Volvo V90 Insurance Rates

The average auto insurance rates for a Volvo V90 are $1,412 annually for full coverage. Comprehensive insurance costs an estimated $300 a year, collision insurance costs $588, and liability is estimated at $388. A liability-only policy costs approximately $434 a year, and high-risk insurance costs $3,072 or more. 16-year-old drivers cost the most to insure at up to $5,212 a year.

Average premium for full coverage: $1,412

Policy rates broken down by type of insurance:

Price estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and V90 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on insurance rates. More rural locations are shown to have fewer accident claims than congested cities. The diagram below illustrates the difference location can make on insurance prices.

The examples above show why it is important to get quotes for a targeted area and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Volvo V90 insurance rates for other coverage scenarios.

• The best full coverage rate is $795
• Choosing higher $1,000 deductibles can save approximately $1,210 a year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,412
• Buying low $100 deductibles for comp and collision coverage costs an additional $394 every year
• Unlucky drivers with multiple tickets or accidents could pay up to $3,072
• Policy cost with full coverage for a teen driver can cost as much as $5,212 each year

View Chart as Image

Car insurance rates for a Volvo V90 also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.

Older drivers with no driving violations and high physical damage deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged at least $5,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying $1,700 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 134% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $600 every year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $349 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Volvo V90 insurance prices. A good driver about age 40 could pay as low as $930 a year in states like Iowa, Maine, and Idaho, or at least $2,010 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Buy Cheaper Volvo V90 Insurance

Finding cheaper rates on car insurance takes being a low-risk driver, having a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Make time to compare rates at least every other year by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The items below are a condensed summary of the car insurance concepts touched on in this article.

• Higher risk drivers with multiple at-fault accidents may pay on average $1,660 more annually to insure their V90
• Drivers can save approximately $170 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $600 each year
• Policyholders who want more liability coverage will pay around $430 each year to raise limits from a 30/60 limit to higher 250/500 limits