Volkswagen Taos Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated auto insurance rates for a Volkswagen Taos are $1,186 annually with full coverage. Comprehensive insurance costs on average $260, collision insurance costs $436, and liability costs $354. A liability-only policy costs as little as $406 a year, and high-risk insurance costs $2,556 or more. Teen drivers pay the most at up to $4,408 a year.

Average premium for full coverage: $1,186

Premium estimates by type of coverage:

Comprehensive $260
Collision $436
Liability $354

These estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all U.S. states and for all Taos models.

Insurance Price Range by Risk and Coverage

For the average 40-year-old driver, insurance rates for a Volkswagen Taos range from as cheap as $406 for minimum levels of liability insurance to the much higher price of $2,556 for a driver who requires high-risk insurance.

Liability Only $406
Full Coverage $1,186
High Risk $2,556

Insurance Price Range by Location

Your location can have significant affects on auto insurance rates. Rural areas are statistically proven to have fewer collision claims than larger metro areas. The example below illustrates the difference location can make on car insurance rates.

Rural Areas $890
Small Cities $1,245
Large Cities $1,601

These rate differences demonstrate why everyone should compare rates based on a specific location and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Additional Rate Details

The chart below details average Volkswagen Taos insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $687
  • Drivers who choose higher $1,000 deductibles will pay around $158 annually
  • The estimated rate for a 40-year-old good driver with $500 deductibles is $1,186
  • Choosing pricier low deductibles for comprehensive and collision insurance costs an additional $306 every year
  • Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,556
  • An auto insurance policy with full coverage for a teen driver for full coverage may cost $4,408 a year

View Chart as Image

Volkswagen Taos insurance cost comparison chart
Column chart showing Volkswagen Taos insurance prices range from $687 to $4,408 for full coverage

Auto insurance prices for a Volkswagen Taos also have a wide range based on the model of your Taos, your driving record, and policy deductibles and limits.

A more mature driver with a good driving record and high physical damage deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay upwards of $4,400 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out at a minimum $1,400 to $1,900 in extra premium annually, depending on your age. Volkswagen Taos insurance for high-risk drivers can cost as much as 43% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $470 every year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $318 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Volkswagen Taos insurance prices. A 40-year-old driver could pay as low as $850 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,600 on average in Florida, Michigan, and New York.

Volkswagen Taos Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,070 -$116 -9.8%
Alaska $910 -$276 -23.3%
Arizona $984 -$202 -17.0%
Arkansas $1,186 -$0 0.0%
California $1,352 $166 14.0%
Colorado $1,130 -$56 -4.7%
Connecticut $1,218 $32 2.7%
Delaware $1,340 $154 13.0%
Florida $1,480 $294 24.8%
Georgia $1,096 -$90 -7.6%
Hawaii $852 -$334 -28.2%
Idaho $804 -$382 -32.2%
Illinois $884 -$302 -25.5%
Indiana $894 -$292 -24.6%
Iowa $798 -$388 -32.7%
Kansas $1,124 -$62 -5.2%
Kentucky $1,616 $430 36.3%
Louisiana $1,754 $568 47.9%
Maine $732 -$454 -38.3%
Maryland $978 -$208 -17.5%
Massachusetts $944 -$242 -20.4%
Michigan $2,058 $872 73.5%
Minnesota $994 -$192 -16.2%
Mississippi $1,420 $234 19.7%
Missouri $1,052 -$134 -11.3%
Montana $1,274 $88 7.4%
Nebraska $932 -$254 -21.4%
Nevada $1,422 $236 19.9%
New Hampshire $854 -$332 -28.0%
New Jersey $1,326 $140 11.8%
New Mexico $1,048 -$138 -11.6%
New York $1,248 $62 5.2%
North Carolina $684 -$502 -42.3%
North Dakota $972 -$214 -18.0%
Ohio $818 -$368 -31.0%
Oklahoma $1,214 $28 2.4%
Oregon $1,086 -$100 -8.4%
Pennsylvania $1,130 -$56 -4.7%
Rhode Island $1,580 $394 33.2%
South Carolina $1,076 -$110 -9.3%
South Dakota $1,000 -$186 -15.7%
Tennessee $1,038 -$148 -12.5%
Texas $1,430 $244 20.6%
Utah $878 -$308 -26.0%
Vermont $810 -$376 -31.7%
Virginia $710 -$476 -40.1%
Washington $916 -$270 -22.8%
West Virginia $1,086 -$100 -8.4%
Wisconsin $818 -$368 -31.0%
Wyoming $1,054 -$132 -11.1%

View Chart as Image

Volkswagen Taos insurance rates by U.S. city
Volkswagen Taos Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen Taos $270 $448 $338 $1,192
2023 Volkswagen Taos $260 $436 $354 $1,186
2022 Volkswagen Taos $250 $418 $364 $1,168

Rates are averaged for all Volkswagen Taos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheap Volkswagen Taos Insurance

Finding better rates on car insurance not only requires being safe and accident-free, but also having above-average credit, being claim-free, and deciding if full coverage is necessary. Make time to compare rates at every other renewal by obtaining price quotes from direct companies, and also from local independent and exclusive agents.

Below you'll find a brief summary of the concepts that were touched on in this article.

  • Higher risk drivers that tend to have accidents or serious violations pay an average of $1,370 more each year than a low-risk driver
  • Youthful drivers are charged the highest prices, possibly costing $367 per month if full coverage is included
  • You may be able to save as much as $140 per year just by quoting online well ahead of the renewal date
  • Increasing policy deductibles could save up to $475 each year
  • You may be able to save as much as $140 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Volkswagen Taos Insurance Rates by Driver Age
Driver Age Premium
16 $4,408
20 $2,720
30 $1,236
40 $1,186
50 $1,084
60 $1,064

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Taos Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,492
$250 $1,352
$500 $1,186
$1,000 $1,028

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Taos Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,186
50/100 $1,257
100/300 $1,345
250/500 $1,575
100 CSL $1,292
300 CSL $1,487
500 CSL $1,629

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Taos Insurance Rates for High Risk Drivers
Age Premium
16 $6,286
20 $4,324
30 $2,614
40 $2,556
50 $2,436
60 $2,414

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $163

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $61
Homeowner $18
5-yr Accident Free $86
5-yr Claim Free $76
Paid in Full/EFT $53
Advance Quote $58
Online Quote $84
Total Discounts $499
Rate after discounts $687

Discounts are estimated and may not be available from every company or in every state.

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