Volkswagen Tiguan Limited Insurance Rates
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Michelle Robbins
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UPDATED: May 25, 2024
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The average insurance rates for a Volkswagen Tiguan Limited are $1,232 a year for full coverage. Comprehensive costs an estimated $280, collision costs $500, and liability insurance is $316. Liability-only insurance costs around $376 a year, with high-risk driver insurance costing around $2,658. Teen drivers cost the most to insure at $4,510 a year or more.
Average premium for full coverage: $1,232
Policy rates broken down by type of insurance:
Rates are based on $500 deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and for different Tiguan Limited trim levels.
Price Range Variability
For a driver around age 40, Volkswagen Tiguan Limited insurance rates go from as low as $376 for your basic liability-only policy to a much higher rate of $2,658 for a driver required to buy high-risk insurance.
Urban vs. Rural Price Range
Choosing to live in a large city has a significant impact on insurance rates. More rural locations are shown to have a lower frequency of accident claims than larger metro areas.
The price range example below illustrates the difference between rural and urban areas on insurance prices.
The examples above show why anyone shopping for car insurance should compare rates quotes for a targeted area and risk profile, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below shows estimated Volkswagen Tiguan Limited insurance rates for other coverage scenarios.
- The lowest rate with discounts is $708
- Raising to $1,000 deductibles will save approximately $176 a year
- The average rate for a good driver age 40 who has $500 deductibles is $1,232
- Choosing more expensive low deductibles will increase the cost to $1,576
- Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,658 or more
- Policy cost for full coverage for a teen driver with full coverage can cost as much as $4,510
Auto insurance rates for a Volkswagen Tiguan Limited also range considerably based on your risk profile, the trim level of your Tiguan Limited, and liability limits and deductibles.
An older driver with a good driving record and high deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay at least $4,500 a year. View Rates by Age
Your home state also has a big influence on Volkswagen Tiguan Limited insurance rates. A middle-age driver might find rates as low as $810 a year in states like Iowa, Maine, and Idaho, or as much as $1,760 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,114 | -$118 | -9.6% |
| Alaska | $946 | -$286 | -23.2% |
| Arizona | $1,022 | -$210 | -17.0% |
| Arkansas | $1,232 | -$0 | 0.0% |
| California | $1,404 | $172 | 14.0% |
| Colorado | $1,176 | -$56 | -4.5% |
| Connecticut | $1,266 | $34 | 2.8% |
| Delaware | $1,394 | $162 | 13.1% |
| Florida | $1,540 | $308 | 25.0% |
| Georgia | $1,140 | -$92 | -7.5% |
| Hawaii | $888 | -$344 | -27.9% |
| Idaho | $836 | -$396 | -32.1% |
| Illinois | $920 | -$312 | -25.3% |
| Indiana | $930 | -$302 | -24.5% |
| Iowa | $832 | -$400 | -32.5% |
| Kansas | $1,170 | -$62 | -5.0% |
| Kentucky | $1,680 | $448 | 36.4% |
| Louisiana | $1,826 | $594 | 48.2% |
| Maine | $762 | -$470 | -38.1% |
| Maryland | $1,020 | -$212 | -17.2% |
| Massachusetts | $982 | -$250 | -20.3% |
| Michigan | $2,142 | $910 | 73.9% |
| Minnesota | $1,030 | -$202 | -16.4% |
| Mississippi | $1,478 | $246 | 20.0% |
| Missouri | $1,094 | -$138 | -11.2% |
| Montana | $1,324 | $92 | 7.5% |
| Nebraska | $972 | -$260 | -21.1% |
| Nevada | $1,478 | $246 | 20.0% |
| New Hampshire | $888 | -$344 | -27.9% |
| New Jersey | $1,380 | $148 | 12.0% |
| New Mexico | $1,090 | -$142 | -11.5% |
| New York | $1,298 | $66 | 5.4% |
| North Carolina | $710 | -$522 | -42.4% |
| North Dakota | $1,012 | -$220 | -17.9% |
| Ohio | $850 | -$382 | -31.0% |
| Oklahoma | $1,264 | $32 | 2.6% |
| Oregon | $1,130 | -$102 | -8.3% |
| Pennsylvania | $1,176 | -$56 | -4.5% |
| Rhode Island | $1,644 | $412 | 33.4% |
| South Carolina | $1,118 | -$114 | -9.3% |
| South Dakota | $1,040 | -$192 | -15.6% |
| Tennessee | $1,078 | -$154 | -12.5% |
| Texas | $1,486 | $254 | 20.6% |
| Utah | $912 | -$320 | -26.0% |
| Vermont | $842 | -$390 | -31.7% |
| Virginia | $738 | -$494 | -40.1% |
| Washington | $950 | -$282 | -22.9% |
| West Virginia | $1,130 | -$102 | -8.3% |
| Wisconsin | $852 | -$380 | -30.8% |
| Wyoming | $1,098 | -$134 | -10.9% |
Choosing high deductibles can reduce rates by up to $520 each year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $285 extra every year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you could be paying $1,500 to $2,000 in extra premium every year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 44% to 136% more than average. View High Risk Driver Rates
Because rates have so much variability, the only way to know which auto insurance is cheapest is to compare rates from as many companies as possible. Every auto insurance company uses a different rate calculation, and quoted rates will be varied from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Volkswagen Tiguan Limited | $188 | $310 | $390 | $1,024 |
Rates are averaged for all Volkswagen Tiguan Limited models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Volkswagen Tiguan Limited Insurance
Finding cheaper rates on Volkswagen Tiguan Limited insurance consists of not taking risks behind the wheel, having good credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Set aside time to compare rates at every policy renewal by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.
The following is a quick review of the data covered above.
- Drivers who want higher liability limits will pay about $350 each year to raise from a 30/60 limit to 250/500 limits
- Drivers can save approximately $150 per year simply by shopping early and online
- Increasing comprehensive and collision deductibles can save around $525 each year
- Teens are the costliest to insure, costing up to $376 each month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,510 |
| 20 | $2,838 |
| 30 | $1,292 |
| 40 | $1,232 |
| 50 | $1,124 |
| 60 | $1,104 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,576 |
| $250 | $1,418 |
| $500 | $1,232 |
| $1,000 | $1,056 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,232 |
| 50/100 | $1,295 |
| 100/300 | $1,374 |
| 250/500 | $1,580 |
| 100 CSL | $1,327 |
| 300 CSL | $1,501 |
| 500 CSL | $1,627 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,448 |
| 20 | $4,506 |
| 30 | $2,722 |
| 40 | $2,658 |
| 50 | $2,532 |
| 60 | $2,508 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $66 |
| Multi-vehicle | $63 |
| Homeowner | $17 |
| 5-yr Accident Free | $92 |
| 5-yr Claim Free | $79 |
| Paid in Full/EFT | $58 |
| Advance Quote | $61 |
| Online Quote | $88 |
| Total Discounts | $524 |
Discounts are estimated and may not be available from every company or in every state.
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