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Taos Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,492
$250 $1,352
$500 $1,186
$1,000 $1,028

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Taos Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,186
50/100 $1,257
100/300 $1,345
250/500 $1,575
100 CSL $1,292
300 CSL $1,487
500 CSL $1,629

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Taos Insurance Rates for High Risk Drivers
Age Premium
16 $6,286
20 $4,324
30 $2,614
40 $2,556
50 $2,436
60 $2,414

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $163

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $61
Homeowner $18
5-yr Accident Free $86
5-yr Claim Free $76
Paid in Full/EFT $53
Advance Quote $58
Online Quote $84
Total Discounts $499
Rate after discounts $687

Discounts are estimated and may not be available from every company or in every state.

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