Volkswagen Tiguan Limited Insurance Rates

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UPDATED: May 25, 2024

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Average insurance rates for a Volkswagen Tiguan Limited are $1,232 a year with full coverage. Comprehensive costs an estimated $280, collision costs $500, and liability is $316. Buying just liability costs around $376 a year, with insurance for high-risk drivers costing around $2,658. 16-year-old drivers receive the highest rates at $4,510 a year or more.

Average premium for full coverage: $1,232

Rate estimates broken down by individual coverage type:

Comprehensive $280
Collision $500
Liability $316

Rate estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and for all Tiguan Limited models.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range go from as low as $376 for basic liability insurance to the much higher price of $2,658 for a driver who has had serious violations or accidents.

Liability Only $376
Full Coverage $1,232
High Risk $2,658

Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. More rural locations tend to have a lower frequency of collision claims than congested cities.

The example below illustrates how where you live affects insurance prices.

Rural Areas $924
Small Cities $1,294
Large Cities $1,663

These examples demonstrate why everyone should compare rates quotes for a targeted area and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below details estimated Volkswagen Tiguan Limited insurance rates for other coverage scenarios.

  • The best full coverage rate is $708
  • Raising to $1,000 deductibles will save approximately $176 annually
  • The average rate for a 40-year-old driver who has $500 deductibles is $1,232
  • Buying pricier low deductibles will increase the cost to $1,576
  • Drivers with multiple tickets or accidents could pay up to $2,658 or more
  • The cost for full coverage for a 16-year-old driver for full coverage can cost as much as $4,510

View Chart as Image

Volkswagen Tiguan Limited insurance cost comparison chart
Column chart showing full coverage Volkswagen Tiguan Limited insurance rates range from $708 to $4,510

Auto insurance rates for a Volkswagen Tiguan Limited can also vary considerably based on your driver profile, the trim level and model year, and liability limits and deductibles.

A more mature driver with a good driving record and high deductibles may pay as low as $1,200 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay at least $4,500 a year. View Rates by Age

Where you live also has a big influence on Volkswagen Tiguan Limited insurance prices. A middle-age driver might find rates as low as $890 a year in states like Utah, Ohio, and New Hampshire, or at least $1,660 on average in New York, Michigan, and Florida.

Volkswagen Tiguan Limited Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,114 -$118 -9.6%
Alaska $946 -$286 -23.2%
Arizona $1,022 -$210 -17.0%
Arkansas $1,232 -$0 0.0%
California $1,404 $172 14.0%
Colorado $1,176 -$56 -4.5%
Connecticut $1,266 $34 2.8%
Delaware $1,394 $162 13.1%
Florida $1,540 $308 25.0%
Georgia $1,140 -$92 -7.5%
Hawaii $888 -$344 -27.9%
Idaho $836 -$396 -32.1%
Illinois $920 -$312 -25.3%
Indiana $930 -$302 -24.5%
Iowa $832 -$400 -32.5%
Kansas $1,170 -$62 -5.0%
Kentucky $1,680 $448 36.4%
Louisiana $1,826 $594 48.2%
Maine $762 -$470 -38.1%
Maryland $1,020 -$212 -17.2%
Massachusetts $982 -$250 -20.3%
Michigan $2,142 $910 73.9%
Minnesota $1,030 -$202 -16.4%
Mississippi $1,478 $246 20.0%
Missouri $1,094 -$138 -11.2%
Montana $1,324 $92 7.5%
Nebraska $972 -$260 -21.1%
Nevada $1,478 $246 20.0%
New Hampshire $888 -$344 -27.9%
New Jersey $1,380 $148 12.0%
New Mexico $1,090 -$142 -11.5%
New York $1,298 $66 5.4%
North Carolina $710 -$522 -42.4%
North Dakota $1,012 -$220 -17.9%
Ohio $850 -$382 -31.0%
Oklahoma $1,264 $32 2.6%
Oregon $1,130 -$102 -8.3%
Pennsylvania $1,176 -$56 -4.5%
Rhode Island $1,644 $412 33.4%
South Carolina $1,118 -$114 -9.3%
South Dakota $1,040 -$192 -15.6%
Tennessee $1,078 -$154 -12.5%
Texas $1,486 $254 20.6%
Utah $912 -$320 -26.0%
Vermont $842 -$390 -31.7%
Virginia $738 -$494 -40.1%
Washington $950 -$282 -22.9%
West Virginia $1,130 -$102 -8.3%
Wisconsin $852 -$380 -30.8%
Wyoming $1,098 -$134 -10.9%

View Chart as Image

Volkswagen Tiguan Limited insurance rates by U.S. city

Opting for high physical damage deductibles can reduce rates by up to $520 annually, whereas buying more liability protection will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost as much as $285 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out $1,500 to $2,000 in extra premium per year, depending on your age. Volkswagen Tiguan Limited insurance for high-risk drivers is expensive and can cost from 44% to 136% more than the average rate. View High Risk Driver Rates

With so much variability in rates, the best way to find out which company is cheapest is to regularly compare rates from multiple companies. Every auto insurance company utilizes a different rate formula, and quoted rates can be significantly different from one company to the next.

Volkswagen Tiguan Limited Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Volkswagen Tiguan Limited $200 $338 $390 $1,064

Rates are averaged for all Volkswagen Tiguan Limited models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Volkswagen Tiguan Limited Insurance

Saving money on insurance for a Volkswagen Tiguan Limited consists of having a decent driving record, having good credit, eliminating unnecessary coverage, and qualifying for all possible discounts. Take the time to comparison shop every other policy renewal by getting rate quotes from direct companies like GEICO and Progressive, and also from local exclusive and independent agents.

The following items are a brief recap of the ideas that were touched on in the above illustrations.

  • 16 to 18-year-old drivers are the costliest to insure, with premiums as much as $376 per month if they have full coverage
  • Drivers considered higher risk who tend to receive serious violations may pay on average $1,430 more annually than a driver with a clean driving record
  • Increasing deductibles can save around $525 each year
  • You may be able to save approximately $150 per year simply by quoting online well ahead of the renewal date

Rates by Driver Age

Volkswagen Tiguan Limited Insurance Rates by Driver Age
Driver Age Premium
16 $4,510
20 $2,838
30 $1,292
40 $1,232
50 $1,124
60 $1,104

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Tiguan Limited Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,576
$250 $1,418
$500 $1,232
$1,000 $1,056

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Tiguan Limited Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,232
50/100 $1,295
100/300 $1,374
250/500 $1,580
100 CSL $1,327
300 CSL $1,501
500 CSL $1,627

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Tiguan Limited Insurance Rates for High Risk Drivers
Age Premium
16 $6,448
20 $4,506
30 $2,722
40 $2,658
50 $2,532
60 $2,508

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $170

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $63
Homeowner $17
5-yr Accident Free $92
5-yr Claim Free $79
Paid in Full/EFT $58
Advance Quote $61
Online Quote $88
Total Discounts $524
Rate after discounts $708

Discounts are estimated and may not be available from every company or in every state.

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