Volkswagen Tiguan Insurance Rates
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UPDATED: Apr 13, 2024
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How much is car insurance for a Volkswagen Tiguan? A Volkswagen Tiguan insurance cost for a full coverage policy is $1,336 a year, or $111 a month. Our comprehensive guide goes over what factors affect VW Tiguan insurance rates, so read on to learn more about vehicle insurance.
Want to jump right into finding cheap Volkswagen Tiguan insurance rates? Enter your ZIP code in our free tool above.
Estimated auto insurance rates for a Volkswagen Tiguan are $1,090 annually for full coverage insurance. Comprehensive costs around $214, collision costs $350, and liability is estimated at $390. A liability-only policy costs approximately $438 a year, with high-risk insurance costing around $2,352. 16-year-old drivers pay the most at $4,172 a year or more.
Average premium for full coverage: $1,090
Premium estimates for type of coverage:
Price estimates include $500 policy deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and for different Tiguan trim levels.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Volkswagen Tiguan go from as cheap as $438 for minimum levels of liability insurance to a much higher rate of $2,352 for a policy for a high-risk driver.
Insurance Price Range by Location
Living in a larger city can have significant affects on car insurance rates. Areas with sparse population are statistically proven to have fewer physical damage claims than congested cities.
The price range example below illustrates how your location can change auto insurance rates.
These rate differences illustrate why anyone shopping for car insurance should get quotes for a specific zip code and their own personal driving habits, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below illustrates estimated Volkswagen Tiguan insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $639
- Choosing higher $1,000 deductibles can save about $130 each year
- The estimated rate for a 40-year-old good driver using $500 deductibles is $1,090
- Buying more expensive low deductibles for comp and collision coverage will cost $1,336
- Unlucky drivers with multiple tickets or accidents could pay at least $2,352 or more
- An auto insurance policy with full coverage for a teen driver with full coverage can be $4,172 each year
Auto insurance prices for a Volkswagen Tiguan also have a wide range based on the model of your Tiguan, your risk profile, and deductibles and policy limits.
An older driver with a good driving record and high physical damage deductibles may pay as little as $1,000 annually on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay as much as $4,100 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are probably paying at least $1,300 to $1,800 in extra premium annually, depending on your age. High-risk driver insurance ranges as much as 43% to 133% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can save as much as $380 every year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $351 extra every year. View Rates by Deductible or Liability Limit
Where you choose to live plays a big part in determining prices for Volkswagen Tiguan insurance prices. A good driver about age 40 could pay as low as $710 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,470 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $986 | -$104 | -9.5% |
| Alaska | $836 | -$254 | -23.3% |
| Arizona | $904 | -$186 | -17.1% |
| Arkansas | $1,090 | -$0 | 0.0% |
| California | $1,242 | $152 | 13.9% |
| Colorado | $1,040 | -$50 | -4.6% |
| Connecticut | $1,118 | $28 | 2.6% |
| Delaware | $1,230 | $140 | 12.8% |
| Florida | $1,360 | $270 | 24.8% |
| Georgia | $1,008 | -$82 | -7.5% |
| Hawaii | $782 | -$308 | -28.3% |
| Idaho | $738 | -$352 | -32.3% |
| Illinois | $812 | -$278 | -25.5% |
| Indiana | $822 | -$268 | -24.6% |
| Iowa | $734 | -$356 | -32.7% |
| Kansas | $1,036 | -$54 | -5.0% |
| Kentucky | $1,486 | $396 | 36.3% |
| Louisiana | $1,612 | $522 | 47.9% |
| Maine | $674 | -$416 | -38.2% |
| Maryland | $898 | -$192 | -17.6% |
| Massachusetts | $868 | -$222 | -20.4% |
| Michigan | $1,890 | $800 | 73.4% |
| Minnesota | $914 | -$176 | -16.1% |
| Mississippi | $1,304 | $214 | 19.6% |
| Missouri | $968 | -$122 | -11.2% |
| Montana | $1,170 | $80 | 7.3% |
| Nebraska | $858 | -$232 | -21.3% |
| Nevada | $1,306 | $216 | 19.8% |
| New Hampshire | $786 | -$304 | -27.9% |
| New Jersey | $1,218 | $128 | 11.7% |
| New Mexico | $964 | -$126 | -11.6% |
| New York | $1,148 | $58 | 5.3% |
| North Carolina | $628 | -$462 | -42.4% |
| North Dakota | $894 | -$196 | -18.0% |
| Ohio | $750 | -$340 | -31.2% |
| Oklahoma | $1,118 | $28 | 2.6% |
| Oregon | $998 | -$92 | -8.4% |
| Pennsylvania | $1,036 | -$54 | -5.0% |
| Rhode Island | $1,454 | $364 | 33.4% |
| South Carolina | $988 | -$102 | -9.4% |
| South Dakota | $918 | -$172 | -15.8% |
| Tennessee | $954 | -$136 | -12.5% |
| Texas | $1,312 | $222 | 20.4% |
| Utah | $806 | -$284 | -26.1% |
| Vermont | $744 | -$346 | -31.7% |
| Virginia | $652 | -$438 | -40.2% |
| Washington | $842 | -$248 | -22.8% |
| West Virginia | $998 | -$92 | -8.4% |
| Wisconsin | $752 | -$338 | -31.0% |
| Wyoming | $968 | -$122 | -11.2% |
With such a large range in prices, the only way to figure out your exact price is to compare prices and see which company has the best price. Each auto insurer utilizes a different rate formula, and quoted prices will be substantially different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Volkswagen Tiguan S 2WD | $1,032 | $86 |
| Volkswagen Tiguan S 2WD | $1,032 | $86 |
| Volkswagen Tiguan SE 4Motion AWD | $1,090 | $91 |
| Volkswagen Tiguan SEL 4Motion AWD | $1,146 | $96 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volkswagen Tiguan | $294 | $536 | $338 | $1,304 |
| 2023 Volkswagen Tiguan | $284 | $524 | $354 | $1,298 |
| 2022 Volkswagen Tiguan | $274 | $502 | $364 | $1,276 |
| 2021 Volkswagen Tiguan | $260 | $484 | $376 | $1,256 |
| 2020 Volkswagen Tiguan | $250 | $450 | $384 | $1,220 |
| 2019 Volkswagen Tiguan | $240 | $424 | $388 | $1,188 |
| 2018 Volkswagen Tiguan | $230 | $380 | $390 | $1,136 |
| 2017 Volkswagen Tiguan | $214 | $350 | $390 | $1,090 |
| 2016 Volkswagen Tiguan | $206 | $328 | $394 | $1,064 |
Rates are averaged for all Volkswagen Tiguan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheaper Volkswagen Tiguan Insurance
Finding better rates on car insurance takes being safe and accident-free, having above-average credit, paying for small claims out-of-pocket, and maximizing policy discounts. Invest the time to shop around every year by obtaining price quotes from direct insurance companies, and also from several local insurance agents.
Below you'll find a condensed summary of the coverage data illustrated above.
- It is possible to save up to $130 per year simply by shopping early and online
- Increasing policy deductibles could save up to $375 each year
- Youthful drivers are expensive to insure, with premiums being up to $348 per month if full coverage is included
- Higher risk drivers with multiple at-fault accidents pay on average $1,260 more every year than a low-risk driver
Frequently Asked Questions
Is the VW Tiguan underpowered? It comes equipped with 184-horsepower 2.0-liter turbocharged four-cylinder engine which makes it great for around the town driving but not for anything more heavily performance driven.
Are Volkswagen Tiguans good cars? Car.com has them ranked in the middle of the pack for compact SUV ratings.
How long does the average Tiguan last? The life of the car depends on well you maintain and maintenance it.
As you can see, there are multiple factors that affect rates. If you need help finding cheap VW Tiguan insurance cost, use our free tool below. It will help you find everything from Volkswagen Tiguan 2018 cost of insurance to 2012 Volkswagen Tiguan cost of insurance.
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Read on to learn more about what determines the price of car insurance.
What are the safety ratings of the Volkswagen Tiguan?
The Volkswagen Tiguan has multiple safety features, which can reduce the cost of insurance:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
Are you wondering how much does a Tiguan cost? This price tag will depend slightly on safety features. The cost of a VW Tiguan 2018 will be better than a 1990 model, as the 2018 Tiguan will have more safety features.
The Volkswagen Tiguan also has a great crash test rating from the Insurance Institute for Highway Safety (IIHS). It won a 2020 Top Safety Pick award from the IIHS for its following crash test ratings:
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side: Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Good is the highest rating possible, so the Volkswagen Tiguan did great. The video below shows an example of one of the Volkswagen Tiguan crash tests.
Volkswagen Tiguan Compared Against Other Vehicles in the Same Class
The Volkswagen Tiguan is a midsize SUV, which means it isn’t likely to do serious damage to other vehicles. According to the IIHS, the Volkswagen Tiguan’s property damage liability losses and bodily injury liability losses are both substantially better than other midsize SUVs.
Take a look at the other midsize SUVs below to see how their rates compare.
Ready to start getting quotes to find out how much does a VW Tiguan cost to insure?
Whether you are looking for the insurance cost of a VW Tiguan 2018 or the insurance cost of a VW Tiguan 2017, getting quotes will help you discover which cars are cheapest to insure. To get started, enter your ZIP code.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,172 |
| 20 | $2,502 |
| 30 | $1,128 |
| 40 | $1,090 |
| 50 | $998 |
| 60 | $978 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,336 |
| $250 | $1,222 |
| $500 | $1,090 |
| $1,000 | $960 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,090 |
| 50/100 | $1,224 |
| 100/300 | $1,322 |
| 250/500 | $1,575 |
| 100 CSL | $1,263 |
| 300 CSL | $1,478 |
| 500 CSL | $1,634 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,930 |
| 20 | $3,984 |
| 30 | $2,396 |
| 40 | $2,352 |
| 50 | $2,246 |
| 60 | $2,224 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $57 |
| Multi-vehicle | $58 |
| Homeowner | $17 |
| 5-yr Accident Free | $75 |
| 5-yr Claim Free | $70 |
| Paid in Full/EFT | $46 |
| Advance Quote | $52 |
| Online Quote | $76 |
| Total Discounts | $451 |
Discounts are estimated and may not be available from every company or in every state.
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