Volkswagen Tiguan Limited Insurance Rates

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UPDATED: May 25, 2024

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The average auto insurance rates for a Volkswagen Tiguan Limited are $1,232 annually with full coverage. Comprehensive insurance costs around $280 each year, collision insurance costs $500, and liability costs around $316. Liability-only insurance costs as low as $376 a year, and high-risk driver insurance costs $2,658 or more. Teenage drivers cost the most to insure at up to $4,510 a year.

Average premium for full coverage: $1,232

Policy rates for type of insurance:

Comprehensive $280
Collision $500
Liability $316

Price estimates include $500 deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and Tiguan Limited models.

Price Range Variability

For a driver around age 40, Volkswagen Tiguan Limited insurance rates range from as cheap as $376 for liability-only coverage to a high rate of $2,658 for a driver required to buy high-risk insurance.

Liability Only $376
Full Coverage $1,232
High Risk $2,658

Urban vs. Rural Price Range

Where you live can have significant affects on insurance rates. Areas with sparse population are shown to have fewer collision claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $924
Small Cities $1,294
Large Cities $1,663

The examples above demonstrate why all drivers should compare prices for a specific zip code and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below details average Volkswagen Tiguan Limited insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $708
  • Using higher $1,000 deductibles will save about $176 annually
  • The estimated rate for a good driver age 40 using $500 deductibles is $1,232
  • Using low deductibles for physical damage coverage costs an additional $344 every year
  • Drivers who are prone to accidents and violations could pay at least $2,658
  • Policy cost with full coverage for a teen driver can be $4,510 or more

View Chart as Image

Volkswagen Tiguan Limited insurance cost comparison chart
Column chart showing Volkswagen Tiguan Limited insurance prices range from $708 to $4,510 for full coverage

Auto insurance rates for a Volkswagen Tiguan Limited also range considerably based on the model year and trim level, your driving record, and deductibles and policy limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay as much as $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at least $1,500 to $2,000 in extra premium every year, depending on your age. Insurance for high-risk drivers can be as much as 44% to 136% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $520 every year, whereas increasing liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $285 extra every year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Volkswagen Tiguan Limited insurance prices. A driver around age 40 might see rates as low as $890 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,660 on average in Florida, Michigan, and New York.

Volkswagen Tiguan Limited Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,114 -$118 -9.6%
Alaska $946 -$286 -23.2%
Arizona $1,022 -$210 -17.0%
Arkansas $1,232 -$0 0.0%
California $1,404 $172 14.0%
Colorado $1,176 -$56 -4.5%
Connecticut $1,266 $34 2.8%
Delaware $1,394 $162 13.1%
Florida $1,540 $308 25.0%
Georgia $1,140 -$92 -7.5%
Hawaii $888 -$344 -27.9%
Idaho $836 -$396 -32.1%
Illinois $920 -$312 -25.3%
Indiana $930 -$302 -24.5%
Iowa $832 -$400 -32.5%
Kansas $1,170 -$62 -5.0%
Kentucky $1,680 $448 36.4%
Louisiana $1,826 $594 48.2%
Maine $762 -$470 -38.1%
Maryland $1,020 -$212 -17.2%
Massachusetts $982 -$250 -20.3%
Michigan $2,142 $910 73.9%
Minnesota $1,030 -$202 -16.4%
Mississippi $1,478 $246 20.0%
Missouri $1,094 -$138 -11.2%
Montana $1,324 $92 7.5%
Nebraska $972 -$260 -21.1%
Nevada $1,478 $246 20.0%
New Hampshire $888 -$344 -27.9%
New Jersey $1,380 $148 12.0%
New Mexico $1,090 -$142 -11.5%
New York $1,298 $66 5.4%
North Carolina $710 -$522 -42.4%
North Dakota $1,012 -$220 -17.9%
Ohio $850 -$382 -31.0%
Oklahoma $1,264 $32 2.6%
Oregon $1,130 -$102 -8.3%
Pennsylvania $1,176 -$56 -4.5%
Rhode Island $1,644 $412 33.4%
South Carolina $1,118 -$114 -9.3%
South Dakota $1,040 -$192 -15.6%
Tennessee $1,078 -$154 -12.5%
Texas $1,486 $254 20.6%
Utah $912 -$320 -26.0%
Vermont $842 -$390 -31.7%
Virginia $738 -$494 -40.1%
Washington $950 -$282 -22.9%
West Virginia $1,130 -$102 -8.3%
Wisconsin $852 -$380 -30.8%
Wyoming $1,098 -$134 -10.9%

View Chart as Image

Volkswagen Tiguan Limited insurance rates by U.S. city
Volkswagen Tiguan Limited Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Volkswagen Tiguan Limited $188 $310 $390 $1,024

Rates are averaged for all Volkswagen Tiguan Limited models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper Volkswagen Tiguan Limited Insurance

Finding cheaper rates on car insurance requires not taking risks behind the wheel, having above-average credit, not filing small claims, and possibly raising deductibles. Set aside time to compare rates at every policy renewal by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following is a condensed summary of the data covered above.

  • Policyholders who may need higher liability limits will pay an extra $350 every year to increase from a 30/60 limit to higher 250/500 limits
  • You may be able to save up to $150 per year just by quoting online in advance
  • Increasing comprehensive and collision deductibles could save up to $525 each year
  • Teens are expensive to insure, as much as $376 each month if full coverage is included

Rates by Driver Age

Volkswagen Tiguan Limited Insurance Rates by Driver Age
Driver Age Premium
16 $4,510
20 $2,838
30 $1,292
40 $1,232
50 $1,124
60 $1,104

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Tiguan Limited Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,576
$250 $1,418
$500 $1,232
$1,000 $1,056

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Tiguan Limited Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,232
50/100 $1,295
100/300 $1,374
250/500 $1,580
100 CSL $1,327
300 CSL $1,501
500 CSL $1,627

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Tiguan Limited Insurance Rates for High Risk Drivers
Age Premium
16 $6,448
20 $4,506
30 $2,722
40 $2,658
50 $2,532
60 $2,508

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $170

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $63
Homeowner $17
5-yr Accident Free $92
5-yr Claim Free $79
Paid in Full/EFT $58
Advance Quote $61
Online Quote $88
Total Discounts $524
Rate after discounts $708

Discounts are estimated and may not be available from every company or in every state.

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