Volvo V90 Insurance Rates

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UPDATED: May 4, 2024

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U.S. average insurance rates for a Volvo V90 are $1,412 a year for full coverage. Comprehensive insurance costs approximately $300, collision insurance costs $588, and liability is estimated at $388. Liability-only coverage costs approximately $434 a year, and high-risk coverage costs $3,072 or more. Teenage drivers pay the highest rates at up to $5,212 a year.

Average premium for full coverage: $1,412

Price estimates by individual coverage:

Comprehensive $300
Collision $588
Liability $388

Includes $500 policy deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and for different V90 trim levels.

Price Range from Low to High

For a driver around age 40, Volvo V90 insurance prices range from the low end price of $434 for minimum levels of liability insurance to a much higher rate of $3,072 for coverage for higher-risk drivers.

Liability Only $434
Full Coverage $1,412
High Risk $3,072

Geographic Price Range

Living in a larger city can make a big difference on car insurance rates. Rural locations have lower incidents of accident claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

Rural Areas $1,059
Small Cities $1,483
Large Cities $1,906

The ranges above show why anyone shopping for car insurance should get quotes using their specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below shows average Volvo V90 insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $795
  • Choosing higher $1,000 deductibles can save $202 a year
  • The estimated price for the average middle-age driver who chooses $500 deductibles is $1,412
  • Using more expensive low deductibles for comp and collision coverage will cost an additional $394 annually
  • Higher-risk drivers who are prone to accidents and violations could pay around $3,072
  • The price that insures a 16-year-old driver with full coverage can cost $5,212 each year

View Chart as Image

Volvo V90 insurance cost comparison chart
Column chart showing Volvo V90 insurance prices range from $795 to $5,212 for full coverage

Auto insurance prices for a Volvo V90 are also quite variable based on the model year and trim level, how you drive, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you could be paying anywhere from $1,700 to $2,300 in extra premium each year, depending on your age. High-risk driver insurance ranges from 44% to 134% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay in the ballpark of $5,200 a year. View Rates by Age

The state you live in plays a big part in determining prices for Volvo V90 insurance prices. A good driver about age 40 could pay as low as $930 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,010 on average in New York, Louisiana, and Michigan.

Volvo V90 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,274 -$138 -9.8%
Alaska $1,080 -$332 -23.5%
Arizona $1,172 -$240 -17.0%
Arkansas $1,412 -$0 0.0%
California $1,608 $196 13.9%
Colorado $1,344 -$68 -4.8%
Connecticut $1,448 $36 2.5%
Delaware $1,594 $182 12.9%
Florida $1,762 $350 24.8%
Georgia $1,304 -$108 -7.6%
Hawaii $1,014 -$398 -28.2%
Idaho $956 -$456 -32.3%
Illinois $1,050 -$362 -25.6%
Indiana $1,062 -$350 -24.8%
Iowa $950 -$462 -32.7%
Kansas $1,340 -$72 -5.1%
Kentucky $1,924 $512 36.3%
Louisiana $2,088 $676 47.9%
Maine $870 -$542 -38.4%
Maryland $1,164 -$248 -17.6%
Massachusetts $1,126 -$286 -20.3%
Michigan $2,448 $1,036 73.4%
Minnesota $1,182 -$230 -16.3%
Mississippi $1,690 $278 19.7%
Missouri $1,252 -$160 -11.3%
Montana $1,514 $102 7.2%
Nebraska $1,110 -$302 -21.4%
Nevada $1,690 $278 19.7%
New Hampshire $1,018 -$394 -27.9%
New Jersey $1,576 $164 11.6%
New Mexico $1,246 -$166 -11.8%
New York $1,484 $72 5.1%
North Carolina $810 -$602 -42.6%
North Dakota $1,154 -$258 -18.3%
Ohio $974 -$438 -31.0%
Oklahoma $1,446 $34 2.4%
Oregon $1,292 -$120 -8.5%
Pennsylvania $1,344 -$68 -4.8%
Rhode Island $1,880 $468 33.1%
South Carolina $1,278 -$134 -9.5%
South Dakota $1,190 -$222 -15.7%
Tennessee $1,232 -$180 -12.7%
Texas $1,700 $288 20.4%
Utah $1,042 -$370 -26.2%
Vermont $964 -$448 -31.7%
Virginia $844 -$568 -40.2%
Washington $1,088 -$324 -22.9%
West Virginia $1,294 -$118 -8.4%
Wisconsin $974 -$438 -31.0%
Wyoming $1,254 -$158 -11.2%

View Chart as Image

Volvo V90 insurance rates by U.S. city

Using high physical damage deductibles can save as much as $600 annually, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $349 extra every year. View Rates by Deductible or Liability Limit

Volvo V90 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2021 Volvo V90 $326 $672 $376 $1,510
2020 Volvo V90 $312 $624 $384 $1,456
2019 Volvo V90 $300 $588 $388 $1,412
2018 Volvo V90 $288 $526 $390 $1,340

Rates are averaged for all Volvo V90 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Volvo V90 Insurance

Getting lower rates on insurance for a Volvo V90 takes avoiding accidents and claims, maintaining a good credit score, eliminating unnecessary coverage, and possibly higher deductibles. Compare prices at least once a year by getting rate quotes from direct carriers, and also from insurance agencies where you live.

The points below are a recap of the primary concepts that were covered above.

  • Drivers can save around $170 per year just by shopping early and online
  • Drivers considered higher risk that have major violations or accidents could be forced to pay on average $1,660 more per year to insure a Volvo V90
  • Increasing physical damage deductibles can save approximately $600 each year
  • Drivers under the age of 20 have the highest car insurance prices, with premiums as much as $434 a month if the policy includes full coverage

Rates by Driver Age

Volvo V90 Insurance Rates by Driver Age
Driver Age Premium
16 $5,212
20 $3,272
30 $1,476
40 $1,412
50 $1,288
60 $1,266

Full coverage, $500 deductibles

Rates by Deductible

Volvo V90 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,806
$250 $1,622
$500 $1,412
$1,000 $1,210

Full coverage, driver age 40

Rates by Liability Limit

Volvo V90 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,412
50/100 $1,490
100/300 $1,587
250/500 $1,839
100 CSL $1,528
300 CSL $1,742
500 CSL $1,897

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo V90 Insurance Rates for High Risk Drivers
Age Premium
16 $7,470
20 $5,218
30 $3,144
40 $3,072
50 $2,928
60 $2,904

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $202

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $75
Homeowner $21
5-yr Accident Free $109
5-yr Claim Free $93
Paid in Full/EFT $68
Advance Quote $72
Online Quote $102
Total Discounts $617
Rate after discounts $795

Discounts are estimated and may not be available from every company or in every state.

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