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Audi Q5 Insurance Rates

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Audi Q5 insurance

U.S. average insurance prices for an Audi Q5 are $1,574 every 12 months with full coverage. Comprehensive insurance costs an estimated $332, collision costs $686, and liability coverage costs $398. Liability-only coverage costs as little as $460 a year, with high-risk coverage costing $3,428 or more. Teens pay the highest rates at $5,810 a year or more.

Average premium for full coverage: $1,574

Price estimates broken down by individual coverage:

Comprehensive $332
Collision $686
Liability $398

Price estimates include $500 deductible amounts, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and for all Q5 models.

Price Range from Low to High

For the average 40-year-old driver, Audi Q5 insurance prices go from the cheapest price of $460 for the bare minimum liability coverage to the much higher price of $3,428 for coverage for higher-risk drivers.

Liability Only $460
Full Coverage $1,574
High Risk $3,428

Geographic Price Range

Your location has a large influence on car insurance rates. More rural locations have more infrequent collision claims than cities with more traffic congestion.

The example below illustrates the difference location can make on insurance prices.

Rural Areas $1,181
Small Cities $1,653
Large Cities $2,125

The ranges above demonstrate why everyone should compare rates for a targeted area and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below details estimated Audi Q5 insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $887
  • Drivers who choose higher $1,000 deductibles will pay approximately $232 annually
  • The average price for the average middle-age driver who has $500 deductibles is $1,574
  • Selecting pricier low deductibles for comprehensive and collision insurance costs an extra $450 each year
  • High-risk insureds with serious driving violations could pay up to $3,428 or more
  • The price to insure a teenage driver for full coverage can cost as much as $5,810 a year

View Chart as Image

Audi Q5 insurance cost comparison chart
Column chart showing full coverage Audi Q5 insurance prices range from $887 to $5,810

Auto insurance prices for an Audi Q5 are also quite variable based on deductibles and policy limits, your driving record, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could save up to $690 a year, whereas buying more liability protection will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $358 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may only pay around $1,500 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay at least $5,800 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out $1,900 to $2,600 in extra premium each year, depending on your age. Audi Q5 insurance for high-risk drivers can cost around 45% to 135% more than the average policy. View High Risk Driver Rates

The state you live in makes a big difference in Audi Q5 insurance rates. A 40-year-old driver could pay as low as $1,130 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $2,130 on average in New York, Michigan, and Florida.

Audi Q5 Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,424-$150-9.5%
Alaska$1,208-$366-23.3%
Arizona$1,306-$268-17.0%
Arkansas$1,574-$00.0%
California$1,794$22014.0%
Colorado$1,502-$72-4.6%
Connecticut$1,618$442.8%
Delaware$1,782$20813.2%
Florida$1,968$39425.0%
Georgia$1,452-$122-7.8%
Hawaii$1,130-$444-28.2%
Idaho$1,064-$510-32.4%
Illinois$1,174-$400-25.4%
Indiana$1,184-$390-24.8%
Iowa$1,062-$512-32.5%
Kansas$1,496-$78-5.0%
Kentucky$2,146$57236.3%
Louisiana$2,330$75648.0%
Maine$970-$604-38.4%
Maryland$1,298-$276-17.5%
Massachusetts$1,260-$314-19.9%
Michigan$2,734$1,16073.7%
Minnesota$1,318-$256-16.3%
Mississippi$1,886$31219.8%
Missouri$1,396-$178-11.3%
Montana$1,690$1167.4%
Nebraska$1,242-$332-21.1%
Nevada$1,888$31419.9%
New Hampshire$1,136-$438-27.8%
New Jersey$1,760$18611.8%
New Mexico$1,394-$180-11.4%
New York$1,660$865.5%
North Carolina$906-$668-42.4%
North Dakota$1,288-$286-18.2%
Ohio$1,086-$488-31.0%
Oklahoma$1,618$442.8%
Oregon$1,442-$132-8.4%
Pennsylvania$1,502-$72-4.6%
Rhode Island$2,100$52633.4%
South Carolina$1,426-$148-9.4%
South Dakota$1,328-$246-15.6%
Tennessee$1,378-$196-12.5%
Texas$1,898$32420.6%
Utah$1,166-$408-25.9%
Vermont$1,076-$498-31.6%
Virginia$940-$634-40.3%
Washington$1,216-$358-22.7%
West Virginia$1,442-$132-8.4%
Wisconsin$1,090-$484-30.7%
Wyoming$1,402-$172-10.9%

View Chart as Image

Audi Q5 insurance rates by U.S. city

Since prices can be so different, the best way to find out which car insurance is cheapest is to regularly compare prices and see how they stack up. Every company calculates prices differently, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Audi Q5 Insurance Rates by Model and Trim Level
Model and TrimAnnual PremiumMonthly Premium
Audi Q5 3.2 Premium AWD$1,532$128
Audi Q5 3.2 Premium Plus AWD$1,574$131
Audi Q5 3.2 Premium Plus S-Line AWD$1,574$131
Audi Q5 3.2 Prestige AWD$1,614$135
Audi Q5 3.2 Prestige S-Line AWD$1,656$138

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Audi Q5 Insurance Rates by Model Year
Model YearComprehensiveCollisionLiabilityTotal Premium
2018 Audi Q5$332$686$398$1,574
2017 Audi Q5$320$668$416$1,562
2016 Audi Q5$310$640$430$1,538
2015 Audi Q5$292$618$442$1,510
2014 Audi Q5$282$574$452$1,466
2013 Audi Q5$270$540$456$1,424
2012 Audi Q5$258$484$460$1,360
2011 Audi Q5$242$446$460$1,306
2010 Audi Q5$234$418$464$1,274
2009 Audi Q5$228$390$474$1,250

Rates are averaged for all Audi Q5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheaper Audi Q5 Insurance

Getting lower rates on auto insurance not only requires having a good driving record, but also having a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Make time to compare rates at least once a year by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The next list is a condensed summary of the primary concepts that were touched on in this article.

  • You may be able to save approximately $190 per year simply by quoting online well ahead of the renewal date
  • Drivers with multiple at-fault accidents may pay on average $1,850 more annually to buy Audi Q5 insurance
  • Increasing physical damage deductibles could save as much as $675 each year
  • Drivers age 20 and younger are the costliest to insure, costing up to $484 a month if comprehensive and collision insurance is included

Rates by Driver Age

Audi Q5 Insurance Rates by Driver Age
Driver AgePremium
16$5,810
20$3,670
30$1,650
40$1,574
50$1,438
60$1,412

Full coverage, $500 deductibles

Rates by Deductible

Audi Q5 Insurance Rates with Different Deductibles
DeductiblePremium
$100$2,024
$250$1,814
$500$1,574
$1,000$1,342

Full coverage, driver age 40

Rates by Liability Limit

Audi Q5 Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,574
50/100$1,736
100/300$1,835
250/500$2,094
100 CSL$1,775
300 CSL$1,994
500 CSL$2,154

Full coverage, driver age 40

Rates for High Risk Drivers

Audi Q5 Insurance Rates for High Risk Drivers
AgePremium
16$8,326
20$5,842
30$3,516
40$3,428
50$3,272
60$3,246

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $226

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$85
Multi-vehicle$83
Homeowner$22
5-yr Accident Free$123
5-yr Claim Free$103
Paid in Full/EFT$77
Advance Quote$81
Online Quote$113
Total Discounts$687
Rate after discounts $887

Discounts are estimated and may not be available from every company or in every state.

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