Volvo V60 Cross Country Insurance Rates

The average insurance rates for a Volvo V60 Cross Country are $1,222 a year for full coverage. Comprehensive costs approximately $250 a year, collision insurance costs $446, and liability coverage is estimated at $390. Liability-only insurance costs approximately $438 a year, and high-risk driver insurance costs around $2,650. Teenage drivers cost the most to insure at up to $4,606 a year.

Average premium for full coverage: $1,222

Policy rates by type of insurance:

Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all states and V60 Cross Country trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. Rural locations are shown to have lower incidents of accident claims than densely populated cities. The diagram below illustrates how where you live affects auto insurance prices.

The examples above show why it is important to get quotes using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Volvo V60 Cross Country insurance rates for additional coverage and risk scenarios.

• The best discount rate is $703
• Choosing higher $1,000 deductibles can save $1,064 a year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,222
• Using low $100 deductibles for comp and collision coverage bumps up the cost to $1,530
• Drivers who are prone to accidents and violations could pay around $2,650
• Policy cost that insures a teenage driver can cost $4,606 each year

View Chart as Image

Auto insurance rates for a Volvo V60 Cross Country also range considerably based on the trim level of your V60 Cross Country, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,500 to $2,000 in extra premium every year, depending on your age. A high-risk auto insurance policy ranges around 43% to 137% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay in the ballpark of $4,600 a year. View Rates by Age

Your home state plays a big part in determining prices for Volvo V60 Cross Country insurance rates. A good driver about age 40 could pay as low as $810 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,740 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $470 a year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $351 extra every year. View Rates by Deductible or Liability Limit

How to Find More Affordable Volvo V60 Cross Country Insurance

Finding cheaper rates on auto insurance takes avoiding accidents and claims, maintaining a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Compare prices at every policy renewal by obtaining price quotes from direct carriers, and also from insurance agencies where you live.

The points below are a summary of the data touched on in the above illustrations.

• Consumers who purchase increased liability limits will pay an extra $430 each year to raise limits from a 30/60 limit to the 250/500 level
• Drivers can save around $150 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $475 each year
• Drivers under the age of 20 have the highest car insurance rates, costing up to $384 each month if the policy includes full coverage