Buick Envision Insurance Rates

U.S. average auto insurance rates for a Buick Envision are $1,218 annually for full coverage. Comprehensive costs on average $232 a year, collision insurance costs $368, and liability is estimated at $460. Buying just liability costs approximately $510 a year, and insurance for high-risk drivers costs around $2,632. Teenage drivers pay the highest rates at up to $4,716 a year.

Average premium for full coverage: $1,218

Price estimates by individual coverage:

Price estimates include $500 policy deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and Envision trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on car insurance rates. Rural areas have fewer accident claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above show why it is important to get quotes based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Buick Envision insurance rates for different risk profiles and scenarios.

• The best discount rate is $717
• Choosing higher $1,000 deductibles can save around $1,082 a year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,218
• Using low $100 deductibles for comp and collision coverage will cost $1,482
• Unlucky drivers who are prone to accidents and violations could pay upwards of $2,632
• The price with full coverage for a teen driver may cost $4,716 each year

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Insurance prices for a Buick Envision are also quite variable based on the trim level and model year, your driver profile, and policy deductibles and limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $4,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at a minimum $1,400 to $2,000 additional each year, depending on your age. A high-risk auto insurance policy ranges as much as 42% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $400 every year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Buick Envision insurance prices. A good driver about age 40 could pay as low as $810 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,740 on average in Michigan, Louisiana, and New York.

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How to Buy Cheaper Buick Envision Insurance

Getting lower rates on car insurance takes being safe and accident-free, having good credit, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Set aside time to compare rates at least once a year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

Below you'll find a condensed summary of the primary concepts that were covered above.

• Drivers can save as much as $140 per year just by quoting early and online
• Higher risk drivers with multiple at-fault accidents may be required to pay an average of $1,410 more each year than a low-risk driver
• Increasing physical damage deductibles could save up to $400 each year
• Youthful drivers pay higher prices, with premiums as much as $393 a month if they have full coverage