Volkswagen Tiguan Limited Insurance Rates

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UPDATED: May 25, 2024

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The average auto insurance rates for a Volkswagen Tiguan Limited are $1,232 annually with full coverage. Comprehensive costs approximately $280 each year, collision insurance costs $500, and liability costs around $316. Liability-only insurance costs as low as $376 a year, and high-risk driver insurance costs around $2,658. Teen drivers cost the most to insure at up to $4,510 a year.

Average premium for full coverage: $1,232

Policy rates by type of insurance:

Comprehensive $280
Collision $500
Liability $316

Price estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and Tiguan Limited models.

Price Range Variability

For the normal driver, Volkswagen Tiguan Limited insurance rates range from as cheap as $376 for minimum levels of liability insurance to a high rate of $2,658 for a driver who has had serious violations or accidents.

Liability Only $376
Full Coverage $1,232
High Risk $2,658

Urban vs. Rural Price Range

Where you live can make a big difference on the price of insurance. Rural locations are shown to have fewer collision claims than larger metro areas. The graphic below illustrates how geographic area affects auto insurance prices.

Rural Areas $924
Small Cities $1,294
Large Cities $1,663

The examples above demonstrate why all drivers should compare prices using their specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details average Volkswagen Tiguan Limited insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $708
  • Using higher $1,000 deductibles will save $176 annually
  • The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,232
  • Choosing low deductibles for physical damage coverage will cost $1,576
  • High-risk insureds with multiple violations and an at-fault accident could pay around $2,658
  • Policy cost with full coverage for a 16-year-old driver can cost $4,510 or more

View Chart as Image

Volkswagen Tiguan Limited insurance cost comparison chart
Column chart showing Volkswagen Tiguan Limited insurance rates range from $708 to $4,510 for full coverage

Auto insurance rates for a Volkswagen Tiguan Limited also range considerably based on the model year and trim level, your driving record, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as low as $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay in the ballpark of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out anywhere from $1,500 to $2,000 in extra premium every year, depending on your age. Insurance for high-risk drivers can be from 44% to 136% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $520 annually, whereas increasing liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $285 extra every year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Volkswagen Tiguan Limited insurance prices. A driver around age 40 might see rates as low as $890 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,660 on average in New York, Michigan, and Florida.

Volkswagen Tiguan Limited Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,114 -$118 -9.6%
Alaska $946 -$286 -23.2%
Arizona $1,022 -$210 -17.0%
Arkansas $1,232 -$0 0.0%
California $1,404 $172 14.0%
Colorado $1,176 -$56 -4.5%
Connecticut $1,266 $34 2.8%
Delaware $1,394 $162 13.1%
Florida $1,540 $308 25.0%
Georgia $1,140 -$92 -7.5%
Hawaii $888 -$344 -27.9%
Idaho $836 -$396 -32.1%
Illinois $920 -$312 -25.3%
Indiana $930 -$302 -24.5%
Iowa $832 -$400 -32.5%
Kansas $1,170 -$62 -5.0%
Kentucky $1,680 $448 36.4%
Louisiana $1,826 $594 48.2%
Maine $762 -$470 -38.1%
Maryland $1,020 -$212 -17.2%
Massachusetts $982 -$250 -20.3%
Michigan $2,142 $910 73.9%
Minnesota $1,030 -$202 -16.4%
Mississippi $1,478 $246 20.0%
Missouri $1,094 -$138 -11.2%
Montana $1,324 $92 7.5%
Nebraska $972 -$260 -21.1%
Nevada $1,478 $246 20.0%
New Hampshire $888 -$344 -27.9%
New Jersey $1,380 $148 12.0%
New Mexico $1,090 -$142 -11.5%
New York $1,298 $66 5.4%
North Carolina $710 -$522 -42.4%
North Dakota $1,012 -$220 -17.9%
Ohio $850 -$382 -31.0%
Oklahoma $1,264 $32 2.6%
Oregon $1,130 -$102 -8.3%
Pennsylvania $1,176 -$56 -4.5%
Rhode Island $1,644 $412 33.4%
South Carolina $1,118 -$114 -9.3%
South Dakota $1,040 -$192 -15.6%
Tennessee $1,078 -$154 -12.5%
Texas $1,486 $254 20.6%
Utah $912 -$320 -26.0%
Vermont $842 -$390 -31.7%
Virginia $738 -$494 -40.1%
Washington $950 -$282 -22.9%
West Virginia $1,130 -$102 -8.3%
Wisconsin $852 -$380 -30.8%
Wyoming $1,098 -$134 -10.9%

View Chart as Image

Volkswagen Tiguan Limited insurance rates by U.S. city
Volkswagen Tiguan Limited Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Volkswagen Tiguan Limited $188 $310 $390 $1,024

Rates are averaged for all Volkswagen Tiguan Limited models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper Volkswagen Tiguan Limited Insurance

Finding cheaper rates on insurance for a Volkswagen Tiguan Limited requires having a good driving record, having above-average credit, not filing small claims, and possibly higher deductibles. Invest the time to compare rates every other policy renewal by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The next list is a condensed summary of the ideas that were presented in the illustrations above.

  • Drivers age 20 and younger have the highest car insurance rates, as much as $376 each month if full coverage is included
  • Drivers considered higher risk with multiple at-fault accidents may pay on average $1,430 more per year to buy Volkswagen Tiguan Limited insurance
  • Increasing comprehensive and collision deductibles could save up to $525 each year
  • You may be able to save around $150 per year just by quoting online in advance

Rates by Driver Age

Volkswagen Tiguan Limited Insurance Rates by Driver Age
Driver Age Premium
16 $4,510
20 $2,838
30 $1,292
40 $1,232
50 $1,124
60 $1,104

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Tiguan Limited Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,576
$250 $1,418
$500 $1,232
$1,000 $1,056

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Tiguan Limited Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,232
50/100 $1,295
100/300 $1,374
250/500 $1,580
100 CSL $1,327
300 CSL $1,501
500 CSL $1,627

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Tiguan Limited Insurance Rates for High Risk Drivers
Age Premium
16 $6,448
20 $4,506
30 $2,722
40 $2,658
50 $2,532
60 $2,508

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $170

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $63
Homeowner $17
5-yr Accident Free $92
5-yr Claim Free $79
Paid in Full/EFT $58
Advance Quote $61
Online Quote $88
Total Discounts $524
Rate after discounts $708

Discounts are estimated and may not be available from every company or in every state.

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