Volkswagen Tiguan Limited Insurance Rates
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Michelle Robbins
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UPDATED: May 25, 2024
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The average insurance prices for a Volkswagen Tiguan Limited are $1,232 every 12 months for full coverage insurance. Comprehensive costs around $280 a year, collision insurance costs $500, and liability coverage costs $316. A liability-only policy costs as little as $376 a year, and high-risk insurance costs around $2,658. Teens cost the most to insure at up to $4,510 a year.
Average premium for full coverage: $1,232
Policy rates for type of insurance:
Estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and Tiguan Limited trim levels.
Price Range Variability
For a driver in their 40's, Volkswagen Tiguan Limited insurance rates range from the cheapest price of $376 for just the minimum liability insurance to a high of $2,658 for a driver who has had serious violations or accidents.
Urban vs. Rural Price Range
Your location has a large influence on car insurance rates. Areas with sparse population are shown to have more infrequent physical damage claims than cities with more traffic congestion. The diagram below illustrates how location helps determine auto insurance rates.
The examples above illustrate why it is important to compare rates for a specific zip code and their own driving history, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below illustrates average Volkswagen Tiguan Limited insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $708
- Drivers who choose higher $1,000 deductibles will pay about $1,056 each year
- The average price for a good driver age 40 using $500 deductibles is $1,232
- Selecting low $100 deductibles for comprehensive and collision insurance increases the price to $1,576
- High-risk insureds with serious driving violations could pay at least $2,658
- Policy cost to insure a teenage driver can be $4,510 a year
Car insurance rates for a Volkswagen Tiguan Limited also range considerably based on liability limits and deductibles, your risk profile, and the trim level and model year.
Choosing higher comprehensive and collision insurance deductibles could save up to $520 a year, while buying higher liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $285 extra every 12 months. View Rates by Deductible or Liability Limit
Older drivers with no driving violations and higher deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged as much as $4,500 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are probably paying at least $1,500 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy can cost around 44% to 136% more than the average policy. View High Risk Driver Rates
Your home state makes a big difference in Volkswagen Tiguan Limited insurance rates. A 40-year-old driver could pay as low as $810 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,660 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,114 | -$118 | -9.6% |
| Alaska | $946 | -$286 | -23.2% |
| Arizona | $1,022 | -$210 | -17.0% |
| Arkansas | $1,232 | -$0 | 0.0% |
| California | $1,404 | $172 | 14.0% |
| Colorado | $1,176 | -$56 | -4.5% |
| Connecticut | $1,266 | $34 | 2.8% |
| Delaware | $1,394 | $162 | 13.1% |
| Florida | $1,540 | $308 | 25.0% |
| Georgia | $1,140 | -$92 | -7.5% |
| Hawaii | $888 | -$344 | -27.9% |
| Idaho | $836 | -$396 | -32.1% |
| Illinois | $920 | -$312 | -25.3% |
| Indiana | $930 | -$302 | -24.5% |
| Iowa | $832 | -$400 | -32.5% |
| Kansas | $1,170 | -$62 | -5.0% |
| Kentucky | $1,680 | $448 | 36.4% |
| Louisiana | $1,826 | $594 | 48.2% |
| Maine | $762 | -$470 | -38.1% |
| Maryland | $1,020 | -$212 | -17.2% |
| Massachusetts | $982 | -$250 | -20.3% |
| Michigan | $2,142 | $910 | 73.9% |
| Minnesota | $1,030 | -$202 | -16.4% |
| Mississippi | $1,478 | $246 | 20.0% |
| Missouri | $1,094 | -$138 | -11.2% |
| Montana | $1,324 | $92 | 7.5% |
| Nebraska | $972 | -$260 | -21.1% |
| Nevada | $1,478 | $246 | 20.0% |
| New Hampshire | $888 | -$344 | -27.9% |
| New Jersey | $1,380 | $148 | 12.0% |
| New Mexico | $1,090 | -$142 | -11.5% |
| New York | $1,298 | $66 | 5.4% |
| North Carolina | $710 | -$522 | -42.4% |
| North Dakota | $1,012 | -$220 | -17.9% |
| Ohio | $850 | -$382 | -31.0% |
| Oklahoma | $1,264 | $32 | 2.6% |
| Oregon | $1,130 | -$102 | -8.3% |
| Pennsylvania | $1,176 | -$56 | -4.5% |
| Rhode Island | $1,644 | $412 | 33.4% |
| South Carolina | $1,118 | -$114 | -9.3% |
| South Dakota | $1,040 | -$192 | -15.6% |
| Tennessee | $1,078 | -$154 | -12.5% |
| Texas | $1,486 | $254 | 20.6% |
| Utah | $912 | -$320 | -26.0% |
| Vermont | $842 | -$390 | -31.7% |
| Virginia | $738 | -$494 | -40.1% |
| Washington | $950 | -$282 | -22.9% |
| West Virginia | $1,130 | -$102 | -8.3% |
| Wisconsin | $852 | -$380 | -30.8% |
| Wyoming | $1,098 | -$134 | -10.9% |

| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Volkswagen Tiguan Limited | $188 | $310 | $390 | $1,024 |
Rates are averaged for all Volkswagen Tiguan Limited models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Volkswagen Tiguan Limited Insurance
Finding cheaper rates on auto insurance not only requires not taking risks behind the wheel, but also maintaining a good credit score, being claim-free, and consideration of higher deductibles. Invest time comparing rates every other policy renewal by getting quotes from direct insurance companies, and also from your local independent and exclusive agents.
The following is a review of the ideas that were covered in the charts and tables above.
- Teens are the costliest to insure, possibly costing $376 each month if the policy includes full coverage
- Drivers who have several accidents or serious violations may pay on average $1,430 more every year for Tiguan Limited insurance
- Increasing comprehensive and collision deductibles could save as much as $525 each year
- It is possible to save up to $150 per year just by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,510 |
| 20 | $2,838 |
| 30 | $1,292 |
| 40 | $1,232 |
| 50 | $1,124 |
| 60 | $1,104 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,576 |
| $250 | $1,418 |
| $500 | $1,232 |
| $1,000 | $1,056 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,232 |
| 50/100 | $1,295 |
| 100/300 | $1,374 |
| 250/500 | $1,580 |
| 100 CSL | $1,327 |
| 300 CSL | $1,501 |
| 500 CSL | $1,627 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,448 |
| 20 | $4,506 |
| 30 | $2,722 |
| 40 | $2,658 |
| 50 | $2,532 |
| 60 | $2,508 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $66 |
| Multi-vehicle | $63 |
| Homeowner | $17 |
| 5-yr Accident Free | $92 |
| 5-yr Claim Free | $79 |
| Paid in Full/EFT | $58 |
| Advance Quote | $61 |
| Online Quote | $88 |
| Total Discounts | $524 |
Discounts are estimated and may not be available from every company or in every state.
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