Volkswagen Tiguan Limited Insurance Rates

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UPDATED: May 25, 2024

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Average auto insurance rates for a Volkswagen Tiguan Limited are $1,232 annually with full coverage. Comprehensive costs approximately $280 each year, collision insurance costs $500, and liability insurance costs around $316. Buying just liability costs as low as $376 a year, and insurance for high-risk drivers costs around $2,658. Teens receive the highest rates at up to $4,510 a year.

Average premium for full coverage: $1,232

Rate estimates by individual coverage type:

Comprehensive $280
Collision $500
Liability $316

Full coverage includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and Tiguan Limited models.

Price Range by Coverage and Risk

For the normal driver, prices range range from as cheap as $376 for just the minimum liability insurance to a high rate of $2,658 for a driver required to buy high-risk insurance.

Liability Only $376
Full Coverage $1,232
High Risk $2,658

Price Range by Location

Where you live has a significant impact on the price of insurance. Rural locations tend to have fewer collision claims than cities with more traffic congestion. The graphic below illustrates how geographic area affects auto insurance prices.

Rural Areas $924
Small Cities $1,294
Large Cities $1,663

These examples demonstrate why all drivers should compare prices using their specific location and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below details average Volkswagen Tiguan Limited insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $708
  • Using higher $1,000 deductibles will save $176 annually
  • The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,232
  • Selecting low deductibles for physical damage coverage will cost $1,576
  • Drivers with serious driving violations could pay around $2,658
  • The cost with full coverage for a teen driver can cost $4,510 or more

View Chart as Image

Volkswagen Tiguan Limited insurance cost comparison chart
Column chart showing Volkswagen Tiguan Limited insurance rates range from $708 to $4,510 for full coverage

Auto insurance rates for a Volkswagen Tiguan Limited can also vary considerably based on the trim level of your Tiguan Limited, your driving record, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high physical damage deductibles could pay as little as $1,200 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay in the ballpark of $4,500 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out anywhere from $1,500 to $2,000 in extra premium per year, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 136% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $520 each year, whereas increasing liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $285 extra every year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Volkswagen Tiguan Limited insurance rates. A driver around age 40 might see rates as low as $890 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,660 on average in New York, Michigan, and Florida.

Volkswagen Tiguan Limited Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,114 -$118 -9.6%
Alaska $946 -$286 -23.2%
Arizona $1,022 -$210 -17.0%
Arkansas $1,232 -$0 0.0%
California $1,404 $172 14.0%
Colorado $1,176 -$56 -4.5%
Connecticut $1,266 $34 2.8%
Delaware $1,394 $162 13.1%
Florida $1,540 $308 25.0%
Georgia $1,140 -$92 -7.5%
Hawaii $888 -$344 -27.9%
Idaho $836 -$396 -32.1%
Illinois $920 -$312 -25.3%
Indiana $930 -$302 -24.5%
Iowa $832 -$400 -32.5%
Kansas $1,170 -$62 -5.0%
Kentucky $1,680 $448 36.4%
Louisiana $1,826 $594 48.2%
Maine $762 -$470 -38.1%
Maryland $1,020 -$212 -17.2%
Massachusetts $982 -$250 -20.3%
Michigan $2,142 $910 73.9%
Minnesota $1,030 -$202 -16.4%
Mississippi $1,478 $246 20.0%
Missouri $1,094 -$138 -11.2%
Montana $1,324 $92 7.5%
Nebraska $972 -$260 -21.1%
Nevada $1,478 $246 20.0%
New Hampshire $888 -$344 -27.9%
New Jersey $1,380 $148 12.0%
New Mexico $1,090 -$142 -11.5%
New York $1,298 $66 5.4%
North Carolina $710 -$522 -42.4%
North Dakota $1,012 -$220 -17.9%
Ohio $850 -$382 -31.0%
Oklahoma $1,264 $32 2.6%
Oregon $1,130 -$102 -8.3%
Pennsylvania $1,176 -$56 -4.5%
Rhode Island $1,644 $412 33.4%
South Carolina $1,118 -$114 -9.3%
South Dakota $1,040 -$192 -15.6%
Tennessee $1,078 -$154 -12.5%
Texas $1,486 $254 20.6%
Utah $912 -$320 -26.0%
Vermont $842 -$390 -31.7%
Virginia $738 -$494 -40.1%
Washington $950 -$282 -22.9%
West Virginia $1,130 -$102 -8.3%
Wisconsin $852 -$380 -30.8%
Wyoming $1,098 -$134 -10.9%

View Chart as Image

Volkswagen Tiguan Limited insurance rates by U.S. city
Volkswagen Tiguan Limited Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Volkswagen Tiguan Limited $188 $310 $390 $1,024

Rates are averaged for all Volkswagen Tiguan Limited models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy More Affordable Volkswagen Tiguan Limited Insurance

Saving money on Volkswagen Tiguan Limited insurance requires avoiding accidents and violations, having above-average credit, eliminating unnecessary coverage, and possibly higher deductibles. Invest the time to compare rates at every policy renewal by requesting quotes from direct companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The list below is a summary of the data presented in the illustrations above.

  • Drivers who purchase higher liability limits will pay approximately $350 every year to increase from a minimum limit to higher 250/500 limits
  • You may be able to save around $150 per year just by quoting online in advance
  • Increasing deductibles could save up to $525 each year
  • Teenagers have the highest car insurance rates, with premiums as much as $376 per month if full coverage is included

Rates by Driver Age

Volkswagen Tiguan Limited Insurance Rates by Driver Age
Driver Age Premium
16 $4,510
20 $2,838
30 $1,292
40 $1,232
50 $1,124
60 $1,104

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Tiguan Limited Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,576
$250 $1,418
$500 $1,232
$1,000 $1,056

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Tiguan Limited Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,232
50/100 $1,295
100/300 $1,374
250/500 $1,580
100 CSL $1,327
300 CSL $1,501
500 CSL $1,627

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Tiguan Limited Insurance Rates for High Risk Drivers
Age Premium
16 $6,448
20 $4,506
30 $2,722
40 $2,658
50 $2,532
60 $2,508

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $170

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $63
Homeowner $17
5-yr Accident Free $92
5-yr Claim Free $79
Paid in Full/EFT $58
Advance Quote $61
Online Quote $88
Total Discounts $524
Rate after discounts $708

Discounts are estimated and may not be available from every company or in every state.

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