Volkswagen Tiguan Limited Insurance Rates
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Michelle Robbins
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UPDATED: May 25, 2024
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The average auto insurance rates for a Volkswagen Tiguan Limited are $1,232 annually with full coverage. Comprehensive insurance costs around $280 each year, collision insurance costs $500, and liability costs around $316. Liability-only insurance costs as low as $376 a year, and high-risk driver insurance costs $2,658 or more. Teenage drivers cost the most to insure at up to $4,510 a year.
Average premium for full coverage: $1,232
Policy rates for type of insurance:
Price estimates include $500 deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and Tiguan Limited models.
Price Range Variability
For a driver around age 40, Volkswagen Tiguan Limited insurance rates range from as cheap as $376 for liability-only coverage to a high rate of $2,658 for a driver required to buy high-risk insurance.
Urban vs. Rural Price Range
Where you live can have significant affects on insurance rates. Areas with sparse population are shown to have fewer collision claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on auto insurance rates.
The examples above demonstrate why all drivers should compare prices for a specific zip code and their own personal driving habits, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below details average Volkswagen Tiguan Limited insurance rates for additional coverage choices and driver risks.
- The best discount rate is $708
- Using higher $1,000 deductibles will save about $176 annually
- The estimated rate for a good driver age 40 using $500 deductibles is $1,232
- Using low deductibles for physical damage coverage costs an additional $344 every year
- Drivers who are prone to accidents and violations could pay at least $2,658
- Policy cost with full coverage for a teen driver can be $4,510 or more
Auto insurance rates for a Volkswagen Tiguan Limited also range considerably based on the model year and trim level, your driving record, and deductibles and policy limits.
More mature drivers with a good driving record and high physical damage deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay as much as $4,500 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you may be forking out at least $1,500 to $2,000 in extra premium every year, depending on your age. Insurance for high-risk drivers can be as much as 44% to 136% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could cut rates by as much as $520 every year, whereas increasing liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $285 extra every year. View Rates by Deductible or Liability Limit
Your home state has a huge impact on Volkswagen Tiguan Limited insurance prices. A driver around age 40 might see rates as low as $890 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,660 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,114 | -$118 | -9.6% |
| Alaska | $946 | -$286 | -23.2% |
| Arizona | $1,022 | -$210 | -17.0% |
| Arkansas | $1,232 | -$0 | 0.0% |
| California | $1,404 | $172 | 14.0% |
| Colorado | $1,176 | -$56 | -4.5% |
| Connecticut | $1,266 | $34 | 2.8% |
| Delaware | $1,394 | $162 | 13.1% |
| Florida | $1,540 | $308 | 25.0% |
| Georgia | $1,140 | -$92 | -7.5% |
| Hawaii | $888 | -$344 | -27.9% |
| Idaho | $836 | -$396 | -32.1% |
| Illinois | $920 | -$312 | -25.3% |
| Indiana | $930 | -$302 | -24.5% |
| Iowa | $832 | -$400 | -32.5% |
| Kansas | $1,170 | -$62 | -5.0% |
| Kentucky | $1,680 | $448 | 36.4% |
| Louisiana | $1,826 | $594 | 48.2% |
| Maine | $762 | -$470 | -38.1% |
| Maryland | $1,020 | -$212 | -17.2% |
| Massachusetts | $982 | -$250 | -20.3% |
| Michigan | $2,142 | $910 | 73.9% |
| Minnesota | $1,030 | -$202 | -16.4% |
| Mississippi | $1,478 | $246 | 20.0% |
| Missouri | $1,094 | -$138 | -11.2% |
| Montana | $1,324 | $92 | 7.5% |
| Nebraska | $972 | -$260 | -21.1% |
| Nevada | $1,478 | $246 | 20.0% |
| New Hampshire | $888 | -$344 | -27.9% |
| New Jersey | $1,380 | $148 | 12.0% |
| New Mexico | $1,090 | -$142 | -11.5% |
| New York | $1,298 | $66 | 5.4% |
| North Carolina | $710 | -$522 | -42.4% |
| North Dakota | $1,012 | -$220 | -17.9% |
| Ohio | $850 | -$382 | -31.0% |
| Oklahoma | $1,264 | $32 | 2.6% |
| Oregon | $1,130 | -$102 | -8.3% |
| Pennsylvania | $1,176 | -$56 | -4.5% |
| Rhode Island | $1,644 | $412 | 33.4% |
| South Carolina | $1,118 | -$114 | -9.3% |
| South Dakota | $1,040 | -$192 | -15.6% |
| Tennessee | $1,078 | -$154 | -12.5% |
| Texas | $1,486 | $254 | 20.6% |
| Utah | $912 | -$320 | -26.0% |
| Vermont | $842 | -$390 | -31.7% |
| Virginia | $738 | -$494 | -40.1% |
| Washington | $950 | -$282 | -22.9% |
| West Virginia | $1,130 | -$102 | -8.3% |
| Wisconsin | $852 | -$380 | -30.8% |
| Wyoming | $1,098 | -$134 | -10.9% |

| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Volkswagen Tiguan Limited | $188 | $310 | $390 | $1,024 |
Rates are averaged for all Volkswagen Tiguan Limited models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheaper Volkswagen Tiguan Limited Insurance
Finding cheaper rates on car insurance requires not taking risks behind the wheel, having above-average credit, not filing small claims, and possibly raising deductibles. Set aside time to compare rates at every policy renewal by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The following is a condensed summary of the data covered above.
- Policyholders who may need higher liability limits will pay an extra $350 every year to increase from a 30/60 limit to higher 250/500 limits
- You may be able to save up to $150 per year just by quoting online in advance
- Increasing comprehensive and collision deductibles could save up to $525 each year
- Teens are expensive to insure, as much as $376 each month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,510 |
| 20 | $2,838 |
| 30 | $1,292 |
| 40 | $1,232 |
| 50 | $1,124 |
| 60 | $1,104 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,576 |
| $250 | $1,418 |
| $500 | $1,232 |
| $1,000 | $1,056 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,232 |
| 50/100 | $1,295 |
| 100/300 | $1,374 |
| 250/500 | $1,580 |
| 100 CSL | $1,327 |
| 300 CSL | $1,501 |
| 500 CSL | $1,627 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,448 |
| 20 | $4,506 |
| 30 | $2,722 |
| 40 | $2,658 |
| 50 | $2,532 |
| 60 | $2,508 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $66 |
| Multi-vehicle | $63 |
| Homeowner | $17 |
| 5-yr Accident Free | $92 |
| 5-yr Claim Free | $79 |
| Paid in Full/EFT | $58 |
| Advance Quote | $61 |
| Online Quote | $88 |
| Total Discounts | $524 |
Discounts are estimated and may not be available from every company or in every state.
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