Volvo V60 Cross Country Insurance Rates

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UPDATED: Jul 1, 2025

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Estimated insurance rates for a Volvo V60 Cross Country are $1,222 a year with full coverage. Comprehensive costs around $250, collision insurance costs $446, and liability is $390. Liability-only insurance costs around $438 a year, and high-risk driver insurance costs around $2,650. Teens pay the most at up to $4,606 a year.

Average premium for full coverage: $1,222

Premium estimates for type of coverage:

Comprehensive $250
Collision $446
Liability $390

Estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and for all V60 Cross Country models.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for a Volvo V60 Cross Country range from as low as $438 for your basic liability-only policy to the much higher price of $2,650 for a driver required to buy high-risk insurance.

Liability Only $438
Full Coverage $1,222
High Risk $2,650

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on insurance rates. Areas with sparse population are statistically proven to have a lower frequency of collision claims than cities with more traffic congestion. The example below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $917
Small Cities $1,283
Large Cities $1,650

These rate differences demonstrate why everyone should compare rates quotes for a specific zip code and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below details average Volvo V60 Cross Country insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $703
  • Raising to $1,000 deductibles will save about $158 annually
  • The average rate for a 40-year-old good driver using $500 deductibles is $1,222
  • Selecting pricier low deductibles will increase the cost to $1,530
  • Drivers with serious driving violations could pay at least $2,650
  • An auto insurance policy for full coverage for a 16-year-old driver for full coverage can be $4,606

View Chart as Image

Volvo V60 Cross Country insurance cost comparison chart
Column chart showing Volvo V60 Cross Country insurance rates range from $703 to $4,606 for full coverage

Insurance prices for a Volvo V60 Cross Country also have a wide range based on your driving characteristics, the trim level and model year, and deductibles and policy limits.

A more mature driver with no violations or accidents and high deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay as much as $4,600 a year. View Rates by Age

Where you choose to live also has a big influence on Volvo V60 Cross Country insurance prices. A middle-age driver might find prices as low as $880 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,650 on average in Florida, Michigan, and New York.

Volvo V60 Cross Country Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,104 -$118 -9.7%
Alaska $938 -$284 -23.2%
Arizona $1,014 -$208 -17.0%
Arkansas $1,222 -$0 0.0%
California $1,394 $172 14.1%
Colorado $1,168 -$54 -4.4%
Connecticut $1,256 $34 2.8%
Delaware $1,382 $160 13.1%
Florida $1,526 $304 24.9%
Georgia $1,132 -$90 -7.4%
Hawaii $878 -$344 -28.2%
Idaho $828 -$394 -32.2%
Illinois $910 -$312 -25.5%
Indiana $922 -$300 -24.5%
Iowa $826 -$396 -32.4%
Kansas $1,162 -$60 -4.9%
Kentucky $1,668 $446 36.5%
Louisiana $1,810 $588 48.1%
Maine $754 -$468 -38.3%
Maryland $1,010 -$212 -17.3%
Massachusetts $974 -$248 -20.3%
Michigan $2,122 $900 73.6%
Minnesota $1,026 -$196 -16.0%
Mississippi $1,464 $242 19.8%
Missouri $1,086 -$136 -11.1%
Montana $1,312 $90 7.4%
Nebraska $964 -$258 -21.1%
Nevada $1,464 $242 19.8%
New Hampshire $882 -$340 -27.8%
New Jersey $1,366 $144 11.8%
New Mexico $1,080 -$142 -11.6%
New York $1,288 $66 5.4%
North Carolina $704 -$518 -42.4%
North Dakota $1,002 -$220 -18.0%
Ohio $844 -$378 -30.9%
Oklahoma $1,256 $34 2.8%
Oregon $1,120 -$102 -8.3%
Pennsylvania $1,164 -$58 -4.7%
Rhode Island $1,630 $408 33.4%
South Carolina $1,110 -$112 -9.2%
South Dakota $1,032 -$190 -15.5%
Tennessee $1,070 -$152 -12.4%
Texas $1,472 $250 20.5%
Utah $906 -$316 -25.9%
Vermont $836 -$386 -31.6%
Virginia $732 -$490 -40.1%
Washington $944 -$278 -22.7%
West Virginia $1,120 -$102 -8.3%
Wisconsin $844 -$378 -30.9%
Wyoming $1,088 -$134 -11.0%

View Chart as Image

Volvo V60 Cross Country insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $470 annually, whereas buying more liability protection will increase prices. Moving from a 50/100 limit to a 250/500 limit will cost up to $351 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at least $1,500 to $2,000 additional annually, depending on your age. Volvo V60 Cross Country insurance for high-risk drivers is expensive and can cost from 43% to 137% more than the average policy. View High Risk Driver Rates

Volvo V60 Cross Country Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volvo V60 Cross Country $344 $686 $338 $1,504
2023 Volvo V60 Cross Country $332 $668 $354 $1,490
2022 Volvo V60 Cross Country $320 $640 $364 $1,460
2021 Volvo V60 Cross Country $304 $618 $376 $1,434
2020 Volvo V60 Cross Country $292 $574 $384 $1,386
2019 Volvo V60 Cross Country $280 $540 $388 $1,344
2018 Volvo V60 Cross Country $268 $484 $390 $1,278
2017 Volvo V60 Cross Country $250 $446 $390 $1,222
2016 Volvo V60 Cross Country $242 $418 $394 $1,190

Rates are averaged for all Volvo V60 Cross Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Volvo V60 Cross Country Insurance

Finding better rates on insurance for a Volvo V60 Cross Country consists of avoiding accidents and claims, having a good credit history, being claim-free, and deciding if full coverage is necessary. Set aside time to compare rates at every policy renewal by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The points below are a review of the data covered above.

  • Insureds who may need increased liability limits will pay approximately $430 every year to raise from 30/60 bodily injury limits to 250/500 limits
  • You may be able to save up to $150 per year just by quoting online well ahead of the renewal date
  • Increasing policy deductibles can save around $475 each year
  • Drivers under the age of 20 are charged the highest prices, possibly costing $384 per month including comprehensive and collision insurance

Rates by Driver Age

Volvo V60 Cross Country Insurance Rates by Driver Age
Driver Age Premium
16 $4,606
20 $2,822
30 $1,272
40 $1,222
50 $1,120
60 $1,098

Full coverage, $500 deductibles

Rates by Deductible

Volvo V60 Cross Country Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,530
$250 $1,386
$500 $1,222
$1,000 $1,064

Full coverage, driver age 40

Rates by Liability Limit

Volvo V60 Cross Country Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,222
50/100 $1,300
100/300 $1,398
250/500 $1,651
100 CSL $1,339
300 CSL $1,554
500 CSL $1,710

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo V60 Cross Country Insurance Rates for High Risk Drivers
Age Premium
16 $6,570
20 $4,494
30 $2,706
40 $2,650
50 $2,528
60 $2,504

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $171

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $65
Multi-vehicle $65
Homeowner $19
5-yr Accident Free $89
5-yr Claim Free $79
Paid in Full/EFT $55
Advance Quote $60
Online Quote $87
Total Discounts $519
Rate after discounts $703

Discounts are estimated and may not be available from every company or in every state.

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