Volkswagen Tiguan Insurance Rates
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UPDATED: Apr 13, 2024
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How much is car insurance for a Volkswagen Tiguan? A Volkswagen Tiguan insurance cost for a full coverage policy is $1,336 a year, or $111 a month. Our comprehensive guide goes over what factors affect VW Tiguan insurance rates, so read on to learn more about vehicle insurance.
Want to jump right into finding cheap Volkswagen Tiguan insurance rates? Enter your ZIP code in our free tool above.
The average insurance rates for a Volkswagen Tiguan are $1,090 a year for full coverage. Comprehensive insurance costs around $214 each year, collision costs $350, and liability costs $390. A liability-only policy costs as little as $438 a year, with high-risk insurance costing $2,352 or more. Teens cost the most to insure at $4,172 a year or more.
Average premium for full coverage: $1,090
Policy rates for type of insurance:
Prices include $500 deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and Tiguan models.
Price Range Variability
For the average 40-year-old driver, Volkswagen Tiguan insurance rates go from as low as $438 for minimum levels of liability insurance to a high rate of $2,352 for a high-risk insurance policy.
Urban vs. Rural Price Range
Your location can have significant affects on auto insurance rates. Areas with sparse population are shown to have a lower frequency of accident claims than cities with more traffic congestion.
The graphic below illustrates the difference location can make on auto insurance rates.
The examples above show why all drivers should compare rates for a specific zip code and risk profile, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below shows estimated Volkswagen Tiguan insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $639
- Drivers who choose higher $1,000 deductibles will pay about $130 a year
- The average rate for a good driver age 40 using $500 deductibles is $1,090
- Selecting low deductibles for comprehensive and collision insurance will cost an extra $246 every year
- Higher-risk drivers with serious driving violations could pay at least $2,352 or more
- Policy cost for full coverage for a teen driver can be $4,172 a year
Car insurance rates for a Volkswagen Tiguan also range considerably based on your risk profile, the trim level of your Tiguan, and deductibles and policy limits.
More mature drivers with no driving violations and high deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged as much as $4,100 a year. View Rates by Age
Your home state makes a big difference in Volkswagen Tiguan insurance prices. A 40-year-old driver could pay as low as $720 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,550 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $986 | -$104 | -9.5% |
| Alaska | $836 | -$254 | -23.3% |
| Arizona | $904 | -$186 | -17.1% |
| Arkansas | $1,090 | -$0 | 0.0% |
| California | $1,242 | $152 | 13.9% |
| Colorado | $1,040 | -$50 | -4.6% |
| Connecticut | $1,118 | $28 | 2.6% |
| Delaware | $1,230 | $140 | 12.8% |
| Florida | $1,360 | $270 | 24.8% |
| Georgia | $1,008 | -$82 | -7.5% |
| Hawaii | $782 | -$308 | -28.3% |
| Idaho | $738 | -$352 | -32.3% |
| Illinois | $812 | -$278 | -25.5% |
| Indiana | $822 | -$268 | -24.6% |
| Iowa | $734 | -$356 | -32.7% |
| Kansas | $1,036 | -$54 | -5.0% |
| Kentucky | $1,486 | $396 | 36.3% |
| Louisiana | $1,612 | $522 | 47.9% |
| Maine | $674 | -$416 | -38.2% |
| Maryland | $898 | -$192 | -17.6% |
| Massachusetts | $868 | -$222 | -20.4% |
| Michigan | $1,890 | $800 | 73.4% |
| Minnesota | $914 | -$176 | -16.1% |
| Mississippi | $1,304 | $214 | 19.6% |
| Missouri | $968 | -$122 | -11.2% |
| Montana | $1,170 | $80 | 7.3% |
| Nebraska | $858 | -$232 | -21.3% |
| Nevada | $1,306 | $216 | 19.8% |
| New Hampshire | $786 | -$304 | -27.9% |
| New Jersey | $1,218 | $128 | 11.7% |
| New Mexico | $964 | -$126 | -11.6% |
| New York | $1,148 | $58 | 5.3% |
| North Carolina | $628 | -$462 | -42.4% |
| North Dakota | $894 | -$196 | -18.0% |
| Ohio | $750 | -$340 | -31.2% |
| Oklahoma | $1,118 | $28 | 2.6% |
| Oregon | $998 | -$92 | -8.4% |
| Pennsylvania | $1,036 | -$54 | -5.0% |
| Rhode Island | $1,454 | $364 | 33.4% |
| South Carolina | $988 | -$102 | -9.4% |
| South Dakota | $918 | -$172 | -15.8% |
| Tennessee | $954 | -$136 | -12.5% |
| Texas | $1,312 | $222 | 20.4% |
| Utah | $806 | -$284 | -26.1% |
| Vermont | $744 | -$346 | -31.7% |
| Virginia | $652 | -$438 | -40.2% |
| Washington | $842 | -$248 | -22.8% |
| West Virginia | $998 | -$92 | -8.4% |
| Wisconsin | $752 | -$338 | -31.0% |
| Wyoming | $968 | -$122 | -11.2% |
Choosing higher comprehensive and collision insurance deductibles could save up to $380 every year, whereas increasing liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $351 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you could be paying at least $1,300 to $1,800 extra every year, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 133% more than the average policy. View High Risk Driver Rates
Because rates have so much variability, the only way to know your exact price is to do a rate comparison and see which company has the best rate. Every company calculates rates differently, so rate quotes will be varied from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Volkswagen Tiguan S 2WD | $1,032 | $86 |
| Volkswagen Tiguan S 2WD | $1,032 | $86 |
| Volkswagen Tiguan SE 4Motion AWD | $1,090 | $91 |
| Volkswagen Tiguan SEL 4Motion AWD | $1,146 | $96 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volkswagen Tiguan | $294 | $536 | $338 | $1,304 |
| 2023 Volkswagen Tiguan | $284 | $524 | $354 | $1,298 |
| 2022 Volkswagen Tiguan | $274 | $502 | $364 | $1,276 |
| 2021 Volkswagen Tiguan | $260 | $484 | $376 | $1,256 |
| 2020 Volkswagen Tiguan | $250 | $450 | $384 | $1,220 |
| 2019 Volkswagen Tiguan | $240 | $424 | $388 | $1,188 |
| 2018 Volkswagen Tiguan | $230 | $380 | $390 | $1,136 |
| 2017 Volkswagen Tiguan | $214 | $350 | $390 | $1,090 |
| 2016 Volkswagen Tiguan | $206 | $328 | $394 | $1,064 |
Rates are averaged for all Volkswagen Tiguan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Volkswagen Tiguan Insurance
Finding cheaper rates on car insurance not only requires not taking risks behind the wheel, but also having above-average credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Make time to compare rates at least every other year by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.
The following is a quick rundown of the car insurance concepts touched on in this article.
- Higher risk drivers with reckless driving or DUI convictions may be required to pay an average of $1,260 more every year for Tiguan insurance
- Drivers can save up to $130 per year simply by quoting online in advance
- Increasing comprehensive and collision deductibles can save around $375 each year
- Policyholders who may need higher liability limits will pay approximately $430 each year to go from a 30/60 limit to 250/500 limits
Frequently Asked Questions
Is the VW Tiguan underpowered? It comes equipped with 184-horsepower 2.0-liter turbocharged four-cylinder engine which makes it great for around the town driving but not for anything more heavily performance driven.
Are Volkswagen Tiguans good cars? Car.com has them ranked in the middle of the pack for compact SUV ratings.
How long does the average Tiguan last? The life of the car depends on well you maintain and maintenance it.
As you can see, there are multiple factors that affect rates. If you need help finding cheap VW Tiguan insurance cost, use our free tool below. It will help you find everything from Volkswagen Tiguan 2018 cost of insurance to 2012 Volkswagen Tiguan cost of insurance.
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Read on to learn more about what determines the price of car insurance.
What are the safety ratings of the Volkswagen Tiguan?
The Volkswagen Tiguan has multiple safety features, which can reduce the cost of insurance:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
Are you wondering how much does a Tiguan cost? This price tag will depend slightly on safety features. The cost of a VW Tiguan 2018 will be better than a 1990 model, as the 2018 Tiguan will have more safety features.
The Volkswagen Tiguan also has a great crash test rating from the Insurance Institute for Highway Safety (IIHS). It won a 2020 Top Safety Pick award from the IIHS for its following crash test ratings:
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side: Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Good is the highest rating possible, so the Volkswagen Tiguan did great. The video below shows an example of one of the Volkswagen Tiguan crash tests.
Volkswagen Tiguan Compared Against Other Vehicles in the Same Class
The Volkswagen Tiguan is a midsize SUV, which means it isn’t likely to do serious damage to other vehicles. According to the IIHS, the Volkswagen Tiguan’s property damage liability losses and bodily injury liability losses are both substantially better than other midsize SUVs.
Take a look at the other midsize SUVs below to see how their rates compare.
Ready to start getting quotes to find out how much does a VW Tiguan cost to insure?
Whether you are looking for the insurance cost of a VW Tiguan 2018 or the insurance cost of a VW Tiguan 2017, getting quotes will help you discover which cars are cheapest to insure. To get started, enter your ZIP code.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,172 |
| 20 | $2,502 |
| 30 | $1,128 |
| 40 | $1,090 |
| 50 | $998 |
| 60 | $978 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,336 |
| $250 | $1,222 |
| $500 | $1,090 |
| $1,000 | $960 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,090 |
| 50/100 | $1,224 |
| 100/300 | $1,322 |
| 250/500 | $1,575 |
| 100 CSL | $1,263 |
| 300 CSL | $1,478 |
| 500 CSL | $1,634 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,930 |
| 20 | $3,984 |
| 30 | $2,396 |
| 40 | $2,352 |
| 50 | $2,246 |
| 60 | $2,224 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $57 |
| Multi-vehicle | $58 |
| Homeowner | $17 |
| 5-yr Accident Free | $75 |
| 5-yr Claim Free | $70 |
| Paid in Full/EFT | $46 |
| Advance Quote | $52 |
| Online Quote | $76 |
| Total Discounts | $451 |
Discounts are estimated and may not be available from every company or in every state.
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