Volvo V90 Insurance Rates

Average insurance prices for a Volvo V90 are $1,412 every 12 months for full coverage insurance. Comprehensive costs an estimated $300 each year, collision insurance costs $588, and liability costs around $388. A liability-only policy costs as low as $434 a year, and high-risk insurance costs around $3,072. Teen drivers receive the highest rates at up to $5,212 a year.

Average premium for full coverage: $1,412

Rate estimates broken down by individual coverage type:

These estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and V90 models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on the price of insurance. More rural locations tend to have more infrequent physical damage claims than larger metro areas. The graphic below illustrates the effect of geographic area on insurance prices.

These examples illustrate why all drivers should compare prices for a targeted area and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Volvo V90 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $795
• Using higher $1,000 deductibles will save approximately $202 each year
• The average price for a 40-year-old driver who has $500 deductibles is $1,412
• Choosing low deductibles for physical damage coverage increases the price to $1,806
• High-risk insureds with multiple violations and an at-fault accident could pay up to $3,072
• The cost to insure a 16-year-old driver can cost as much as $5,212 or more

View Chart as Image

Insurance rates for a Volvo V90 can also vary considerably based on policy deductibles and limits, your risk profile, and the model year and trim level.

Choosing high deductibles could cut rates by as much as $600 annually, whereas increasing liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $349 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as low as $1,300 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay at least $5,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying $1,700 to $2,300 extra per year, depending on your age. Insurance for high-risk drivers can be from 44% to 134% more than average. View High Risk Driver Rates

Where you live has a huge impact on Volvo V90 insurance prices. A driver around age 40 might see rates as low as $920 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,900 on average in Florida, New York, and Michigan.

View Chart as Image

How to Shop for Cheap Volvo V90 Insurance

Saving money on insurance for a Volvo V90 requires having a decent driving record, having good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Take the time to compare rates at least once a year by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following items are a brief summary of the primary concepts that were covered in the above illustrations.

• It is possible to save approximately $170 per year just by quoting online in advance
• Drivers considered higher risk that tend to have accidents or serious violations could be forced to pay on average $1,660 more annually than a driver with a clean driving record
• Increasing deductibles could save as much as $600 each year
• 16 to 18-year-old drivers are charged the highest rates, costing up to $434 per month if they have full coverage