Volvo V60 Cross Country Insurance Rates

The average insurance rates for a Volvo V60 Cross Country are $1,222 a year for full coverage. Comprehensive costs an estimated $250 each year, collision insurance costs $446, and liability insurance costs around $390. Buying just liability costs as low as $438 a year, and insurance for high-risk drivers costs around $2,650. Teenage drivers cost the most to insure at up to $4,606 a year.

Average premium for full coverage: $1,222

Policy rates broken down by type of insurance:

Price estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all states and V60 Cross Country models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on insurance rates. More rural locations are shown to have a lower frequency of accident claims than densely populated cities. The graphic below illustrates the difference location can make on insurance prices.

The examples above show why all drivers should compare prices for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Volvo V60 Cross Country insurance rates for other coverage scenarios.

• The best discount rate is $703
• Using higher $1,000 deductibles will save approximately $158 a year
• The average rate for a good driver age 40 who has $500 deductibles is $1,222
• Using low deductibles for physical damage coverage will increase the cost to $1,530
• Drivers who are prone to accidents and violations could pay up to $2,650
• Policy cost for full coverage for a teen driver can cost as much as $4,606 or more

View Chart as Image

Insurance rates for a Volvo V60 Cross Country also range considerably based on your risk profile, the trim level of your V60 Cross Country, and liability limits and deductibles.

More mature drivers with a clean driving record and high deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay at least $4,600 a year. View Rates by Age

Your home state has a huge impact on Volvo V60 Cross Country insurance rates. A driver around age 40 might see rates as low as $810 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,740 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $470 each year, whereas increasing liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $1,500 to $2,000 extra every year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 137% more than a normal policy. View High Risk Driver Rates

How to Find Cheaper Volvo V60 Cross Country Insurance

Finding cheaper rates on Volvo V60 Cross Country insurance requires avoiding accidents and violations, maintaining good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Make time to compare rates once a year by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The list below is a condensed summary of the data that was touched on in this article.

• Drivers can save approximately $150 per year just by quoting online in advance
• Drivers who want higher liability limits will pay an extra $430 each year to increase from a 30/60 limit to 250/500 limits
• Teenagers are charged the highest rates, costing up to $384 each month for full coverage
• High-risk drivers with multiple at-fault accidents pay an average of $1,430 more annually for car insurance