Volvo V60 Cross Country Insurance Rates
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Ted Patestos
Licensed Insurance Adjuster
Theodore (Ted) Patestos is a seasoned innovator and policyholder advocate in the public adjusting industry. With a career dedicated to turning data into actionable insights, Ted has championed tools and strategies that improve transparency, efficiency, and outcomes for both consumers and adjusters. He developed Claim Machine, a platform that uses weather data to help public adjusters, contractors,...
Licensed Insurance Adjuster
UPDATED: Jul 1, 2025
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Average insurance rates for a Volvo V60 Cross Country are $1,278 a year for full coverage insurance. Comprehensive insurance costs around $268 a year, collision costs $484, and liability costs $390. Buying just liability costs as little as $438 a year, with insurance for high-risk drivers costing $2,774 or more. Teens receive the highest rates at $4,784 a year or more.
Average premium for full coverage: $1,278
Rate estimates for individual coverage type:
Rates are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and V60 Cross Country trim levels.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range go from as low as $438 for just liability coverage to a high of $2,774 for a driver who has had serious violations or accidents.
Price Range by Location
Your location can make a big difference on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than cities with more traffic congestion.
The diagram below illustrates how where you live affects auto insurance rates.
These examples illustrate why it is important to compare rates for a specific zip code and risk profile, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates estimated Volvo V60 Cross Country insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $732
- Drivers who choose higher $1,000 deductibles will pay about $1,108 each year
- The average rate for a 40-year-old driver using $500 deductibles is $1,278
- Selecting low $100 deductibles for comprehensive and collision insurance will cost an extra $334 annually
- Drivers with serious driving violations could pay at least $2,774 or more
- The cost for full coverage for a 16-year-old driver can be $4,784 a year
Auto insurance rates for a Volvo V60 Cross Country can also vary considerably based on your driver profile, the model year and trim level, and deductibles and policy limits.
Older drivers with a good driving record and high deductibles may pay as low as $1,200 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay as much as $4,700 a year. View Rates by Age
Where you live makes a big difference in Volvo V60 Cross Country insurance prices. A 40-year-old driver could pay as low as $840 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,730 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,156 | -$122 | -9.5% |
| Alaska | $982 | -$296 | -23.2% |
| Arizona | $1,060 | -$218 | -17.1% |
| Arkansas | $1,278 | -$0 | 0.0% |
| California | $1,458 | $180 | 14.1% |
| Colorado | $1,220 | -$58 | -4.5% |
| Connecticut | $1,314 | $36 | 2.8% |
| Delaware | $1,446 | $168 | 13.1% |
| Florida | $1,598 | $320 | 25.0% |
| Georgia | $1,184 | -$94 | -7.4% |
| Hawaii | $918 | -$360 | -28.2% |
| Idaho | $866 | -$412 | -32.2% |
| Illinois | $954 | -$324 | -25.4% |
| Indiana | $964 | -$314 | -24.6% |
| Iowa | $864 | -$414 | -32.4% |
| Kansas | $1,214 | -$64 | -5.0% |
| Kentucky | $1,746 | $468 | 36.6% |
| Louisiana | $1,894 | $616 | 48.2% |
| Maine | $790 | -$488 | -38.2% |
| Maryland | $1,056 | -$222 | -17.4% |
| Massachusetts | $1,020 | -$258 | -20.2% |
| Michigan | $2,220 | $942 | 73.7% |
| Minnesota | $1,072 | -$206 | -16.1% |
| Mississippi | $1,532 | $254 | 19.9% |
| Missouri | $1,136 | -$142 | -11.1% |
| Montana | $1,372 | $94 | 7.4% |
| Nebraska | $1,008 | -$270 | -21.1% |
| Nevada | $1,534 | $256 | 20.0% |
| New Hampshire | $924 | -$354 | -27.7% |
| New Jersey | $1,430 | $152 | 11.9% |
| New Mexico | $1,132 | -$146 | -11.4% |
| New York | $1,346 | $68 | 5.3% |
| North Carolina | $736 | -$542 | -42.4% |
| North Dakota | $1,048 | -$230 | -18.0% |
| Ohio | $882 | -$396 | -31.0% |
| Oklahoma | $1,314 | $36 | 2.8% |
| Oregon | $1,172 | -$106 | -8.3% |
| Pennsylvania | $1,218 | -$60 | -4.7% |
| Rhode Island | $1,706 | $428 | 33.5% |
| South Carolina | $1,160 | -$118 | -9.2% |
| South Dakota | $1,078 | -$200 | -15.6% |
| Tennessee | $1,118 | -$160 | -12.5% |
| Texas | $1,542 | $264 | 20.7% |
| Utah | $946 | -$332 | -26.0% |
| Vermont | $876 | -$402 | -31.5% |
| Virginia | $764 | -$514 | -40.2% |
| Washington | $988 | -$290 | -22.7% |
| West Virginia | $1,172 | -$106 | -8.3% |
| Wisconsin | $884 | -$394 | -30.8% |
| Wyoming | $1,138 | -$140 | -11.0% |
Choosing higher comprehensive and collision insurance deductibles could save up to $510 annually, while buying higher liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $351 extra every year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are probably paying at least $1,500 to $2,100 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost from 44% to 131% more than the average policy. View High Risk Driver Rates
With so much variability in rates, the only way to figure out your exact price is to get quotes from multiple companies. Every company calculates rates differently, and quoted rates can be significantly different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volvo V60 Cross Country | $358 | $690 | $332 | $1,516 |
| 2023 Volvo V60 Cross Country | $344 | $686 | $338 | $1,504 |
| 2022 Volvo V60 Cross Country | $332 | $668 | $354 | $1,490 |
| 2021 Volvo V60 Cross Country | $320 | $640 | $364 | $1,460 |
| 2020 Volvo V60 Cross Country | $304 | $618 | $376 | $1,434 |
| 2019 Volvo V60 Cross Country | $292 | $574 | $384 | $1,386 |
| 2018 Volvo V60 Cross Country | $280 | $540 | $388 | $1,344 |
| 2017 Volvo V60 Cross Country | $268 | $484 | $390 | $1,278 |
| 2016 Volvo V60 Cross Country | $250 | $446 | $390 | $1,222 |
Rates are averaged for all Volvo V60 Cross Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Volvo V60 Cross Country Insurance
Saving money on insurance for a Volvo V60 Cross Country not only requires avoiding accidents and claims, but also having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Take the time to comparison shop every other policy renewal by requesting rates from direct insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.
The points below are a quick review of the ideas that were touched on in the above illustrations.
- Drivers under the age of 20 are expensive to insure, costing up to $399 per month if they have full coverage
- Drivers considered higher risk with a DUI or reckless driving violation may pay on average $1,500 more every year to insure a Volvo V60 Cross Country
- Increasing deductibles can save around $500 each year
- It is possible to save up to $160 per year simply by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,784 |
| 20 | $2,954 |
| 30 | $1,332 |
| 40 | $1,278 |
| 50 | $1,170 |
| 60 | $1,148 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,612 |
| $250 | $1,456 |
| $500 | $1,278 |
| $1,000 | $1,108 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,278 |
| 50/100 | $1,356 |
| 100/300 | $1,454 |
| 250/500 | $1,707 |
| 100 CSL | $1,395 |
| 300 CSL | $1,610 |
| 500 CSL | $1,766 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,834 |
| 20 | $4,704 |
| 30 | $2,836 |
| 40 | $2,774 |
| 50 | $2,648 |
| 60 | $2,624 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $69 |
| Multi-vehicle | $68 |
| Homeowner | $19 |
| 5-yr Accident Free | $94 |
| 5-yr Claim Free | $83 |
| Paid in Full/EFT | $58 |
| Advance Quote | $64 |
| Online Quote | $91 |
| Total Discounts | $546 |
Discounts are estimated and may not be available from every company or in every state.
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