Volkswagen Tiguan Limited Insurance Rates

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UPDATED: May 25, 2024

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The average insurance rates for a Volkswagen Tiguan Limited are $1,232 a year with full coverage. Comprehensive insurance costs an estimated $280 a year, collision costs $500, and liability insurance is estimated at $316. A liability-only policy costs approximately $376 a year, with high-risk insurance costing $2,658 or more. Teens cost the most to insure at $4,510 a year or more.

Average premium for full coverage: $1,232

Policy rates broken down by type of insurance:

Comprehensive $280
Collision $500
Liability $316

Prices are based on $500 deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and Tiguan Limited trim levels.

Price Range Variability

For the average 40-year-old driver, Volkswagen Tiguan Limited insurance rates go from as low as $376 for a discount liability-only rate to a high of $2,658 for a high-risk insurance policy.

Liability Only $376
Full Coverage $1,232
High Risk $2,658

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. More rural locations are shown to have a lower frequency of collision claims than cities with more traffic congestion.

The diagram below illustrates the difference location can make on insurance prices.

Rural Areas $924
Small Cities $1,294
Large Cities $1,663

The examples above demonstrate why it is important to get quotes for a targeted area and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details estimated Volkswagen Tiguan Limited insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $708
  • Choosing higher $1,000 deductibles can save approximately $1,056 annually
  • The average rate for a good driver age 40 who has $500 deductibles is $1,232
  • Selecting low $100 deductibles for comp and collision coverage will cost an extra $344 a year
  • High-risk insureds with serious driving violations could pay up to $2,658 or more
  • Policy cost for full coverage for a teen driver can cost as much as $4,510 each year

View Chart as Image

Volkswagen Tiguan Limited insurance cost comparison chart
Column chart showing full coverage Volkswagen Tiguan Limited insurance prices range from $708 to $4,510

Car insurance rates for a Volkswagen Tiguan Limited also range considerably based on your risk profile, the trim level and model year, and liability limits and deductibles.

Older drivers with no driving violations and high deductibles could pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged at least $4,500 a year. View Rates by Age

Your home state plays a big part in determining prices for Volkswagen Tiguan Limited insurance rates. A good driver about age 40 could pay as low as $890 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,660 on average in New York, Michigan, and Florida.

Volkswagen Tiguan Limited Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,114 -$118 -9.6%
Alaska $946 -$286 -23.2%
Arizona $1,022 -$210 -17.0%
Arkansas $1,232 -$0 0.0%
California $1,404 $172 14.0%
Colorado $1,176 -$56 -4.5%
Connecticut $1,266 $34 2.8%
Delaware $1,394 $162 13.1%
Florida $1,540 $308 25.0%
Georgia $1,140 -$92 -7.5%
Hawaii $888 -$344 -27.9%
Idaho $836 -$396 -32.1%
Illinois $920 -$312 -25.3%
Indiana $930 -$302 -24.5%
Iowa $832 -$400 -32.5%
Kansas $1,170 -$62 -5.0%
Kentucky $1,680 $448 36.4%
Louisiana $1,826 $594 48.2%
Maine $762 -$470 -38.1%
Maryland $1,020 -$212 -17.2%
Massachusetts $982 -$250 -20.3%
Michigan $2,142 $910 73.9%
Minnesota $1,030 -$202 -16.4%
Mississippi $1,478 $246 20.0%
Missouri $1,094 -$138 -11.2%
Montana $1,324 $92 7.5%
Nebraska $972 -$260 -21.1%
Nevada $1,478 $246 20.0%
New Hampshire $888 -$344 -27.9%
New Jersey $1,380 $148 12.0%
New Mexico $1,090 -$142 -11.5%
New York $1,298 $66 5.4%
North Carolina $710 -$522 -42.4%
North Dakota $1,012 -$220 -17.9%
Ohio $850 -$382 -31.0%
Oklahoma $1,264 $32 2.6%
Oregon $1,130 -$102 -8.3%
Pennsylvania $1,176 -$56 -4.5%
Rhode Island $1,644 $412 33.4%
South Carolina $1,118 -$114 -9.3%
South Dakota $1,040 -$192 -15.6%
Tennessee $1,078 -$154 -12.5%
Texas $1,486 $254 20.6%
Utah $912 -$320 -26.0%
Vermont $842 -$390 -31.7%
Virginia $738 -$494 -40.1%
Washington $950 -$282 -22.9%
West Virginia $1,130 -$102 -8.3%
Wisconsin $852 -$380 -30.8%
Wyoming $1,098 -$134 -10.9%

View Chart as Image

Volkswagen Tiguan Limited insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can save as much as $520 each year, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $285 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out $1,500 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 136% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to get quotes from as many companies as possible. Each auto insurer calculates rates differently, so rate quotes will be varied from one company to the next.

Volkswagen Tiguan Limited Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Volkswagen Tiguan Limited $188 $310 $390 $1,024

Rates are averaged for all Volkswagen Tiguan Limited models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Volkswagen Tiguan Limited Insurance

Finding cheaper rates on Volkswagen Tiguan Limited insurance takes not taking risks behind the wheel, having above-average credit, not filing small claims, and not having any coverage lapses. Make time to compare rates at least every other year by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following is a brief review of the car insurance concepts touched on in this article.

  • High-risk drivers with DUI or reckless driving convictions may pay on average $1,430 more annually for Tiguan Limited insurance
  • You may be able to save approximately $150 per year simply by quoting early and online
  • Increasing comprehensive and collision deductibles can save around $525 each year
  • Drivers who want higher liability limits will pay approximately $350 every year to raise limits from a 30/60 limit to 250/500 limits

Rates by Driver Age

Volkswagen Tiguan Limited Insurance Rates by Driver Age
Driver Age Premium
16 $4,510
20 $2,838
30 $1,292
40 $1,232
50 $1,124
60 $1,104

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Tiguan Limited Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,576
$250 $1,418
$500 $1,232
$1,000 $1,056

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Tiguan Limited Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,232
50/100 $1,295
100/300 $1,374
250/500 $1,580
100 CSL $1,327
300 CSL $1,501
500 CSL $1,627

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Tiguan Limited Insurance Rates for High Risk Drivers
Age Premium
16 $6,448
20 $4,506
30 $2,722
40 $2,658
50 $2,532
60 $2,508

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $170

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $63
Homeowner $17
5-yr Accident Free $92
5-yr Claim Free $79
Paid in Full/EFT $58
Advance Quote $61
Online Quote $88
Total Discounts $524
Rate after discounts $708

Discounts are estimated and may not be available from every company or in every state.

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