Volvo V90 Insurance Rates

U.S. average insurance rates for a Volvo V90 are $1,456 a year with full coverage. Comprehensive insurance costs on average $312 each year, collision insurance costs $624, and liability coverage costs around $384. Liability-only insurance costs as low as $432 a year, and high-risk driver insurance costs $3,174 or more. Teens pay the highest rates at up to $5,356 a year.

Average premium for full coverage: $1,456

Price estimates by individual coverage:

Rates are based on $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and V90 models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on auto insurance rates. Rural areas have a lower frequency of collision claims than cities with more traffic congestion. The graphic below illustrates how your location can change car insurance rates.

The ranges above demonstrate why all drivers should compare prices based on a specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Volvo V90 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $816
• Using higher $1,000 deductibles will save around $212 annually
• The average rate for the average middle-age driver with $500 deductibles is $1,456
• Selecting low deductibles for physical damage coverage will cost an extra $414 each year
• Higher-risk drivers with serious driving violations could pay upwards of $3,174
• The price for full coverage for a teenage driver may cost $5,356 or more

View Chart as Image

Car insurance prices for a Volvo V90 are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.

More mature drivers with no driving violations and high deductibles may only pay around $1,400 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged upwards of $5,300 a year. View Rates by Age

The state you live in has a huge impact on Volvo V90 insurance rates. A driver around age 40 might see prices as low as $1,050 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,960 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $630 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $345 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,700 to $2,400 extra each year, depending on your age. Insurance for high-risk drivers can be around 45% to 130% more than the average policy. View High Risk Driver Rates

How to Find the Best Cheap Volvo V90 Insurance

Getting lower rates on auto insurance requires avoiding accidents and violations, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to shop around every couple of years by getting quotes from direct companies like Progressive and GEICO, and also from local insurance agents.

The list below is a quick review of the material that was illustrated above.

• Consumers who require higher liability limits will pay approximately $420 every year to increase from a low limit to 250/500 limits
• Teenagers are expensive to insure, costing up to $446 a month if full coverage is included
• Drivers with a DUI or reckless driving violation may be required to pay an average of $1,720 more each year for car insurance
• Increasing physical damage deductibles can save around $625 each year