Volvo V90 Insurance Rates

The average insurance prices for a Volvo V90 are $1,412 every 12 months for full coverage. Comprehensive costs on average $300 a year, collision insurance costs $588, and liability costs $388. A liability-only policy costs as little as $434 a year, and high-risk insurance costs around $3,072. Teenage drivers cost the most to insure at up to $5,212 a year.

Average premium for full coverage: $1,412

Policy rates by type of insurance:

Rates are based on $500 policy deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all states and V90 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. Rural areas are shown to have more infrequent accident claims than densely populated cities. The diagram below illustrates the difference location can make on car insurance rates.

The examples above show why it is important to compare rates based on a specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Volvo V90 insurance rates for different risk profiles and scenarios.

• The best discount rate is $795
• Drivers who choose higher $1,000 deductibles will pay around $1,210 a year
• The average price for a good driver age 40 with $500 deductibles is $1,412
• Using low $100 deductibles for comprehensive and collision insurance increases the price to $1,806
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $3,072
• Policy cost to insure a teen driver may cost $5,212 a year

View Chart as Image

Car insurance rates for a Volvo V90 also range considerably based on liability limits and deductibles, your driver profile, and the trim level of your V90.

Using high physical damage deductibles could save up to $600 every year, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $349 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged upwards of $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at a minimum $1,700 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 134% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Volvo V90 insurance prices. A 40-year-old driver could pay as low as $930 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,010 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for the Best Cheap Volvo V90 Insurance

Finding cheaper rates on car insurance not only requires being safe and accident-free, but also maintaining a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Make time to compare rates at least every other year by requesting rates from direct carriers, and also from local independent and exclusive agents.

Below you'll find a quick review of the car insurance concepts touched on in this article.

• Higher risk drivers with a DUI or reckless driving violation pay an average of $1,660 more each year than a low-risk driver
• Drivers can save as much as $170 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $600 each year
• Policyholders who require more liability protection will pay an extra $430 each year to go from a 30/60 limit to a 250/500 level