Volkswagen Tiguan Limited Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: May 25, 2024
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Average auto insurance rates for a Volkswagen Tiguan Limited are $1,232 annually including full coverage. Comprehensive costs approximately $280, collision insurance costs $500, and liability insurance is $316. A liability-only policy costs around $376 a year, and high-risk insurance costs around $2,658. 16-year-old drivers receive the highest rates at up to $4,510 a year.
Average premium for full coverage: $1,232
Rate estimates by individual coverage type:
Includes $500 policy deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for different Tiguan Limited trim levels.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range range from as cheap as $376 for just liability insurance to a much higher rate of $2,658 for high-risk insurance.
Price Range by Location
Choosing to live in a large city has a significant impact on car insurance prices. Rural locations tend to have fewer comprehensive and collision claims than congested cities. The price range example below illustrates how where you live affects auto insurance prices.
These examples highlight why anyone shopping for car insurance should compare rates quotes using their specific location and their own personal driving habits, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down average Volkswagen Tiguan Limited insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $708
- Raising to $1,000 deductibles will save $176 every year
- The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,232
- Buying more expensive low deductibles will cost $1,576
- Higher-risk drivers with multiple tickets or accidents could pay around $2,658
- The cost with full coverage for a teen driver with full coverage can cost $4,510
Insurance rates for a Volkswagen Tiguan Limited can also vary considerably based on the trim level of your Tiguan Limited, your driving characteristics, and physical damage deductibles and liability limits.
An older driver with a clean driving record and high physical damage deductibles could pay as little as $1,200 every 12 months on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay in the ballpark of $4,500 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are likely paying anywhere from $1,500 to $2,000 extra per year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 44% to 136% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can reduce rates by up to $520 each year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $285 more per year. View Rates by Deductible or Liability Limit
Where you live also has a big influence on Volkswagen Tiguan Limited insurance rates. A middle-age driver might find rates as low as $950 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,760 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,114 | -$118 | -9.6% |
| Alaska | $946 | -$286 | -23.2% |
| Arizona | $1,022 | -$210 | -17.0% |
| Arkansas | $1,232 | -$0 | 0.0% |
| California | $1,404 | $172 | 14.0% |
| Colorado | $1,176 | -$56 | -4.5% |
| Connecticut | $1,266 | $34 | 2.8% |
| Delaware | $1,394 | $162 | 13.1% |
| Florida | $1,540 | $308 | 25.0% |
| Georgia | $1,140 | -$92 | -7.5% |
| Hawaii | $888 | -$344 | -27.9% |
| Idaho | $836 | -$396 | -32.1% |
| Illinois | $920 | -$312 | -25.3% |
| Indiana | $930 | -$302 | -24.5% |
| Iowa | $832 | -$400 | -32.5% |
| Kansas | $1,170 | -$62 | -5.0% |
| Kentucky | $1,680 | $448 | 36.4% |
| Louisiana | $1,826 | $594 | 48.2% |
| Maine | $762 | -$470 | -38.1% |
| Maryland | $1,020 | -$212 | -17.2% |
| Massachusetts | $982 | -$250 | -20.3% |
| Michigan | $2,142 | $910 | 73.9% |
| Minnesota | $1,030 | -$202 | -16.4% |
| Mississippi | $1,478 | $246 | 20.0% |
| Missouri | $1,094 | -$138 | -11.2% |
| Montana | $1,324 | $92 | 7.5% |
| Nebraska | $972 | -$260 | -21.1% |
| Nevada | $1,478 | $246 | 20.0% |
| New Hampshire | $888 | -$344 | -27.9% |
| New Jersey | $1,380 | $148 | 12.0% |
| New Mexico | $1,090 | -$142 | -11.5% |
| New York | $1,298 | $66 | 5.4% |
| North Carolina | $710 | -$522 | -42.4% |
| North Dakota | $1,012 | -$220 | -17.9% |
| Ohio | $850 | -$382 | -31.0% |
| Oklahoma | $1,264 | $32 | 2.6% |
| Oregon | $1,130 | -$102 | -8.3% |
| Pennsylvania | $1,176 | -$56 | -4.5% |
| Rhode Island | $1,644 | $412 | 33.4% |
| South Carolina | $1,118 | -$114 | -9.3% |
| South Dakota | $1,040 | -$192 | -15.6% |
| Tennessee | $1,078 | -$154 | -12.5% |
| Texas | $1,486 | $254 | 20.6% |
| Utah | $912 | -$320 | -26.0% |
| Vermont | $842 | -$390 | -31.7% |
| Virginia | $738 | -$494 | -40.1% |
| Washington | $950 | -$282 | -22.9% |
| West Virginia | $1,130 | -$102 | -8.3% |
| Wisconsin | $852 | -$380 | -30.8% |
| Wyoming | $1,098 | -$134 | -10.9% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Volkswagen Tiguan Limited | $188 | $310 | $390 | $1,024 |
Rates are averaged for all Volkswagen Tiguan Limited models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest Volkswagen Tiguan Limited Insurance
Saving money on Volkswagen Tiguan Limited insurance consists of being a good driver, having a good credit history, not filing small claims, and possibly raising deductibles. Take the time to comparison shop every couple of years by obtaining price quotes from direct car insurance companies like Progressive and GEICO, and also from local insurance agencies.
The following list is a recap of the material that was touched on in the above illustrations.
- Drivers who purchase an increased level of liability coverage will pay around $350 per year to raise from a minimum limit to higher 250/500 limits
- Drivers age 16 to 20 are expensive to insure, as much as $376 per month including comprehensive and collision insurance
- High-risk drivers that have major violations or accidents may have to pay on average $1,430 more per year than a safer driver
- Increasing deductibles could save up to $525 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,510 |
| 20 | $2,838 |
| 30 | $1,292 |
| 40 | $1,232 |
| 50 | $1,124 |
| 60 | $1,104 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,576 |
| $250 | $1,418 |
| $500 | $1,232 |
| $1,000 | $1,056 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,232 |
| 50/100 | $1,295 |
| 100/300 | $1,374 |
| 250/500 | $1,580 |
| 100 CSL | $1,327 |
| 300 CSL | $1,501 |
| 500 CSL | $1,627 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,448 |
| 20 | $4,506 |
| 30 | $2,722 |
| 40 | $2,658 |
| 50 | $2,532 |
| 60 | $2,508 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $66 |
| Multi-vehicle | $63 |
| Homeowner | $17 |
| 5-yr Accident Free | $92 |
| 5-yr Claim Free | $79 |
| Paid in Full/EFT | $58 |
| Advance Quote | $61 |
| Online Quote | $88 |
| Total Discounts | $524 |
Discounts are estimated and may not be available from every company or in every state.
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