Volkswagen Taos Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average insurance rates for a Volkswagen Taos are $1,192 a year for full coverage. Comprehensive insurance costs on average $270 each year, collision insurance costs $448, and liability costs $338. A policy with just liability insurance costs as little as $394 a year, and coverage for high-risk drivers costs $2,562 or more. Teen drivers pay the highest rates at up to $4,394 a year.

Average premium for full coverage: $1,192

Price estimates by individual coverage:

Comprehensive $270
Collision $448
Liability $338

Includes $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and Taos models.

Price Range from Low to High

For a driver in their 40's, Volkswagen Taos insurance prices range from the low end price of $394 for your basic liability-only policy to a high rate of $2,562 for high-risk insurance.

Liability Only $394
Full Coverage $1,192
High Risk $2,562

Geographic Price Range

Your location can make a big difference on car insurance rates. Rural areas have lower incidents of accident claims than larger metro areas. The graphic below illustrates how location helps determine car insurance rates.

Rural Areas $894
Small Cities $1,252
Large Cities $1,609

The ranges above show why all drivers should compare rates based on a specific location, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows average Volkswagen Taos insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $692
  • Drivers who choose higher $1,000 deductibles will pay around $164 a year
  • The estimated price for the average middle-age driver with $500 deductibles is $1,192
  • Choosing low deductibles for comprehensive and collision insurance will cost an additional $312 annually
  • Drivers with multiple violations and an at-fault accident could pay upwards of $2,562
  • The price that insures a 16-year-old driver may cost $4,394 a year

View Chart as Image

Volkswagen Taos insurance cost comparison chart
Column chart showing Volkswagen Taos insurance prices range from $692 to $4,394 for full coverage

Insurance prices for a Volkswagen Taos are also quite variable based on the trim level and model year, how you drive, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you could be paying at a minimum $1,400 to $1,900 extra each year, depending on your age. Insurance for high-risk drivers can cost from 43% to 131% more than average. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay upwards of $4,300 a year. View Rates by Age

The state you live in makes a big difference in Volkswagen Taos insurance prices. A 40-year-old driver could pay as low as $790 a year in states like Idaho, Maine, and Iowa, or as much as $1,700 on average in Michigan, Louisiana, and New York.

Volkswagen Taos Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,076 -$116 -9.7%
Alaska $914 -$278 -23.3%
Arizona $990 -$202 -16.9%
Arkansas $1,192 -$0 0.0%
California $1,356 $164 13.8%
Colorado $1,136 -$56 -4.7%
Connecticut $1,222 $30 2.5%
Delaware $1,346 $154 12.9%
Florida $1,488 $296 24.8%
Georgia $1,100 -$92 -7.7%
Hawaii $858 -$334 -28.0%
Idaho $808 -$384 -32.2%
Illinois $886 -$306 -25.7%
Indiana $898 -$294 -24.7%
Iowa $802 -$390 -32.7%
Kansas $1,130 -$62 -5.2%
Kentucky $1,624 $432 36.2%
Louisiana $1,762 $570 47.8%
Maine $736 -$456 -38.3%
Maryland $984 -$208 -17.4%
Massachusetts $950 -$242 -20.3%
Michigan $2,068 $876 73.5%
Minnesota $998 -$194 -16.3%
Mississippi $1,426 $234 19.6%
Missouri $1,056 -$136 -11.4%
Montana $1,278 $86 7.2%
Nebraska $936 -$256 -21.5%
Nevada $1,426 $234 19.6%
New Hampshire $858 -$334 -28.0%
New Jersey $1,330 $138 11.6%
New Mexico $1,052 -$140 -11.7%
New York $1,254 $62 5.2%
North Carolina $686 -$506 -42.4%
North Dakota $976 -$216 -18.1%
Ohio $820 -$372 -31.2%
Oklahoma $1,222 $30 2.5%
Oregon $1,090 -$102 -8.6%
Pennsylvania $1,134 -$58 -4.9%
Rhode Island $1,586 $394 33.1%
South Carolina $1,080 -$112 -9.4%
South Dakota $1,006 -$186 -15.6%
Tennessee $1,042 -$150 -12.6%
Texas $1,436 $244 20.5%
Utah $882 -$310 -26.0%
Vermont $814 -$378 -31.7%
Virginia $714 -$478 -40.1%
Washington $920 -$272 -22.8%
West Virginia $1,090 -$102 -8.6%
Wisconsin $822 -$370 -31.0%
Wyoming $1,060 -$132 -11.1%

View Chart as Image

Volkswagen Taos insurance rates by U.S. city

Choosing high deductibles could save up to $480 annually, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $304 more per year. View Rates by Deductible or Liability Limit

Volkswagen Taos Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen Taos $280 $452 $332 $1,200
2023 Volkswagen Taos $270 $448 $338 $1,192
2022 Volkswagen Taos $260 $436 $354 $1,186

Rates are averaged for all Volkswagen Taos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Volkswagen Taos Insurance

Getting lower rates on insurance for a Volkswagen Taos not only requires being a good driver, but also having above-average credit, eliminating unnecessary coverage, and determing if full coverage is necessary. Shop around every couple of years by getting rate quotes from direct carriers, and also from local exclusive and independent agents.

The following list is a recap of the material that was covered in the charts and tables above.

  • Insureds who require an increased level of liability coverage will pay about $370 each year to go from a low limit to the 250/500 level
  • Drivers age 16 to 20 pay the highest prices, with premiums as much as $366 a month if full coverage is included
  • Drivers considered higher risk that have major violations or accidents may pay on average $1,370 more each year than a safer driver
  • Increasing physical damage deductibles can save approximately $475 each year

Rates by Driver Age

Volkswagen Taos Insurance Rates by Driver Age
Driver Age Premium
16 $4,394
20 $2,726
30 $1,242
40 $1,192
50 $1,088
60 $1,068

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Taos Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,504
$250 $1,360
$500 $1,192
$1,000 $1,028

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Taos Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,192
50/100 $1,260
100/300 $1,344
250/500 $1,564
100 CSL $1,293
300 CSL $1,479
500 CSL $1,615

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Taos Insurance Rates for High Risk Drivers
Age Premium
16 $6,266
20 $4,334
30 $2,620
40 $2,562
50 $2,442
60 $2,420

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $163

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $61
Homeowner $17
5-yr Accident Free $87
5-yr Claim Free $76
Paid in Full/EFT $54
Advance Quote $58
Online Quote $84
Total Discounts $500
Rate after discounts $692

Discounts are estimated and may not be available from every company or in every state.

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