Volvo V60 Cross Country Insurance Rates
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Licensed Insurance Adjuster
Theodore (Ted) Patestos is a seasoned innovator and policyholder advocate in the public adjusting industry. With a career dedicated to turning data into actionable insights, Ted has championed tools and strategies that improve transparency, efficiency, and outcomes for both consumers and adjusters. He developed Claim Machine, a platform that uses weather data to help public adjusters, contractors,...
Licensed Insurance Adjuster
UPDATED: Jul 1, 2025
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U.S. average insurance rates for a Volvo V60 Cross Country are $1,222 a year with full coverage. Comprehensive insurance costs around $250 a year, collision costs $446, and liability costs $390. Liability-only coverage costs as little as $438 a year, with high-risk coverage costing $2,650 or more. Teenage drivers pay the highest rates at $4,606 a year or more.
Average premium for full coverage: $1,222
Price estimates for individual coverage:
These estimates include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and V60 Cross Country trim levels.
Price Range from Low to High
For an average driver, Volvo V60 Cross Country insurance prices go from as low as $438 for liability-only coverage to a high of $2,650 for a driver who requires high-risk insurance.
Geographic Price Range
Your location can have significant affects on insurance rates. Areas with sparse population have a lower frequency of collision claims than densely populated cities.
The diagram below illustrates the effect of geographic area on auto insurance rates.
The ranges above demonstrate why it is important to compare rates for a specific zip code and risk profile, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below details estimated Volvo V60 Cross Country insurance rates for additional coverage choices and driver risks.
- The best discount rate is $703
- Drivers who choose higher $1,000 deductibles will pay about $1,064 annually
- The average rate for the average middle-age driver using $500 deductibles is $1,222
- Using low $100 deductibles for comprehensive and collision insurance will cost an extra $308 every year
- Higher-risk drivers who are prone to accidents and violations could pay at least $2,650 or more
- The price for full coverage for a teen driver can be $4,606 a year
Auto insurance prices for a Volvo V60 Cross Country are also quite variable based on your driving record, the trim level and model year, and deductibles and policy limits.
Older drivers with a good driving record and high deductibles may pay as little as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay as much as $4,600 a year. View Rates by Age
The state you live in makes a big difference in Volvo V60 Cross Country insurance prices. A 40-year-old driver could pay as low as $880 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,650 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,104 | -$118 | -9.7% |
| Alaska | $938 | -$284 | -23.2% |
| Arizona | $1,014 | -$208 | -17.0% |
| Arkansas | $1,222 | -$0 | 0.0% |
| California | $1,394 | $172 | 14.1% |
| Colorado | $1,168 | -$54 | -4.4% |
| Connecticut | $1,256 | $34 | 2.8% |
| Delaware | $1,382 | $160 | 13.1% |
| Florida | $1,526 | $304 | 24.9% |
| Georgia | $1,132 | -$90 | -7.4% |
| Hawaii | $878 | -$344 | -28.2% |
| Idaho | $828 | -$394 | -32.2% |
| Illinois | $910 | -$312 | -25.5% |
| Indiana | $922 | -$300 | -24.5% |
| Iowa | $826 | -$396 | -32.4% |
| Kansas | $1,162 | -$60 | -4.9% |
| Kentucky | $1,668 | $446 | 36.5% |
| Louisiana | $1,810 | $588 | 48.1% |
| Maine | $754 | -$468 | -38.3% |
| Maryland | $1,010 | -$212 | -17.3% |
| Massachusetts | $974 | -$248 | -20.3% |
| Michigan | $2,122 | $900 | 73.6% |
| Minnesota | $1,026 | -$196 | -16.0% |
| Mississippi | $1,464 | $242 | 19.8% |
| Missouri | $1,086 | -$136 | -11.1% |
| Montana | $1,312 | $90 | 7.4% |
| Nebraska | $964 | -$258 | -21.1% |
| Nevada | $1,464 | $242 | 19.8% |
| New Hampshire | $882 | -$340 | -27.8% |
| New Jersey | $1,366 | $144 | 11.8% |
| New Mexico | $1,080 | -$142 | -11.6% |
| New York | $1,288 | $66 | 5.4% |
| North Carolina | $704 | -$518 | -42.4% |
| North Dakota | $1,002 | -$220 | -18.0% |
| Ohio | $844 | -$378 | -30.9% |
| Oklahoma | $1,256 | $34 | 2.8% |
| Oregon | $1,120 | -$102 | -8.3% |
| Pennsylvania | $1,164 | -$58 | -4.7% |
| Rhode Island | $1,630 | $408 | 33.4% |
| South Carolina | $1,110 | -$112 | -9.2% |
| South Dakota | $1,032 | -$190 | -15.5% |
| Tennessee | $1,070 | -$152 | -12.4% |
| Texas | $1,472 | $250 | 20.5% |
| Utah | $906 | -$316 | -25.9% |
| Vermont | $836 | -$386 | -31.6% |
| Virginia | $732 | -$490 | -40.1% |
| Washington | $944 | -$278 | -22.7% |
| West Virginia | $1,120 | -$102 | -8.3% |
| Wisconsin | $844 | -$378 | -30.9% |
| Wyoming | $1,088 | -$134 | -11.0% |
Using high physical damage deductibles could save up to $470 every year, while buying higher liability limits will increase prices. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $351 extra every year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you may be forking out at least $1,500 to $2,000 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 137% more than a normal policy. View High Risk Driver Rates
Since prices can be so different, the best way to find out your exact price is to get quotes and see which company has the best price. Every company uses a different method to calculate prices, and quoted prices may be quite different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volvo V60 Cross Country | $344 | $686 | $338 | $1,504 |
| 2023 Volvo V60 Cross Country | $332 | $668 | $354 | $1,490 |
| 2022 Volvo V60 Cross Country | $320 | $640 | $364 | $1,460 |
| 2021 Volvo V60 Cross Country | $304 | $618 | $376 | $1,434 |
| 2020 Volvo V60 Cross Country | $292 | $574 | $384 | $1,386 |
| 2019 Volvo V60 Cross Country | $280 | $540 | $388 | $1,344 |
| 2018 Volvo V60 Cross Country | $268 | $484 | $390 | $1,278 |
| 2017 Volvo V60 Cross Country | $250 | $446 | $390 | $1,222 |
| 2016 Volvo V60 Cross Country | $242 | $418 | $394 | $1,190 |
Rates are averaged for all Volvo V60 Cross Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Volvo V60 Cross Country Insurance
Getting lower rates on car insurance not only requires being a low-risk driver, but also having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Take the time to compare rates at every other renewal by requesting rates from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.
The items below are a brief summary of the concepts that were covered in the above illustrations.
- Higher risk drivers that tend to have accidents or serious violations pay an average of $1,430 more every year to insure their V60 Cross Country
- Teen drivers are expensive to insure, costing up to $384 a month if they have full coverage
- You may be able to save up to $150 per year simply by quoting early and online
- Increasing physical damage deductibles can save around $475 each year
- You may be able to save up to $150 per year simply by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,606 |
| 20 | $2,822 |
| 30 | $1,272 |
| 40 | $1,222 |
| 50 | $1,120 |
| 60 | $1,098 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,530 |
| $250 | $1,386 |
| $500 | $1,222 |
| $1,000 | $1,064 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,222 |
| 50/100 | $1,300 |
| 100/300 | $1,398 |
| 250/500 | $1,651 |
| 100 CSL | $1,339 |
| 300 CSL | $1,554 |
| 500 CSL | $1,710 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,570 |
| 20 | $4,494 |
| 30 | $2,706 |
| 40 | $2,650 |
| 50 | $2,528 |
| 60 | $2,504 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $65 |
| Homeowner | $19 |
| 5-yr Accident Free | $89 |
| 5-yr Claim Free | $79 |
| Paid in Full/EFT | $55 |
| Advance Quote | $60 |
| Online Quote | $87 |
| Total Discounts | $519 |
Discounts are estimated and may not be available from every company or in every state.
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