Buick Envision Insurance Rates

The average insurance rates for a Buick Envision are $1,218 a year for full coverage. Comprehensive insurance costs approximately $232, collision insurance costs $368, and liability insurance costs $460. Liability-only insurance costs as little as $510 a year, and high-risk driver insurance costs $2,632 or more. Teen drivers cost the most to insure at up to $4,716 a year.

Average premium for full coverage: $1,218

Policy rates by type of insurance:

Prices are based on $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and for different Envision trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on car insurance rates. Rural locations are shown to have a lower frequency of accident claims than larger metro areas. The price range example below illustrates the effect of geographic area on auto insurance prices.

The examples above show why anyone shopping for car insurance should compare rates using their specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Buick Envision insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $717
• Drivers who choose higher $1,000 deductibles will pay $136 a year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,218
• Choosing more expensive low deductibles for comprehensive and collision insurance will cost an extra $264 a year
• High risk drivers with multiple violations and an at-fault accident could pay around $2,632
• Policy cost for full coverage for a teen driver with full coverage can cost $4,716 a year

View Chart as Image

Auto insurance rates for a Buick Envision also range considerably based on your risk profile, the trim level of your Envision, and physical damage deductibles and liability limits.

An older driver with a good driving record and high deductibles could pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay in the ballpark of $4,700 a year. View Rates by Age

Your home state makes a big difference in Buick Envision insurance rates. A 40-year-old driver could pay as low as $810 a year in states like Iowa, Maine, and Idaho, or as much as $1,740 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $400 each year, while increasing your policy's liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying anywhere from $1,400 to $2,000 in extra premium every year, depending on your age. High-risk driver insurance can cost anywhere from 42% to 128% more than average. View High Risk Driver Rates

How to Find Affordable Buick Envision Insurance

Finding cheaper rates on Buick Envision insurance not only requires being safe and accident-free, but also having good credit, avoid buying unnecessary coverage, and possibly higher deductibles. Take the time to compare rates at every policy renewal by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

Below you'll find a brief review of the data covered in the above illustrations.

• Drivers who purchase more liability protection will pay about $510 each year to go from a 30/60 limit to 250/500 limits
• Drivers can save around $140 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save around $400 each year
• Youthful drivers have the highest car insurance rates, costing up to $393 each month if they have full coverage