Volvo V90 Insurance Rates

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UPDATED: May 4, 2024

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Estimated insurance prices for a Volvo V90 are $1,412 every 12 months for full coverage insurance. Comprehensive costs approximately $300 a year, collision costs $588, and liability is estimated at $388. A liability-only policy costs approximately $434 a year, with high-risk insurance costing around $3,072. Teen drivers pay the most at $5,212 a year or more.

Average premium for full coverage: $1,412

Premium estimates by type of coverage:

Comprehensive $300
Collision $588
Liability $388

Price estimates include $500 deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and V90 trim levels.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for a Volvo V90 go from the cheapest price of $434 for just liability insurance to a high of $3,072 for a driver who requires high-risk insurance.

Liability Only $434
Full Coverage $1,412
High Risk $3,072

Insurance Price Range by Location

Living in a larger city can have significant affects on the price of auto insurance. Rural locations are statistically proven to have more infrequent physical damage claims than larger metro areas.

The diagram below illustrates how location impacts auto insurance prices.

Rural Areas $1,059
Small Cities $1,483
Large Cities $1,906

These rate differences illustrate why it is important to get quotes using their specific location and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below illustrates estimated Volvo V90 insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $795
  • Choosing higher $1,000 deductibles can save $1,210 each year
  • The average price for a 40-year-old good driver who chooses $500 deductibles is $1,412
  • Choosing low $100 deductibles for comp and collision coverage increases the price to $1,806
  • Unlucky drivers with multiple violations and an at-fault accident could pay around $3,072 or more
  • An auto insurance policy to insure a teen driver can cost $5,212 each year

View Chart as Image

Volvo V90 insurance cost comparison chart
Column chart showing full coverage Volvo V90 insurance rates range from $795 to $5,212

Auto insurance prices for a Volvo V90 also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model of your V90.

Choosing high deductibles can save as much as $600 every year, while buying higher liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $349 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay in the ballpark of $5,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying anywhere from $1,700 to $2,300 in extra premium annually, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 134% more than average. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Volvo V90 insurance prices. A good driver about age 40 could pay as low as $920 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,900 on average in Florida, New York, and Michigan.

Volvo V90 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,274 -$138 -9.8%
Alaska $1,080 -$332 -23.5%
Arizona $1,172 -$240 -17.0%
Arkansas $1,412 -$0 0.0%
California $1,608 $196 13.9%
Colorado $1,344 -$68 -4.8%
Connecticut $1,448 $36 2.5%
Delaware $1,594 $182 12.9%
Florida $1,762 $350 24.8%
Georgia $1,304 -$108 -7.6%
Hawaii $1,014 -$398 -28.2%
Idaho $956 -$456 -32.3%
Illinois $1,050 -$362 -25.6%
Indiana $1,062 -$350 -24.8%
Iowa $950 -$462 -32.7%
Kansas $1,340 -$72 -5.1%
Kentucky $1,924 $512 36.3%
Louisiana $2,088 $676 47.9%
Maine $870 -$542 -38.4%
Maryland $1,164 -$248 -17.6%
Massachusetts $1,126 -$286 -20.3%
Michigan $2,448 $1,036 73.4%
Minnesota $1,182 -$230 -16.3%
Mississippi $1,690 $278 19.7%
Missouri $1,252 -$160 -11.3%
Montana $1,514 $102 7.2%
Nebraska $1,110 -$302 -21.4%
Nevada $1,690 $278 19.7%
New Hampshire $1,018 -$394 -27.9%
New Jersey $1,576 $164 11.6%
New Mexico $1,246 -$166 -11.8%
New York $1,484 $72 5.1%
North Carolina $810 -$602 -42.6%
North Dakota $1,154 -$258 -18.3%
Ohio $974 -$438 -31.0%
Oklahoma $1,446 $34 2.4%
Oregon $1,292 -$120 -8.5%
Pennsylvania $1,344 -$68 -4.8%
Rhode Island $1,880 $468 33.1%
South Carolina $1,278 -$134 -9.5%
South Dakota $1,190 -$222 -15.7%
Tennessee $1,232 -$180 -12.7%
Texas $1,700 $288 20.4%
Utah $1,042 -$370 -26.2%
Vermont $964 -$448 -31.7%
Virginia $844 -$568 -40.2%
Washington $1,088 -$324 -22.9%
West Virginia $1,294 -$118 -8.4%
Wisconsin $974 -$438 -31.0%
Wyoming $1,254 -$158 -11.2%

View Chart as Image

Volvo V90 insurance rates by U.S. city

With such a large range in prices, the only way to figure out who has the best car insurance prices is to get quotes and see which company has the best price. Each auto insurer uses a different rate calculation, and quoted prices will be substantially different.

Volvo V90 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2021 Volvo V90 $326 $672 $376 $1,510
2020 Volvo V90 $312 $624 $384 $1,456
2019 Volvo V90 $300 $588 $388 $1,412
2018 Volvo V90 $288 $526 $390 $1,340

Rates are averaged for all Volvo V90 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheaper Volvo V90 Insurance

Finding better rates on car insurance takes not taking risks behind the wheel, having a good credit score, paying for small claims out-of-pocket, and not having any coverage lapses. Spend time shopping around at every other renewal by obtaining price quotes from direct insurance companies, and also from local insurance agencies.

The following is a condensed summary of the concepts that were touched on above.

  • Higher risk drivers with multiple at-fault accidents may have to pay on average $1,660 more per year for V90 insurance
  • Teens have the highest car insurance prices, with premiums being up to $434 per month if comprehensive and collision insurance is included
  • It is possible to save around $170 per year simply by quoting early and online
  • Increasing policy deductibles could save as much as $600 each year
  • It is possible to save around $170 per year simply by quoting early and online

Rates by Driver Age

Volvo V90 Insurance Rates by Driver Age
Driver Age Premium
16 $5,212
20 $3,272
30 $1,476
40 $1,412
50 $1,288
60 $1,266

Full coverage, $500 deductibles

Rates by Deductible

Volvo V90 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,806
$250 $1,622
$500 $1,412
$1,000 $1,210

Full coverage, driver age 40

Rates by Liability Limit

Volvo V90 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,412
50/100 $1,490
100/300 $1,587
250/500 $1,839
100 CSL $1,528
300 CSL $1,742
500 CSL $1,897

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo V90 Insurance Rates for High Risk Drivers
Age Premium
16 $7,470
20 $5,218
30 $3,144
40 $3,072
50 $2,928
60 $2,904

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $202

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $75
Homeowner $21
5-yr Accident Free $109
5-yr Claim Free $93
Paid in Full/EFT $68
Advance Quote $72
Online Quote $102
Total Discounts $617
Rate after discounts $795

Discounts are estimated and may not be available from every company or in every state.

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