Buick Envision Insurance Rates

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UPDATED: Apr 27, 2024

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Average insurance rates for a Buick Envision are $1,218 a year for full coverage insurance. Comprehensive costs around $232 each year, collision insurance costs $368, and liability costs around $460. Buying just liability costs as low as $510 a year, and insurance for high-risk drivers costs around $2,632. 16-year-old drivers receive the highest rates at up to $4,716 a year.

Average premium for full coverage: $1,218

Rate estimates for individual coverage type:

Comprehensive $232
Collision $368
Liability $460

These estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and Envision models.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range range from as low as $510 for a discount liability-only rate to a high rate of $2,632 for a driver who has had serious violations or accidents.

Liability Only $510
Full Coverage $1,218
High Risk $2,632

Price Range by Location

Where you live can have significant affects on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than congested cities. The graphic below illustrates how your location can change auto insurance rates.

Rural Areas $914
Small Cities $1,279
Large Cities $1,644

These examples illustrate why all drivers should compare prices for a specific zip code and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below illustrates average Buick Envision insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $717
  • Using higher $1,000 deductibles will save about $136 each year
  • The average rate for a 40-year-old driver using $500 deductibles is $1,218
  • Buying low deductibles for physical damage coverage will increase the cost to $1,482
  • Drivers with multiple tickets or accidents could pay at least $2,632
  • The cost for full coverage for a teen driver can be $4,716 or more

View Chart as Image

Buick Envision insurance cost comparison chart
Column chart showing Buick Envision insurance rates range from $717 to $4,716 for full coverage

Auto insurance rates for a Buick Envision can also vary considerably based on your driver profile, the model year and trim level, and deductibles and policy limits.

More mature drivers with a good driving record and high deductibles may pay as little as $1,100 a year for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay as much as $4,700 a year. View Rates by Age

Where you live has a huge impact on Buick Envision insurance prices. A driver around age 40 might see rates as low as $800 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,650 on average in Michigan, New York, and Florida.

Buick Envision Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,102 -$116 -9.5%
Alaska $934 -$284 -23.3%
Arizona $1,014 -$204 -16.7%
Arkansas $1,218 -$0 0.0%
California $1,390 $172 14.1%
Colorado $1,166 -$52 -4.3%
Connecticut $1,254 $36 3.0%
Delaware $1,380 $162 13.3%
Florida $1,524 $306 25.1%
Georgia $1,124 -$94 -7.7%
Hawaii $876 -$342 -28.1%
Idaho $826 -$392 -32.2%
Illinois $908 -$310 -25.5%
Indiana $918 -$300 -24.6%
Iowa $822 -$396 -32.5%
Kansas $1,158 -$60 -4.9%
Kentucky $1,664 $446 36.6%
Louisiana $1,804 $586 48.1%
Maine $754 -$464 -38.1%
Maryland $1,006 -$212 -17.4%
Massachusetts $976 -$242 -19.9%
Michigan $2,118 $900 73.9%
Minnesota $1,020 -$198 -16.3%
Mississippi $1,460 $242 19.9%
Missouri $1,080 -$138 -11.3%
Montana $1,310 $92 7.6%
Nebraska $962 -$256 -21.0%
Nevada $1,462 $244 20.0%
New Hampshire $880 -$338 -27.8%
New Jersey $1,364 $146 12.0%
New Mexico $1,080 -$138 -11.3%
New York $1,284 $66 5.4%
North Carolina $702 -$516 -42.4%
North Dakota $998 -$220 -18.1%
Ohio $842 -$376 -30.9%
Oklahoma $1,252 $34 2.8%
Oregon $1,118 -$100 -8.2%
Pennsylvania $1,164 -$54 -4.4%
Rhode Island $1,628 $410 33.7%
South Carolina $1,104 -$114 -9.4%
South Dakota $1,028 -$190 -15.6%
Tennessee $1,068 -$150 -12.3%
Texas $1,470 $252 20.7%
Utah $902 -$316 -25.9%
Vermont $834 -$384 -31.5%
Virginia $730 -$488 -40.1%
Washington $944 -$274 -22.5%
West Virginia $1,118 -$100 -8.2%
Wisconsin $844 -$374 -30.7%
Wyoming $1,088 -$130 -10.7%

View Chart as Image

Buick Envision insurance rates by U.S. city

Opting for high physical damage deductibles could cut rates by as much as $400 every year, whereas increasing liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at least $1,400 to $2,000 in extra premium per year, depending on your age. Insurance for high-risk drivers can be as much as 42% to 128% more than the average rate. View High Risk Driver Rates

Buick Envision Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Buick Envision $320 $566 $398 $1,442
2023 Buick Envision $308 $552 $416 $1,434
2022 Buick Envision $298 $530 $430 $1,416
2021 Buick Envision $282 $512 $442 $1,394
2020 Buick Envision $270 $474 $452 $1,354
2019 Buick Envision $260 $446 $456 $1,320
2018 Buick Envision $248 $400 $460 $1,266
2017 Buick Envision $232 $368 $460 $1,218
2016 Buick Envision $224 $346 $464 $1,192

Rates are averaged for all Buick Envision models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Buick Envision Insurance

Saving money on car insurance requires having a good driving record, having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to shop around every other policy renewal by getting quotes from direct insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

The next list is a brief summary of the ideas that were illustrated above.

  • Drivers age 20 and younger are expensive to insure, costing up to $393 per month if they have full coverage
  • Higher risk drivers that tend to have accidents or serious violations may pay on average $1,410 more every year to buy Buick Envision insurance
  • Increasing deductibles can save around $400 each year
  • It is possible to save up to $140 per year just by quoting online in advance

Rates by Driver Age

Buick Envision Insurance Rates by Driver Age
Driver Age Premium
16 $4,716
20 $2,800
30 $1,256
40 $1,218
50 $1,116
60 $1,094

Full coverage, $500 deductibles

Rates by Deductible

Buick Envision Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,482
$250 $1,360
$500 $1,218
$1,000 $1,082

Full coverage, driver age 40

Rates by Liability Limit

Buick Envision Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,218
50/100 $1,310
100/300 $1,425
250/500 $1,724
100 CSL $1,356
300 CSL $1,609
500 CSL $1,793

Full coverage, driver age 40

Rates for High Risk Drivers

Buick Envision Insurance Rates for High Risk Drivers
Age Premium
16 $6,688
20 $4,460
30 $2,674
40 $2,632
50 $2,516
60 $2,492

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $167

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $65
Homeowner $20
5-yr Accident Free $82
5-yr Claim Free $78
Paid in Full/EFT $50
Advance Quote $57
Online Quote $85
Total Discounts $501
Rate after discounts $717

Discounts are estimated and may not be available from every company or in every state.

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