Audi SQ5 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 6, 2023

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Estimated auto insurance rates for an Audi SQ5 are $1,390 annually including full coverage. Comprehensive insurance costs an estimated $334, collision insurance costs $648, and liability coverage is estimated at $298. A policy with only liability insurance costs approximately $340 a year, and a high-risk policy costs $3,016 or more. Teenage drivers pay the most at up to $4,940 a year.

Average premium for full coverage: $1,390

Premium estimates broken down by type of coverage:

Comprehensive $334
Collision $648
Liability $298

Includes $500 physical damage insurance deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and for different SQ5 trim levels.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for an Audi SQ5 range from as cheap as $340 for the bare minimum liability coverage to a much higher rate of $3,016 for a driver that may need high-risk insurance.

Liability Only $340
Full Coverage $1,390
High Risk $3,016

Insurance Price Range by Location

Living in a larger city has a large influence on the price of auto insurance. More rural locations are statistically proven to have fewer comprehensive and collision claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on insurance prices.

Rural Areas $1,043
Small Cities $1,460
Large Cities $1,877

These rate differences highlight why anyone shopping for car insurance should get quotes for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below breaks down average Audi SQ5 insurance rates for other coverage scenarios.

  • The best discount rate is $771
  • Choosing higher $1,000 deductibles can save approximately $222 every year
  • The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,390
  • Using more expensive low deductibles for comp and collision coverage costs an additional $436 each year
  • Drivers who are prone to accidents and violations could pay up to $3,016
  • An auto insurance policy with full coverage for a teenage driver with full coverage can cost as much as $4,940 each year

View Chart as Image

Audi SQ5 insurance cost comparison chart
Column chart showing Audi SQ5 insurance prices range from $771 to $4,940 for full coverage

Car insurance prices for an Audi SQ5 also have a wide range based on the model of your SQ5, your driving characteristics, and liability limits and deductibles.

An older driver with no driving violations and high physical damage deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged at least $4,900 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying $1,700 to $2,200 extra annually, depending on your age. High-risk driver insurance ranges around 45% to 136% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $660 a year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $268 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Audi SQ5 insurance rates. A good driver about age 40 could pay as low as $1,070 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,980 on average in Louisiana, New York, and Michigan.

Audi SQ5 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,258 -$132 -9.5%
Alaska $1,066 -$324 -23.3%
Arizona $1,156 -$234 -16.8%
Arkansas $1,390 -$0 0.0%
California $1,584 $194 14.0%
Colorado $1,328 -$62 -4.5%
Connecticut $1,428 $38 2.7%
Delaware $1,572 $182 13.1%
Florida $1,736 $346 24.9%
Georgia $1,284 -$106 -7.6%
Hawaii $1,000 -$390 -28.1%
Idaho $942 -$448 -32.2%
Illinois $1,038 -$352 -25.3%
Indiana $1,046 -$344 -24.7%
Iowa $940 -$450 -32.4%
Kansas $1,320 -$70 -5.0%
Kentucky $1,894 $504 36.3%
Louisiana $2,056 $666 47.9%
Maine $856 -$534 -38.4%
Maryland $1,148 -$242 -17.4%
Massachusetts $1,110 -$280 -20.1%
Michigan $2,414 $1,024 73.7%
Minnesota $1,164 -$226 -16.3%
Mississippi $1,664 $274 19.7%
Missouri $1,232 -$158 -11.4%
Montana $1,494 $104 7.5%
Nebraska $1,094 -$296 -21.3%
Nevada $1,668 $278 20.0%
New Hampshire $1,002 -$388 -27.9%
New Jersey $1,552 $162 11.7%
New Mexico $1,230 -$160 -11.5%
New York $1,464 $74 5.3%
North Carolina $800 -$590 -42.4%
North Dakota $1,138 -$252 -18.1%
Ohio $960 -$430 -30.9%
Oklahoma $1,426 $36 2.6%
Oregon $1,274 -$116 -8.3%
Pennsylvania $1,324 -$66 -4.7%
Rhode Island $1,854 $464 33.4%
South Carolina $1,260 -$130 -9.4%
South Dakota $1,174 -$216 -15.5%
Tennessee $1,216 -$174 -12.5%
Texas $1,672 $282 20.3%
Utah $1,030 -$360 -25.9%
Vermont $950 -$440 -31.7%
Virginia $832 -$558 -40.1%
Washington $1,072 -$318 -22.9%
West Virginia $1,276 -$114 -8.2%
Wisconsin $962 -$428 -30.8%
Wyoming $1,238 -$152 -10.9%

View Chart as Image

Audi SQ5 insurance rates by U.S. city
Audi SQ5 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Audi SQ5 $334 $648 $298 $1,390

Rates are averaged for all Audi SQ5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Cheapest Audi SQ5 Insurance

Finding better rates on auto insurance takes being a low-risk driver, having a good credit score, refrain from filing small claims, and possibly higher deductibles. Set aside time to compare rates once a year by getting rate quotes from direct car insurance companies, and also from insurance agencies where you live.

The items below are a recap of the data that was covered above.

  • You may be able to save approximately $180 per year just by shopping early and online
  • Consumers who want more liability coverage will pay an extra $330 per year to raise limits from 30/60 bodily injury limits to higher 250/500 limits
  • Teen drivers have the highest car insurance prices, with the cost nearing $412 per month if comprehensive and collision insurance is included
  • Drivers that have major violations or accidents could be forced to pay on average $1,630 more annually to insure their SQ5

Rates by Driver Age

Audi SQ5 Insurance Rates by Driver Age
Driver Age Premium
16 $4,940
20 $3,204
30 $1,470
40 $1,390
50 $1,268
60 $1,246

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ5 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,826
$250 $1,624
$500 $1,390
$1,000 $1,168

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ5 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,390
50/100 $1,450
100/300 $1,524
250/500 $1,718
100 CSL $1,479
300 CSL $1,643
500 CSL $1,763

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ5 Insurance Rates for High Risk Drivers
Age Premium
16 $7,120
20 $5,110
30 $3,102
40 $3,016
50 $2,876
60 $2,850

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $200

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $73
Homeowner $19
5-yr Accident Free $112
5-yr Claim Free $92
Paid in Full/EFT $71
Advance Quote $73
Online Quote $102
Total Discounts $619
Rate after discounts $771

Discounts are estimated and may not be available from every company or in every state.

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