Volkswagen Tiguan Insurance Rates

How much is car insurance for a Volkswagen Tiguan? A  Volkswagen Tiguan insurance cost for a full coverage policy is $1,336 a year, or $111 a month. Our comprehensive guide goes over what factors affect VW Tiguan insurance rates, so read on to learn more about vehicle insurance.

Want to jump right into finding cheap Volkswagen Tiguan insurance rates? Enter your ZIP code in our free tool above.

The average auto insurance rates for a Volkswagen Tiguan are $1,090 annually with full coverage. Comprehensive costs around $214, collision insurance costs $350, and liability is $390. Buying just liability costs around $438 a year, and insurance for high-risk drivers costs around $2,352. Teen drivers cost the most to insure at up to $4,172 a year.

Average premium for full coverage: $1,090

Policy rates for type of insurance:

Rates are based on $500 deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and for different Tiguan trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on insurance rates. Areas with sparse population are shown to have fewer collision claims than larger metro areas. The price range example below illustrates how location helps determine auto insurance rates.

The examples above demonstrate why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Volkswagen Tiguan insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $639
• Raising to $1,000 deductibles will save about $130 annually
• The estimated rate for a good driver age 40 using $500 deductibles is $1,090
• Choosing more expensive low deductibles will cost $1,336
• Drivers with multiple violations and an at-fault accident could pay at least $2,352
• Policy cost with full coverage for a 16-year-old driver with full coverage can be $4,172

View Chart as Image

Insurance rates for a Volkswagen Tiguan also range considerably based on the model year and trim level, your driving record, and deductibles and policy limits.

An older driver with a clean driving record and high physical damage deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay as much as $4,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at least $1,300 to $1,800 extra every year, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $380 annually, while increasing your policy's liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Volkswagen Tiguan insurance prices. A middle-age driver might find rates as low as $790 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,470 on average in Florida, Michigan, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Volkswagen Tiguan Insurance

Finding cheaper rates on insurance for a Volkswagen Tiguan consists of not taking risks behind the wheel, having a good credit history, not filing small claims, and dropping full coverage on older vehicles. Invest time comparing rates every couple of years by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following is a quick review of the material that was covered in the charts and tables above.

• Insureds who may need higher liability limits will pay about $430 every year to raise from a 30/60 limit to higher 250/500 limits
• Teens pay higher rates, as much as $348 each month including comprehensive and collision insurance
• Drivers considered higher risk with a DUI or reckless driving violation may pay on average $1,260 more every year for Tiguan insurance
• Increasing comprehensive and collision deductibles could save up to $375 each year

Frequently Asked Questions

Is the VW Tiguan underpowered? It comes equipped with 184-horsepower 2.0-liter turbocharged four-cylinder engine which makes it great for around the town driving but not for anything more heavily performance driven.

Are Volkswagen Tiguans good cars? Car.com has them ranked in the middle of the pack for compact SUV ratings.

How long does the average Tiguan last? The life of the car depends on well you maintain and maintenance it.

As you can see, there are multiple factors that affect rates. If you need help finding cheap VW Tiguan insurance cost, use our free tool below. It will help you find everything from Volkswagen Tiguan 2018 cost of insurance to 2012 Volkswagen Tiguan cost of insurance.

Read on to learn more about what determines the price of car insurance.

What are the safety ratings of the Volkswagen Tiguan?

The Volkswagen Tiguan has multiple safety features, which can reduce the cost of insurance:

• Driver Air Bag
• Passenger Air Bag
• Front Head Air Bag
• Rear Head Air Bag
• Front Side Air Bag
• 4-Wheel ABS
• 4-Wheel Disc Brakes
• Brake Assist
• Electronic Stability Control
• Daytime Running Lights
• Child Safety Locks
• Integrated Turn Signal Mirrors
• Traction Control
• Blind Spot Monitor

Are you wondering how much does a Tiguan cost? This price tag will depend slightly on safety features. The cost of a VW Tiguan 2018 will be better than a 1990 model, as the 2018 Tiguan will have more safety features.

The Volkswagen Tiguan also has a great crash test rating from the Insurance Institute for Highway Safety (IIHS). It won a 2020 Top Safety Pick award from the IIHS for its following crash test ratings:

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side: Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

Good is the highest rating possible, so the Volkswagen Tiguan did great. The video below shows an example of one of the Volkswagen Tiguan crash tests.

Volkswagen Tiguan Compared Against Other Vehicles in the Same Class

The Volkswagen Tiguan is a midsize SUV, which means it isn’t likely to do serious damage to other vehicles. According to the IIHS, the Volkswagen Tiguan’s property damage liability losses and bodily injury liability losses are both substantially better than other midsize SUVs.

Take a look at the other midsize SUVs below to see how their rates compare.

• Buick Enclave Insurance Rates
• Chevrolet Traverse Insurance Rates
• Dodge Journey Insurance Rates

Ready to start getting quotes to find out how much does a VW Tiguan cost to insure?
Whether you are looking for the insurance cost of a VW Tiguan 2018 or the insurance cost of a VW Tiguan 2017, getting quotes will help you discover which cars are cheapest to insure. To get started, enter your ZIP code.

References

1. https://www.iihs.org/ratings/vehicle/volkswagen/tiguan-4-door-suv/2020