Volvo V90 Insurance Rates

The average insurance prices for a Volvo V90 are $1,412 every 12 months including full coverage. Comprehensive insurance costs approximately $300 each year, collision insurance costs $588, and liability insurance costs around $388. A liability-only policy costs as low as $434 a year, and high-risk insurance costs $3,072 or more. Teen drivers cost the most to insure at up to $5,212 a year.

Average premium for full coverage: $1,412

Policy rates by type of insurance:

Rate estimates include $500 physical damage deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and V90 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than larger metro areas. The graphic below illustrates how rural and urban location affects auto insurance prices.

The examples above highlight why all drivers should compare prices using their specific location and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Volvo V90 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $795
• Using higher $1,000 deductibles will save $202 every year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,412
• Choosing low deductibles for physical damage coverage costs an extra $394 a year
• Drivers with multiple violations and an at-fault accident could pay around $3,072
• Policy cost to insure a teen driver can cost $5,212 or more

View Chart as Image

Car insurance rates for a Volvo V90 also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your V90.

Choosing high deductibles could cut rates by as much as $600 each year, whereas increasing liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $349 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged in the ballpark of $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $1,700 to $2,300 extra every year, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 134% more than average. View High Risk Driver Rates

Your home state has a huge impact on Volvo V90 insurance rates. A driver around age 40 might see rates as low as $1,080 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,010 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Shop for the Best Volvo V90 Insurance

Finding cheaper rates on Volvo V90 insurance requires being a safe and courteous driver, maintaining a good credit score, paying for small claims out-of-pocket, and attention to physical damage deductibles. Set aside time to shop around at least every other year by getting rate quotes from direct car insurance companies, and also from your local car insurance providers.

Below is a brief recap of the car insurance concepts raised in the charts and tables above.

• High-risk drivers who tend to receive serious violations could be charged and average of $1,660 more per year for auto insurance
• You may be able to save around $170 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save as much as $600 each year
• Drivers who purchase higher levels of liability will pay about $430 per year to increase from a 30/60 limit to a 250/500 level