Volkswagen Taos Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average insurance rates for a Volkswagen Taos are $1,192 a year with full coverage. Comprehensive insurance costs an estimated $270, collision insurance costs $448, and liability costs $338. Liability-only insurance costs as little as $394 a year, and high-risk driver insurance costs $2,562 or more. Teens pay the highest rates at up to $4,394 a year.

Average premium for full coverage: $1,192

Price estimates broken down by individual coverage:

Comprehensive $270
Collision $448
Liability $338

Full coverage includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and for all Taos models.

Price Range from Low to High

For an average driver, Volkswagen Taos insurance prices range from as low as $394 for just liability coverage to the much higher price of $2,562 for a driver who has had serious violations or accidents.

Liability Only $394
Full Coverage $1,192
High Risk $2,562

Geographic Price Range

Your location can make a big difference on car insurance rates. More rural locations have a lower frequency of collision claims than cities with more traffic congestion. The example below illustrates the effect of geographic area on insurance prices.

Rural Areas $894
Small Cities $1,252
Large Cities $1,609

The ranges above demonstrate why everyone should compare rates for a targeted area and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below details average Volkswagen Taos insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $692
  • Drivers who choose higher $1,000 deductibles will pay approximately $164 annually
  • The average rate for the average middle-age driver who has $500 deductibles is $1,192
  • Selecting pricier low deductibles for comprehensive and collision insurance will cost an extra $312 annually
  • Drivers with serious driving violations could pay up to $2,562
  • The price for full coverage for a 16-year-old driver for full coverage can cost as much as $4,394 a year

View Chart as Image

Volkswagen Taos insurance cost comparison chart
Column chart showing Volkswagen Taos insurance prices range from $692 to $4,394 for full coverage

Car insurance prices for a Volkswagen Taos are also quite variable based on your driving record, the trim level and model year, and liability limits and deductibles.

A more mature driver with no driving violations and high deductibles may pay as low as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged at least $4,300 a year. View Rates by Age

The state you live in makes a big difference in Volkswagen Taos insurance prices. A 40-year-old driver could pay as low as $860 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,610 on average in New York, Michigan, and Florida.

Volkswagen Taos Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,076 -$116 -9.7%
Alaska $914 -$278 -23.3%
Arizona $990 -$202 -16.9%
Arkansas $1,192 -$0 0.0%
California $1,356 $164 13.8%
Colorado $1,136 -$56 -4.7%
Connecticut $1,222 $30 2.5%
Delaware $1,346 $154 12.9%
Florida $1,488 $296 24.8%
Georgia $1,100 -$92 -7.7%
Hawaii $858 -$334 -28.0%
Idaho $808 -$384 -32.2%
Illinois $886 -$306 -25.7%
Indiana $898 -$294 -24.7%
Iowa $802 -$390 -32.7%
Kansas $1,130 -$62 -5.2%
Kentucky $1,624 $432 36.2%
Louisiana $1,762 $570 47.8%
Maine $736 -$456 -38.3%
Maryland $984 -$208 -17.4%
Massachusetts $950 -$242 -20.3%
Michigan $2,068 $876 73.5%
Minnesota $998 -$194 -16.3%
Mississippi $1,426 $234 19.6%
Missouri $1,056 -$136 -11.4%
Montana $1,278 $86 7.2%
Nebraska $936 -$256 -21.5%
Nevada $1,426 $234 19.6%
New Hampshire $858 -$334 -28.0%
New Jersey $1,330 $138 11.6%
New Mexico $1,052 -$140 -11.7%
New York $1,254 $62 5.2%
North Carolina $686 -$506 -42.4%
North Dakota $976 -$216 -18.1%
Ohio $820 -$372 -31.2%
Oklahoma $1,222 $30 2.5%
Oregon $1,090 -$102 -8.6%
Pennsylvania $1,134 -$58 -4.9%
Rhode Island $1,586 $394 33.1%
South Carolina $1,080 -$112 -9.4%
South Dakota $1,006 -$186 -15.6%
Tennessee $1,042 -$150 -12.6%
Texas $1,436 $244 20.5%
Utah $882 -$310 -26.0%
Vermont $814 -$378 -31.7%
Virginia $714 -$478 -40.1%
Washington $920 -$272 -22.8%
West Virginia $1,090 -$102 -8.6%
Wisconsin $822 -$370 -31.0%
Wyoming $1,060 -$132 -11.1%

View Chart as Image

Volkswagen Taos insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could save up to $480 annually, whereas buying more liability protection will increase premiums. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $304 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out $1,400 to $1,900 extra each year, depending on your age. Volkswagen Taos insurance for high-risk drivers can cost from 43% to 131% more than the average policy. View High Risk Driver Rates

Volkswagen Taos Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen Taos $280 $452 $332 $1,200
2023 Volkswagen Taos $270 $448 $338 $1,192
2022 Volkswagen Taos $260 $436 $354 $1,186

Rates are averaged for all Volkswagen Taos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Volkswagen Taos Insurance

Getting lower rates on insurance for a Volkswagen Taos not only requires having a decent driving record, but also having above-average credit, avoid buying unnecessary coverage, and possibly higher deductibles. Take the time to compare rates every other policy renewal by getting rate quotes from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

The following items are a summary of the ideas that were covered in the above illustrations.

  • 16 to 18-year-old drivers have the highest car insurance prices, costing up to $366 a month if full coverage is included
  • Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,370 more annually than a driver with a clean driving record
  • Increasing physical damage deductibles can save around $475 each year
  • You may be able to save approximately $140 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Volkswagen Taos Insurance Rates by Driver Age
Driver Age Premium
16 $4,394
20 $2,726
30 $1,242
40 $1,192
50 $1,088
60 $1,068

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Taos Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,504
$250 $1,360
$500 $1,192
$1,000 $1,028

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Taos Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,192
50/100 $1,260
100/300 $1,344
250/500 $1,564
100 CSL $1,293
300 CSL $1,479
500 CSL $1,615

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Taos Insurance Rates for High Risk Drivers
Age Premium
16 $6,266
20 $4,334
30 $2,620
40 $2,562
50 $2,442
60 $2,420

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $163

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $61
Homeowner $17
5-yr Accident Free $87
5-yr Claim Free $76
Paid in Full/EFT $54
Advance Quote $58
Online Quote $84
Total Discounts $500
Rate after discounts $692

Discounts are estimated and may not be available from every company or in every state.

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