Audi Q5 Insurance Rates
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UPDATED: Jun 4, 2023
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How much does an Audi Q5 cost to insure? Average Audi Q5 insurance rates are $1,610 a year, or $134 a month, which is more expensive than most vehicles‘ rates.
Although 2016 Audi Q5 insurance costs may be different than 2018 or 2016 Audi Q5 insurance costs, rates should still be around $1,610. Read on to learn more about Audi Q5 average rates and how to save.
To find the cheapest Audi Q5 rates in your area, enter your ZIP code in our free tool above.
U.S. average insurance rates for an Audi Q5 are $1,204 a year for full coverage. Comprehensive insurance costs approximately $210 each year, collision insurance costs $362, and liability is estimated at $474. Liability-only insurance costs approximately $522 a year, and high-risk driver insurance costs $2,612 or more. Teen drivers pay the highest rates at up to $4,720 a year.
Average premium for full coverage: $1,204
Price estimates by individual coverage:
Full coverage includes $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Estimates are averaged for all states and Q5 models.
Price Range from Low to High
For the average 40-year-old driver, Audi Q5 insurance prices range from the low end price of $522 for just liability insurance to a high rate of $2,612 for a policy for a high-risk driver.
Geographic Price Range
Living in a larger city can have significant affects on car insurance rates. Rural locations have lower incidents of accident claims than larger metro areas. The graphic below illustrates the difference location can make on auto insurance prices.
The ranges above show why all drivers should get quotes using their specific location, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows average Audi Q5 insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $707
- Choosing higher $1,000 deductibles can save $130 a year
- The estimated price for the average middle-age driver who chooses $500 deductibles is $1,204
- Choosing low deductibles for comp and collision coverage will cost an additional $252 every year
- Unlucky drivers with multiple violations and an at-fault accident could pay around $2,612
- The price that insures a teen driver can cost $4,720 each year
Car insurance prices for an Audi Q5 are also quite variable based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.
If you have some driving violations or you caused an accident, you could be paying anywhere from $1,400 to $2,000 extra each year, depending on your age. Insurance for high-risk drivers ranges as much as 42% to 129% more than average. View High Risk Driver Rates
More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,100 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $4,700 a year. View Rates by Age
The state you live in plays a big part in determining prices for Audi Q5 insurance prices. A good driver about age 40 could pay as low as $790 a year in states like Iowa, Maine, and Idaho, or as much as $1,720 on average in New York, Louisiana, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,090 | -$114 | -9.5% |
Alaska | $924 | -$280 | -23.3% |
Arizona | $998 | -$206 | -17.1% |
Arkansas | $1,204 | -$0 | 0.0% |
California | $1,372 | $168 | 14.0% |
Colorado | $1,152 | -$52 | -4.3% |
Connecticut | $1,238 | $34 | 2.8% |
Delaware | $1,364 | $160 | 13.3% |
Florida | $1,508 | $304 | 25.2% |
Georgia | $1,110 | -$94 | -7.8% |
Hawaii | $866 | -$338 | -28.1% |
Idaho | $814 | -$390 | -32.4% |
Illinois | $898 | -$306 | -25.4% |
Indiana | $906 | -$298 | -24.8% |
Iowa | $812 | -$392 | -32.6% |
Kansas | $1,146 | -$58 | -4.8% |
Kentucky | $1,644 | $440 | 36.5% |
Louisiana | $1,782 | $578 | 48.0% |
Maine | $744 | -$460 | -38.2% |
Maryland | $992 | -$212 | -17.6% |
Massachusetts | $964 | -$240 | -19.9% |
Michigan | $2,092 | $888 | 73.8% |
Minnesota | $1,008 | -$196 | -16.3% |
Mississippi | $1,442 | $238 | 19.8% |
Missouri | $1,070 | -$134 | -11.1% |
Montana | $1,294 | $90 | 7.5% |
Nebraska | $950 | -$254 | -21.1% |
Nevada | $1,444 | $240 | 19.9% |
New Hampshire | $866 | -$338 | -28.1% |
New Jersey | $1,346 | $142 | 11.8% |
New Mexico | $1,066 | -$138 | -11.5% |
New York | $1,270 | $66 | 5.5% |
North Carolina | $694 | -$510 | -42.4% |
North Dakota | $986 | -$218 | -18.1% |
Ohio | $832 | -$372 | -30.9% |
Oklahoma | $1,238 | $34 | 2.8% |
Oregon | $1,104 | -$100 | -8.3% |
Pennsylvania | $1,152 | -$52 | -4.3% |
Rhode Island | $1,606 | $402 | 33.4% |
South Carolina | $1,090 | -$114 | -9.5% |
South Dakota | $1,018 | -$186 | -15.4% |
Tennessee | $1,054 | -$150 | -12.5% |
Texas | $1,452 | $248 | 20.6% |
Utah | $892 | -$312 | -25.9% |
Vermont | $826 | -$378 | -31.4% |
Virginia | $722 | -$482 | -40.0% |
Washington | $932 | -$272 | -22.6% |
West Virginia | $1,104 | -$100 | -8.3% |
Wisconsin | $834 | -$370 | -30.7% |
Wyoming | $1,074 | -$130 | -10.8% |
Choosing high deductibles can save as much as $390 every year, whereas increasing liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Audi Q5 3.2 Premium AWD | $1,180 | $98 |
Audi Q5 3.2 Premium Plus AWD | $1,204 | $100 |
Audi Q5 3.2 Premium Plus S-Line AWD | $1,204 | $100 |
Audi Q5 3.2 Prestige AWD | $1,228 | $102 |
Audi Q5 3.2 Prestige S-Line AWD | $1,252 | $104 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2012 Audi Q5 | $210 | $362 | $474 | $1,204 |
2011 Audi Q5 | $206 | $328 | $478 | $1,170 |
Rates are averaged for all Audi Q5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Audi Q5 Insurance
Getting lower rates on car insurance takes avoiding accidents and violations, having a positive credit history, eliminating unnecessary coverage, and attention to physical damage deductibles. Shop around every year by getting rate quotes from direct carriers, and also from insurance agencies where you live.
The list below is a summary of the coverage data touched on in this article.
- Drivers can save around $140 per year just by quoting online in advance
- Increasing physical damage deductibles can save approximately $375 each year
- Teenagers pay the highest auto insurance prices, with premiums as much as $393 a month if full coverage is purchased
- Higher risk drivers who have multiple accidents or major violations could be forced to pay on average $1,410 more per year for car insurance
To save on the average insurance cost for an Audi Q5, make sure to take the time to shop for rates so you have an Audi Q5 comparison chart of Audi rates.
To find the average price of an Audi Q5 in your area, use our free rate comparison tool below.
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What are the safety ratings of the Audi Q5?
Is an Audi Q5 a reliable SUV? Insurers care about Audi Q5 safety ratings and reliability when they calculate Audi Q5 average prices. Some of the Audi Q5’s safety features include brake assist, blind-spot monitor, auto-leveling headlights, and cross-traffic alert.
The Insurance Institute for Highway Safety (IIHS) has also crash-tested and rated the Audi Q5. Take a look at the final ratings below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Good is the highest rating, so the Audi Q5 did great. Watch the video below to see one of the Audi Q5’s crash tests.
Audi Q5 Compared Against Other Vehicles in the Same Class
Classified as a midsize luxury SUV, the IIHS rated the Audi Q5’s liability losses as substantially better than average. This is good, as it means the liability rates for the Q5 should be better than average.
To see how much does a Q5 cost to insure in comparison to other midsize SUVs, take a look at the vehicles below.
To find savings for a Q5 in your area, enter your ZIP code in our free rate comparison tool.
References
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,720 |
20 | $2,782 |
30 | $1,240 |
40 | $1,204 |
50 | $1,102 |
60 | $1,082 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,456 |
$250 | $1,342 |
$500 | $1,204 |
$1,000 | $1,074 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,204 |
50/100 | $1,347 |
100/300 | $1,465 |
250/500 | $1,773 |
100 CSL | $1,394 |
300 CSL | $1,655 |
500 CSL | $1,845 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,694 |
20 | $4,440 |
30 | $2,650 |
40 | $2,612 |
50 | $2,498 |
60 | $2,474 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $63 |
Multi-vehicle | $65 |
Homeowner | $20 |
5-yr Accident Free | $82 |
5-yr Claim Free | $77 |
Paid in Full/EFT | $49 |
Advance Quote | $57 |
Online Quote | $84 |
Total Discounts | $497 |
Discounts are estimated and may not be available from every company or in every state.
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