Volvo V60 Cross Country Insurance Rates

The average insurance prices for a Volvo V60 Cross Country are $1,222 every 12 months with full coverage. Comprehensive insurance costs an estimated $250, collision costs $446, and liability coverage costs $390. Liability-only coverage costs as little as $438 a year, with high-risk coverage costing $2,650 or more. Teens cost the most to insure at $4,606 a year or more.

Average premium for full coverage: $1,222

Policy rates broken down by type of insurance:

Includes $500 comprehensive and collision deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and for different V60 Cross Country trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. More rural locations are shown to have more infrequent collision claims than cities with more traffic congestion.

The price range example below illustrates the difference location can make on insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare rates for a targeted area and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Volvo V60 Cross Country insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $703
• Drivers who choose higher $1,000 deductibles will pay approximately $158 annually
• The average price for a good driver age 40 who has $500 deductibles is $1,222
• Selecting more expensive low deductibles for comprehensive and collision insurance costs an extra $308 each year
• High-risk insureds with serious driving violations could pay up to $2,650 or more
• Policy cost to insure a teenage driver with full coverage can cost as much as $4,606 a year

View Chart as Image

Insurance rates for a Volvo V60 Cross Country also range considerably based on liability limits and deductibles, your driving record, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could save up to $470 a year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $351 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay at least $4,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out $1,500 to $2,000 additional every year, depending on your age. High-risk driver insurance can cost around 43% to 137% more than the average policy. View High Risk Driver Rates

Your home state makes a big difference in Volvo V60 Cross Country insurance rates. A 40-year-old driver could pay as low as $880 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,650 on average in New York, Michigan, and Florida.

View Chart as Image

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to compare rates and see how they stack up. Every company calculates rates differently, and rates will be varied.

How to Shop for the Cheapest Volvo V60 Cross Country Insurance

Finding cheaper rates on auto insurance not only requires avoiding accidents and violations, but also having above-average credit, not filing small claims, and maximizing policy discounts. Make time to compare rates every couple of years by obtaining price quotes from direct companies, and also from your local independent and exclusive agents.

The list below is a recap of the material that was touched on in this article.

• Consumers who want higher liability limits will pay approximately $430 every year to go from a 30/60 limit to a 250/500 level
• Teenagers are expensive to insure, as much as $384 each month if full coverage is included
• Drivers that have major violations or accidents may pay on average $1,430 more annually for car insurance
• Increasing comprehensive and collision deductibles could save as much as $475 each year