Volkswagen Tiguan Limited Insurance Rates

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UPDATED: May 25, 2024

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Average insurance prices for a Volkswagen Tiguan Limited are $1,232 every 12 months with full coverage. Comprehensive costs approximately $280, collision insurance costs $500, and liability costs around $316. Buying just liability costs as low as $376 a year, and insurance for high-risk drivers costs around $2,658. 16-year-old drivers receive the highest rates at up to $4,510 a year.

Average premium for full coverage: $1,232

Rate estimates by individual coverage type:

Comprehensive $280
Collision $500
Liability $316

Prices are based on $500 physical damage deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and for different Tiguan Limited trim levels.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range range from the cheapest price of $376 for minimum levels of liability insurance to a much higher rate of $2,658 for a high-risk insurance policy.

Liability Only $376
Full Coverage $1,232
High Risk $2,658

Price Range by Location

Where you live can make a big difference on the price of insurance. Rural locations tend to have more infrequent collision claims than congested cities. The price range example below illustrates how your location can change auto insurance prices.

Rural Areas $924
Small Cities $1,294
Large Cities $1,663

These examples demonstrate why anyone shopping for car insurance should compare prices using their specific location and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details average Volkswagen Tiguan Limited insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $708
  • Using higher $1,000 deductibles will save $176 annually
  • The average price for a 40-year-old driver who chooses $500 deductibles is $1,232
  • Buying more expensive low deductibles for physical damage coverage increases the price to $1,576
  • High-risk insureds with multiple tickets or accidents could pay around $2,658
  • The cost to insure a 16-year-old driver with full coverage can cost $4,510 or more

View Chart as Image

Volkswagen Tiguan Limited insurance cost comparison chart
Column chart showing Volkswagen Tiguan Limited insurance rates range from $708 to $4,510 for full coverage

Auto insurance rates for a Volkswagen Tiguan Limited can also vary considerably based on policy deductibles and limits, your driving record, and the model of your Tiguan Limited.

Opting for high physical damage deductibles could cut rates by as much as $520 annually, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $285 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may pay as low as $1,200 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay in the ballpark of $4,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out anywhere from $1,500 to $2,000 in extra premium per year, depending on your age. High-risk driver insurance can be from 44% to 136% more than the average rate. View High Risk Driver Rates

Where you live has a huge impact on Volkswagen Tiguan Limited insurance prices. A driver around age 40 might see rates as low as $890 a year in states like Utah, Ohio, and New Hampshire, or at least $1,660 on average in New York, Michigan, and Florida.

Volkswagen Tiguan Limited Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,114 -$118 -9.6%
Alaska $946 -$286 -23.2%
Arizona $1,022 -$210 -17.0%
Arkansas $1,232 -$0 0.0%
California $1,404 $172 14.0%
Colorado $1,176 -$56 -4.5%
Connecticut $1,266 $34 2.8%
Delaware $1,394 $162 13.1%
Florida $1,540 $308 25.0%
Georgia $1,140 -$92 -7.5%
Hawaii $888 -$344 -27.9%
Idaho $836 -$396 -32.1%
Illinois $920 -$312 -25.3%
Indiana $930 -$302 -24.5%
Iowa $832 -$400 -32.5%
Kansas $1,170 -$62 -5.0%
Kentucky $1,680 $448 36.4%
Louisiana $1,826 $594 48.2%
Maine $762 -$470 -38.1%
Maryland $1,020 -$212 -17.2%
Massachusetts $982 -$250 -20.3%
Michigan $2,142 $910 73.9%
Minnesota $1,030 -$202 -16.4%
Mississippi $1,478 $246 20.0%
Missouri $1,094 -$138 -11.2%
Montana $1,324 $92 7.5%
Nebraska $972 -$260 -21.1%
Nevada $1,478 $246 20.0%
New Hampshire $888 -$344 -27.9%
New Jersey $1,380 $148 12.0%
New Mexico $1,090 -$142 -11.5%
New York $1,298 $66 5.4%
North Carolina $710 -$522 -42.4%
North Dakota $1,012 -$220 -17.9%
Ohio $850 -$382 -31.0%
Oklahoma $1,264 $32 2.6%
Oregon $1,130 -$102 -8.3%
Pennsylvania $1,176 -$56 -4.5%
Rhode Island $1,644 $412 33.4%
South Carolina $1,118 -$114 -9.3%
South Dakota $1,040 -$192 -15.6%
Tennessee $1,078 -$154 -12.5%
Texas $1,486 $254 20.6%
Utah $912 -$320 -26.0%
Vermont $842 -$390 -31.7%
Virginia $738 -$494 -40.1%
Washington $950 -$282 -22.9%
West Virginia $1,130 -$102 -8.3%
Wisconsin $852 -$380 -30.8%
Wyoming $1,098 -$134 -10.9%

View Chart as Image

Volkswagen Tiguan Limited insurance rates by U.S. city
Volkswagen Tiguan Limited Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Volkswagen Tiguan Limited $188 $310 $390 $1,024

Rates are averaged for all Volkswagen Tiguan Limited models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable Volkswagen Tiguan Limited Insurance

Saving money on insurance for a Volkswagen Tiguan Limited requires being a safe and courteous driver, having a good credit score, eliminating unnecessary coverage, and possibly higher deductibles. Invest the time to shop around at least every other year by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

Below is a brief review of the car insurance concepts illustrated above.

  • Drivers considered higher risk with DUI or reckless driving convictions could be forced to pay on average $1,430 more per year for auto insurance
  • You may be able to save around $150 per year just by shopping early and online
  • Increasing deductibles could save as much as $525 each year
  • Insureds who purchase higher levels of liability will pay around $350 every year to increase from a minimum limit to a 250/500 level

Rates by Driver Age

Volkswagen Tiguan Limited Insurance Rates by Driver Age
Driver Age Premium
16 $4,510
20 $2,838
30 $1,292
40 $1,232
50 $1,124
60 $1,104

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Tiguan Limited Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,576
$250 $1,418
$500 $1,232
$1,000 $1,056

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Tiguan Limited Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,232
50/100 $1,295
100/300 $1,374
250/500 $1,580
100 CSL $1,327
300 CSL $1,501
500 CSL $1,627

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Tiguan Limited Insurance Rates for High Risk Drivers
Age Premium
16 $6,448
20 $4,506
30 $2,722
40 $2,658
50 $2,532
60 $2,508

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $170

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $63
Homeowner $17
5-yr Accident Free $92
5-yr Claim Free $79
Paid in Full/EFT $58
Advance Quote $61
Online Quote $88
Total Discounts $524
Rate after discounts $708

Discounts are estimated and may not be available from every company or in every state.

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