Volvo V60 Cross Country Insurance Rates

Estimated insurance rates for a Volvo V60 Cross Country are $1,222 a year for full coverage insurance. Comprehensive costs on average $250, collision costs $446, and liability costs around $390. A policy with only liability insurance costs as low as $438 a year, with a high-risk policy costing around $2,650. Teens pay the most at $4,606 a year or more.

Average premium for full coverage: $1,222

Premium estimates by type of coverage:

Estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and for different V60 Cross Country trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than cities with more traffic congestion.

The price range example below illustrates how rural and urban location affects car insurance rates.

These rate differences illustrate why anyone shopping for car insurance should compare prices based on a specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Volvo V60 Cross Country insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $703
• Using higher $1,000 deductibles will save around $158 each year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,222
• Selecting more expensive low deductibles for physical damage coverage will increase the cost to $1,530
• Drivers with serious driving violations could pay upwards of $2,650 or more
• An auto insurance policy for full coverage for a teen driver with full coverage may cost $4,606 or more

View Chart as Image

Car insurance prices for a Volvo V60 Cross Country also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.

An older driver with no driving violations and high deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged upwards of $4,600 a year. View Rates by Age

Where you choose to live has a huge impact on Volvo V60 Cross Country insurance prices. A driver around age 40 might see prices as low as $800 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,650 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $470 every year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,500 to $2,000 extra annually, depending on your age. High-risk driver insurance can be as much as 43% to 137% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out exactly what you will pay is to compare prices and see which company has the best price. Each insurance company calculates prices differently, so rate quotes will be substantially different from one company to the next.

How to Find Low Cost Volvo V60 Cross Country Insurance

Finding better rates on car insurance requires being a low-risk driver, having above-average credit, paying for small claims out-of-pocket, and maximizing policy discounts. Set aside time to shop around at least once a year by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The items below are a review of the primary concepts that were raised in the charts and tables above.

• It is possible to save as much as $150 per year simply by shopping early and online
• Higher risk drivers who have several accidents or serious violations pay an average of $1,430 more each year to insure their V60 Cross Country
• Increasing policy deductibles can save around $475 each year
• Teen drivers are expensive to insure, with premiums being up to $384 per month if full coverage is included