Audi S6 Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: May 27, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

The average insurance prices for an Audi S6 are $1,386 every 12 months including full coverage. Comprehensive insurance costs on average $282, collision costs $472, and liability coverage is $474. Buying just liability costs around $522 a year, with insurance for high-risk drivers costing $3,000 or more. Teens cost the most to insure at $5,258 a year or more.

Average premium for full coverage: $1,386

Policy rates by type of insurance:

Comprehensive $282
Collision $472
Liability $474

Prices are based on $500 deductible amounts, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and for all S6 models.

Price Range Variability

Using a 40-year-old driver as an example, Audi S6 insurance rates go from the cheapest price of $522 for your basic liability-only policy to the much higher price of $3,000 for a driver who requires high-risk insurance.

Liability Only $522
Full Coverage $1,386
High Risk $3,000

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural areas are shown to have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The example below illustrates how rural and urban location affects car insurance rates.

Rural Areas $1,040
Small Cities $1,455
Large Cities $1,871

The examples above highlight why everyone should compare rates quotes based on a specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below breaks down estimated Audi S6 insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $803
  • Raising to $1,000 deductibles will save around $172 every year
  • The average price for a good driver age 40 with $500 deductibles is $1,386
  • Selecting pricier low deductibles costs an extra $332 each year
  • Unlucky drivers with serious driving violations could pay upwards of $3,000 or more
  • Policy cost to insure a teenage driver for full coverage may cost $5,258

View Chart as Image

Audi S6 insurance cost comparison chart
Column chart showing full coverage Audi S6 insurance prices range from $803 to $5,258

Insurance rates for an Audi S6 also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level of your S6.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $510 a year, whereas buying more liability protection will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay upwards of $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at a minimum $1,600 to $2,300 extra every year, depending on your age. Audi S6 insurance for high-risk drivers is expensive and can cost around 44% to 129% more than the average policy. View High Risk Driver Rates

Your home state also has a big influence on Audi S6 insurance rates. A middle-age driver might find rates as low as $1,060 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,980 on average in Michigan, New York, and Louisiana.

Audi S6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,254 -$132 -9.5%
Alaska $1,062 -$324 -23.4%
Arizona $1,150 -$236 -17.0%
Arkansas $1,386 -$0 0.0%
California $1,580 $194 14.0%
Colorado $1,324 -$62 -4.5%
Connecticut $1,424 $38 2.7%
Delaware $1,570 $184 13.3%
Florida $1,736 $350 25.3%
Georgia $1,278 -$108 -7.8%
Hawaii $994 -$392 -28.3%
Idaho $938 -$448 -32.3%
Illinois $1,032 -$354 -25.5%
Indiana $1,042 -$344 -24.8%
Iowa $934 -$452 -32.6%
Kansas $1,318 -$68 -4.9%
Kentucky $1,892 $506 36.5%
Louisiana $2,050 $664 47.9%
Maine $856 -$530 -38.2%
Maryland $1,144 -$242 -17.5%
Massachusetts $1,110 -$276 -19.9%
Michigan $2,408 $1,022 73.7%
Minnesota $1,160 -$226 -16.3%
Mississippi $1,660 $274 19.8%
Missouri $1,228 -$158 -11.4%
Montana $1,490 $104 7.5%
Nebraska $1,092 -$294 -21.2%
Nevada $1,662 $276 19.9%
New Hampshire $998 -$388 -28.0%
New Jersey $1,550 $164 11.8%
New Mexico $1,228 -$158 -11.4%
New York $1,460 $74 5.3%
North Carolina $798 -$588 -42.4%
North Dakota $1,136 -$250 -18.0%
Ohio $956 -$430 -31.0%
Oklahoma $1,424 $38 2.7%
Oregon $1,268 -$118 -8.5%
Pennsylvania $1,324 -$62 -4.5%
Rhode Island $1,848 $462 33.3%
South Carolina $1,256 -$130 -9.4%
South Dakota $1,170 -$216 -15.6%
Tennessee $1,216 -$170 -12.3%
Texas $1,670 $284 20.5%
Utah $1,028 -$358 -25.8%
Vermont $950 -$436 -31.5%
Virginia $830 -$556 -40.1%
Washington $1,072 -$314 -22.7%
West Virginia $1,270 -$116 -8.4%
Wisconsin $960 -$426 -30.7%
Wyoming $1,236 -$150 -10.8%

View Chart as Image

Audi S6 insurance rates by U.S. city

Because rates have so much variability, the best way to figure out exactly what you will pay is to regularly compare rates and see how they stack up. Every auto insurance company calculates rates differently, so the rates will be varied.

Audi S6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi S6 $464 $900 $390 $1,912
2023 Audi S6 $444 $894 $398 $1,894
2022 Audi S6 $430 $872 $416 $1,876
2021 Audi S6 $414 $836 $430 $1,838
2020 Audi S6 $392 $806 $442 $1,798
2019 Audi S6 $376 $748 $452 $1,734
2018 Audi S6 $362 $704 $456 $1,680
2017 Audi S6 $346 $632 $460 $1,596
2016 Audi S6 $324 $580 $460 $1,522
2015 Audi S6 $312 $544 $464 $1,478
2014 Audi S6 $306 $508 $474 $1,446
2013 Audi S6 $282 $472 $474 $1,386
2011 Audi S6 $256 $392 $474 $1,280
2010 Audi S6 $242 $356 $474 $1,230
2008 Audi S6 $230 $312 $460 $1,160
2007 Audi S6 $226 $298 $452 $1,134

Rates are averaged for all Audi S6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable Audi S6 Insurance

Finding cheaper rates on auto insurance consists of having a good driving record, having good credit, paying for small claims out-of-pocket, and bundling your home and auto policies. Set aside time to shop around at every other renewal by requesting rates from direct car insurance companies, and also from your local independent and exclusive agents.

The next list is a brief review of the concepts that were raised in the charts and tables above.

  • Drivers with DUI or reckless driving convictions may pay on average $1,610 more each year to buy Audi S6 insurance
  • Drivers age 20 and younger pay the highest rates, with premiums being up to $438 each month if they have full coverage
  • You may be able to save as much as $170 per year simply by quoting online well ahead of the renewal date
  • Increasing comprehensive and collision deductibles could save as much as $500 each year
  • You may be able to save as much as $170 per year simply by quoting online well ahead of the renewal date

Rates by Driver Age

Audi S6 Insurance Rates by Driver Age
Driver Age Premium
16 $5,258
20 $3,184
30 $1,438
40 $1,386
50 $1,266
60 $1,242

Full coverage, $500 deductibles

Rates by Deductible

Audi S6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,718
$250 $1,566
$500 $1,386
$1,000 $1,214

Full coverage, driver age 40

Rates by Liability Limit

Audi S6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,386
50/100 $1,481
100/300 $1,599
250/500 $1,907
100 CSL $1,528
300 CSL $1,789
500 CSL $1,979

Full coverage, driver age 40

Rates for High Risk Drivers

Audi S6 Insurance Rates for High Risk Drivers
Age Premium
16 $7,488
20 $5,080
30 $3,056
40 $3,000
50 $2,866
60 $2,838

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $193

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $74
Homeowner $22
5-yr Accident Free $98
5-yr Claim Free $90
Paid in Full/EFT $60
Advance Quote $67
Online Quote $98
Total Discounts $583
Rate after discounts $803

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles