Volvo V60 Cross Country Insurance Rates
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Licensed Insurance Adjuster
UPDATED: Jul 1, 2025
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The average insurance rates for a Volvo V60 Cross Country are $1,222 a year including full coverage. Comprehensive insurance costs approximately $250, collision insurance costs $446, and liability is estimated at $390. Liability-only insurance costs approximately $438 a year, and high-risk driver insurance costs $2,650 or more. Teen drivers cost the most to insure at up to $4,606 a year.
Average premium for full coverage: $1,222
Policy rates by type of insurance:
Prices include $500 deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for all V60 Cross Country models.
Price Range Variability
Using a middle-aged driver as an example, Volvo V60 Cross Country insurance rates range from the low end price of $438 for minimum levels of liability insurance to the much higher price of $2,650 for a driver who has had serious violations or accidents.
Urban vs. Rural Price Range
Living in a larger city can have significant affects on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than larger metro areas. The example below illustrates how where you live affects auto insurance prices.
The examples above highlight why everyone should get quotes using their specific location, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down average Volvo V60 Cross Country insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $703
- Choosing higher $1,000 deductibles can save $158 every year
- The estimated price for a good driver age 40 who chooses $500 deductibles is $1,222
- Choosing pricier low deductibles for comp and collision coverage will cost an additional $308 every year
- Unlucky drivers with multiple violations and an at-fault accident could pay around $2,650
- Policy cost that insures a teen driver for full coverage can cost $4,606 each year
Auto insurance rates for a Volvo V60 Cross Country also range considerably based on the model of your V60 Cross Country, your driving record and age, and physical damage deductibles and liability limits.
If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,500 to $2,000 in extra premium every year, depending on your age. Volvo V60 Cross Country insurance for high-risk drivers ranges as much as 43% to 137% more than average. View High Risk Driver Rates
A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay in the ballpark of $4,600 a year. View Rates by Age
Your home state plays a big part in determining prices for Volvo V60 Cross Country insurance prices. A good driver about age 40 could pay as low as $940 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,740 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,104 | -$118 | -9.7% |
| Alaska | $938 | -$284 | -23.2% |
| Arizona | $1,014 | -$208 | -17.0% |
| Arkansas | $1,222 | -$0 | 0.0% |
| California | $1,394 | $172 | 14.1% |
| Colorado | $1,168 | -$54 | -4.4% |
| Connecticut | $1,256 | $34 | 2.8% |
| Delaware | $1,382 | $160 | 13.1% |
| Florida | $1,526 | $304 | 24.9% |
| Georgia | $1,132 | -$90 | -7.4% |
| Hawaii | $878 | -$344 | -28.2% |
| Idaho | $828 | -$394 | -32.2% |
| Illinois | $910 | -$312 | -25.5% |
| Indiana | $922 | -$300 | -24.5% |
| Iowa | $826 | -$396 | -32.4% |
| Kansas | $1,162 | -$60 | -4.9% |
| Kentucky | $1,668 | $446 | 36.5% |
| Louisiana | $1,810 | $588 | 48.1% |
| Maine | $754 | -$468 | -38.3% |
| Maryland | $1,010 | -$212 | -17.3% |
| Massachusetts | $974 | -$248 | -20.3% |
| Michigan | $2,122 | $900 | 73.6% |
| Minnesota | $1,026 | -$196 | -16.0% |
| Mississippi | $1,464 | $242 | 19.8% |
| Missouri | $1,086 | -$136 | -11.1% |
| Montana | $1,312 | $90 | 7.4% |
| Nebraska | $964 | -$258 | -21.1% |
| Nevada | $1,464 | $242 | 19.8% |
| New Hampshire | $882 | -$340 | -27.8% |
| New Jersey | $1,366 | $144 | 11.8% |
| New Mexico | $1,080 | -$142 | -11.6% |
| New York | $1,288 | $66 | 5.4% |
| North Carolina | $704 | -$518 | -42.4% |
| North Dakota | $1,002 | -$220 | -18.0% |
| Ohio | $844 | -$378 | -30.9% |
| Oklahoma | $1,256 | $34 | 2.8% |
| Oregon | $1,120 | -$102 | -8.3% |
| Pennsylvania | $1,164 | -$58 | -4.7% |
| Rhode Island | $1,630 | $408 | 33.4% |
| South Carolina | $1,110 | -$112 | -9.2% |
| South Dakota | $1,032 | -$190 | -15.5% |
| Tennessee | $1,070 | -$152 | -12.4% |
| Texas | $1,472 | $250 | 20.5% |
| Utah | $906 | -$316 | -25.9% |
| Vermont | $836 | -$386 | -31.6% |
| Virginia | $732 | -$490 | -40.1% |
| Washington | $944 | -$278 | -22.7% |
| West Virginia | $1,120 | -$102 | -8.3% |
| Wisconsin | $844 | -$378 | -30.9% |
| Wyoming | $1,088 | -$134 | -11.0% |
Choosing high deductibles can save as much as $470 every year, whereas buying more liability protection will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $351 extra every year. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volvo V60 Cross Country | $344 | $686 | $338 | $1,504 |
| 2023 Volvo V60 Cross Country | $332 | $668 | $354 | $1,490 |
| 2022 Volvo V60 Cross Country | $320 | $640 | $364 | $1,460 |
| 2021 Volvo V60 Cross Country | $304 | $618 | $376 | $1,434 |
| 2020 Volvo V60 Cross Country | $292 | $574 | $384 | $1,386 |
| 2019 Volvo V60 Cross Country | $280 | $540 | $388 | $1,344 |
| 2018 Volvo V60 Cross Country | $268 | $484 | $390 | $1,278 |
| 2017 Volvo V60 Cross Country | $250 | $446 | $390 | $1,222 |
| 2016 Volvo V60 Cross Country | $242 | $418 | $394 | $1,190 |
Rates are averaged for all Volvo V60 Cross Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Volvo V60 Cross Country Insurance
Finding cheaper rates on car insurance takes not taking risks behind the wheel, maintaining a good credit score, paying for small claims out-of-pocket, and possibly higher deductibles. Shop around every other policy renewal by getting rate quotes from direct car insurance companies, and also from local auto insurance providers.
The following is a quick rundown of the ideas that were touched on in the above illustrations.
- Teens have the highest car insurance rates, with premiums being up to $384 each month if the policy includes full coverage
- Higher risk drivers with reckless driving or DUI convictions will likely pay on average $1,430 more per year for V60 Cross Country insurance
- Increasing comprehensive and collision deductibles can save approximately $475 each year
- You may be able to save around $150 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,606 |
| 20 | $2,822 |
| 30 | $1,272 |
| 40 | $1,222 |
| 50 | $1,120 |
| 60 | $1,098 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,530 |
| $250 | $1,386 |
| $500 | $1,222 |
| $1,000 | $1,064 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,222 |
| 50/100 | $1,300 |
| 100/300 | $1,398 |
| 250/500 | $1,651 |
| 100 CSL | $1,339 |
| 300 CSL | $1,554 |
| 500 CSL | $1,710 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,570 |
| 20 | $4,494 |
| 30 | $2,706 |
| 40 | $2,650 |
| 50 | $2,528 |
| 60 | $2,504 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $65 |
| Homeowner | $19 |
| 5-yr Accident Free | $89 |
| 5-yr Claim Free | $79 |
| Paid in Full/EFT | $55 |
| Advance Quote | $60 |
| Online Quote | $87 |
| Total Discounts | $519 |
Discounts are estimated and may not be available from every company or in every state.
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