Volkswagen Touareg Insurance Rates
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Michelle Robbins
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UPDATED: May 6, 2024
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Average auto insurance rates for a Volkswagen Touareg are $1,324 annually for full coverage. Comprehensive insurance costs on average $260, collision insurance costs $446, and liability coverage is estimated at $460. Buying just liability costs approximately $510 a year, and insurance for high-risk drivers costs $2,866 or more. Teenage drivers receive the highest rates at up to $5,060 a year.
Average premium for full coverage: $1,324
Rate estimates by individual coverage type:
Rates are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and for all Touareg models.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range range from as cheap as $510 for your basic liability-only policy to the much higher price of $2,866 for a driver who has had serious violations or accidents.
Price Range by Location
Living in a larger city has a large influence on car insurance rates. Rural areas tend to have fewer accident claims than densely populated cities. The example below illustrates how where you live affects car insurance rates.
These examples show why everyone should get quotes based on a specific location and their own personal driving habits, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below shows average Volkswagen Touareg insurance rates for different risk profiles and scenarios.
- The best discount rate is $770
- Choosing higher $1,000 deductibles can save around $160 a year
- The estimated rate for a 40-year-old driver with $500 deductibles is $1,324
- Using pricier low deductibles for comp and collision coverage costs an additional $310 each year
- Drivers who are prone to accidents and violations could pay upwards of $2,866
- The cost with full coverage for a teenage driver for full coverage may cost $5,060 each year
Auto insurance rates for a Volkswagen Touareg can also vary considerably based on the trim level of your Touareg, your driver profile, and policy deductibles and limits.
A more mature driver with a good driving record and high physical damage deductibles may only pay around $1,200 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay upwards of $5,000 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you could be paying at a minimum $1,600 to $2,200 in extra premium per year, depending on your age. Volkswagen Touareg insurance for high-risk drivers ranges around 43% to 135% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can save as much as $470 a year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit
Where you live plays a big part in determining prices for Volkswagen Touareg insurance rates. A good driver about age 40 could pay as low as $870 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,890 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,196 | -$128 | -9.7% |
| Alaska | $1,016 | -$308 | -23.3% |
| Arizona | $1,100 | -$224 | -16.9% |
| Arkansas | $1,324 | -$0 | 0.0% |
| California | $1,508 | $184 | 13.9% |
| Colorado | $1,266 | -$58 | -4.4% |
| Connecticut | $1,362 | $38 | 2.9% |
| Delaware | $1,498 | $174 | 13.1% |
| Florida | $1,654 | $330 | 24.9% |
| Georgia | $1,222 | -$102 | -7.7% |
| Hawaii | $950 | -$374 | -28.2% |
| Idaho | $896 | -$428 | -32.3% |
| Illinois | $986 | -$338 | -25.5% |
| Indiana | $996 | -$328 | -24.8% |
| Iowa | $894 | -$430 | -32.5% |
| Kansas | $1,258 | -$66 | -5.0% |
| Kentucky | $1,806 | $482 | 36.4% |
| Louisiana | $1,960 | $636 | 48.0% |
| Maine | $816 | -$508 | -38.4% |
| Maryland | $1,092 | -$232 | -17.5% |
| Massachusetts | $1,060 | -$264 | -19.9% |
| Michigan | $2,300 | $976 | 73.7% |
| Minnesota | $1,110 | -$214 | -16.2% |
| Mississippi | $1,586 | $262 | 19.8% |
| Missouri | $1,174 | -$150 | -11.3% |
| Montana | $1,422 | $98 | 7.4% |
| Nebraska | $1,044 | -$280 | -21.1% |
| Nevada | $1,588 | $264 | 19.9% |
| New Hampshire | $956 | -$368 | -27.8% |
| New Jersey | $1,480 | $156 | 11.8% |
| New Mexico | $1,172 | -$152 | -11.5% |
| New York | $1,396 | $72 | 5.4% |
| North Carolina | $762 | -$562 | -42.4% |
| North Dakota | $1,082 | -$242 | -18.3% |
| Ohio | $916 | -$408 | -30.8% |
| Oklahoma | $1,360 | $36 | 2.7% |
| Oregon | $1,212 | -$112 | -8.5% |
| Pennsylvania | $1,262 | -$62 | -4.7% |
| Rhode Island | $1,766 | $442 | 33.4% |
| South Carolina | $1,200 | -$124 | -9.4% |
| South Dakota | $1,118 | -$206 | -15.6% |
| Tennessee | $1,160 | -$164 | -12.4% |
| Texas | $1,596 | $272 | 20.5% |
| Utah | $980 | -$344 | -26.0% |
| Vermont | $906 | -$418 | -31.6% |
| Virginia | $794 | -$530 | -40.0% |
| Washington | $1,024 | -$300 | -22.7% |
| West Virginia | $1,212 | -$112 | -8.5% |
| Wisconsin | $916 | -$408 | -30.8% |
| Wyoming | $1,180 | -$144 | -10.9% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Volkswagen Touareg 3 Turbo Diesel AWD 4-Dr | $1,324 | $110 |
| Volkswagen Touareg 3.6 AWD 4-Dr | $1,324 | $110 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Volkswagen Touareg | $290 | $540 | $456 | $1,444 |
| 2018 Volkswagen Touareg | $278 | $484 | $460 | $1,380 |
| 2017 Volkswagen Touareg | $260 | $446 | $460 | $1,324 |
| 2016 Volkswagen Touareg | $250 | $418 | $464 | $1,290 |
| 2013 Volkswagen Touareg | $220 | $328 | $478 | $1,184 |
| 2007 Volkswagen Touareg | $166 | $218 | $446 | $988 |
Rates are averaged for all Volkswagen Touareg models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Cheap Volkswagen Touareg Insurance
Saving money on auto insurance takes being safe and accident-free, having above-average credit, eliminating unneeded coverage, and deciding if full coverage is necessary. Take the time to comparison shop every other policy renewal by obtaining price quotes from direct carriers like Progressive and GEICO, and also from local insurance agents.
Below you'll find a quick review of the ideas that were touched on in the above illustrations.
- Youthful drivers are charged the highest rates, costing as high as $422 per month if full coverage is included
- Drivers with a DUI or reckless driving violation may be required to pay an average of $1,540 more each year than a low-risk driver
- Increasing deductibles could save up to $475 each year
- Drivers can save as much as $160 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,060 |
| 20 | $3,052 |
| 30 | $1,370 |
| 40 | $1,324 |
| 50 | $1,210 |
| 60 | $1,188 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,634 |
| $250 | $1,490 |
| $500 | $1,324 |
| $1,000 | $1,164 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,324 |
| 50/100 | $1,416 |
| 100/300 | $1,531 |
| 250/500 | $1,830 |
| 100 CSL | $1,462 |
| 300 CSL | $1,715 |
| 500 CSL | $1,899 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,196 |
| 20 | $4,862 |
| 30 | $2,920 |
| 40 | $2,866 |
| 50 | $2,738 |
| 60 | $2,714 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $71 |
| Homeowner | $21 |
| 5-yr Accident Free | $93 |
| 5-yr Claim Free | $85 |
| Paid in Full/EFT | $57 |
| Advance Quote | $64 |
| Online Quote | $93 |
| Total Discounts | $554 |
Discounts are estimated and may not be available from every company or in every state.
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