Volkswagen Taos Insurance Rates

Average insurance rates for a Volkswagen Taos are $1,186 a year for full coverage. Comprehensive costs approximately $260 a year, collision insurance costs $436, and liability coverage costs around $354. A liability-only policy costs as low as $406 a year, and high-risk insurance costs around $2,556. Teen drivers receive the highest rates at up to $4,408 a year.

Average premium for full coverage: $1,186

Rate estimates by individual coverage type:

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and Taos trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on car insurance rates. Rural locations tend to have lower incidents of accident claims than larger metro areas. The diagram below illustrates how geographic area affects auto insurance prices.

These examples show why it is important to compare prices using their specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Volkswagen Taos insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $687
• Using higher $1,000 deductibles will save $1,028 a year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,186
• Choosing low $100 deductibles for physical damage coverage bumps up the cost to $1,492
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,556
• The cost that insures a teenage driver can cost $4,408 or more

View Chart as Image

Insurance rates for a Volkswagen Taos can also vary considerably based on the trim level of your Taos, how you drive, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you could be paying anywhere from $1,400 to $1,900 extra per year, depending on your age. A high-risk auto insurance policy can be around 43% to 132% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,100 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay in the ballpark of $4,400 a year. View Rates by Age

Where you live has a huge impact on Volkswagen Taos insurance rates. A driver around age 40 might see rates as low as $780 a year in states like Iowa, Maine, and Idaho, or as much as $1,690 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles could cut rates by as much as $470 a year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $318 more per year. View Rates by Deductible or Liability Limit

How to Find Cheaper Volkswagen Taos Insurance

Saving money on auto insurance requires avoiding accidents and violations, having above-average credit, eliminating unneeded coverage, and possibly raising deductibles. Shop around at every policy renewal by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The list below is a condensed summary of the data presented in the illustrations above.

• Consumers who purchase higher liability limits will pay about $390 each year to increase from a minimum limit to the 250/500 level
• Drivers can save around $140 per year just by quoting early and online
• Increasing deductibles can save approximately $475 each year
• Teenagers are expensive to insure, costing as high as $367 per month if full coverage is included