Volvo V90 Insurance Rates

Estimated auto insurance rates for a Volvo V90 are $1,412 annually for full coverage. Comprehensive costs on average $300 each year, collision insurance costs $588, and liability coverage costs $388. A policy with only liability insurance costs as little as $434 a year, and a high-risk policy costs around $3,072. Teens pay the most at up to $5,212 a year.

Average premium for full coverage: $1,412

Premium estimates by type of coverage:

Prices include $500 physical damage deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all states and V90 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on car insurance rates. Rural areas are statistically proven to have fewer accident claims than cities with more traffic congestion. The graphic below illustrates the difference between rural and urban areas on car insurance rates.

These rate differences show why all drivers should compare rates based on a specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Volvo V90 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $795
• Drivers who choose higher $1,000 deductibles will pay around $202 a year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,412
• Selecting low deductibles for comprehensive and collision insurance will cost $1,806
• High-risk insureds with serious driving violations could pay upwards of $3,072
• An auto insurance policy with full coverage for a teenage driver may cost $5,212 a year

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Car insurance prices for a Volvo V90 also have a wide range based on the model of your V90, your driver profile, and policy deductibles and limits.

More mature drivers with no driving violations and high physical damage deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged upwards of $5,200 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying at a minimum $1,700 to $2,300 extra annually, depending on your age. Insurance for high-risk drivers can cost around 44% to 134% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $600 a year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $349 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Volvo V90 insurance rates. A 40-year-old driver could pay as low as $930 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,010 on average in Michigan, Louisiana, and New York.

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How to Buy the Right Volvo V90 Insurance

Finding better rates on auto insurance not only requires being a safe and courteous driver, but also having a good credit score, not filing small claims, and possibly raising deductibles. Set aside time to compare rates at every policy renewal by getting quotes from direct carriers, and also from local insurance agents.

Below is a quick rundown of the data covered above.

• Consumers who require higher levels of liability will pay approximately $430 each year to go from 30/60 bodily injury limits to higher 250/500 limits
• Drivers can save as much as $170 per year just by quoting online in advance
• Increasing policy deductibles could save up to $600 each year
• Teenage drivers are expensive to insure, as much as $434 per month if comprehensive and collision insurance is included