Volvo V60 Cross Country Insurance Rates

The average auto insurance rates for a Volvo V60 Cross Country are $1,222 annually including full coverage. Comprehensive insurance costs approximately $250 each year, collision costs $446, and liability insurance costs $390. Liability-only coverage costs as little as $438 a year, with high-risk coverage costing $2,650 or more. Teens cost the most to insure at $4,606 a year or more.

Average premium for full coverage: $1,222

Policy rates by type of insurance:

Includes $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and V60 Cross Country models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on car insurance prices. Rural locations are shown to have fewer comprehensive and collision claims than cities with more traffic congestion.

The graphic below illustrates how location impacts auto insurance prices.

The examples above highlight why all drivers should compare rates using their specific location and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Volvo V60 Cross Country insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $703
• Drivers who choose higher $1,000 deductibles will pay $158 every year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,222
• Selecting low deductibles for comprehensive and collision insurance costs an additional $308 a year
• High risk drivers with serious driving violations could pay around $2,650 or more
• Policy cost with full coverage for a teen driver can cost $4,606 a year

View Chart as Image

Insurance rates for a Volvo V60 Cross Country also range considerably based on the model year and trim level, your driving characteristics, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying anywhere from $1,500 to $2,000 additional every year, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 137% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $470 each year, whereas increasing liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $351 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Volvo V60 Cross Country insurance rates. A 40-year-old driver could pay as low as $940 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,740 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to do a rate comparison from as many companies as possible. Every company calculates rates differently, and rates will be varied between companies.

How to Buy the Cheapest Volvo V60 Cross Country Insurance

Finding cheaper rates on Volvo V60 Cross Country insurance not only requires avoiding accidents and violations, but also having good credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Spend time shopping around every year by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The list below is a recap of the coverage data touched on above.

• You may be able to save around $150 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $475 each year
• Teenagers are the costliest to insure, with premiums being up to $384 each month if they have full coverage
• High-risk drivers that have major violations or accidents may have to pay on average $1,430 more per year for car insurance