Audi S6 Insurance Rates

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UPDATED: May 27, 2024

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Average auto insurance rates for an Audi S6 are $1,386 annually for full coverage insurance. Comprehensive insurance costs around $282 each year, collision costs $472, and liability is $474. Buying just liability costs around $522 a year, with insurance for high-risk drivers costing $3,000 or more. Teens receive the highest rates at $5,258 a year or more.

Average premium for full coverage: $1,386

Rate estimates for individual coverage type:

Comprehensive $282
Collision $472
Liability $474

Rates are based on $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and S6 models.

Price Range by Coverage and Risk

For the normal driver, prices range go from as cheap as $522 for the bare minimum liability coverage to a high rate of $3,000 for a driver who has had serious violations or accidents.

Liability Only $522
Full Coverage $1,386
High Risk $3,000

Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. Areas with sparse population tend to have fewer physical damage claims than cities with more traffic congestion.

The graphic below illustrates how geographic area affects auto insurance rates.

Rural Areas $1,040
Small Cities $1,455
Large Cities $1,871

These examples illustrate why all drivers should compare rates quotes for a specific zip code and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below illustrates estimated Audi S6 insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $803
  • Raising to $1,000 deductibles will save about $172 each year
  • The estimated rate for a 40-year-old driver using $500 deductibles is $1,386
  • Selecting low deductibles costs an additional $332 annually
  • Drivers with serious driving violations could pay at least $3,000 or more
  • The cost with full coverage for a 16-year-old driver can be $5,258

View Chart as Image

Audi S6 insurance cost comparison chart
Column chart showing full coverage Audi S6 insurance prices range from $803 to $5,258

Auto insurance rates for an Audi S6 can also vary considerably based on the trim level of your S6, your risk profile, and deductibles and policy limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as low as $1,300 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay as much as $5,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at least $1,600 to $2,300 in extra premium per year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 44% to 129% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $510 annually, whereas increasing liability limits will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Audi S6 insurance prices. A middle-age driver might find rates as low as $910 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,870 on average in Michigan, New York, and Florida.

Audi S6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,254 -$132 -9.5%
Alaska $1,062 -$324 -23.4%
Arizona $1,150 -$236 -17.0%
Arkansas $1,386 -$0 0.0%
California $1,580 $194 14.0%
Colorado $1,324 -$62 -4.5%
Connecticut $1,424 $38 2.7%
Delaware $1,570 $184 13.3%
Florida $1,736 $350 25.3%
Georgia $1,278 -$108 -7.8%
Hawaii $994 -$392 -28.3%
Idaho $938 -$448 -32.3%
Illinois $1,032 -$354 -25.5%
Indiana $1,042 -$344 -24.8%
Iowa $934 -$452 -32.6%
Kansas $1,318 -$68 -4.9%
Kentucky $1,892 $506 36.5%
Louisiana $2,050 $664 47.9%
Maine $856 -$530 -38.2%
Maryland $1,144 -$242 -17.5%
Massachusetts $1,110 -$276 -19.9%
Michigan $2,408 $1,022 73.7%
Minnesota $1,160 -$226 -16.3%
Mississippi $1,660 $274 19.8%
Missouri $1,228 -$158 -11.4%
Montana $1,490 $104 7.5%
Nebraska $1,092 -$294 -21.2%
Nevada $1,662 $276 19.9%
New Hampshire $998 -$388 -28.0%
New Jersey $1,550 $164 11.8%
New Mexico $1,228 -$158 -11.4%
New York $1,460 $74 5.3%
North Carolina $798 -$588 -42.4%
North Dakota $1,136 -$250 -18.0%
Ohio $956 -$430 -31.0%
Oklahoma $1,424 $38 2.7%
Oregon $1,268 -$118 -8.5%
Pennsylvania $1,324 -$62 -4.5%
Rhode Island $1,848 $462 33.3%
South Carolina $1,256 -$130 -9.4%
South Dakota $1,170 -$216 -15.6%
Tennessee $1,216 -$170 -12.3%
Texas $1,670 $284 20.5%
Utah $1,028 -$358 -25.8%
Vermont $950 -$436 -31.5%
Virginia $830 -$556 -40.1%
Washington $1,072 -$314 -22.7%
West Virginia $1,270 -$116 -8.4%
Wisconsin $960 -$426 -30.7%
Wyoming $1,236 -$150 -10.8%

View Chart as Image

Audi S6 insurance rates by U.S. city

With so much variability in rates, the only way to figure out your exact price is to do a rate comparison from multiple companies. Every auto insurance company calculates rates differently, and quoted rates can be significantly different between companies.

Audi S6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi S6 $464 $900 $390 $1,912
2023 Audi S6 $444 $894 $398 $1,894
2022 Audi S6 $430 $872 $416 $1,876
2021 Audi S6 $414 $836 $430 $1,838
2020 Audi S6 $392 $806 $442 $1,798
2019 Audi S6 $376 $748 $452 $1,734
2018 Audi S6 $362 $704 $456 $1,680
2017 Audi S6 $346 $632 $460 $1,596
2016 Audi S6 $324 $580 $460 $1,522
2015 Audi S6 $312 $544 $464 $1,478
2014 Audi S6 $306 $508 $474 $1,446
2013 Audi S6 $282 $472 $474 $1,386
2011 Audi S6 $256 $392 $474 $1,280
2010 Audi S6 $242 $356 $474 $1,230
2008 Audi S6 $230 $312 $460 $1,160
2007 Audi S6 $226 $298 $452 $1,134

Rates are averaged for all Audi S6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Cheap Audi S6 Insurance

Saving money on insurance for an Audi S6 consists of being a low-risk driver, having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to compare rates every other policy renewal by getting quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

The items below are a quick review of the ideas that were presented in the illustrations above.

  • Teen drivers are expensive to insure, costing up to $438 per month if full coverage is included
  • Drivers considered higher risk with a DUI or reckless driving violation pay on average $1,610 more every year to insure their S6
  • Increasing deductibles could save up to $500 each year
  • It is possible to save up to $170 per year simply by quoting online in advance

Rates by Driver Age

Audi S6 Insurance Rates by Driver Age
Driver Age Premium
16 $5,258
20 $3,184
30 $1,438
40 $1,386
50 $1,266
60 $1,242

Full coverage, $500 deductibles

Rates by Deductible

Audi S6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,718
$250 $1,566
$500 $1,386
$1,000 $1,214

Full coverage, driver age 40

Rates by Liability Limit

Audi S6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,386
50/100 $1,481
100/300 $1,599
250/500 $1,907
100 CSL $1,528
300 CSL $1,789
500 CSL $1,979

Full coverage, driver age 40

Rates for High Risk Drivers

Audi S6 Insurance Rates for High Risk Drivers
Age Premium
16 $7,488
20 $5,080
30 $3,056
40 $3,000
50 $2,866
60 $2,838

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $193

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $74
Homeowner $22
5-yr Accident Free $98
5-yr Claim Free $90
Paid in Full/EFT $60
Advance Quote $67
Online Quote $98
Total Discounts $583
Rate after discounts $803

Discounts are estimated and may not be available from every company or in every state.

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