Volkswagen Tiguan Limited Insurance Rates

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UPDATED: May 25, 2024

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U.S. average insurance rates for a Volkswagen Tiguan Limited are $1,232 a year with full coverage. Comprehensive costs on average $280 a year, collision costs $500, and liability is $316. Liability-only insurance costs around $376 a year, with high-risk driver insurance costing around $2,658. Teen drivers pay the highest rates at $4,510 a year or more.

Average premium for full coverage: $1,232

Price estimates by individual coverage:

Comprehensive $280
Collision $500
Liability $316

Prices include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and Tiguan Limited trim levels.

Price Range from Low to High

Using a 40-year-old driver as an example, Volkswagen Tiguan Limited insurance prices go from as low as $376 for just liability insurance to a high of $2,658 for a driver who requires high-risk insurance.

Liability Only $376
Full Coverage $1,232
High Risk $2,658

Geographic Price Range

Choosing to live in a large city can make a big difference on auto insurance rates. Rural areas have a lower frequency of collision claims than larger metro areas.

The diagram below illustrates how rural and urban location affects car insurance rates.

Rural Areas $924
Small Cities $1,294
Large Cities $1,663

The ranges above demonstrate why it is important to compare rates quotes based on a specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below details estimated Volkswagen Tiguan Limited insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $708
  • Raising to $1,000 deductibles will save around $1,056 annually
  • The average rate for the average middle-age driver with $500 deductibles is $1,232
  • Choosing low $100 deductibles will increase the cost to $1,576
  • Drivers with multiple violations and an at-fault accident could pay upwards of $2,658 or more
  • The price for full coverage for a 16-year-old driver may cost $4,510

View Chart as Image

Volkswagen Tiguan Limited insurance cost comparison chart
Column chart showing full coverage Volkswagen Tiguan Limited insurance rates range from $708 to $4,510

Car insurance prices for a Volkswagen Tiguan Limited are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may pay as low as $1,200 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged upwards of $4,500 a year. View Rates by Age

The state you live in also has a big influence on Volkswagen Tiguan Limited insurance prices. A middle-age driver might find prices as low as $890 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,660 on average in Florida, Michigan, and New York.

Volkswagen Tiguan Limited Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,114 -$118 -9.6%
Alaska $946 -$286 -23.2%
Arizona $1,022 -$210 -17.0%
Arkansas $1,232 -$0 0.0%
California $1,404 $172 14.0%
Colorado $1,176 -$56 -4.5%
Connecticut $1,266 $34 2.8%
Delaware $1,394 $162 13.1%
Florida $1,540 $308 25.0%
Georgia $1,140 -$92 -7.5%
Hawaii $888 -$344 -27.9%
Idaho $836 -$396 -32.1%
Illinois $920 -$312 -25.3%
Indiana $930 -$302 -24.5%
Iowa $832 -$400 -32.5%
Kansas $1,170 -$62 -5.0%
Kentucky $1,680 $448 36.4%
Louisiana $1,826 $594 48.2%
Maine $762 -$470 -38.1%
Maryland $1,020 -$212 -17.2%
Massachusetts $982 -$250 -20.3%
Michigan $2,142 $910 73.9%
Minnesota $1,030 -$202 -16.4%
Mississippi $1,478 $246 20.0%
Missouri $1,094 -$138 -11.2%
Montana $1,324 $92 7.5%
Nebraska $972 -$260 -21.1%
Nevada $1,478 $246 20.0%
New Hampshire $888 -$344 -27.9%
New Jersey $1,380 $148 12.0%
New Mexico $1,090 -$142 -11.5%
New York $1,298 $66 5.4%
North Carolina $710 -$522 -42.4%
North Dakota $1,012 -$220 -17.9%
Ohio $850 -$382 -31.0%
Oklahoma $1,264 $32 2.6%
Oregon $1,130 -$102 -8.3%
Pennsylvania $1,176 -$56 -4.5%
Rhode Island $1,644 $412 33.4%
South Carolina $1,118 -$114 -9.3%
South Dakota $1,040 -$192 -15.6%
Tennessee $1,078 -$154 -12.5%
Texas $1,486 $254 20.6%
Utah $912 -$320 -26.0%
Vermont $842 -$390 -31.7%
Virginia $738 -$494 -40.1%
Washington $950 -$282 -22.9%
West Virginia $1,130 -$102 -8.3%
Wisconsin $852 -$380 -30.8%
Wyoming $1,098 -$134 -10.9%

View Chart as Image

Volkswagen Tiguan Limited insurance rates by U.S. city

Choosing high deductibles can reduce prices by up to $520 annually, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $285 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,500 to $2,000 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 44% to 136% more than average. View High Risk Driver Rates

Since prices can be so different, the best way to find out exactly what you will pay is to get quotes from multiple companies. Every auto insurance company uses a different rate calculation, so rate quotes may be quite different from one company to the next.

Volkswagen Tiguan Limited Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Volkswagen Tiguan Limited $200 $338 $390 $1,064

Rates are averaged for all Volkswagen Tiguan Limited models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Volkswagen Tiguan Limited Insurance

Getting lower rates on insurance for a Volkswagen Tiguan Limited consists of being safe and accident-free, having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Set aside time to shop around at every other renewal by requesting rates from direct companies like Progressive and GEICO, and also from local insurance agents.

Below you'll find a quick rundown of the concepts that were raised in the charts and tables above.

  • Drivers considered higher risk with reckless driving or DUI convictions may be required to pay an average of $1,430 more each year than a low-risk driver
  • Youthful drivers are expensive to insure, costing up to $376 a month if full coverage is included
  • You may be able to save as much as $150 per year simply by quoting early and online
  • Increasing physical damage deductibles can save around $525 each year
  • You may be able to save as much as $150 per year simply by quoting early and online

Rates by Driver Age

Volkswagen Tiguan Limited Insurance Rates by Driver Age
Driver Age Premium
16 $4,510
20 $2,838
30 $1,292
40 $1,232
50 $1,124
60 $1,104

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Tiguan Limited Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,576
$250 $1,418
$500 $1,232
$1,000 $1,056

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Tiguan Limited Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,232
50/100 $1,295
100/300 $1,374
250/500 $1,580
100 CSL $1,327
300 CSL $1,501
500 CSL $1,627

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Tiguan Limited Insurance Rates for High Risk Drivers
Age Premium
16 $6,448
20 $4,506
30 $2,722
40 $2,658
50 $2,532
60 $2,508

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $170

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $63
Homeowner $17
5-yr Accident Free $92
5-yr Claim Free $79
Paid in Full/EFT $58
Advance Quote $61
Online Quote $88
Total Discounts $524
Rate after discounts $708

Discounts are estimated and may not be available from every company or in every state.

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