Volkswagen Taos Insurance Rates

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UPDATED: Mar 28, 2024

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Average auto insurance rates for a Volkswagen Taos are $1,186 annually for full coverage. Comprehensive insurance costs around $260, collision costs $436, and liability coverage costs $354. Buying just liability costs as little as $406 a year, with insurance for high-risk drivers costing $2,556 or more. Teenage drivers receive the highest rates at $4,408 a year or more.

Average premium for full coverage: $1,186

Rate estimates for individual coverage type:

Comprehensive $260
Collision $436
Liability $354

Full coverage includes $500 policy deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Rates are averaged for all states and for all Taos models.

Price Range by Coverage and Risk

For the normal driver, prices range go from as cheap as $406 for just liability insurance to the much higher price of $2,556 for a policy for a high-risk driver.

Liability Only $406
Full Coverage $1,186
High Risk $2,556

Price Range by Location

Your location has a large influence on auto insurance rates. Areas with sparse population tend to have fewer accident claims than densely populated cities.

The example below illustrates how geographic area affects auto insurance rates.

Rural Areas $890
Small Cities $1,245
Large Cities $1,601

These examples show why everyone should compare rates for a specific zip code and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below shows estimated Volkswagen Taos insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $687
  • Drivers who choose higher $1,000 deductibles will pay about $158 a year
  • The estimated rate for a 40-year-old driver using $500 deductibles is $1,186
  • Using pricier low deductibles for comprehensive and collision insurance costs an additional $306 each year
  • High-risk insureds who are prone to accidents and violations could pay at least $2,556 or more
  • The cost with full coverage for a teenage driver for full coverage can be $4,408 a year

View Chart as Image

Volkswagen Taos insurance cost comparison chart
Column chart showing full coverage Volkswagen Taos insurance prices range from $687 to $4,408

Auto insurance rates for a Volkswagen Taos can also vary considerably based on the trim level of your Taos, your driver profile, and deductibles and policy limits.

A more mature driver with a good driving record and high physical damage deductibles may only pay around $1,100 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay as much as $4,400 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at least $1,400 to $1,900 in extra premium per year, depending on your age. Volkswagen Taos insurance for high-risk drivers can cost around 43% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $470 a year, whereas buying more liability protection will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $318 extra every year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Volkswagen Taos insurance rates. A 40-year-old driver could pay as low as $780 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,690 on average in Michigan, Louisiana, and New York.

Volkswagen Taos Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,070 -$116 -9.8%
Alaska $910 -$276 -23.3%
Arizona $984 -$202 -17.0%
Arkansas $1,186 -$0 0.0%
California $1,352 $166 14.0%
Colorado $1,130 -$56 -4.7%
Connecticut $1,218 $32 2.7%
Delaware $1,340 $154 13.0%
Florida $1,480 $294 24.8%
Georgia $1,096 -$90 -7.6%
Hawaii $852 -$334 -28.2%
Idaho $804 -$382 -32.2%
Illinois $884 -$302 -25.5%
Indiana $894 -$292 -24.6%
Iowa $798 -$388 -32.7%
Kansas $1,124 -$62 -5.2%
Kentucky $1,616 $430 36.3%
Louisiana $1,754 $568 47.9%
Maine $732 -$454 -38.3%
Maryland $978 -$208 -17.5%
Massachusetts $944 -$242 -20.4%
Michigan $2,058 $872 73.5%
Minnesota $994 -$192 -16.2%
Mississippi $1,420 $234 19.7%
Missouri $1,052 -$134 -11.3%
Montana $1,274 $88 7.4%
Nebraska $932 -$254 -21.4%
Nevada $1,422 $236 19.9%
New Hampshire $854 -$332 -28.0%
New Jersey $1,326 $140 11.8%
New Mexico $1,048 -$138 -11.6%
New York $1,248 $62 5.2%
North Carolina $684 -$502 -42.3%
North Dakota $972 -$214 -18.0%
Ohio $818 -$368 -31.0%
Oklahoma $1,214 $28 2.4%
Oregon $1,086 -$100 -8.4%
Pennsylvania $1,130 -$56 -4.7%
Rhode Island $1,580 $394 33.2%
South Carolina $1,076 -$110 -9.3%
South Dakota $1,000 -$186 -15.7%
Tennessee $1,038 -$148 -12.5%
Texas $1,430 $244 20.6%
Utah $878 -$308 -26.0%
Vermont $810 -$376 -31.7%
Virginia $710 -$476 -40.1%
Washington $916 -$270 -22.8%
West Virginia $1,086 -$100 -8.4%
Wisconsin $818 -$368 -31.0%
Wyoming $1,054 -$132 -11.1%

View Chart as Image

Volkswagen Taos insurance rates by U.S. city

With so much variability in rates, the only way to know your exact price is to regularly compare rates and see how they stack up. Every company uses a different method to calculate rates, and quoted rates can be significantly different between companies.

Volkswagen Taos Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen Taos $270 $448 $338 $1,192
2023 Volkswagen Taos $260 $436 $354 $1,186
2022 Volkswagen Taos $250 $418 $364 $1,168

Rates are averaged for all Volkswagen Taos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy More Affordable Volkswagen Taos Insurance

Saving money on auto insurance not only requires avoiding accidents and claims, but also having above-average credit, eliminating unneeded coverage, and maximizing policy discounts. Invest the time to compare rates every year by requesting quotes from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

The points below are a summary of the coverage data presented in the illustrations above.

  • Drivers can save up to $140 per year simply by quoting online well ahead of the renewal date
  • Increasing deductibles could save up to $475 each year
  • Drivers under the age of 20 are expensive to insure, costing as high as $367 per month if full coverage is included
  • Drivers who have multiple accidents or major violations pay an average of $1,370 more every year to insure a Volkswagen Taos

Rates by Driver Age

Volkswagen Taos Insurance Rates by Driver Age
Driver Age Premium
16 $4,408
20 $2,720
30 $1,236
40 $1,186
50 $1,084
60 $1,064

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Taos Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,492
$250 $1,352
$500 $1,186
$1,000 $1,028

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Taos Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,186
50/100 $1,257
100/300 $1,345
250/500 $1,575
100 CSL $1,292
300 CSL $1,487
500 CSL $1,629

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Taos Insurance Rates for High Risk Drivers
Age Premium
16 $6,286
20 $4,324
30 $2,614
40 $2,556
50 $2,436
60 $2,414

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $163

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $61
Homeowner $18
5-yr Accident Free $86
5-yr Claim Free $76
Paid in Full/EFT $53
Advance Quote $58
Online Quote $84
Total Discounts $499
Rate after discounts $687

Discounts are estimated and may not be available from every company or in every state.

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