Volkswagen Taos Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average insurance rates for a Volkswagen Taos are $1,192 a year with full coverage. Comprehensive costs on average $270 each year, collision costs $448, and liability coverage costs around $338. Buying just liability costs as low as $394 a year, with insurance for high-risk drivers costing around $2,562. 16-year-old drivers pay the highest rates at $4,394 a year or more.

Average premium for full coverage: $1,192

Price estimates by individual coverage:

Comprehensive $270
Collision $448
Liability $338

Prices include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and Taos models.

Price Range from Low to High

For a driver in their 40's, Volkswagen Taos insurance prices go from as low as $394 for your basic liability-only policy to a high rate of $2,562 for a driver who has had serious violations or accidents.

Liability Only $394
Full Coverage $1,192
High Risk $2,562

Geographic Price Range

Where you live has a large influence on auto insurance rates. Rural areas have a lower frequency of collision claims than congested cities.

The graphic below illustrates how location helps determine car insurance rates.

Rural Areas $894
Small Cities $1,252
Large Cities $1,609

The ranges above demonstrate why all drivers should compare prices based on a specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below details estimated Volkswagen Taos insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $692
  • Using higher $1,000 deductibles will save around $164 annually
  • The average rate for the average middle-age driver with $500 deductibles is $1,192
  • Buying low deductibles for physical damage coverage will increase the cost to $1,504
  • Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,562 or more
  • The price for full coverage for a teenage driver may cost $4,394 or more

View Chart as Image

Volkswagen Taos insurance cost comparison chart
Column chart showing full coverage Volkswagen Taos insurance rates range from $692 to $4,394

Insurance prices for a Volkswagen Taos are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.

More mature drivers with no violations or accidents and high deductibles may only pay around $1,100 a year for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay upwards of $4,300 a year. View Rates by Age

The state you live in has a huge impact on Volkswagen Taos insurance rates. A driver around age 40 might see prices as low as $860 a year in states like New Hampshire, Ohio, and Utah, or at least $1,610 on average in Florida, Michigan, and New York.

Volkswagen Taos Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,076 -$116 -9.7%
Alaska $914 -$278 -23.3%
Arizona $990 -$202 -16.9%
Arkansas $1,192 -$0 0.0%
California $1,356 $164 13.8%
Colorado $1,136 -$56 -4.7%
Connecticut $1,222 $30 2.5%
Delaware $1,346 $154 12.9%
Florida $1,488 $296 24.8%
Georgia $1,100 -$92 -7.7%
Hawaii $858 -$334 -28.0%
Idaho $808 -$384 -32.2%
Illinois $886 -$306 -25.7%
Indiana $898 -$294 -24.7%
Iowa $802 -$390 -32.7%
Kansas $1,130 -$62 -5.2%
Kentucky $1,624 $432 36.2%
Louisiana $1,762 $570 47.8%
Maine $736 -$456 -38.3%
Maryland $984 -$208 -17.4%
Massachusetts $950 -$242 -20.3%
Michigan $2,068 $876 73.5%
Minnesota $998 -$194 -16.3%
Mississippi $1,426 $234 19.6%
Missouri $1,056 -$136 -11.4%
Montana $1,278 $86 7.2%
Nebraska $936 -$256 -21.5%
Nevada $1,426 $234 19.6%
New Hampshire $858 -$334 -28.0%
New Jersey $1,330 $138 11.6%
New Mexico $1,052 -$140 -11.7%
New York $1,254 $62 5.2%
North Carolina $686 -$506 -42.4%
North Dakota $976 -$216 -18.1%
Ohio $820 -$372 -31.2%
Oklahoma $1,222 $30 2.5%
Oregon $1,090 -$102 -8.6%
Pennsylvania $1,134 -$58 -4.9%
Rhode Island $1,586 $394 33.1%
South Carolina $1,080 -$112 -9.4%
South Dakota $1,006 -$186 -15.6%
Tennessee $1,042 -$150 -12.6%
Texas $1,436 $244 20.5%
Utah $882 -$310 -26.0%
Vermont $814 -$378 -31.7%
Virginia $714 -$478 -40.1%
Washington $920 -$272 -22.8%
West Virginia $1,090 -$102 -8.6%
Wisconsin $822 -$370 -31.0%
Wyoming $1,060 -$132 -11.1%

View Chart as Image

Volkswagen Taos insurance rates by U.S. city

Opting for high physical damage deductibles could cut prices by as much as $480 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $304 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,400 to $1,900 additional each year, depending on your age. Insurance for high-risk drivers can be around 43% to 131% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the best way to find out exactly what you will pay is to do a rate comparison and see how they stack up. Each insurance company utilizes a different rate formula, and prices may be quite different from one company to the next.

Volkswagen Taos Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen Taos $280 $452 $332 $1,200
2023 Volkswagen Taos $270 $448 $338 $1,192
2022 Volkswagen Taos $260 $436 $354 $1,186

Rates are averaged for all Volkswagen Taos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Volkswagen Taos Insurance

Getting lower rates on auto insurance requires having a decent driving record, having a good credit history, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Invest time comparing rates every other policy renewal by quoting rates from direct companies like Progressive and GEICO, and also from local insurance agents.

The following items are a quick rundown of the ideas that were covered in the charts and tables above.

  • 16 to 18-year-old drivers pay higher prices, costing up to $366 a month including comprehensive and collision insurance
  • Drivers with reckless driving or DUI convictions may be required to pay an average of $1,370 more each year than a driver with a clean driving record
  • Increasing physical damage deductibles can save around $475 each year
  • You may be able to save as much as $140 per year simply by quoting online in advance

Rates by Driver Age

Volkswagen Taos Insurance Rates by Driver Age
Driver Age Premium
16 $4,394
20 $2,726
30 $1,242
40 $1,192
50 $1,088
60 $1,068

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Taos Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,504
$250 $1,360
$500 $1,192
$1,000 $1,028

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Taos Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,192
50/100 $1,260
100/300 $1,344
250/500 $1,564
100 CSL $1,293
300 CSL $1,479
500 CSL $1,615

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Taos Insurance Rates for High Risk Drivers
Age Premium
16 $6,266
20 $4,334
30 $2,620
40 $2,562
50 $2,442
60 $2,420

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $163

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $61
Homeowner $17
5-yr Accident Free $87
5-yr Claim Free $76
Paid in Full/EFT $54
Advance Quote $58
Online Quote $84
Total Discounts $500
Rate after discounts $692

Discounts are estimated and may not be available from every company or in every state.

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