Volkswagen Taos Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Mar 28, 2024
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Estimated insurance rates for a Volkswagen Taos are $1,192 a year including full coverage. Comprehensive costs approximately $270 each year, collision costs $448, and liability costs $338. Liability-only insurance costs as little as $394 a year, with high-risk driver insurance costing around $2,562. Teen drivers pay the most at $4,394 a year or more.
Average premium for full coverage: $1,192
Premium estimates by type of coverage:
Price estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Taos models.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Volkswagen Taos go from as low as $394 for just liability coverage to a high rate of $2,562 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Your location can have significant affects on car insurance prices. Rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than larger metro areas.
The graphic below illustrates how where you live affects auto insurance prices.
These rate differences highlight why all drivers should compare rates using their specific location and risk profile, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below breaks down estimated Volkswagen Taos insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $692
- Drivers who choose higher $1,000 deductibles will pay $164 every year
- The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,192
- Choosing low deductibles for comprehensive and collision insurance will increase the cost to $1,504
- Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,562 or more
- An auto insurance policy for full coverage for a teen driver can cost $4,394 a year
Insurance prices for a Volkswagen Taos also have a wide range based on your driving characteristics, the model of your Taos, and physical damage deductibles and liability limits.
More mature drivers with no violations or accidents and high deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay in the ballpark of $4,300 a year. View Rates by Age
Where you choose to live makes a big difference in Volkswagen Taos insurance prices. A 40-year-old driver could pay as low as $910 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,700 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,076 | -$116 | -9.7% |
| Alaska | $914 | -$278 | -23.3% |
| Arizona | $990 | -$202 | -16.9% |
| Arkansas | $1,192 | -$0 | 0.0% |
| California | $1,356 | $164 | 13.8% |
| Colorado | $1,136 | -$56 | -4.7% |
| Connecticut | $1,222 | $30 | 2.5% |
| Delaware | $1,346 | $154 | 12.9% |
| Florida | $1,488 | $296 | 24.8% |
| Georgia | $1,100 | -$92 | -7.7% |
| Hawaii | $858 | -$334 | -28.0% |
| Idaho | $808 | -$384 | -32.2% |
| Illinois | $886 | -$306 | -25.7% |
| Indiana | $898 | -$294 | -24.7% |
| Iowa | $802 | -$390 | -32.7% |
| Kansas | $1,130 | -$62 | -5.2% |
| Kentucky | $1,624 | $432 | 36.2% |
| Louisiana | $1,762 | $570 | 47.8% |
| Maine | $736 | -$456 | -38.3% |
| Maryland | $984 | -$208 | -17.4% |
| Massachusetts | $950 | -$242 | -20.3% |
| Michigan | $2,068 | $876 | 73.5% |
| Minnesota | $998 | -$194 | -16.3% |
| Mississippi | $1,426 | $234 | 19.6% |
| Missouri | $1,056 | -$136 | -11.4% |
| Montana | $1,278 | $86 | 7.2% |
| Nebraska | $936 | -$256 | -21.5% |
| Nevada | $1,426 | $234 | 19.6% |
| New Hampshire | $858 | -$334 | -28.0% |
| New Jersey | $1,330 | $138 | 11.6% |
| New Mexico | $1,052 | -$140 | -11.7% |
| New York | $1,254 | $62 | 5.2% |
| North Carolina | $686 | -$506 | -42.4% |
| North Dakota | $976 | -$216 | -18.1% |
| Ohio | $820 | -$372 | -31.2% |
| Oklahoma | $1,222 | $30 | 2.5% |
| Oregon | $1,090 | -$102 | -8.6% |
| Pennsylvania | $1,134 | -$58 | -4.9% |
| Rhode Island | $1,586 | $394 | 33.1% |
| South Carolina | $1,080 | -$112 | -9.4% |
| South Dakota | $1,006 | -$186 | -15.6% |
| Tennessee | $1,042 | -$150 | -12.6% |
| Texas | $1,436 | $244 | 20.5% |
| Utah | $882 | -$310 | -26.0% |
| Vermont | $814 | -$378 | -31.7% |
| Virginia | $714 | -$478 | -40.1% |
| Washington | $920 | -$272 | -22.8% |
| West Virginia | $1,090 | -$102 | -8.6% |
| Wisconsin | $822 | -$370 | -31.0% |
| Wyoming | $1,060 | -$132 | -11.1% |
Choosing high deductibles could save up to $480 every year, whereas increasing liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will cost up to $304 more each year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are likely paying anywhere from $1,400 to $1,900 additional annually, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 131% more than average. View High Risk Driver Rates
With such a large range in prices, the best way to figure out who has the best auto insurance prices is to do a rate comparison and see which company has the best price. Every company uses a different rate calculation, and prices will be substantially different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volkswagen Taos | $280 | $452 | $332 | $1,200 |
| 2023 Volkswagen Taos | $270 | $448 | $338 | $1,192 |
| 2022 Volkswagen Taos | $260 | $436 | $354 | $1,186 |
Rates are averaged for all Volkswagen Taos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Volkswagen Taos Insurance
Finding better rates on car insurance not only requires being safe and accident-free, but also having a good credit history, refrain from filing small claims, and qualifying for all possible discounts. Take the time to comparison shop at every other renewal by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
Below you'll find a condensed summary of the concepts that were touched on in the above illustrations.
- Higher risk drivers with multiple at-fault accidents could be forced to pay on average $1,370 more per year than a low-risk driver
- Youthful drivers are the costliest to insure, with the cost nearing $366 per month including comprehensive and collision insurance
- You may be able to save around $140 per year simply by quoting online in advance
- Increasing policy deductibles can save around $475 each year
- You may be able to save around $140 per year simply by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,394 |
| 20 | $2,726 |
| 30 | $1,242 |
| 40 | $1,192 |
| 50 | $1,088 |
| 60 | $1,068 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,504 |
| $250 | $1,360 |
| $500 | $1,192 |
| $1,000 | $1,028 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,192 |
| 50/100 | $1,260 |
| 100/300 | $1,344 |
| 250/500 | $1,564 |
| 100 CSL | $1,293 |
| 300 CSL | $1,479 |
| 500 CSL | $1,615 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,266 |
| 20 | $4,334 |
| 30 | $2,620 |
| 40 | $2,562 |
| 50 | $2,442 |
| 60 | $2,420 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $87 |
| 5-yr Claim Free | $76 |
| Paid in Full/EFT | $54 |
| Advance Quote | $58 |
| Online Quote | $84 |
| Total Discounts | $500 |
Discounts are estimated and may not be available from every company or in every state.
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