Volvo V90 Insurance Rates

The average insurance prices for a Volvo V90 are $1,412 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $300 a year, collision insurance costs $588, and liability insurance is $388. Liability-only coverage costs around $434 a year, and high-risk coverage costs $3,072 or more. Teenage drivers cost the most to insure at up to $5,212 a year.

Average premium for full coverage: $1,412

Policy rates by type of insurance:

Price estimates include $500 deductible amounts, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and V90 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on the price of auto insurance. Rural locations are shown to have more infrequent physical damage claims than densely populated cities. The diagram below illustrates how your location can change auto insurance prices.

The examples above illustrate why it is important to compare rates quotes using their specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Volvo V90 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $795
• Raising to $1,000 deductibles will save $1,210 each year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,412
• Using low $100 deductibles costs an extra $394 a year
• Higher-risk drivers who are prone to accidents and violations could pay around $3,072
• Policy cost to insure a teen driver can cost $5,212

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Insurance rates for a Volvo V90 also range considerably based on liability limits and deductibles, your risk profile, and the model of your V90.

Using high physical damage deductibles can reduce rates by up to $600 each year, while buying higher liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $349 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles could pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying anywhere from $1,700 to $2,300 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 44% to 134% more than a normal policy. View High Risk Driver Rates

Your home state also has a big influence on Volvo V90 insurance rates. A middle-age driver might find rates as low as $920 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,900 on average in Florida, New York, and Michigan.

View Chart as Image

How to Shop for Cheaper Volvo V90 Insurance

Finding cheaper rates on Volvo V90 insurance consists of having a good driving record, having above-average credit, being claim-free, and consideration of higher deductibles. Invest the time to shop around every year by getting quotes from direct insurance companies, and also from local insurance agencies.

The next list is a condensed summary of the coverage data illustrated above.

• It is possible to save around $170 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $600 each year
• Drivers age 20 and younger are the costliest to insure, possibly costing $434 each month if full coverage is included
• High-risk drivers with multiple at-fault accidents may have to pay on average $1,660 more per year to buy Volvo V90 insurance