Volkswagen Tiguan Limited Insurance Rates
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Michelle Robbins
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UPDATED: May 25, 2024
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The average insurance rates for a Volkswagen Tiguan Limited are $1,232 a year for full coverage. Comprehensive insurance costs approximately $280, collision costs $500, and liability costs around $316. A liability-only policy costs as low as $376 a year, with high-risk insurance costing $2,658 or more. Teen drivers cost the most to insure at $4,510 a year or more.
Average premium for full coverage: $1,232
Policy rates by type of insurance:
Price estimates include $500 policy deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and for different Tiguan Limited trim levels.
Price Range Variability
For the average 40-year-old driver, Volkswagen Tiguan Limited insurance rates go from the low end price of $376 for liability-only coverage to a much higher rate of $2,658 for a high-risk insurance policy.
Urban vs. Rural Price Range
Where you live can have significant affects on car insurance rates. Rural locations are shown to have lower incidents of accident claims than larger metro areas.
The price range example below illustrates the difference location can make on auto insurance prices.
The examples above show why anyone shopping for car insurance should compare prices using their specific location, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below shows estimated Volkswagen Tiguan Limited insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $708
- Using higher $1,000 deductibles will save $176 a year
- The estimated price for a good driver age 40 who chooses $500 deductibles is $1,232
- Choosing more expensive low deductibles for physical damage coverage will cost an additional $344 every year
- Drivers with multiple violations and an at-fault accident could pay around $2,658 or more
- Policy cost that insures a teen driver with full coverage can cost $4,510 or more
Car insurance rates for a Volkswagen Tiguan Limited also range considerably based on the model year and trim level, how you drive, and physical damage deductibles and liability limits.
If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,500 to $2,000 extra every year, depending on your age. High-risk driver insurance can be as much as 44% to 136% more than average. View High Risk Driver Rates
An older driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged in the ballpark of $4,500 a year. View Rates by Age
Your home state has a huge impact on Volkswagen Tiguan Limited insurance prices. A driver around age 40 might see rates as low as $810 a year in states like Iowa, Maine, and Idaho, or as much as $1,760 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,114 | -$118 | -9.6% |
| Alaska | $946 | -$286 | -23.2% |
| Arizona | $1,022 | -$210 | -17.0% |
| Arkansas | $1,232 | -$0 | 0.0% |
| California | $1,404 | $172 | 14.0% |
| Colorado | $1,176 | -$56 | -4.5% |
| Connecticut | $1,266 | $34 | 2.8% |
| Delaware | $1,394 | $162 | 13.1% |
| Florida | $1,540 | $308 | 25.0% |
| Georgia | $1,140 | -$92 | -7.5% |
| Hawaii | $888 | -$344 | -27.9% |
| Idaho | $836 | -$396 | -32.1% |
| Illinois | $920 | -$312 | -25.3% |
| Indiana | $930 | -$302 | -24.5% |
| Iowa | $832 | -$400 | -32.5% |
| Kansas | $1,170 | -$62 | -5.0% |
| Kentucky | $1,680 | $448 | 36.4% |
| Louisiana | $1,826 | $594 | 48.2% |
| Maine | $762 | -$470 | -38.1% |
| Maryland | $1,020 | -$212 | -17.2% |
| Massachusetts | $982 | -$250 | -20.3% |
| Michigan | $2,142 | $910 | 73.9% |
| Minnesota | $1,030 | -$202 | -16.4% |
| Mississippi | $1,478 | $246 | 20.0% |
| Missouri | $1,094 | -$138 | -11.2% |
| Montana | $1,324 | $92 | 7.5% |
| Nebraska | $972 | -$260 | -21.1% |
| Nevada | $1,478 | $246 | 20.0% |
| New Hampshire | $888 | -$344 | -27.9% |
| New Jersey | $1,380 | $148 | 12.0% |
| New Mexico | $1,090 | -$142 | -11.5% |
| New York | $1,298 | $66 | 5.4% |
| North Carolina | $710 | -$522 | -42.4% |
| North Dakota | $1,012 | -$220 | -17.9% |
| Ohio | $850 | -$382 | -31.0% |
| Oklahoma | $1,264 | $32 | 2.6% |
| Oregon | $1,130 | -$102 | -8.3% |
| Pennsylvania | $1,176 | -$56 | -4.5% |
| Rhode Island | $1,644 | $412 | 33.4% |
| South Carolina | $1,118 | -$114 | -9.3% |
| South Dakota | $1,040 | -$192 | -15.6% |
| Tennessee | $1,078 | -$154 | -12.5% |
| Texas | $1,486 | $254 | 20.6% |
| Utah | $912 | -$320 | -26.0% |
| Vermont | $842 | -$390 | -31.7% |
| Virginia | $738 | -$494 | -40.1% |
| Washington | $950 | -$282 | -22.9% |
| West Virginia | $1,130 | -$102 | -8.3% |
| Wisconsin | $852 | -$380 | -30.8% |
| Wyoming | $1,098 | -$134 | -10.9% |

Choosing high deductibles could cut rates by as much as $520 every year, while increasing your policy's liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $285 extra every 12 months. View Rates by Deductible or Liability Limit
Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to compare rates and see which company has the best rate. Each insurance company uses a different rate calculation, so rate quotes will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Volkswagen Tiguan Limited | $188 | $310 | $390 | $1,024 |
Rates are averaged for all Volkswagen Tiguan Limited models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Volkswagen Tiguan Limited Insurance
Finding cheaper rates on car insurance requires being a good driver, having a positive credit history, avoid buying unnecessary coverage, and avoiding coverage lapses. Shop around at least every other year by getting rate quotes from direct carriers, and also from insurance agencies where you live.
The following list is a condensed summary of the car insurance concepts touched on in this article.
- Higher risk drivers with multiple at-fault accidents could be forced to pay on average $1,430 more per year than a safer driver
- Drivers can save around $150 per year simply by shopping early and online
- Increasing comprehensive and collision deductibles can save approximately $525 each year
- Policyholders who purchase an increased level of liability coverage will pay about $350 each year to increase from a 30/60 limit to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,510 |
| 20 | $2,838 |
| 30 | $1,292 |
| 40 | $1,232 |
| 50 | $1,124 |
| 60 | $1,104 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,576 |
| $250 | $1,418 |
| $500 | $1,232 |
| $1,000 | $1,056 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,232 |
| 50/100 | $1,295 |
| 100/300 | $1,374 |
| 250/500 | $1,580 |
| 100 CSL | $1,327 |
| 300 CSL | $1,501 |
| 500 CSL | $1,627 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,448 |
| 20 | $4,506 |
| 30 | $2,722 |
| 40 | $2,658 |
| 50 | $2,532 |
| 60 | $2,508 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $66 |
| Multi-vehicle | $63 |
| Homeowner | $17 |
| 5-yr Accident Free | $92 |
| 5-yr Claim Free | $79 |
| Paid in Full/EFT | $58 |
| Advance Quote | $61 |
| Online Quote | $88 |
| Total Discounts | $524 |
Discounts are estimated and may not be available from every company or in every state.
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