Buick Envision Insurance Rates

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UPDATED: Apr 27, 2024

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Estimated insurance rates for a Buick Envision are $1,218 a year with full coverage. Comprehensive costs approximately $232, collision costs $368, and liability insurance costs around $460. A liability-only policy costs as low as $510 a year, with high-risk insurance costing around $2,632. Teenage drivers pay the most at $4,716 a year or more.

Average premium for full coverage: $1,218

Premium estimates by type of coverage:

Comprehensive $232
Collision $368
Liability $460

Prices are based on $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all U.S. states and for different Envision trim levels.

Insurance Price Range by Risk and Coverage

For the normal driver, insurance rates for a Buick Envision go from as low as $510 for minimum levels of liability insurance to a much higher rate of $2,632 for a driver required to buy high-risk insurance.

Liability Only $510
Full Coverage $1,218
High Risk $2,632

Insurance Price Range by Location

Where you live has a significant impact on the price of insurance. Rural locations are statistically proven to have a lower frequency of collision claims than densely populated cities.

The price range example below illustrates how geographic area affects auto insurance prices.

Rural Areas $914
Small Cities $1,279
Large Cities $1,644

These rate differences demonstrate why anyone shopping for car insurance should compare prices using their specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details estimated Buick Envision insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $717
  • Using higher $1,000 deductibles will save $136 annually
  • The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,218
  • Using more expensive low deductibles for physical damage coverage will increase the cost to $1,482
  • Drivers who are prone to accidents and violations could pay around $2,632 or more
  • An auto insurance policy for full coverage for a teen driver with full coverage can cost $4,716 or more

View Chart as Image

Buick Envision insurance cost comparison chart
Column chart showing full coverage Buick Envision insurance rates range from $717 to $4,716

Auto insurance prices for a Buick Envision also have a wide range based on your driving characteristics, the trim level and model year, and physical damage deductibles and liability limits.

An older driver with a good driving record and high deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay in the ballpark of $4,700 a year. View Rates by Age

Where you choose to live has a huge impact on Buick Envision insurance rates. A driver around age 40 might see prices as low as $880 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,650 on average in New York, Michigan, and Florida.

Buick Envision Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,102 -$116 -9.5%
Alaska $934 -$284 -23.3%
Arizona $1,014 -$204 -16.7%
Arkansas $1,218 -$0 0.0%
California $1,390 $172 14.1%
Colorado $1,166 -$52 -4.3%
Connecticut $1,254 $36 3.0%
Delaware $1,380 $162 13.3%
Florida $1,524 $306 25.1%
Georgia $1,124 -$94 -7.7%
Hawaii $876 -$342 -28.1%
Idaho $826 -$392 -32.2%
Illinois $908 -$310 -25.5%
Indiana $918 -$300 -24.6%
Iowa $822 -$396 -32.5%
Kansas $1,158 -$60 -4.9%
Kentucky $1,664 $446 36.6%
Louisiana $1,804 $586 48.1%
Maine $754 -$464 -38.1%
Maryland $1,006 -$212 -17.4%
Massachusetts $976 -$242 -19.9%
Michigan $2,118 $900 73.9%
Minnesota $1,020 -$198 -16.3%
Mississippi $1,460 $242 19.9%
Missouri $1,080 -$138 -11.3%
Montana $1,310 $92 7.6%
Nebraska $962 -$256 -21.0%
Nevada $1,462 $244 20.0%
New Hampshire $880 -$338 -27.8%
New Jersey $1,364 $146 12.0%
New Mexico $1,080 -$138 -11.3%
New York $1,284 $66 5.4%
North Carolina $702 -$516 -42.4%
North Dakota $998 -$220 -18.1%
Ohio $842 -$376 -30.9%
Oklahoma $1,252 $34 2.8%
Oregon $1,118 -$100 -8.2%
Pennsylvania $1,164 -$54 -4.4%
Rhode Island $1,628 $410 33.7%
South Carolina $1,104 -$114 -9.4%
South Dakota $1,028 -$190 -15.6%
Tennessee $1,068 -$150 -12.3%
Texas $1,470 $252 20.7%
Utah $902 -$316 -25.9%
Vermont $834 -$384 -31.5%
Virginia $730 -$488 -40.1%
Washington $944 -$274 -22.5%
West Virginia $1,118 -$100 -8.2%
Wisconsin $844 -$374 -30.7%
Wyoming $1,088 -$130 -10.7%

View Chart as Image

Buick Envision insurance rates by U.S. city

Using high physical damage deductibles could cut prices by as much as $400 each year, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out anywhere from $1,400 to $2,000 in extra premium annually, depending on your age. High-risk driver insurance can be anywhere from 42% to 128% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to compare prices from as many companies as possible. Each insurance company uses a different method to calculate prices, and quoted prices will be substantially different from one company to the next.

Buick Envision Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Buick Envision $320 $566 $398 $1,442
2023 Buick Envision $308 $552 $416 $1,434
2022 Buick Envision $298 $530 $430 $1,416
2021 Buick Envision $282 $512 $442 $1,394
2020 Buick Envision $270 $474 $452 $1,354
2019 Buick Envision $260 $446 $456 $1,320
2018 Buick Envision $248 $400 $460 $1,266
2017 Buick Envision $232 $368 $460 $1,218
2016 Buick Envision $224 $346 $464 $1,192

Rates are averaged for all Buick Envision models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Buick Envision Insurance

Finding better rates on Buick Envision insurance requires being a good driver, having good credit, being claim-free, and not having any coverage lapses. Invest the time to compare rates at every policy renewal by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following list is a brief review of the data presented in the illustrations above.

  • Drivers who purchase an increased level of liability coverage will pay an extra $510 every year to increase from 30/60 bodily injury limits to 250/500 limits
  • You may be able to save around $140 per year simply by shopping early and online
  • Increasing policy deductibles can save around $400 each year
  • Drivers age 16 to 20 have the highest car insurance prices, possibly costing $393 per month if they have full coverage

Rates by Driver Age

Buick Envision Insurance Rates by Driver Age
Driver Age Premium
16 $4,716
20 $2,800
30 $1,256
40 $1,218
50 $1,116
60 $1,094

Full coverage, $500 deductibles

Rates by Deductible

Buick Envision Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,482
$250 $1,360
$500 $1,218
$1,000 $1,082

Full coverage, driver age 40

Rates by Liability Limit

Buick Envision Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,218
50/100 $1,310
100/300 $1,425
250/500 $1,724
100 CSL $1,356
300 CSL $1,609
500 CSL $1,793

Full coverage, driver age 40

Rates for High Risk Drivers

Buick Envision Insurance Rates for High Risk Drivers
Age Premium
16 $6,688
20 $4,460
30 $2,674
40 $2,632
50 $2,516
60 $2,492

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $167

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $65
Homeowner $20
5-yr Accident Free $82
5-yr Claim Free $78
Paid in Full/EFT $50
Advance Quote $57
Online Quote $85
Total Discounts $501
Rate after discounts $717

Discounts are estimated and may not be available from every company or in every state.

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