Volvo V90 Insurance Rates

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UPDATED: May 4, 2024

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Estimated insurance prices for a Volvo V90 are $1,456 every 12 months with full coverage. Comprehensive insurance costs on average $312, collision costs $624, and liability insurance costs around $384. Liability-only insurance costs as low as $432 a year, with high-risk driver insurance costing $3,174 or more. Teen drivers pay the most at $5,356 a year or more.

Average premium for full coverage: $1,456

Premium estimates by type of coverage:

Comprehensive $312
Collision $624
Liability $384

Prices are based on $500 policy deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and for different V90 trim levels.

Insurance Price Range by Risk and Coverage

For the normal driver, insurance rates for a Volvo V90 go from the cheapest price of $432 for just liability coverage to a much higher rate of $3,174 for a driver required to buy high-risk insurance.

Liability Only $432
Full Coverage $1,456
High Risk $3,174

Insurance Price Range by Location

Where you live has a significant impact on auto insurance rates. Rural areas are statistically proven to have more infrequent collision claims than larger metro areas.

The price range example below illustrates how geographic area affects car insurance rates.

Rural Areas $1,092
Small Cities $1,529
Large Cities $1,966

These rate differences demonstrate why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below details estimated Volvo V90 insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $816
  • Using higher $1,000 deductibles will save around $212 annually
  • The average price for a 40-year-old good driver with $500 deductibles is $1,456
  • Choosing more expensive low deductibles for physical damage coverage costs an extra $414 a year
  • Drivers with multiple violations and an at-fault accident could pay upwards of $3,174 or more
  • An auto insurance policy to insure a teen driver with full coverage may cost $5,356 or more

View Chart as Image

Volvo V90 insurance cost comparison chart
Column chart showing full coverage Volvo V90 insurance prices range from $816 to $5,356

Insurance prices for a Volvo V90 also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level of your V90.

Choosing high deductibles could cut prices by as much as $630 each year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $345 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles could pay as little as $1,400 a year, or $117 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay upwards of $5,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at a minimum $1,700 to $2,400 additional annually, depending on your age. High-risk driver insurance can be anywhere from 45% to 130% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on Volvo V90 insurance rates. A driver around age 40 might see prices as low as $1,050 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,960 on average in Florida, Michigan, and New York.

Volvo V90 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,314 -$142 -9.8%
Alaska $1,116 -$340 -23.4%
Arizona $1,208 -$248 -17.0%
Arkansas $1,456 -$0 0.0%
California $1,658 $202 13.9%
Colorado $1,388 -$68 -4.7%
Connecticut $1,494 $38 2.6%
Delaware $1,646 $190 13.0%
Florida $1,820 $364 25.0%
Georgia $1,346 -$110 -7.6%
Hawaii $1,046 -$410 -28.2%
Idaho $986 -$470 -32.3%
Illinois $1,084 -$372 -25.5%
Indiana $1,098 -$358 -24.6%
Iowa $984 -$472 -32.4%
Kansas $1,382 -$74 -5.1%
Kentucky $1,984 $528 36.3%
Louisiana $2,156 $700 48.1%
Maine $898 -$558 -38.3%
Maryland $1,200 -$256 -17.6%
Massachusetts $1,160 -$296 -20.3%
Michigan $2,526 $1,070 73.5%
Minnesota $1,220 -$236 -16.2%
Mississippi $1,742 $286 19.6%
Missouri $1,292 -$164 -11.3%
Montana $1,562 $106 7.3%
Nebraska $1,146 -$310 -21.3%
Nevada $1,746 $290 19.9%
New Hampshire $1,050 -$406 -27.9%
New Jersey $1,626 $170 11.7%
New Mexico $1,288 -$168 -11.5%
New York $1,532 $76 5.2%
North Carolina $836 -$620 -42.6%
North Dakota $1,192 -$264 -18.1%
Ohio $1,002 -$454 -31.2%
Oklahoma $1,494 $38 2.6%
Oregon $1,334 -$122 -8.4%
Pennsylvania $1,386 -$70 -4.8%
Rhode Island $1,942 $486 33.4%
South Carolina $1,320 -$136 -9.3%
South Dakota $1,228 -$228 -15.7%
Tennessee $1,274 -$182 -12.5%
Texas $1,754 $298 20.5%
Utah $1,078 -$378 -26.0%
Vermont $994 -$462 -31.7%
Virginia $872 -$584 -40.1%
Washington $1,124 -$332 -22.8%
West Virginia $1,334 -$122 -8.4%
Wisconsin $1,006 -$450 -30.9%
Wyoming $1,296 -$160 -11.0%

View Chart as Image

Volvo V90 insurance rates by U.S. city

With such a large range in prices, the best way to find out exactly what you will pay is to compare prices from as many companies as possible. Each insurance company uses a different rate calculation, and prices will be substantially different.

Volvo V90 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2021 Volvo V90 $344 $696 $364 $1,540
2020 Volvo V90 $326 $672 $376 $1,510
2019 Volvo V90 $312 $624 $384 $1,456
2018 Volvo V90 $300 $588 $388 $1,412

Rates are averaged for all Volvo V90 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable Volvo V90 Insurance

Finding better rates on Volvo V90 insurance requires being safe and accident-free, having above-average credit, being claim-free, and insuring your home and auto with the same company. Invest the time to compare rates at every policy renewal by requesting rates from direct companies, and also from local exclusive and independent agents.

Below you'll find a brief review of the data presented in the illustrations above.

  • Drivers who require more liability protection will pay about $420 every year to increase from 30/60 bodily injury limits to a 250/500 level
  • You may be able to save as much as $180 per year simply by shopping early and online
  • Increasing policy deductibles could save as much as $625 each year
  • Youthful drivers pay higher prices, possibly costing $446 per month if full coverage is included

Rates by Driver Age

Volvo V90 Insurance Rates by Driver Age
Driver Age Premium
16 $5,356
20 $3,382
30 $1,526
40 $1,456
50 $1,330
60 $1,306

Full coverage, $500 deductibles

Rates by Deductible

Volvo V90 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,870
$250 $1,678
$500 $1,456
$1,000 $1,244

Full coverage, driver age 40

Rates by Liability Limit

Volvo V90 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,456
50/100 $1,533
100/300 $1,629
250/500 $1,878
100 CSL $1,571
300 CSL $1,782
500 CSL $1,936

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo V90 Insurance Rates for High Risk Drivers
Age Premium
16 $7,686
20 $5,390
30 $3,252
40 $3,174
50 $3,024
60 $3,000

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $210

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $79
Multi-vehicle $78
Homeowner $21
5-yr Accident Free $114
5-yr Claim Free $96
Paid in Full/EFT $71
Advance Quote $75
Online Quote $106
Total Discounts $640
Rate after discounts $816

Discounts are estimated and may not be available from every company or in every state.

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