Volkswagen Taos Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average insurance rates for a Volkswagen Taos are $1,186 a year with full coverage. Comprehensive costs approximately $260 a year, collision costs $436, and liability costs around $354. Liability-only insurance costs as low as $406 a year, with high-risk driver insurance costing around $2,556. 16-year-old drivers pay the highest rates at $4,408 a year or more.

Average premium for full coverage: $1,186

Price estimates by individual coverage:

Comprehensive $260
Collision $436
Liability $354

These estimates include $500 policy deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and Taos trim levels.

Price Range from Low to High

For the average driver, Volkswagen Taos insurance prices go from as low as $406 for minimum levels of liability insurance to a high of $2,556 for a high-risk insurance policy.

Liability Only $406
Full Coverage $1,186
High Risk $2,556

Geographic Price Range

Where you live can make a big difference on the price of insurance. Rural locations have a lower frequency of collision claims than congested cities.

The diagram below illustrates how location impacts auto insurance prices.

Rural Areas $890
Small Cities $1,245
Large Cities $1,601

The ranges above demonstrate why it is important to compare prices using their specific location and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Additional Rate Details

The chart below details estimated Volkswagen Taos insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $687
  • Using higher $1,000 deductibles will save $1,028 annually
  • The average rate for the average middle-age driver who chooses $500 deductibles is $1,186
  • Buying low $100 deductibles for physical damage coverage will increase the cost to $1,492
  • High-risk insureds with multiple tickets or accidents could pay around $2,556 or more
  • The price for full coverage for a 16-year-old driver can cost $4,408 or more

View Chart as Image

Volkswagen Taos insurance cost comparison chart
Column chart showing full coverage Volkswagen Taos insurance rates range from $687 to $4,408

Car insurance prices for a Volkswagen Taos are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high deductibles may pay as low as $1,100 a year for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged in the ballpark of $4,400 a year. View Rates by Age

The state you live in has a huge impact on Volkswagen Taos insurance prices. A driver around age 40 might see prices as low as $850 a year in states like Utah, Ohio, and New Hampshire, or at least $1,600 on average in New York, Michigan, and Florida.

Volkswagen Taos Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,070 -$116 -9.8%
Alaska $910 -$276 -23.3%
Arizona $984 -$202 -17.0%
Arkansas $1,186 -$0 0.0%
California $1,352 $166 14.0%
Colorado $1,130 -$56 -4.7%
Connecticut $1,218 $32 2.7%
Delaware $1,340 $154 13.0%
Florida $1,480 $294 24.8%
Georgia $1,096 -$90 -7.6%
Hawaii $852 -$334 -28.2%
Idaho $804 -$382 -32.2%
Illinois $884 -$302 -25.5%
Indiana $894 -$292 -24.6%
Iowa $798 -$388 -32.7%
Kansas $1,124 -$62 -5.2%
Kentucky $1,616 $430 36.3%
Louisiana $1,754 $568 47.9%
Maine $732 -$454 -38.3%
Maryland $978 -$208 -17.5%
Massachusetts $944 -$242 -20.4%
Michigan $2,058 $872 73.5%
Minnesota $994 -$192 -16.2%
Mississippi $1,420 $234 19.7%
Missouri $1,052 -$134 -11.3%
Montana $1,274 $88 7.4%
Nebraska $932 -$254 -21.4%
Nevada $1,422 $236 19.9%
New Hampshire $854 -$332 -28.0%
New Jersey $1,326 $140 11.8%
New Mexico $1,048 -$138 -11.6%
New York $1,248 $62 5.2%
North Carolina $684 -$502 -42.3%
North Dakota $972 -$214 -18.0%
Ohio $818 -$368 -31.0%
Oklahoma $1,214 $28 2.4%
Oregon $1,086 -$100 -8.4%
Pennsylvania $1,130 -$56 -4.7%
Rhode Island $1,580 $394 33.2%
South Carolina $1,076 -$110 -9.3%
South Dakota $1,000 -$186 -15.7%
Tennessee $1,038 -$148 -12.5%
Texas $1,430 $244 20.6%
Utah $878 -$308 -26.0%
Vermont $810 -$376 -31.7%
Virginia $710 -$476 -40.1%
Washington $916 -$270 -22.8%
West Virginia $1,086 -$100 -8.4%
Wisconsin $818 -$368 -31.0%
Wyoming $1,054 -$132 -11.1%

View Chart as Image

Volkswagen Taos insurance rates by U.S. city

Opting for high physical damage deductibles could cut prices by as much as $470 annually, while buying higher liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $318 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $1,400 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy can be from 43% to 132% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to get quotes from multiple companies. Each insurance company utilizes a different rate formula, so rate quotes may be quite different from one company to the next.

Volkswagen Taos Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen Taos $270 $448 $338 $1,192
2023 Volkswagen Taos $260 $436 $354 $1,186
2022 Volkswagen Taos $250 $418 $364 $1,168

Rates are averaged for all Volkswagen Taos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Volkswagen Taos Insurance

Getting lower rates on insurance for a Volkswagen Taos requires being a good driver, having above-average credit, avoid buying unnecessary coverage, and avoiding coverage lapses. Spend time shopping around at least every other year by requesting quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

The following list is a brief summary of the car insurance concepts touched on above.

  • Drivers considered higher risk that tend to have accidents or serious violations pay on average $1,370 more per year than a safer driver
  • You may be able to save around $140 per year simply by quoting early and online
  • Increasing physical damage deductibles can save around $475 each year
  • Insureds who purchase an increased level of liability coverage will pay around $390 every year to increase from a low limit to 250/500 limits

Rates by Driver Age

Volkswagen Taos Insurance Rates by Driver Age
Driver Age Premium
16 $4,408
20 $2,720
30 $1,236
40 $1,186
50 $1,084
60 $1,064

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Taos Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,492
$250 $1,352
$500 $1,186
$1,000 $1,028

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Taos Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,186
50/100 $1,257
100/300 $1,345
250/500 $1,575
100 CSL $1,292
300 CSL $1,487
500 CSL $1,629

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Taos Insurance Rates for High Risk Drivers
Age Premium
16 $6,286
20 $4,324
30 $2,614
40 $2,556
50 $2,436
60 $2,414

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $163

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $61
Homeowner $18
5-yr Accident Free $86
5-yr Claim Free $76
Paid in Full/EFT $53
Advance Quote $58
Online Quote $84
Total Discounts $499
Rate after discounts $687

Discounts are estimated and may not be available from every company or in every state.

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