Volkswagen Taos Insurance Rates

The average insurance rates for a Volkswagen Taos are $1,186 a year including full coverage. Comprehensive insurance costs on average $260 a year, collision insurance costs $436, and liability insurance costs around $354. A liability-only policy costs as low as $406 a year, and high-risk insurance costs $2,556 or more. 16-year-old drivers cost the most to insure at up to $4,408 a year.

Average premium for full coverage: $1,186

Policy rates by type of insurance:

Estimates include $500 deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Taos trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. Rural areas are shown to have lower incidents of comprehensive and collision claims than congested cities. The diagram below illustrates how where you live affects car insurance rates.

The examples above highlight why it is important to compare prices based on a specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Volkswagen Taos insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $687
• Using higher $1,000 deductibles will save around $1,028 every year
• The estimated price for a good driver age 40 with $500 deductibles is $1,186
• Buying low $100 deductibles for physical damage coverage will cost an additional $306 a year
• Drivers with multiple tickets or accidents could pay upwards of $2,556
• Policy cost that insures a teen driver may cost $4,408 or more

View Chart as Image

Car insurance rates for a Volkswagen Taos also range considerably based on the trim level of your Taos, your driving record and age, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at a minimum $1,400 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 132% more than the average rate. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged upwards of $4,400 a year. View Rates by Age

Your home state has a huge impact on Volkswagen Taos insurance rates. A driver around age 40 might see rates as low as $910 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,690 on average in Michigan, New York, and Louisiana.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $470 each year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $318 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Low Cost Volkswagen Taos Insurance

Finding cheaper rates on Volkswagen Taos insurance requires not taking risks behind the wheel, having a positive credit history, paying for small claims out-of-pocket, and possibly raising deductibles. Comparison shop every year by requesting rates from direct car insurance companies, and also from insurance agencies where you live.

The following is a review of the coverage data touched on in the above illustrations.

• You may be able to save as much as $140 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $475 each year
• Teens are expensive to insure, with premiums being up to $367 each month if full coverage is purchased
• High-risk drivers who have several accidents or serious violations could be forced to pay on average $1,370 more each year for Taos insurance