Volkswagen Taos Insurance Rates

The average insurance prices for a Volkswagen Taos are $1,192 every 12 months with full coverage. Comprehensive costs around $270 a year, collision insurance costs $448, and liability coverage costs $338. A liability-only policy costs as little as $394 a year, and high-risk insurance costs around $2,562. Teenage drivers cost the most to insure at up to $4,394 a year.

Average premium for full coverage: $1,192

Policy rates for type of insurance:

Rate estimates include $500 policy deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and Taos trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than densely populated cities. The diagram below illustrates how geographic area affects auto insurance rates.

The examples above demonstrate why it is important to compare rates for a specific zip code and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Volkswagen Taos insurance rates for additional coverage choices and driver risks.

• The best discount rate is $692
• Drivers who choose higher $1,000 deductibles will pay about $1,028 annually
• The average price for a good driver age 40 using $500 deductibles is $1,192
• Using low $100 deductibles for comprehensive and collision insurance increases the price to $1,504
• High-risk insureds who are prone to accidents and violations could pay at least $2,562
• Policy cost to insure a teenage driver can be $4,394 a year

View Chart as Image

Car insurance rates for a Volkswagen Taos also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.

Using high physical damage deductibles could save up to $480 a year, while buying higher liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $304 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged as much as $4,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,400 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy can cost around 43% to 131% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Volkswagen Taos insurance rates. A 40-year-old driver could pay as low as $860 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,610 on average in Florida, Michigan, and New York.

View Chart as Image

How to Shop for the Best Volkswagen Taos Insurance

Finding cheaper rates on auto insurance not only requires being safe and accident-free, but also maintaining a good credit score, not filing small claims, and consideration of higher deductibles. Invest the time to compare rates at least once a year by getting quotes from direct companies, and also from several local insurance agents.

Below you'll find a brief recap of the primary concepts that were presented in the illustrations above.

• You may be able to save up to $140 per year just by quoting early and online
• Drivers who tend to receive serious violations pay on average $1,370 more every year than a low-risk driver
• Increasing comprehensive and collision deductibles could save as much as $475 each year
• Youthful drivers are the costliest to insure, as much as $366 each month if the policy includes full coverage