Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

Average insurance rates for an Acura Integra are $1,474 a year including full coverage. Comprehensive insurance costs an estimated $344 each year, collision costs $656, and liability insurance is estimated at $338. Buying just liability costs approximately $394 a year, with insurance for high-risk drivers costing $3,196 or more. Teen drivers receive the highest rates at $5,320 a year or more.

Average premium for full coverage: $1,474

Rate estimates broken down by individual coverage type:

Price estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and Integra models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on the price of auto insurance. More rural locations tend to have a lower frequency of comprehensive and collision claims than larger metro areas.

The graphic below illustrates how where you live affects insurance prices.

These examples highlight why all drivers should get quotes for a targeted area and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Acura Integra insurance rates for other coverage scenarios.

• The lowest rate with discounts is $829
• Choosing higher $1,000 deductibles can save approximately $226 every year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,474
• Choosing low deductibles for comp and collision coverage will cost an extra $442 a year
• High-risk insureds with multiple violations and an at-fault accident could pay up to $3,196 or more
• The cost for full coverage for a teen driver can cost as much as $5,320 each year

View Chart as Image

Auto insurance rates for an Acura Integra can also vary considerably based on your driver profile, the model of your Integra, and liability limits and deductibles.

More mature drivers with a good driving record and high deductibles could pay as little as $1,400 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay at least $5,300 a year. View Rates by Age

Where you live plays a big part in determining prices for Acura Integra insurance rates. A good driver about age 40 could pay as low as $1,130 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,100 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $670 each year, whereas increasing liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost as much as $304 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying $1,700 to $2,400 in extra premium per year, depending on your age. Insurance for high-risk drivers ranges anywhere from 45% to 129% more than average. View High Risk Driver Rates

With so much variability in rates, the best way to figure out which company is cheapest is to do a rate comparison from as many companies as possible. Each auto insurer uses a different rate calculation, and quoted rates can be significantly different from one company to the next.

How to Find Cheaper Acura Integra Insurance

Saving money on Acura Integra insurance takes avoiding accidents and violations, having good credit, not filing small claims, and qualifying for all possible discounts. Take the time to comparison shop every couple of years by obtaining price quotes from direct car insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The list below is a condensed summary of the material that was touched on in the above illustrations.

• Drivers who want higher liability limits will pay about $370 per year to raise limits from a minimum limit to 250/500 limits
• Teenagers are the costliest to insure, as much as $443 per month if they have full coverage
• High-risk drivers with multiple at-fault accidents may pay on average $1,720 more annually for car insurance
• Increasing deductibles can save around $675 each year

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.