Volvo V60 Cross Country Insurance Rates

The average insurance prices for a Volvo V60 Cross Country are $1,278 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $268, collision costs $484, and liability costs $390. Buying just liability costs as little as $438 a year, with insurance for high-risk drivers costing $2,774 or more. Teens cost the most to insure at $4,784 a year or more.

Average premium for full coverage: $1,278

Policy rates broken down by type of insurance:

Estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and for different V60 Cross Country trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of insurance. More rural locations are shown to have more infrequent physical damage claims than cities with more traffic congestion.

The price range example below illustrates the effect of geographic area on insurance prices.

The examples above illustrate why anyone shopping for car insurance should compare rates for a targeted area and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Volvo V60 Cross Country insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $732
• Drivers who choose higher $1,000 deductibles will pay approximately $170 each year
• The average price for a good driver age 40 who has $500 deductibles is $1,278
• Selecting more expensive low deductibles for comprehensive and collision insurance costs an extra $334 annually
• Drivers with serious driving violations could pay up to $2,774 or more
• Policy cost to insure a 16-year-old driver with full coverage can cost as much as $4,784 a year

View Chart as Image

Insurance rates for a Volvo V60 Cross Country also range considerably based on liability limits and deductibles, your risk profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could save up to $510 annually, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may pay as low as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay at least $4,700 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying $1,500 to $2,100 extra every year, depending on your age. High-risk driver insurance can cost from 44% to 131% more than the average policy. View High Risk Driver Rates

Your home state makes a big difference in Volvo V60 Cross Country insurance prices. A 40-year-old driver could pay as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,730 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to compare rates from multiple companies. Every company calculates rates differently, so the rates will be varied.

How to Shop for Low Cost Volvo V60 Cross Country Insurance

Finding cheaper rates on insurance for a Volvo V60 Cross Country not only requires having a decent driving record, but also having good credit, being claim-free, and taking advantage of discounts. Take the time to compare rates at every other renewal by getting quotes from direct insurance companies, and also from insurance agencies where you live.

The following items are a review of the concepts that were covered in the above illustrations.

• Drivers considered higher risk who have several accidents or serious violations could be forced to pay on average $1,500 more annually than a driver with a clean driving record
• 16 to 18-year-old drivers are charged the highest rates, possibly costing $399 each month if they have full coverage
• It is possible to save approximately $160 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles could save as much as $500 each year
• It is possible to save approximately $160 per year simply by shopping early and online