Volvo V90 Insurance Rates

The average insurance rates for a Volvo V90 are $1,412 a year including full coverage. Comprehensive insurance costs around $300 a year, collision insurance costs $588, and liability coverage costs $388. Buying just liability costs as little as $434 a year, and insurance for high-risk drivers costs $3,072 or more. 16-year-old drivers cost the most to insure at up to $5,212 a year.

Average premium for full coverage: $1,412

Policy rates for type of insurance:

These estimates include $500 policy deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and V90 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of insurance. Areas with sparse population are shown to have lower incidents of comprehensive and collision claims than congested cities. The diagram below illustrates how rural and urban location affects auto insurance rates.

The examples above highlight why it is important to compare rates for a specific zip code, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Volvo V90 insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $795
• Drivers who choose higher $1,000 deductibles will pay about $1,210 every year
• The estimated price for a good driver age 40 using $500 deductibles is $1,412
• Buying low $100 deductibles for comprehensive and collision insurance will cost an additional $394 each year
• High-risk insureds with multiple tickets or accidents could pay at least $3,072
• Policy cost that insures a teenage driver can be $5,212 a year

View Chart as Image

Insurance rates for a Volvo V90 also range considerably based on the trim level of your V90, your driving record and age, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at least $1,700 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy can cost around 44% to 134% more than the average rate. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay as much as $5,200 a year. View Rates by Age

Your home state makes a big difference in Volvo V90 insurance rates. A 40-year-old driver could pay as low as $1,080 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,010 on average in Michigan, New York, and Louisiana.

View Chart as Image

Opting for high physical damage deductibles could save up to $600 a year, while buying higher liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $349 more per year. View Rates by Deductible or Liability Limit

How to Find Cheap Volvo V90 Insurance

Finding cheaper rates on auto insurance not only requires being a good driver, but also having above-average credit, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Comparison shop at least every other year by getting rate quotes from direct car insurance companies, and also from local insurance agencies.

The following list is a brief summary of the car insurance concepts raised in the charts and tables above.

• Drivers that tend to have accidents or serious violations may have to pay on average $1,660 more every year than a safer driver
• You may be able to save up to $170 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $600 each year
• Consumers who may need an increased level of liability coverage will pay around $430 per year to go from a 30/60 limit to the 250/500 level