Volvo V90 Insurance Rates

Average insurance prices for a Volvo V90 are $1,412 every 12 months with full coverage. Comprehensive insurance costs approximately $300 a year, collision insurance costs $588, and liability costs $388. Liability-only coverage costs as little as $434 a year, and high-risk coverage costs $3,072 or more. Teenage drivers receive the highest rates at up to $5,212 a year.

Average premium for full coverage: $1,412

Rate estimates by individual coverage type:

Prices are based on $500 policy deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and V90 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on the price of insurance. Rural locations tend to have more infrequent collision claims than densely populated cities. The diagram below illustrates how location impacts auto insurance prices.

These examples demonstrate why it is important to compare rates using their specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Volvo V90 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $795
• Drivers who choose higher $1,000 deductibles will pay $1,210 annually
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,412
• Using low $100 deductibles for comprehensive and collision insurance costs an extra $394 every year
• Higher-risk drivers who are prone to accidents and violations could pay around $3,072
• The cost to insure a teen driver can cost $5,212 a year

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Car insurance rates for a Volvo V90 can also vary considerably based on policy deductibles and limits, your driving record, and the model of your V90.

Using high physical damage deductibles could save up to $600 every year, while buying higher liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $349 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as little as $1,300 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged in the ballpark of $5,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out anywhere from $1,700 to $2,300 extra per year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 134% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Volvo V90 insurance prices. A 40-year-old driver could pay as low as $1,020 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,900 on average in New York, Michigan, and Florida.

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How to Shop for Affordable Volvo V90 Insurance

Saving money on car insurance not only requires being a good driver, but also maintaining a good credit score, eliminating unnecessary coverage, and attention to physical damage deductibles. Spend time shopping around at every policy renewal by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following list is a brief review of the data touched on above.

• Policyholders who purchase an increased level of liability coverage will pay an extra $430 every year to go from a minimum limit to a 250/500 level
• You may be able to save around $170 per year just by quoting early and online
• Increasing deductibles could save as much as $600 each year
• Drivers age 16 to 20 pay the highest auto insurance rates, with premiums as much as $434 per month if the policy includes full coverage