Volkswagen Touareg Insurance Rates

The average insurance rates for a Volkswagen Touareg are $1,380 a year for full coverage insurance. Comprehensive costs an estimated $278 each year, collision costs $484, and liability coverage is $460. Liability-only insurance costs around $510 a year, with high-risk driver insurance costing around $2,992. Teens cost the most to insure at $5,240 a year or more.

Average premium for full coverage: $1,380

Policy rates broken down by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and Touareg models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than cities with more traffic congestion.

The graphic below illustrates how your location can change insurance prices.

The examples above illustrate why all drivers should compare rates quotes for a targeted area, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Volkswagen Touareg insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $799
• Raising to $1,000 deductibles will save approximately $172 each year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,380
• Selecting low deductibles bumps up the cost to $1,718
• Unlucky drivers with serious driving violations could pay up to $2,992 or more
• Policy cost that insures a teenage driver can cost as much as $5,240

View Chart as Image

Auto insurance rates for a Volkswagen Touareg also range considerably based on the trim level and model year, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,600 to $2,300 in extra premium every year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 44% to 129% more than the average policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay at least $5,200 a year. View Rates by Age

Your home state also has a big influence on Volkswagen Touareg insurance rates. A middle-age driver might find rates as low as $900 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,870 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $510 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to do a rate comparison and see how they stack up. Every auto insurance company calculates rates differently, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Volkswagen Touareg Insurance

Finding cheaper rates on auto insurance consists of avoiding accidents and violations, maintaining a good credit score, being claim-free, and qualifying for all possible discounts. Compare rates every year by obtaining price quotes from direct insurance companies, and also from local insurance agencies.

The list below is a brief review of the coverage data illustrated above.

• It is possible to save approximately $170 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $500 each year
• Teenagers are the costliest to insure, possibly costing $437 each month if the policy includes full coverage
• Drivers with DUI or reckless driving convictions may have to pay on average $1,610 more annually for car insurance