Volkswagen Taos Insurance Rates

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UPDATED: Mar 28, 2024

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The average insurance prices for a Volkswagen Taos are $1,192 every 12 months with full coverage. Comprehensive costs around $270 a year, collision insurance costs $448, and liability coverage costs $338. A liability-only policy costs as little as $394 a year, and high-risk insurance costs around $2,562. Teenage drivers cost the most to insure at up to $4,394 a year.

Average premium for full coverage: $1,192

Policy rates for type of insurance:

Comprehensive $270
Collision $448
Liability $338

Rate estimates include $500 policy deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and Taos trim levels.

Price Range Variability

For the normal driver, Volkswagen Taos insurance rates range from the cheapest price of $394 for the bare minimum liability coverage to a high of $2,562 for coverage for higher-risk drivers.

Liability Only $394
Full Coverage $1,192
High Risk $2,562

Urban vs. Rural Price Range

Your location has a large influence on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than densely populated cities. The diagram below illustrates how geographic area affects auto insurance rates.

Rural Areas $894
Small Cities $1,252
Large Cities $1,609

The examples above demonstrate why it is important to compare rates for a specific zip code and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below details average Volkswagen Taos insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $692
  • Drivers who choose higher $1,000 deductibles will pay about $1,028 annually
  • The average price for a good driver age 40 using $500 deductibles is $1,192
  • Using low $100 deductibles for comprehensive and collision insurance increases the price to $1,504
  • High-risk insureds who are prone to accidents and violations could pay at least $2,562
  • Policy cost to insure a teenage driver can be $4,394 a year

View Chart as Image

Volkswagen Taos insurance cost comparison chart
Column chart showing Volkswagen Taos insurance rates range from $692 to $4,394 for full coverage

Car insurance rates for a Volkswagen Taos also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.

Using high physical damage deductibles could save up to $480 a year, while buying higher liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $304 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged as much as $4,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,400 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy can cost around 43% to 131% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Volkswagen Taos insurance rates. A 40-year-old driver could pay as low as $860 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,610 on average in Florida, Michigan, and New York.

Volkswagen Taos Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,076 -$116 -9.7%
Alaska $914 -$278 -23.3%
Arizona $990 -$202 -16.9%
Arkansas $1,192 -$0 0.0%
California $1,356 $164 13.8%
Colorado $1,136 -$56 -4.7%
Connecticut $1,222 $30 2.5%
Delaware $1,346 $154 12.9%
Florida $1,488 $296 24.8%
Georgia $1,100 -$92 -7.7%
Hawaii $858 -$334 -28.0%
Idaho $808 -$384 -32.2%
Illinois $886 -$306 -25.7%
Indiana $898 -$294 -24.7%
Iowa $802 -$390 -32.7%
Kansas $1,130 -$62 -5.2%
Kentucky $1,624 $432 36.2%
Louisiana $1,762 $570 47.8%
Maine $736 -$456 -38.3%
Maryland $984 -$208 -17.4%
Massachusetts $950 -$242 -20.3%
Michigan $2,068 $876 73.5%
Minnesota $998 -$194 -16.3%
Mississippi $1,426 $234 19.6%
Missouri $1,056 -$136 -11.4%
Montana $1,278 $86 7.2%
Nebraska $936 -$256 -21.5%
Nevada $1,426 $234 19.6%
New Hampshire $858 -$334 -28.0%
New Jersey $1,330 $138 11.6%
New Mexico $1,052 -$140 -11.7%
New York $1,254 $62 5.2%
North Carolina $686 -$506 -42.4%
North Dakota $976 -$216 -18.1%
Ohio $820 -$372 -31.2%
Oklahoma $1,222 $30 2.5%
Oregon $1,090 -$102 -8.6%
Pennsylvania $1,134 -$58 -4.9%
Rhode Island $1,586 $394 33.1%
South Carolina $1,080 -$112 -9.4%
South Dakota $1,006 -$186 -15.6%
Tennessee $1,042 -$150 -12.6%
Texas $1,436 $244 20.5%
Utah $882 -$310 -26.0%
Vermont $814 -$378 -31.7%
Virginia $714 -$478 -40.1%
Washington $920 -$272 -22.8%
West Virginia $1,090 -$102 -8.6%
Wisconsin $822 -$370 -31.0%
Wyoming $1,060 -$132 -11.1%

View Chart as Image

Volkswagen Taos insurance rates by U.S. city
Volkswagen Taos Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen Taos $280 $452 $332 $1,200
2023 Volkswagen Taos $270 $448 $338 $1,192
2022 Volkswagen Taos $260 $436 $354 $1,186

Rates are averaged for all Volkswagen Taos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Volkswagen Taos Insurance

Finding cheaper rates on auto insurance not only requires being safe and accident-free, but also maintaining a good credit score, not filing small claims, and consideration of higher deductibles. Invest the time to compare rates at least once a year by getting quotes from direct companies, and also from several local insurance agents.

Below you'll find a brief recap of the primary concepts that were presented in the illustrations above.

  • You may be able to save up to $140 per year just by quoting early and online
  • Drivers who tend to receive serious violations pay on average $1,370 more every year than a low-risk driver
  • Increasing comprehensive and collision deductibles could save as much as $475 each year
  • Youthful drivers are the costliest to insure, as much as $366 each month if the policy includes full coverage

Rates by Driver Age

Volkswagen Taos Insurance Rates by Driver Age
Driver Age Premium
16 $4,394
20 $2,726
30 $1,242
40 $1,192
50 $1,088
60 $1,068

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Taos Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,504
$250 $1,360
$500 $1,192
$1,000 $1,028

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Taos Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,192
50/100 $1,260
100/300 $1,344
250/500 $1,564
100 CSL $1,293
300 CSL $1,479
500 CSL $1,615

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Taos Insurance Rates for High Risk Drivers
Age Premium
16 $6,266
20 $4,334
30 $2,620
40 $2,562
50 $2,442
60 $2,420

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $163

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $61
Homeowner $17
5-yr Accident Free $87
5-yr Claim Free $76
Paid in Full/EFT $54
Advance Quote $58
Online Quote $84
Total Discounts $500
Rate after discounts $692

Discounts are estimated and may not be available from every company or in every state.

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