Volvo V70 Insurance Rates
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UPDATED: Jun 2, 2023
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The average insurance prices for a Volvo V70 are $850 every 12 months for full coverage insurance. Comprehensive costs an estimated $150, collision insurance costs $188, and liability costs $376. Liability-only coverage costs as little as $426 a year, and high-risk coverage costs around $1,816. Teenage drivers cost the most to insure at up to $3,376 a year.
Average premium for full coverage: $850
Policy rates broken down by type of insurance:
These estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and for different V70 trim levels.
Price Range Variability
For a 40-year-old driver, Volvo V70 insurance rates range from the cheapest price of $426 for minimum levels of liability insurance to a much higher rate of $1,816 for a high-risk driver policy.
Urban vs. Rural Price Range
Your location can make a big difference on the price of insurance. More rural locations are shown to have more infrequent physical damage claims than densely populated cities. The price range example below illustrates how your location can change insurance prices.
The examples above illustrate why anyone shopping for car insurance should compare rates for a targeted area and their own driving history, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below illustrates average Volvo V70 insurance rates for other coverage scenarios.
- The best discount rate is $517
- Drivers who choose higher $1,000 deductibles will pay approximately $78 each year
- The average price for a good driver age 40 who has $500 deductibles is $850
- Using more expensive low deductibles for comprehensive and collision insurance increases the price to $994
- Drivers who are prone to accidents and violations could pay up to $1,816
- Policy cost to insure a 16-year-old driver with full coverage can cost as much as $3,376 a year
Insurance rates for a Volvo V70 also range considerably based on liability limits and deductibles, your risk profile, and the model year and trim level.
Using high physical damage deductibles could save up to $230 annually, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $339 more each year. View Rates by Deductible or Liability Limit
An older driver with no violations or accidents and higher deductibles may pay as low as $800 per year on average, or $67 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay at least $3,300 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are probably paying $1,000 to $1,400 additional every year, depending on your age. High-risk driver insurance can cost from 41% to 131% more than a normal policy. View High Risk Driver Rates
Your home state makes a big difference in Volvo V70 insurance prices. A 40-year-old driver could pay as low as $560 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,150 on average in Florida, New York, and Michigan.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Insurance Rates by Trim Level and Model Year
|Model and Trim||Annual Premium||Monthly Premium|
|Volvo V70 3.2 A||$850||$71|
|Volvo V70 3.2 A||$850||$71|
|Volvo V70 3.2 R-Design||$864||$72|
Rates assume 2001 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2004 Volvo V70||$154||$198||$380||$868|
Rates are averaged for all Volvo V70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Volvo V70 Insurance
Finding cheaper rates on insurance for a Volvo V70 not only requires avoiding accidents and violations, but also having above-average credit, being claim-free, and possibly raising deductibles. Invest the time to shop around every time your policy renews by obtaining price quotes from direct insurance companies, and also from insurance agencies where you live.
The list below is a brief summary of the information illustrated above.
- It is possible to save approximately $90 per year just by shopping early and online
- Teenagers are expensive to insure, possibly costing $281 each month if full coverage is included
- Increasing comprehensive and collision deductibles could save as much as $225 each year
- Drivers considered higher risk that tend to have accidents or serious violations could be forced to pay on average $970 more annually for car insurance
- Insureds who want higher liability limits will pay an extra $410 annually to go from a 30/60 limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$52|
|5-yr Claim Free||$53|
|Paid in Full/EFT||$31|
Discounts are estimated and may not be available from every company or in every state.