Volkswagen Taos Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated auto insurance rates for a Volkswagen Taos are $1,192 annually with full coverage. Comprehensive insurance costs around $270, collision insurance costs $448, and liability coverage costs $338. Liability-only coverage costs as little as $394 a year, and high-risk coverage costs $2,562 or more. Teen drivers pay the most at up to $4,394 a year.

Average premium for full coverage: $1,192

Premium estimates for type of coverage:

Comprehensive $270
Collision $448
Liability $338

Price estimates include $500 physical damage deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and for all Taos models.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for a Volkswagen Taos range from as cheap as $394 for the bare minimum liability coverage to the much higher price of $2,562 for a high-risk driver policy.

Liability Only $394
Full Coverage $1,192
High Risk $2,562

Insurance Price Range by Location

Your location has a large influence on insurance rates. Areas with sparse population are statistically proven to have fewer collision claims than larger metro areas. The example below illustrates how location impacts auto insurance rates.

Rural Areas $894
Small Cities $1,252
Large Cities $1,609

These rate differences demonstrate why everyone should compare rates for a specific zip code and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below details average Volkswagen Taos insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $692
  • Drivers who choose higher $1,000 deductibles will pay about $164 annually
  • The estimated rate for a 40-year-old good driver using $500 deductibles is $1,192
  • Choosing pricier low deductibles for comprehensive and collision insurance costs an additional $312 each year
  • High-risk insureds with multiple violations and an at-fault accident could pay at least $2,562
  • An auto insurance policy with full coverage for a teenage driver for full coverage can be $4,394 a year

View Chart as Image

Volkswagen Taos insurance cost comparison chart
Column chart showing Volkswagen Taos insurance prices range from $692 to $4,394 for full coverage

Insurance prices for a Volkswagen Taos also have a wide range based on the model of your Taos, your driving record, and deductibles and policy limits.

A more mature driver with a clean driving record and high physical damage deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay as much as $4,300 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out at least $1,400 to $1,900 extra annually, depending on your age. Volkswagen Taos insurance for high-risk drivers can cost around 43% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $480 a year, whereas buying more liability protection will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $304 more per year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Volkswagen Taos insurance rates. A 40-year-old driver could pay as low as $860 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,610 on average in Florida, Michigan, and New York.

Volkswagen Taos Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,076 -$116 -9.7%
Alaska $914 -$278 -23.3%
Arizona $990 -$202 -16.9%
Arkansas $1,192 -$0 0.0%
California $1,356 $164 13.8%
Colorado $1,136 -$56 -4.7%
Connecticut $1,222 $30 2.5%
Delaware $1,346 $154 12.9%
Florida $1,488 $296 24.8%
Georgia $1,100 -$92 -7.7%
Hawaii $858 -$334 -28.0%
Idaho $808 -$384 -32.2%
Illinois $886 -$306 -25.7%
Indiana $898 -$294 -24.7%
Iowa $802 -$390 -32.7%
Kansas $1,130 -$62 -5.2%
Kentucky $1,624 $432 36.2%
Louisiana $1,762 $570 47.8%
Maine $736 -$456 -38.3%
Maryland $984 -$208 -17.4%
Massachusetts $950 -$242 -20.3%
Michigan $2,068 $876 73.5%
Minnesota $998 -$194 -16.3%
Mississippi $1,426 $234 19.6%
Missouri $1,056 -$136 -11.4%
Montana $1,278 $86 7.2%
Nebraska $936 -$256 -21.5%
Nevada $1,426 $234 19.6%
New Hampshire $858 -$334 -28.0%
New Jersey $1,330 $138 11.6%
New Mexico $1,052 -$140 -11.7%
New York $1,254 $62 5.2%
North Carolina $686 -$506 -42.4%
North Dakota $976 -$216 -18.1%
Ohio $820 -$372 -31.2%
Oklahoma $1,222 $30 2.5%
Oregon $1,090 -$102 -8.6%
Pennsylvania $1,134 -$58 -4.9%
Rhode Island $1,586 $394 33.1%
South Carolina $1,080 -$112 -9.4%
South Dakota $1,006 -$186 -15.6%
Tennessee $1,042 -$150 -12.6%
Texas $1,436 $244 20.5%
Utah $882 -$310 -26.0%
Vermont $814 -$378 -31.7%
Virginia $714 -$478 -40.1%
Washington $920 -$272 -22.8%
West Virginia $1,090 -$102 -8.6%
Wisconsin $822 -$370 -31.0%
Wyoming $1,060 -$132 -11.1%

View Chart as Image

Volkswagen Taos insurance rates by U.S. city
Volkswagen Taos Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen Taos $280 $452 $332 $1,200
2023 Volkswagen Taos $270 $448 $338 $1,192
2022 Volkswagen Taos $260 $436 $354 $1,186

Rates are averaged for all Volkswagen Taos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper Volkswagen Taos Insurance

Finding better rates on auto insurance not only requires being a safe and courteous driver, but also having a good credit history, being claim-free, and dropping full coverage on older vehicles. Spend time shopping around every time your policy renews by getting quotes from direct companies, and also from local exclusive and independent agents.

Below is a condensed summary of the information touched on above.

  • You may be able to save up to $140 per year just by quoting online well ahead of the renewal date
  • Teenage drivers pay higher prices, possibly costing $366 per month including comprehensive and collision insurance
  • Increasing policy deductibles could save up to $475 each year
  • Drivers with multiple at-fault accidents may pay on average $1,370 more every year for auto insurance
  • Consumers who may need higher levels of liability will pay about $370 every year to go from 30/60 bodily injury limits to higher 250/500 limits

Rates by Driver Age

Volkswagen Taos Insurance Rates by Driver Age
Driver Age Premium
16 $4,394
20 $2,726
30 $1,242
40 $1,192
50 $1,088
60 $1,068

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Taos Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,504
$250 $1,360
$500 $1,192
$1,000 $1,028

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Taos Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,192
50/100 $1,260
100/300 $1,344
250/500 $1,564
100 CSL $1,293
300 CSL $1,479
500 CSL $1,615

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Taos Insurance Rates for High Risk Drivers
Age Premium
16 $6,266
20 $4,334
30 $2,620
40 $2,562
50 $2,442
60 $2,420

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $163

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $61
Homeowner $17
5-yr Accident Free $87
5-yr Claim Free $76
Paid in Full/EFT $54
Advance Quote $58
Online Quote $84
Total Discounts $500
Rate after discounts $692

Discounts are estimated and may not be available from every company or in every state.

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