Volvo V60 Cross Country Insurance Rates
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Licensed Insurance Adjuster
UPDATED: Jul 1, 2025
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The average insurance prices for a Volvo V60 Cross Country are $1,222 every 12 months for full coverage insurance. Comprehensive costs approximately $250 each year, collision insurance costs $446, and liability insurance costs around $390. A liability-only policy costs as low as $438 a year, and high-risk insurance costs around $2,650. Teenage drivers cost the most to insure at up to $4,606 a year.
Average premium for full coverage: $1,222
Policy rates by type of insurance:
These estimates include $500 deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and V60 Cross Country models.
Price Range Variability
For an average driver, Volvo V60 Cross Country insurance rates range from the cheapest price of $438 for liability-only coverage to a high rate of $2,650 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Where you live has a significant impact on the price of auto insurance. Rural locations are shown to have more infrequent physical damage claims than densely populated cities. The graphic below illustrates the effect of geographic area on auto insurance prices.
The examples above illustrate why all drivers should compare prices using their specific location and their own driving history, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below illustrates average Volvo V60 Cross Country insurance rates for additional coverage and risk scenarios.
- The best discount rate is $703
- Using higher $1,000 deductibles will save $158 each year
- The average price for a good driver age 40 who chooses $500 deductibles is $1,222
- Using low deductibles for physical damage coverage increases the price to $1,530
- Drivers who are prone to accidents and violations could pay around $2,650
- Policy cost to insure a teen driver can cost $4,606 or more
Car insurance rates for a Volvo V60 Cross Country also range considerably based on liability limits and deductibles, your risk profile, and the model of your V60 Cross Country.
Using high physical damage deductibles could cut rates by as much as $470 each year, whereas increasing liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $351 extra every 12 months. View Rates by Deductible or Liability Limit
More mature drivers with no driving violations and higher deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged in the ballpark of $4,600 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are probably paying anywhere from $1,500 to $2,000 extra every year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 137% more than a normal policy. View High Risk Driver Rates
Your home state has a huge impact on Volvo V60 Cross Country insurance rates. A driver around age 40 might see rates as low as $800 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,650 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,104 | -$118 | -9.7% |
| Alaska | $938 | -$284 | -23.2% |
| Arizona | $1,014 | -$208 | -17.0% |
| Arkansas | $1,222 | -$0 | 0.0% |
| California | $1,394 | $172 | 14.1% |
| Colorado | $1,168 | -$54 | -4.4% |
| Connecticut | $1,256 | $34 | 2.8% |
| Delaware | $1,382 | $160 | 13.1% |
| Florida | $1,526 | $304 | 24.9% |
| Georgia | $1,132 | -$90 | -7.4% |
| Hawaii | $878 | -$344 | -28.2% |
| Idaho | $828 | -$394 | -32.2% |
| Illinois | $910 | -$312 | -25.5% |
| Indiana | $922 | -$300 | -24.5% |
| Iowa | $826 | -$396 | -32.4% |
| Kansas | $1,162 | -$60 | -4.9% |
| Kentucky | $1,668 | $446 | 36.5% |
| Louisiana | $1,810 | $588 | 48.1% |
| Maine | $754 | -$468 | -38.3% |
| Maryland | $1,010 | -$212 | -17.3% |
| Massachusetts | $974 | -$248 | -20.3% |
| Michigan | $2,122 | $900 | 73.6% |
| Minnesota | $1,026 | -$196 | -16.0% |
| Mississippi | $1,464 | $242 | 19.8% |
| Missouri | $1,086 | -$136 | -11.1% |
| Montana | $1,312 | $90 | 7.4% |
| Nebraska | $964 | -$258 | -21.1% |
| Nevada | $1,464 | $242 | 19.8% |
| New Hampshire | $882 | -$340 | -27.8% |
| New Jersey | $1,366 | $144 | 11.8% |
| New Mexico | $1,080 | -$142 | -11.6% |
| New York | $1,288 | $66 | 5.4% |
| North Carolina | $704 | -$518 | -42.4% |
| North Dakota | $1,002 | -$220 | -18.0% |
| Ohio | $844 | -$378 | -30.9% |
| Oklahoma | $1,256 | $34 | 2.8% |
| Oregon | $1,120 | -$102 | -8.3% |
| Pennsylvania | $1,164 | -$58 | -4.7% |
| Rhode Island | $1,630 | $408 | 33.4% |
| South Carolina | $1,110 | -$112 | -9.2% |
| South Dakota | $1,032 | -$190 | -15.5% |
| Tennessee | $1,070 | -$152 | -12.4% |
| Texas | $1,472 | $250 | 20.5% |
| Utah | $906 | -$316 | -25.9% |
| Vermont | $836 | -$386 | -31.6% |
| Virginia | $732 | -$490 | -40.1% |
| Washington | $944 | -$278 | -22.7% |
| West Virginia | $1,120 | -$102 | -8.3% |
| Wisconsin | $844 | -$378 | -30.9% |
| Wyoming | $1,088 | -$134 | -11.0% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volvo V60 Cross Country | $344 | $686 | $338 | $1,504 |
| 2023 Volvo V60 Cross Country | $332 | $668 | $354 | $1,490 |
| 2022 Volvo V60 Cross Country | $320 | $640 | $364 | $1,460 |
| 2021 Volvo V60 Cross Country | $304 | $618 | $376 | $1,434 |
| 2020 Volvo V60 Cross Country | $292 | $574 | $384 | $1,386 |
| 2019 Volvo V60 Cross Country | $280 | $540 | $388 | $1,344 |
| 2018 Volvo V60 Cross Country | $268 | $484 | $390 | $1,278 |
| 2017 Volvo V60 Cross Country | $250 | $446 | $390 | $1,222 |
| 2016 Volvo V60 Cross Country | $242 | $418 | $394 | $1,190 |
Rates are averaged for all Volvo V60 Cross Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Volvo V60 Cross Country Insurance
Finding cheaper rates on Volvo V60 Cross Country insurance requires not taking risks behind the wheel, maintaining a good credit score, being claim-free, and attention to physical damage deductibles. Take the time to compare rates once a year by getting rate quotes from direct insurance companies, and also from local insurance agencies.
The following is a brief summary of the data that was covered in the above illustrations.
- It is possible to save around $150 per year just by quoting online in advance
- Drivers who purchase higher liability limits will pay an extra $430 annually to increase from a 30/60 limit to a 250/500 level
- Teens pay the highest auto insurance rates, possibly costing $384 each month if the policy includes full coverage
- High-risk drivers that tend to have accidents or serious violations may have to pay on average $1,430 more per year for V60 Cross Country insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,606 |
| 20 | $2,822 |
| 30 | $1,272 |
| 40 | $1,222 |
| 50 | $1,120 |
| 60 | $1,098 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,530 |
| $250 | $1,386 |
| $500 | $1,222 |
| $1,000 | $1,064 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,222 |
| 50/100 | $1,300 |
| 100/300 | $1,398 |
| 250/500 | $1,651 |
| 100 CSL | $1,339 |
| 300 CSL | $1,554 |
| 500 CSL | $1,710 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,570 |
| 20 | $4,494 |
| 30 | $2,706 |
| 40 | $2,650 |
| 50 | $2,528 |
| 60 | $2,504 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $65 |
| Homeowner | $19 |
| 5-yr Accident Free | $89 |
| 5-yr Claim Free | $79 |
| Paid in Full/EFT | $55 |
| Advance Quote | $60 |
| Online Quote | $87 |
| Total Discounts | $519 |
Discounts are estimated and may not be available from every company or in every state.
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