Volkswagen Touareg Insurance Rates

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UPDATED: May 6, 2024

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Average insurance rates for a Volkswagen Touareg are $1,324 a year with full coverage. Comprehensive insurance costs around $260 a year, collision costs $446, and liability insurance is estimated at $460. Buying just liability costs approximately $510 a year, with insurance for high-risk drivers costing $2,866 or more. Teen drivers receive the highest rates at $5,060 a year or more.

Average premium for full coverage: $1,324

Rate estimates for individual coverage type:

Comprehensive $260
Collision $446
Liability $460

Full coverage includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and Touareg trim levels.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range go from as low as $510 for just liability coverage to a high of $2,866 for a driver required to buy high-risk insurance.

Liability Only $510
Full Coverage $1,324
High Risk $2,866

Price Range by Location

Living in a larger city has a significant impact on insurance rates. Areas with sparse population tend to have a lower frequency of collision claims than larger metro areas.

The diagram below illustrates how your location can change auto insurance rates.

Rural Areas $993
Small Cities $1,390
Large Cities $1,787

These examples demonstrate why it is important to get quotes for a specific zip code and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below details estimated Volkswagen Touareg insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $770
  • Choosing higher $1,000 deductibles can save about $1,164 annually
  • The average rate for a 40-year-old driver using $500 deductibles is $1,324
  • Choosing low $100 deductibles for comp and collision coverage will cost an extra $310 a year
  • High-risk insureds with multiple violations and an at-fault accident could pay at least $2,866 or more
  • The cost for full coverage for a teen driver can be $5,060 each year

View Chart as Image

Volkswagen Touareg insurance cost comparison chart
Column chart showing full coverage Volkswagen Touareg insurance prices range from $770 to $5,060

Auto insurance rates for a Volkswagen Touareg can also vary considerably based on your driver profile, the trim level and model year, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles could pay as little as $1,200 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay as much as $5,000 a year. View Rates by Age

Where you live plays a big part in determining prices for Volkswagen Touareg insurance rates. A good driver about age 40 could pay as low as $960 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,790 on average in Florida, Michigan, and New York.

Volkswagen Touareg Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,196 -$128 -9.7%
Alaska $1,016 -$308 -23.3%
Arizona $1,100 -$224 -16.9%
Arkansas $1,324 -$0 0.0%
California $1,508 $184 13.9%
Colorado $1,266 -$58 -4.4%
Connecticut $1,362 $38 2.9%
Delaware $1,498 $174 13.1%
Florida $1,654 $330 24.9%
Georgia $1,222 -$102 -7.7%
Hawaii $950 -$374 -28.2%
Idaho $896 -$428 -32.3%
Illinois $986 -$338 -25.5%
Indiana $996 -$328 -24.8%
Iowa $894 -$430 -32.5%
Kansas $1,258 -$66 -5.0%
Kentucky $1,806 $482 36.4%
Louisiana $1,960 $636 48.0%
Maine $816 -$508 -38.4%
Maryland $1,092 -$232 -17.5%
Massachusetts $1,060 -$264 -19.9%
Michigan $2,300 $976 73.7%
Minnesota $1,110 -$214 -16.2%
Mississippi $1,586 $262 19.8%
Missouri $1,174 -$150 -11.3%
Montana $1,422 $98 7.4%
Nebraska $1,044 -$280 -21.1%
Nevada $1,588 $264 19.9%
New Hampshire $956 -$368 -27.8%
New Jersey $1,480 $156 11.8%
New Mexico $1,172 -$152 -11.5%
New York $1,396 $72 5.4%
North Carolina $762 -$562 -42.4%
North Dakota $1,082 -$242 -18.3%
Ohio $916 -$408 -30.8%
Oklahoma $1,360 $36 2.7%
Oregon $1,212 -$112 -8.5%
Pennsylvania $1,262 -$62 -4.7%
Rhode Island $1,766 $442 33.4%
South Carolina $1,200 -$124 -9.4%
South Dakota $1,118 -$206 -15.6%
Tennessee $1,160 -$164 -12.4%
Texas $1,596 $272 20.5%
Utah $980 -$344 -26.0%
Vermont $906 -$418 -31.6%
Virginia $794 -$530 -40.0%
Washington $1,024 -$300 -22.7%
West Virginia $1,212 -$112 -8.5%
Wisconsin $916 -$408 -30.8%
Wyoming $1,180 -$144 -10.9%

View Chart as Image

Volkswagen Touareg insurance rates by U.S. city

Choosing high deductibles can save as much as $470 each year, while buying higher liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at least $1,600 to $2,200 in extra premium per year, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 135% more than average. View High Risk Driver Rates

With so much variability in rates, the best way to find out your exact price is to get quotes from as many companies as possible. Each auto insurer uses a different rate calculation, and quoted rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Volkswagen Touareg Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volkswagen Touareg 3 Turbo Diesel AWD 4-Dr $1,324 $110
Volkswagen Touareg 3.6 AWD 4-Dr $1,324 $110

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volkswagen Touareg Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Volkswagen Touareg $290 $540 $456 $1,444
2018 Volkswagen Touareg $278 $484 $460 $1,380
2017 Volkswagen Touareg $260 $446 $460 $1,324
2016 Volkswagen Touareg $250 $418 $464 $1,290
2013 Volkswagen Touareg $220 $328 $478 $1,184
2007 Volkswagen Touareg $166 $218 $446 $988

Rates are averaged for all Volkswagen Touareg models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Volkswagen Touareg Insurance

Saving money on Volkswagen Touareg insurance takes having a decent driving record, having good credit, eliminating unnecessary coverage, and maximizing policy discounts. Invest the time to shop around at every policy renewal by requesting rates from direct companies like GEICO and Progressive, and also from local independent and exclusive agents.

The following items are a summary of the data illustrated above.

  • Drivers who may need additional liability coverage will pay about $510 every year to raise limits from a minimum limit to 250/500 limits
  • You may be able to save up to $160 per year simply by quoting early and online
  • Increasing deductibles can save around $475 each year
  • 16 to 18-year-old drivers are expensive to insure, with premiums as much as $422 per month if they have full coverage

Rates by Driver Age

Volkswagen Touareg Insurance Rates by Driver Age
Driver Age Premium
16 $5,060
20 $3,052
30 $1,370
40 $1,324
50 $1,210
60 $1,188

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Touareg Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,634
$250 $1,490
$500 $1,324
$1,000 $1,164

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Touareg Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,324
50/100 $1,416
100/300 $1,531
250/500 $1,830
100 CSL $1,462
300 CSL $1,715
500 CSL $1,899

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Touareg Insurance Rates for High Risk Drivers
Age Premium
16 $7,196
20 $4,862
30 $2,920
40 $2,866
50 $2,738
60 $2,714

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $184

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $71
Homeowner $21
5-yr Accident Free $93
5-yr Claim Free $85
Paid in Full/EFT $57
Advance Quote $64
Online Quote $93
Total Discounts $554
Rate after discounts $770

Discounts are estimated and may not be available from every company or in every state.

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