Volkswagen Touareg Insurance Rates

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UPDATED: May 6, 2024

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Estimated insurance rates for a Volkswagen Touareg are $1,380 a year including full coverage. Comprehensive costs approximately $278, collision insurance costs $484, and liability insurance costs around $460. Liability-only insurance costs as low as $510 a year, and high-risk driver insurance costs around $2,992. Teenage drivers pay the most at up to $5,240 a year.

Average premium for full coverage: $1,380

Premium estimates by type of coverage:

Comprehensive $278
Collision $484
Liability $460

Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and for all Touareg models.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for a Volkswagen Touareg range from the low end price of $510 for the bare minimum liability coverage to the much higher price of $2,992 for a high-risk driver policy.

Liability Only $510
Full Coverage $1,380
High Risk $2,992

Insurance Price Range by Location

Where you live has a significant impact on car insurance prices. Rural locations are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities. The example below illustrates how location impacts auto insurance prices.

Rural Areas $1,035
Small Cities $1,449
Large Cities $1,863

These rate differences highlight why everyone should compare prices using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below breaks down average Volkswagen Touareg insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $799
  • Using higher $1,000 deductibles will save $172 every year
  • The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,380
  • Using pricier low deductibles for physical damage coverage bumps up the cost to $1,718
  • Drivers who are prone to accidents and violations could pay around $2,992
  • An auto insurance policy that insures a teen driver for full coverage can cost $5,240 or more

View Chart as Image

Volkswagen Touareg insurance cost comparison chart
Column chart showing Volkswagen Touareg insurance rates range from $799 to $5,240 for full coverage

Insurance prices for a Volkswagen Touareg also have a wide range based on the model of your Touareg, your driving record and age, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are likely paying anywhere from $1,600 to $2,300 additional annually, depending on your age. Volkswagen Touareg insurance for high-risk drivers can be anywhere from 44% to 129% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

Where you choose to live has a huge impact on Volkswagen Touareg insurance rates. A driver around age 40 might see prices as low as $1,060 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,970 on average in Louisiana, New York, and Michigan.

Volkswagen Touareg Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,250 -$130 -9.4%
Alaska $1,060 -$320 -23.2%
Arizona $1,146 -$234 -17.0%
Arkansas $1,380 -$0 0.0%
California $1,574 $194 14.1%
Colorado $1,320 -$60 -4.3%
Connecticut $1,420 $40 2.9%
Delaware $1,562 $182 13.2%
Florida $1,728 $348 25.2%
Georgia $1,274 -$106 -7.7%
Hawaii $992 -$388 -28.1%
Idaho $934 -$446 -32.3%
Illinois $1,030 -$350 -25.4%
Indiana $1,040 -$340 -24.6%
Iowa $932 -$448 -32.5%
Kansas $1,312 -$68 -4.9%
Kentucky $1,886 $506 36.7%
Louisiana $2,044 $664 48.1%
Maine $852 -$528 -38.3%
Maryland $1,140 -$240 -17.4%
Massachusetts $1,106 -$274 -19.9%
Michigan $2,400 $1,020 73.9%
Minnesota $1,156 -$224 -16.2%
Mississippi $1,654 $274 19.9%
Missouri $1,224 -$156 -11.3%
Montana $1,482 $102 7.4%
Nebraska $1,090 -$290 -21.0%
Nevada $1,658 $278 20.1%
New Hampshire $996 -$384 -27.8%
New Jersey $1,544 $164 11.9%
New Mexico $1,224 -$156 -11.3%
New York $1,454 $74 5.4%
North Carolina $794 -$586 -42.5%
North Dakota $1,130 -$250 -18.1%
Ohio $954 -$426 -30.9%
Oklahoma $1,420 $40 2.9%
Oregon $1,264 -$116 -8.4%
Pennsylvania $1,318 -$62 -4.5%
Rhode Island $1,842 $462 33.5%
South Carolina $1,250 -$130 -9.4%
South Dakota $1,164 -$216 -15.7%
Tennessee $1,210 -$170 -12.3%
Texas $1,666 $286 20.7%
Utah $1,022 -$358 -25.9%
Vermont $946 -$434 -31.4%
Virginia $826 -$554 -40.1%
Washington $1,068 -$312 -22.6%
West Virginia $1,266 -$114 -8.3%
Wisconsin $956 -$424 -30.7%
Wyoming $1,232 -$148 -10.7%

View Chart as Image

Volkswagen Touareg insurance rates by U.S. city

Using high physical damage deductibles could cut prices by as much as $510 each year, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Volkswagen Touareg Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volkswagen Touareg 3 Turbo Diesel AWD 4-Dr $1,380 $115
Volkswagen Touareg 3.6 AWD 4-Dr $1,380 $115

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volkswagen Touareg Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Volkswagen Touareg $302 $574 $452 $1,486
2018 Volkswagen Touareg $290 $540 $456 $1,444
2017 Volkswagen Touareg $278 $484 $460 $1,380
2016 Volkswagen Touareg $260 $446 $460 $1,324
2013 Volkswagen Touareg $226 $362 $474 $1,220
2007 Volkswagen Touareg $182 $228 $452 $1,020
2005 Volkswagen Touareg $160 $206 $442 $966

Rates are averaged for all Volkswagen Touareg models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Volkswagen Touareg Insurance

Finding better rates on Volkswagen Touareg insurance requires being safe and accident-free, having a good credit score, refrain from filing small claims, and consideration of higher deductibles. Compare prices every time your policy renews by getting rate quotes from direct car insurance companies, and also from local auto insurance providers.

Below you'll find a brief review of the information touched on above.

  • You may be able to save around $170 per year just by quoting online well ahead of the renewal date
  • Youthful drivers are the costliest to insure, with the cost nearing $437 per month if comprehensive and collision insurance is included
  • Increasing policy deductibles can save approximately $500 each year
  • High-risk drivers with DUI or reckless driving convictions will likely pay on average $1,610 more per year than a low-risk driver
  • Drivers who purchase more liability protection will pay an extra $510 per year to increase from 30/60 bodily injury limits to the 250/500 level

Rates by Driver Age

Volkswagen Touareg Insurance Rates by Driver Age
Driver Age Premium
16 $5,240
20 $3,184
30 $1,432
40 $1,380
50 $1,262
60 $1,238

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Touareg Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,718
$250 $1,560
$500 $1,380
$1,000 $1,208

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Touareg Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,380
50/100 $1,472
100/300 $1,587
250/500 $1,886
100 CSL $1,518
300 CSL $1,771
500 CSL $1,955

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Touareg Insurance Rates for High Risk Drivers
Age Premium
16 $7,462
20 $5,074
30 $3,050
40 $2,992
50 $2,858
60 $2,834

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $193

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $99
5-yr Claim Free $89
Paid in Full/EFT $61
Advance Quote $67
Online Quote $98
Total Discounts $581
Rate after discounts $799

Discounts are estimated and may not be available from every company or in every state.

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