Buick Envision Insurance Rates

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UPDATED: Apr 27, 2024

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Average insurance prices for a Buick Envision are $1,218 every 12 months for full coverage. Comprehensive insurance costs an estimated $232, collision costs $368, and liability insurance is estimated at $460. A policy with just liability insurance costs approximately $510 a year, with coverage for high-risk drivers costing $2,632 or more. Teenage drivers receive the highest rates at $4,716 a year or more.

Average premium for full coverage: $1,218

Rate estimates broken down by individual coverage type:

Comprehensive $232
Collision $368
Liability $460

Rate estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and for all Envision models.

Price Range by Coverage and Risk

For a driver around age 40, prices range go from the cheapest price of $510 for liability-only coverage to the much higher price of $2,632 for a high-risk driver policy.

Liability Only $510
Full Coverage $1,218
High Risk $2,632

Price Range by Location

Living in a larger city has a significant impact on insurance rates. More rural locations tend to have more infrequent accident claims than densely populated cities.

The example below illustrates the difference between rural and urban areas on insurance prices.

Rural Areas $914
Small Cities $1,279
Large Cities $1,644

These examples show why everyone should get quotes for a targeted area and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below shows estimated Buick Envision insurance rates for other coverage scenarios.

  • The best discount rate is $717
  • Choosing higher $1,000 deductibles can save approximately $136 a year
  • The average price for a 40-year-old driver who has $500 deductibles is $1,218
  • Using pricier low deductibles for comp and collision coverage costs an extra $264 a year
  • High-risk insureds who are prone to accidents and violations could pay up to $2,632 or more
  • The cost to insure a teen driver for full coverage can cost as much as $4,716 each year

View Chart as Image

Buick Envision insurance cost comparison chart
Column chart showing full coverage Buick Envision insurance prices range from $717 to $4,716

Insurance rates for a Buick Envision can also vary considerably based on policy deductibles and limits, your driver profile, and the model year and trim level.

Using high physical damage deductibles can save as much as $400 each year, whereas buying more liability protection will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles could pay as little as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay at least $4,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying $1,400 to $2,000 additional per year, depending on your age. Buick Envision insurance for high-risk drivers ranges anywhere from 42% to 128% more than a normal policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Buick Envision insurance rates. A good driver about age 40 could pay as low as $810 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,740 on average in New York, Louisiana, and Michigan.

Buick Envision Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,102 -$116 -9.5%
Alaska $934 -$284 -23.3%
Arizona $1,014 -$204 -16.7%
Arkansas $1,218 -$0 0.0%
California $1,390 $172 14.1%
Colorado $1,166 -$52 -4.3%
Connecticut $1,254 $36 3.0%
Delaware $1,380 $162 13.3%
Florida $1,524 $306 25.1%
Georgia $1,124 -$94 -7.7%
Hawaii $876 -$342 -28.1%
Idaho $826 -$392 -32.2%
Illinois $908 -$310 -25.5%
Indiana $918 -$300 -24.6%
Iowa $822 -$396 -32.5%
Kansas $1,158 -$60 -4.9%
Kentucky $1,664 $446 36.6%
Louisiana $1,804 $586 48.1%
Maine $754 -$464 -38.1%
Maryland $1,006 -$212 -17.4%
Massachusetts $976 -$242 -19.9%
Michigan $2,118 $900 73.9%
Minnesota $1,020 -$198 -16.3%
Mississippi $1,460 $242 19.9%
Missouri $1,080 -$138 -11.3%
Montana $1,310 $92 7.6%
Nebraska $962 -$256 -21.0%
Nevada $1,462 $244 20.0%
New Hampshire $880 -$338 -27.8%
New Jersey $1,364 $146 12.0%
New Mexico $1,080 -$138 -11.3%
New York $1,284 $66 5.4%
North Carolina $702 -$516 -42.4%
North Dakota $998 -$220 -18.1%
Ohio $842 -$376 -30.9%
Oklahoma $1,252 $34 2.8%
Oregon $1,118 -$100 -8.2%
Pennsylvania $1,164 -$54 -4.4%
Rhode Island $1,628 $410 33.7%
South Carolina $1,104 -$114 -9.4%
South Dakota $1,028 -$190 -15.6%
Tennessee $1,068 -$150 -12.3%
Texas $1,470 $252 20.7%
Utah $902 -$316 -25.9%
Vermont $834 -$384 -31.5%
Virginia $730 -$488 -40.1%
Washington $944 -$274 -22.5%
West Virginia $1,118 -$100 -8.2%
Wisconsin $844 -$374 -30.7%
Wyoming $1,088 -$130 -10.7%

View Chart as Image

Buick Envision insurance rates by U.S. city

With so much variability in rates, the only way to know which company is cheapest is to regularly compare rates from as many companies as possible. Each auto insurer uses a different method to calculate rates, and rates can be significantly different.

Buick Envision Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Buick Envision $320 $566 $398 $1,442
2023 Buick Envision $308 $552 $416 $1,434
2022 Buick Envision $298 $530 $430 $1,416
2021 Buick Envision $282 $512 $442 $1,394
2020 Buick Envision $270 $474 $452 $1,354
2019 Buick Envision $260 $446 $456 $1,320
2018 Buick Envision $248 $400 $460 $1,266
2017 Buick Envision $232 $368 $460 $1,218
2016 Buick Envision $224 $346 $464 $1,192

Rates are averaged for all Buick Envision models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Buick Envision Insurance

Saving money on Buick Envision insurance takes being a low-risk driver, having above-average credit, eliminating unneeded coverage, and maximizing policy discounts. Set aside time to compare rates every time your policy renews by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The items below are a brief recap of the information covered above.

  • Drivers can save approximately $140 per year simply by quoting online well ahead of the renewal date
  • Teen drivers are expensive to insure, costing as high as $393 per month if full coverage is included
  • Increasing deductibles could save as much as $400 each year
  • High-risk drivers who tend to receive serious violations pay on average $1,410 more annually to insure their Envision
  • Drivers who want more liability coverage will pay an extra $510 each year to raise limits from a minimum limit to a 250/500 level

Rates by Driver Age

Buick Envision Insurance Rates by Driver Age
Driver Age Premium
16 $4,716
20 $2,800
30 $1,256
40 $1,218
50 $1,116
60 $1,094

Full coverage, $500 deductibles

Rates by Deductible

Buick Envision Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,482
$250 $1,360
$500 $1,218
$1,000 $1,082

Full coverage, driver age 40

Rates by Liability Limit

Buick Envision Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,218
50/100 $1,310
100/300 $1,425
250/500 $1,724
100 CSL $1,356
300 CSL $1,609
500 CSL $1,793

Full coverage, driver age 40

Rates for High Risk Drivers

Buick Envision Insurance Rates for High Risk Drivers
Age Premium
16 $6,688
20 $4,460
30 $2,674
40 $2,632
50 $2,516
60 $2,492

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $167

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $65
Homeowner $20
5-yr Accident Free $82
5-yr Claim Free $78
Paid in Full/EFT $50
Advance Quote $57
Online Quote $85
Total Discounts $501
Rate after discounts $717

Discounts are estimated and may not be available from every company or in every state.

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