Volvo V70 Insurance Rates

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UPDATED: Jun 2, 2023

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Average insurance prices for a Volvo V70 are $850 every 12 months with full coverage. Comprehensive insurance costs an estimated $150 each year, collision insurance costs $188, and liability costs $376. A liability-only policy costs as little as $426 a year, and high-risk insurance costs $1,816 or more. Teens receive the highest rates at up to $3,376 a year.

Average premium for full coverage: $850

Rate estimates broken down by individual coverage type:

Comprehensive $150
Collision $188
Liability $376

Full coverage includes $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and V70 models.

Price Range by Coverage and Risk

For a driver in their 40's, prices range range from the cheapest price of $426 for your basic liability-only policy to a high rate of $1,816 for high-risk insurance.

Liability Only $426
Full Coverage $850
High Risk $1,816

Price Range by Location

Your location can have significant affects on car insurance rates. More rural locations tend to have more infrequent collision claims than cities with more traffic congestion. The graphic below illustrates how location helps determine insurance prices.

Rural Areas $638
Small Cities $893
Large Cities $1,148

These examples demonstrate why all drivers should compare rates for a targeted area and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below details average Volvo V70 insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $517
  • Drivers who choose higher $1,000 deductibles will pay approximately $78 annually
  • The average price for a 40-year-old driver who has $500 deductibles is $850
  • Selecting low deductibles for comprehensive and collision insurance costs an extra $144 every year
  • Higher-risk drivers with serious driving violations could pay up to $1,816
  • The cost to insure a teen driver can cost as much as $3,376 a year

View Chart as Image

Volvo V70 insurance cost comparison chart
Column chart showing Volvo V70 insurance prices range from $517 to $3,376 for full coverage

Insurance rates for a Volvo V70 can also vary considerably based on policy deductibles and limits, your driving record, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could save up to $230 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $339 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as little as $800 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay at least $3,300 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out $1,000 to $1,400 extra per year, depending on your age. Insurance for high-risk drivers can cost as much as 41% to 131% more than the average policy. View High Risk Driver Rates

Where you live makes a big difference in Volvo V70 insurance prices. A 40-year-old driver could pay as low as $610 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,150 on average in New York, Michigan, and Florida.

Volvo V70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $766 -$84 -9.9%
Alaska $650 -$200 -23.5%
Arizona $704 -$146 -17.2%
Arkansas $850 -$0 0.0%
California $966 $116 13.6%
Colorado $810 -$40 -4.7%
Connecticut $872 $22 2.6%
Delaware $958 $108 12.7%
Florida $1,060 $210 24.7%
Georgia $786 -$64 -7.5%
Hawaii $610 -$240 -28.2%
Idaho $574 -$276 -32.5%
Illinois $632 -$218 -25.6%
Indiana $640 -$210 -24.7%
Iowa $572 -$278 -32.7%
Kansas $806 -$44 -5.2%
Kentucky $1,156 $306 36.0%
Louisiana $1,254 $404 47.5%
Maine $524 -$326 -38.4%
Maryland $700 -$150 -17.6%
Massachusetts $676 -$174 -20.5%
Michigan $1,472 $622 73.2%
Minnesota $710 -$140 -16.5%
Mississippi $1,016 $166 19.5%
Missouri $754 -$96 -11.3%
Montana $910 $60 7.1%
Nebraska $668 -$182 -21.4%
Nevada $1,016 $166 19.5%
New Hampshire $614 -$236 -27.8%
New Jersey $948 $98 11.5%
New Mexico $750 -$100 -11.8%
New York $892 $42 4.9%
North Carolina $488 -$362 -42.6%
North Dakota $696 -$154 -18.1%
Ohio $584 -$266 -31.3%
Oklahoma $870 $20 2.4%
Oregon $776 -$74 -8.7%
Pennsylvania $808 -$42 -4.9%
Rhode Island $1,132 $282 33.2%
South Carolina $768 -$82 -9.6%
South Dakota $716 -$134 -15.8%
Tennessee $742 -$108 -12.7%
Texas $1,022 $172 20.2%
Utah $628 -$222 -26.1%
Vermont $578 -$272 -32.0%
Virginia $508 -$342 -40.2%
Washington $656 -$194 -22.8%
West Virginia $776 -$74 -8.7%
Wisconsin $586 -$264 -31.1%
Wyoming $754 -$96 -11.3%

View Chart as Image

Volvo V70 insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Volvo V70 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volvo V70 3.2 A $850 $71
Volvo V70 3.2 A $850 $71
Volvo V70 3.2 R-Design $864 $72

Rates assume 2000 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volvo V70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium

Rates are averaged for all Volvo V70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for More Affordable Volvo V70 Insurance

Saving money on car insurance not only requires being a good driver, but also having good credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Invest time comparing rates every couple of years by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following list is a summary of the material that was covered in the charts and tables above.

  • Policyholders who want an increased level of liability coverage will pay approximately $410 every year to go from a minimum limit to a 250/500 level
  • Drivers age 16 to 20 are charged the highest rates, with premiums as much as $281 per month if they have full coverage
  • Higher risk drivers who have multiple accidents or major violations may pay on average $970 more annually than a safer driver
  • Increasing deductibles could save as much as $225 each year

Rates by Driver Age

Volvo V70 Insurance Rates by Driver Age
Driver Age Premium
16 $3,376
20 $1,930
30 $866
40 $850
50 $780
60 $766

Full coverage, $500 deductibles

Rates by Deductible

Volvo V70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $994
$250 $930
$500 $850
$1,000 $772

Full coverage, driver age 40

Rates by Liability Limit

Volvo V70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $850
50/100 $939
100/300 $1,033
250/500 $1,278
100 CSL $977
300 CSL $1,184
500 CSL $1,334

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo V70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,752
20 $3,068
30 $1,834
40 $1,816
50 $1,734
60 $1,714

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $112

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $43
Multi-vehicle $45
Homeowner $15
5-yr Accident Free $52
5-yr Claim Free $53
Paid in Full/EFT $31
Advance Quote $37
Online Quote $57
Total Discounts $333
Rate after discounts $517

Discounts are estimated and may not be available from every company or in every state.

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