Volvo V60 Cross Country Insurance Rates
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Ted Patestos
Licensed Insurance Adjuster
Theodore (Ted) Patestos is a seasoned innovator and policyholder advocate in the public adjusting industry. With a career dedicated to turning data into actionable insights, Ted has championed tools and strategies that improve transparency, efficiency, and outcomes for both consumers and adjusters. He developed Claim Machine, a platform that uses weather data to help public adjusters, contractors,...
Licensed Insurance Adjuster
UPDATED: Jul 1, 2025
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The average insurance rates for a Volvo V60 Cross Country are $1,222 a year for full coverage. Comprehensive insurance costs around $250, collision costs $446, and liability costs around $390. Buying just liability costs as low as $438 a year, with insurance for high-risk drivers costing $2,650 or more. 16-year-old drivers cost the most to insure at $4,606 a year or more.
Average premium for full coverage: $1,222
Policy rates for type of insurance:
Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all states and for different V60 Cross Country trim levels.
Price Range Variability
Using a middle-aged driver as an example, Volvo V60 Cross Country insurance rates go from the low end price of $438 for the bare minimum liability coverage to a much higher rate of $2,650 for a driver required to buy high-risk insurance.
Urban vs. Rural Price Range
Where you live can make a big difference on auto insurance rates. Areas with sparse population are shown to have lower incidents of accident claims than congested cities.
The price range example below illustrates how where you live affects auto insurance rates.
The examples above show why anyone shopping for car insurance should compare prices for a specific zip code, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows estimated Volvo V60 Cross Country insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $703
- Using higher $1,000 deductibles will save about $158 a year
- The estimated price for a good driver age 40 using $500 deductibles is $1,222
- Buying more expensive low deductibles for physical damage coverage will cost an additional $308 annually
- High-risk insureds with multiple tickets or accidents could pay at least $2,650 or more
- Policy cost that insures a 16-year-old driver with full coverage can be $4,606 or more
Insurance rates for a Volvo V60 Cross Country also range considerably based on the model year and trim level, how you drive, and deductibles and policy limits.
If you have a few points on your driving record or you caused an accident, you could be paying at least $1,500 to $2,000 extra every year, depending on your age. High-risk driver insurance can be from 43% to 137% more than the average rate. View High Risk Driver Rates
An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay as much as $4,600 a year. View Rates by Age
Your home state has a huge impact on Volvo V60 Cross Country insurance prices. A driver around age 40 might see rates as low as $810 a year in states like Idaho, Maine, and Iowa, or at least $1,740 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,104 | -$118 | -9.7% |
| Alaska | $938 | -$284 | -23.2% |
| Arizona | $1,014 | -$208 | -17.0% |
| Arkansas | $1,222 | -$0 | 0.0% |
| California | $1,394 | $172 | 14.1% |
| Colorado | $1,168 | -$54 | -4.4% |
| Connecticut | $1,256 | $34 | 2.8% |
| Delaware | $1,382 | $160 | 13.1% |
| Florida | $1,526 | $304 | 24.9% |
| Georgia | $1,132 | -$90 | -7.4% |
| Hawaii | $878 | -$344 | -28.2% |
| Idaho | $828 | -$394 | -32.2% |
| Illinois | $910 | -$312 | -25.5% |
| Indiana | $922 | -$300 | -24.5% |
| Iowa | $826 | -$396 | -32.4% |
| Kansas | $1,162 | -$60 | -4.9% |
| Kentucky | $1,668 | $446 | 36.5% |
| Louisiana | $1,810 | $588 | 48.1% |
| Maine | $754 | -$468 | -38.3% |
| Maryland | $1,010 | -$212 | -17.3% |
| Massachusetts | $974 | -$248 | -20.3% |
| Michigan | $2,122 | $900 | 73.6% |
| Minnesota | $1,026 | -$196 | -16.0% |
| Mississippi | $1,464 | $242 | 19.8% |
| Missouri | $1,086 | -$136 | -11.1% |
| Montana | $1,312 | $90 | 7.4% |
| Nebraska | $964 | -$258 | -21.1% |
| Nevada | $1,464 | $242 | 19.8% |
| New Hampshire | $882 | -$340 | -27.8% |
| New Jersey | $1,366 | $144 | 11.8% |
| New Mexico | $1,080 | -$142 | -11.6% |
| New York | $1,288 | $66 | 5.4% |
| North Carolina | $704 | -$518 | -42.4% |
| North Dakota | $1,002 | -$220 | -18.0% |
| Ohio | $844 | -$378 | -30.9% |
| Oklahoma | $1,256 | $34 | 2.8% |
| Oregon | $1,120 | -$102 | -8.3% |
| Pennsylvania | $1,164 | -$58 | -4.7% |
| Rhode Island | $1,630 | $408 | 33.4% |
| South Carolina | $1,110 | -$112 | -9.2% |
| South Dakota | $1,032 | -$190 | -15.5% |
| Tennessee | $1,070 | -$152 | -12.4% |
| Texas | $1,472 | $250 | 20.5% |
| Utah | $906 | -$316 | -25.9% |
| Vermont | $836 | -$386 | -31.6% |
| Virginia | $732 | -$490 | -40.1% |
| Washington | $944 | -$278 | -22.7% |
| West Virginia | $1,120 | -$102 | -8.3% |
| Wisconsin | $844 | -$378 | -30.9% |
| Wyoming | $1,088 | -$134 | -11.0% |
Opting for high physical damage deductibles could cut rates by as much as $470 annually, while increasing your policy's liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit
Because rates have so much variability, the only way to know your exact price is to compare rates from multiple companies. Each insurance company utilizes a different rate formula, so the rates will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volvo V60 Cross Country | $344 | $686 | $338 | $1,504 |
| 2023 Volvo V60 Cross Country | $332 | $668 | $354 | $1,490 |
| 2022 Volvo V60 Cross Country | $320 | $640 | $364 | $1,460 |
| 2021 Volvo V60 Cross Country | $304 | $618 | $376 | $1,434 |
| 2020 Volvo V60 Cross Country | $292 | $574 | $384 | $1,386 |
| 2019 Volvo V60 Cross Country | $280 | $540 | $388 | $1,344 |
| 2018 Volvo V60 Cross Country | $268 | $484 | $390 | $1,278 |
| 2017 Volvo V60 Cross Country | $250 | $446 | $390 | $1,222 |
| 2016 Volvo V60 Cross Country | $242 | $418 | $394 | $1,190 |
Rates are averaged for all Volvo V60 Cross Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Volvo V60 Cross Country Insurance
Finding cheaper rates on insurance for a Volvo V60 Cross Country requires being safe and accident-free, having above-average credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Comparison shop at every policy renewal by requesting rates from direct carriers, and also from several local insurance agents.
Below you'll find a summary of the data touched on in the above illustrations.
- Insureds who may need more liability protection will pay around $430 each year to increase from a 30/60 limit to the 250/500 level
- Drivers can save up to $150 per year simply by shopping early and online
- Increasing comprehensive and collision deductibles can save approximately $475 each year
- Youthful drivers pay higher rates, costing up to $384 each month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,606 |
| 20 | $2,822 |
| 30 | $1,272 |
| 40 | $1,222 |
| 50 | $1,120 |
| 60 | $1,098 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,530 |
| $250 | $1,386 |
| $500 | $1,222 |
| $1,000 | $1,064 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,222 |
| 50/100 | $1,300 |
| 100/300 | $1,398 |
| 250/500 | $1,651 |
| 100 CSL | $1,339 |
| 300 CSL | $1,554 |
| 500 CSL | $1,710 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,570 |
| 20 | $4,494 |
| 30 | $2,706 |
| 40 | $2,650 |
| 50 | $2,528 |
| 60 | $2,504 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $65 |
| Homeowner | $19 |
| 5-yr Accident Free | $89 |
| 5-yr Claim Free | $79 |
| Paid in Full/EFT | $55 |
| Advance Quote | $60 |
| Online Quote | $87 |
| Total Discounts | $519 |
Discounts are estimated and may not be available from every company or in every state.
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