Volkswagen Tiguan Limited Insurance Rates

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UPDATED: May 25, 2024

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Estimated auto insurance rates for a Volkswagen Tiguan Limited are $1,232 annually for full coverage. Comprehensive costs an estimated $280 each year, collision costs $500, and liability coverage is $316. Liability-only insurance costs around $376 a year, with high-risk driver insurance costing around $2,658. 16-year-old drivers pay the most at $4,510 a year or more.

Average premium for full coverage: $1,232

Premium estimates broken down by type of coverage:

Comprehensive $280
Collision $500
Liability $316

Prices include $500 deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all states and Tiguan Limited models.

Insurance Price Range by Risk and Coverage

For a 40-year-old driver, insurance rates for a Volkswagen Tiguan Limited go from as cheap as $376 for liability-only coverage to a high rate of $2,658 for high-risk insurance.

Liability Only $376
Full Coverage $1,232
High Risk $2,658

Insurance Price Range by Location

Choosing to live in a large city has a large influence on insurance rates. More rural locations are statistically proven to have fewer accident claims than congested cities.

The graphic below illustrates how your location can change insurance prices.

Rural Areas $924
Small Cities $1,294
Large Cities $1,663

These rate differences show why all drivers should compare rates quotes for a targeted area and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below shows estimated Volkswagen Tiguan Limited insurance rates for other coverage scenarios.

  • The best full coverage rate is $708
  • Raising to $1,000 deductibles will save approximately $176 a year
  • The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,232
  • Buying low deductibles will cost $1,576
  • Unlucky drivers with multiple tickets or accidents could pay up to $2,658 or more
  • An auto insurance policy with full coverage for a teenage driver can cost as much as $4,510

View Chart as Image

Volkswagen Tiguan Limited insurance cost comparison chart
Column chart showing full coverage Volkswagen Tiguan Limited insurance rates range from $708 to $4,510

Insurance prices for a Volkswagen Tiguan Limited also have a wide range based on the model of your Tiguan Limited, your driver profile, and liability limits and deductibles.

More mature drivers with no violations or accidents and high physical damage deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay at least $4,500 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying $1,500 to $2,000 additional annually, depending on your age. Insurance for high-risk drivers is expensive and can cost around 44% to 136% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce prices by up to $520 a year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $285 more each year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Volkswagen Tiguan Limited insurance rates. A middle-age driver might find prices as low as $810 a year in states like Iowa, Maine, and Idaho, or at least $1,760 on average in New York, Louisiana, and Michigan.

Volkswagen Tiguan Limited Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,114 -$118 -9.6%
Alaska $946 -$286 -23.2%
Arizona $1,022 -$210 -17.0%
Arkansas $1,232 -$0 0.0%
California $1,404 $172 14.0%
Colorado $1,176 -$56 -4.5%
Connecticut $1,266 $34 2.8%
Delaware $1,394 $162 13.1%
Florida $1,540 $308 25.0%
Georgia $1,140 -$92 -7.5%
Hawaii $888 -$344 -27.9%
Idaho $836 -$396 -32.1%
Illinois $920 -$312 -25.3%
Indiana $930 -$302 -24.5%
Iowa $832 -$400 -32.5%
Kansas $1,170 -$62 -5.0%
Kentucky $1,680 $448 36.4%
Louisiana $1,826 $594 48.2%
Maine $762 -$470 -38.1%
Maryland $1,020 -$212 -17.2%
Massachusetts $982 -$250 -20.3%
Michigan $2,142 $910 73.9%
Minnesota $1,030 -$202 -16.4%
Mississippi $1,478 $246 20.0%
Missouri $1,094 -$138 -11.2%
Montana $1,324 $92 7.5%
Nebraska $972 -$260 -21.1%
Nevada $1,478 $246 20.0%
New Hampshire $888 -$344 -27.9%
New Jersey $1,380 $148 12.0%
New Mexico $1,090 -$142 -11.5%
New York $1,298 $66 5.4%
North Carolina $710 -$522 -42.4%
North Dakota $1,012 -$220 -17.9%
Ohio $850 -$382 -31.0%
Oklahoma $1,264 $32 2.6%
Oregon $1,130 -$102 -8.3%
Pennsylvania $1,176 -$56 -4.5%
Rhode Island $1,644 $412 33.4%
South Carolina $1,118 -$114 -9.3%
South Dakota $1,040 -$192 -15.6%
Tennessee $1,078 -$154 -12.5%
Texas $1,486 $254 20.6%
Utah $912 -$320 -26.0%
Vermont $842 -$390 -31.7%
Virginia $738 -$494 -40.1%
Washington $950 -$282 -22.9%
West Virginia $1,130 -$102 -8.3%
Wisconsin $852 -$380 -30.8%
Wyoming $1,098 -$134 -10.9%

View Chart as Image

Volkswagen Tiguan Limited insurance rates by U.S. city

With such a large range in prices, the only way to know which insurance company is cheapest is to do a rate comparison and see how they stack up. Every auto insurance company utilizes a different rate formula, and prices will be substantially different between companies.

Volkswagen Tiguan Limited Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Volkswagen Tiguan Limited $188 $310 $390 $1,024

Rates are averaged for all Volkswagen Tiguan Limited models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Right Volkswagen Tiguan Limited Insurance

Finding better rates on auto insurance consists of not taking risks behind the wheel, having good credit, not filing small claims, and maximizing policy discounts. Invest the time to shop around every couple of years by getting quotes from direct carriers, and also from local exclusive and independent agents.

The following is a quick rundown of the material that was illustrated above.

  • Consumers who want higher liability limits will pay around $350 each year to raise from 30/60 bodily injury limits to higher 250/500 limits
  • Teens are expensive to insure, as much as $376 per month if they have full coverage
  • Drivers with reckless driving or DUI convictions may pay on average $1,430 more annually for Tiguan Limited insurance
  • Increasing policy deductibles could save up to $525 each year

Rates by Driver Age

Volkswagen Tiguan Limited Insurance Rates by Driver Age
Driver Age Premium
16 $4,510
20 $2,838
30 $1,292
40 $1,232
50 $1,124
60 $1,104

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Tiguan Limited Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,576
$250 $1,418
$500 $1,232
$1,000 $1,056

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Tiguan Limited Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,232
50/100 $1,295
100/300 $1,374
250/500 $1,580
100 CSL $1,327
300 CSL $1,501
500 CSL $1,627

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Tiguan Limited Insurance Rates for High Risk Drivers
Age Premium
16 $6,448
20 $4,506
30 $2,722
40 $2,658
50 $2,532
60 $2,508

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $170

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $63
Homeowner $17
5-yr Accident Free $92
5-yr Claim Free $79
Paid in Full/EFT $58
Advance Quote $61
Online Quote $88
Total Discounts $524
Rate after discounts $708

Discounts are estimated and may not be available from every company or in every state.

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