Volvo V60 Cross Country Insurance Rates
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UPDATED: Jul 1, 2025
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The average insurance rates for a Volvo V60 Cross Country are $1,278 a year with full coverage. Comprehensive costs an estimated $268 each year, collision insurance costs $484, and liability insurance is estimated at $390. Liability-only insurance costs approximately $438 a year, and high-risk driver insurance costs around $2,774. Teens cost the most to insure at up to $4,784 a year.
Average premium for full coverage: $1,278
Policy rates broken down by type of insurance:
Prices include $500 physical damage insurance deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and V60 Cross Country models.
Price Range Variability
Using a middle-aged driver as an example, Volvo V60 Cross Country insurance rates range from as low as $438 for a discount liability-only rate to a high rate of $2,774 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Living in a larger city has a significant impact on car insurance rates. More rural locations are shown to have a lower frequency of collision claims than cities with more traffic congestion. The graphic below illustrates how where you live affects insurance prices.
The examples above demonstrate why all drivers should get quotes for a targeted area and risk profile, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details average Volvo V60 Cross Country insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $732
- Choosing higher $1,000 deductibles can save approximately $170 annually
- The average rate for a good driver age 40 who has $500 deductibles is $1,278
- Selecting low deductibles for comp and collision coverage will increase the cost to $1,612
- High-risk insureds with serious driving violations could pay up to $2,774
- Policy cost for full coverage for a teen driver can cost as much as $4,784 each year
Auto insurance rates for a Volvo V60 Cross Country also range considerably based on your risk profile, the trim level and model year, and liability limits and deductibles.
More mature drivers with a good driving record and high deductibles could pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay at least $4,700 a year. View Rates by Age
Your home state plays a big part in determining prices for Volvo V60 Cross Country insurance rates. A good driver about age 40 could pay as low as $920 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,730 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,156 | -$122 | -9.5% |
| Alaska | $982 | -$296 | -23.2% |
| Arizona | $1,060 | -$218 | -17.1% |
| Arkansas | $1,278 | -$0 | 0.0% |
| California | $1,458 | $180 | 14.1% |
| Colorado | $1,220 | -$58 | -4.5% |
| Connecticut | $1,314 | $36 | 2.8% |
| Delaware | $1,446 | $168 | 13.1% |
| Florida | $1,598 | $320 | 25.0% |
| Georgia | $1,184 | -$94 | -7.4% |
| Hawaii | $918 | -$360 | -28.2% |
| Idaho | $866 | -$412 | -32.2% |
| Illinois | $954 | -$324 | -25.4% |
| Indiana | $964 | -$314 | -24.6% |
| Iowa | $864 | -$414 | -32.4% |
| Kansas | $1,214 | -$64 | -5.0% |
| Kentucky | $1,746 | $468 | 36.6% |
| Louisiana | $1,894 | $616 | 48.2% |
| Maine | $790 | -$488 | -38.2% |
| Maryland | $1,056 | -$222 | -17.4% |
| Massachusetts | $1,020 | -$258 | -20.2% |
| Michigan | $2,220 | $942 | 73.7% |
| Minnesota | $1,072 | -$206 | -16.1% |
| Mississippi | $1,532 | $254 | 19.9% |
| Missouri | $1,136 | -$142 | -11.1% |
| Montana | $1,372 | $94 | 7.4% |
| Nebraska | $1,008 | -$270 | -21.1% |
| Nevada | $1,534 | $256 | 20.0% |
| New Hampshire | $924 | -$354 | -27.7% |
| New Jersey | $1,430 | $152 | 11.9% |
| New Mexico | $1,132 | -$146 | -11.4% |
| New York | $1,346 | $68 | 5.3% |
| North Carolina | $736 | -$542 | -42.4% |
| North Dakota | $1,048 | -$230 | -18.0% |
| Ohio | $882 | -$396 | -31.0% |
| Oklahoma | $1,314 | $36 | 2.8% |
| Oregon | $1,172 | -$106 | -8.3% |
| Pennsylvania | $1,218 | -$60 | -4.7% |
| Rhode Island | $1,706 | $428 | 33.5% |
| South Carolina | $1,160 | -$118 | -9.2% |
| South Dakota | $1,078 | -$200 | -15.6% |
| Tennessee | $1,118 | -$160 | -12.5% |
| Texas | $1,542 | $264 | 20.7% |
| Utah | $946 | -$332 | -26.0% |
| Vermont | $876 | -$402 | -31.5% |
| Virginia | $764 | -$514 | -40.2% |
| Washington | $988 | -$290 | -22.7% |
| West Virginia | $1,172 | -$106 | -8.3% |
| Wisconsin | $884 | -$394 | -30.8% |
| Wyoming | $1,138 | -$140 | -11.0% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $510 each year, whereas increasing liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $351 extra every year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you may be forking out $1,500 to $2,100 in extra premium every year, depending on your age. Insurance for high-risk drivers ranges anywhere from 44% to 131% more than the average policy. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volvo V60 Cross Country | $358 | $690 | $332 | $1,516 |
| 2023 Volvo V60 Cross Country | $344 | $686 | $338 | $1,504 |
| 2022 Volvo V60 Cross Country | $332 | $668 | $354 | $1,490 |
| 2021 Volvo V60 Cross Country | $320 | $640 | $364 | $1,460 |
| 2020 Volvo V60 Cross Country | $304 | $618 | $376 | $1,434 |
| 2019 Volvo V60 Cross Country | $292 | $574 | $384 | $1,386 |
| 2018 Volvo V60 Cross Country | $280 | $540 | $388 | $1,344 |
| 2017 Volvo V60 Cross Country | $268 | $484 | $390 | $1,278 |
| 2016 Volvo V60 Cross Country | $250 | $446 | $390 | $1,222 |
Rates are averaged for all Volvo V60 Cross Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Volvo V60 Cross Country Insurance
Finding cheaper rates on Volvo V60 Cross Country insurance takes being a low-risk driver, having good credit, not filing small claims, and consideration of higher deductibles. Take the time to comparison shop once a year by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
The items below are a quick rundown of the data that was touched on in the above illustrations.
- You may be able to save approximately $160 per year just by quoting online in advance
- Drivers who want more liability coverage will pay approximately $430 every year to raise limits from a 30/60 limit to 250/500 limits
- Teen drivers are the costliest to insure, as much as $399 each month if they have full coverage
- High-risk drivers with reckless driving or DUI convictions may pay on average $1,500 more annually to insure their V60 Cross Country
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,784 |
| 20 | $2,954 |
| 30 | $1,332 |
| 40 | $1,278 |
| 50 | $1,170 |
| 60 | $1,148 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,612 |
| $250 | $1,456 |
| $500 | $1,278 |
| $1,000 | $1,108 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,278 |
| 50/100 | $1,356 |
| 100/300 | $1,454 |
| 250/500 | $1,707 |
| 100 CSL | $1,395 |
| 300 CSL | $1,610 |
| 500 CSL | $1,766 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,834 |
| 20 | $4,704 |
| 30 | $2,836 |
| 40 | $2,774 |
| 50 | $2,648 |
| 60 | $2,624 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $69 |
| Multi-vehicle | $68 |
| Homeowner | $19 |
| 5-yr Accident Free | $94 |
| 5-yr Claim Free | $83 |
| Paid in Full/EFT | $58 |
| Advance Quote | $64 |
| Online Quote | $91 |
| Total Discounts | $546 |
Discounts are estimated and may not be available from every company or in every state.
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