Volkswagen Tiguan Insurance Rates

How much is car insurance for a Volkswagen Tiguan? A  Volkswagen Tiguan insurance cost for a full coverage policy is $1,336 a year, or $111 a month. Our comprehensive guide goes over what factors affect VW Tiguan insurance rates, so read on to learn more about vehicle insurance.

Want to jump right into finding cheap Volkswagen Tiguan insurance rates? Enter your ZIP code in our free tool above.

Average insurance rates for a Volkswagen Tiguan are $1,090 a year for full coverage. Comprehensive costs an estimated $214 each year, collision costs $350, and liability is $390. Liability-only coverage costs around $438 a year, with high-risk coverage costing around $2,352. Teenage drivers receive the highest rates at $4,172 a year or more.

Average premium for full coverage: $1,090

Rate estimates broken down by individual coverage type:

Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all states and Tiguan models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on insurance rates. More rural locations tend to have a lower frequency of accident claims than densely populated cities.

The graphic below illustrates the difference location can make on insurance prices.

These examples show why all drivers should compare rates quotes for a targeted area and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Volkswagen Tiguan insurance rates for other coverage scenarios.

• The best discount rate is $639
• Raising to $1,000 deductibles will save approximately $130 a year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,090
• Using low deductibles will increase the cost to $1,336
• At-risk drivers who are prone to accidents and violations could pay up to $2,352 or more
• The cost for full coverage for a teen driver can cost as much as $4,172

View Chart as Image

Car insurance rates for a Volkswagen Tiguan can also vary considerably based on your driver profile, the trim level of your Tiguan, and liability limits and deductibles.

More mature drivers with no driving violations and high deductibles may pay as little as $1,000 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged at least $4,100 a year. View Rates by Age

Where you live also has a big influence on Volkswagen Tiguan insurance prices. A middle-age driver might find rates as low as $720 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,550 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $380 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying $1,300 to $1,800 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 133% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the only way to know which company is cheapest is to do a rate comparison and see which company has the best rate. Every auto insurance company uses a different method to calculate rates, so rate quotes can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Volkswagen Tiguan Insurance

Saving money on car insurance consists of avoiding accidents and claims, having above-average credit, eliminating unneeded coverage, and not having any coverage lapses. Make time to compare rates every time your policy renews by requesting quotes from direct carriers like GEICO and Progressive, and also from local independent and exclusive agents.

The points below are a brief review of the information touched on in this article.

• Drivers can save approximately $130 per year simply by quoting online in advance
• Drivers under the age of 20 have the highest car insurance rates, costing as high as $348 per month if full coverage is included
• Increasing deductibles can save around $375 each year
• Higher risk drivers with DUI or reckless driving convictions pay an average of $1,260 more annually to insure a Volkswagen Tiguan
• Policyholders who want increased liability limits will pay an extra $430 each year to raise from a minimum limit to 250/500 limits

Frequently Asked Questions

Is the VW Tiguan underpowered? It comes equipped with 184-horsepower 2.0-liter turbocharged four-cylinder engine which makes it great for around the town driving but not for anything more heavily performance driven.

Are Volkswagen Tiguans good cars? Car.com has them ranked in the middle of the pack for compact SUV ratings.

How long does the average Tiguan last? The life of the car depends on well you maintain and maintenance it.

As you can see, there are multiple factors that affect rates. If you need help finding cheap VW Tiguan insurance cost, use our free tool below. It will help you find everything from Volkswagen Tiguan 2018 cost of insurance to 2012 Volkswagen Tiguan cost of insurance.

Read on to learn more about what determines the price of car insurance.

What are the safety ratings of the Volkswagen Tiguan?

The Volkswagen Tiguan has multiple safety features, which can reduce the cost of insurance:

• Driver Air Bag
• Passenger Air Bag
• Front Head Air Bag
• Rear Head Air Bag
• Front Side Air Bag
• 4-Wheel ABS
• 4-Wheel Disc Brakes
• Brake Assist
• Electronic Stability Control
• Daytime Running Lights
• Child Safety Locks
• Integrated Turn Signal Mirrors
• Traction Control
• Blind Spot Monitor

Are you wondering how much does a Tiguan cost? This price tag will depend slightly on safety features. The cost of a VW Tiguan 2018 will be better than a 1990 model, as the 2018 Tiguan will have more safety features.

The Volkswagen Tiguan also has a great crash test rating from the Insurance Institute for Highway Safety (IIHS). It won a 2020 Top Safety Pick award from the IIHS for its following crash test ratings:

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side: Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

Good is the highest rating possible, so the Volkswagen Tiguan did great. The video below shows an example of one of the Volkswagen Tiguan crash tests.

Volkswagen Tiguan Compared Against Other Vehicles in the Same Class

The Volkswagen Tiguan is a midsize SUV, which means it isn’t likely to do serious damage to other vehicles. According to the IIHS, the Volkswagen Tiguan’s property damage liability losses and bodily injury liability losses are both substantially better than other midsize SUVs.

Take a look at the other midsize SUVs below to see how their rates compare.

• Buick Enclave Insurance Rates
• Chevrolet Traverse Insurance Rates
• Dodge Journey Insurance Rates

Ready to start getting quotes to find out how much does a VW Tiguan cost to insure?
Whether you are looking for the insurance cost of a VW Tiguan 2018 or the insurance cost of a VW Tiguan 2017, getting quotes will help you discover which cars are cheapest to insure. To get started, enter your ZIP code.

References

1. https://www.iihs.org/ratings/vehicle/volkswagen/tiguan-4-door-suv/2020