Volvo V50 Insurance Rates

Do you need help finding cheap Volvo V50 insurance rates? The average cost of Volvo V50 insurance is $1,230 a year, or $102 a month. Learn more about Volvo V50 frequently asked coverage questions.

Want Volvo V50 price assurance that you have the cheapest rates? Enter your ZIP code in our free tool above to find the cheapest rates for a Volvo V50.

Average auto insurance rates for a Volvo V50 are $1,070 annually including full coverage. Comprehensive insurance costs around $176 each year, collision insurance costs $262, and liability coverage costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs $2,310 or more. Teenage drivers receive the highest rates at up to $4,276 a year.

Average premium for full coverage: $1,070

Rate estimates for individual coverage type:

Rate estimates include $500 deductible amounts, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and V50 models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on the price of insurance. Areas with sparse population tend to have fewer comprehensive and collision claims than densely populated cities. The graphic below illustrates how location helps determine auto insurance rates.

These examples highlight why all drivers should compare prices for a specific zip code and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Volvo V50 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $641
• Using higher $1,000 deductibles will save about $100 every year
• The estimated rate for a 40-year-old driver using $500 deductibles is $1,070
• Using low deductibles for physical damage coverage costs an additional $192 each year
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,310
• The cost with full coverage for a teenage driver can be $4,276 or more

View Chart as Image

Auto insurance rates for a Volvo V50 can also vary considerably based on the trim level of your V50, your driving characteristics, and deductibles and policy limits.

More mature drivers with a good driving record and high physical damage deductibles may only pay around $1,000 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay as much as $4,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying at least $1,300 to $1,800 in extra premium per year, depending on your age. Insurance for high-risk drivers can be around 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $300 a year, whereas increasing liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Volvo V50 insurance rates. A driver around age 40 might see rates as low as $820 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,530 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Volvo V50 Insurance

Saving money on auto insurance requires having a good driving record, having above-average credit, not filing small claims, and possibly raising deductibles. Invest time comparing rates every year by getting quotes from direct car insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The next list is a brief recap of the coverage data covered in the charts and tables above.

• You may be able to save up to $120 per year just by quoting online in advance
• Increasing deductibles could save up to $300 each year
• Drivers age 20 and younger are expensive to insure, as much as $356 per month if full coverage is included
• Drivers who tend to receive serious violations may pay on average $1,240 more every year to buy Volvo V50 insurance

Who really has the lowest car insurance rates for a Volvo V50? The only way to find this out and save on average insurance costs is to shop around. To find cheap and affordable car insurance, enter your ZIP code in our free tool below.

What are the safety ratings of the Volvo V50?

Is the Volvo V50 a good car? This is what insurers will ask themselves when they look at Volvo V50 safety ratings and features. Some of the Volvo V50’s safety features include traction control, whiplash protection seating, anti-submarine seats, and anti-lock braking system.

However, the Insurance Institute for Highway Safety (IIHS) has not crash-tested the Volvo V50, so there is no information on the safety ratings. This means that insurers will base rates on safety ratings of vehicles in the Volvo V50’s class.

Volvo V50 Compared Against Other Vehicles in the Same Class

What insurance group is a Volvo V50? The Volvo V50 is a luxury car, which means that its insurance group will be higher (more expensive). To see how other luxury cars’ rates compare to the Volvo V50’s insurance rates, view the list below.

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The best way to save on Volvos, from a Volvo S40 to a Volvo V50, is to shop for multiple quotes. Enter your ZIP code in our free tool to start comparing rates.