Buick Regal Insurance Rates

The average Buick Regal insurance rates are $119 per month or $1,428 annually. However, many factors impact your Buick Regal insurance costs. 

For example, the age of your model can drastically change what you pay for Buick auto insurance. A classic Buick Regal 1980 model will require very different coverage levels than a newer Buick Regal 2019 model.

Read through our comprehensive Buick Regal insurance guide to better understand how your premiums are calculated. Whether you drive a used Buick Regal or a brand new Buick Regal GS, you’ll be able to secure cheap car insurance rates. 

If you’re already ready to compare lower than average Buick Regal prices for car insurance, simply enter your five-digit ZIP code into our FREE quote comparison tool to start shopping.

Estimated insurance prices for a Buick Regal are $1,320 every 12 months with full coverage. Comprehensive insurance costs on average $260 each year, collision costs $450, and liability costs around $452. A policy with only liability insurance costs as low as $504 a year, with a high-risk policy costing $2,854 or more. Teenage drivers pay the most at $5,032 a year or more.

Average premium for full coverage: $1,320

Premium estimates by type of coverage:

These estimates include $500 policy deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and Regal models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on auto insurance rates. Rural areas are statistically proven to have more infrequent collision claims than densely populated cities.

The graphic below illustrates how rural and urban location affects car insurance rates.

These rate differences demonstrate why all drivers should compare prices based on a specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Buick Regal insurance rates for different risk profiles and scenarios.

• The best discount rate is $767
• Using higher $1,000 deductibles will save around $162 annually
• The average price for a 40-year-old good driver with $500 deductibles is $1,320
• Using low deductibles for physical damage coverage costs an extra $312 annually
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,854 or more
• An auto insurance policy to insure a 16-year-old driver may cost $5,032 or more

View Chart as Image

Car insurance prices for a Buick Regal also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level of your Regal.

Using high physical damage deductibles could cut prices by as much as $480 annually, whereas increasing liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $407 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may pay as low as $1,200 a year, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged upwards of $5,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at a minimum $1,600 to $2,200 extra annually, depending on your age. Insurance for high-risk drivers can be from 44% to 135% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Buick Regal insurance prices. A driver around age 40 might see prices as low as $950 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,780 on average in Florida, Michigan, and New York.

View Chart as Image

With such a large range in prices, the best way to find out exactly what you will pay is to do a rate comparison from multiple companies. Each insurance company uses a different method to calculate prices, so rate quotes will be substantially different.

How to Shop for Cheap Buick Regal Insurance

Finding better rates on insurance for a Buick Regal requires avoiding accidents and claims, maintaining a good credit score, being claim-free, and maximizing policy discounts. Set aside time to shop around at every policy renewal by getting quotes from direct companies, and also from local exclusive and independent agents.

The points below are a brief summary of the data raised in the charts and tables above.

• Insureds who require increased liability limits will pay an extra $500 every year to increase from 30/60 bodily injury limits to a 250/500 level
• You may be able to save as much as $160 per year simply by quoting online in advance
• Increasing policy deductibles could save as much as $475 each year
• Drivers under the age of 20 are expensive to insure, possibly costing $419 per month if the policy includes full coverage

As you’ve learned from the information above, many factors impact your Buick Regal insurance rates. The Regal has been in production for multiple decades, which means the Buick Regal 1986 and Buick Regal 1987 models are considered classics, which can sometimes require specialty car insurance coverage. 

However, you could potentially only purchase your state’s minimum liability requirements for the more modern Buick Regal 2018 model. 

Regardless of what Buick Regal model year you drive, to receive your lowest rates simply use our FREE tool below and start comparing quotes right away. 

What are the safety ratings for the Buick Regal?

Understanding the Buick Regal safety ratings and features is a great way to discover car insurance discounts you might qualify for. Sometimes, it can even uncover if your vehicle is causing your rates to increase. 

However, recent rumors have caused consumers to question if the Buick Regal is being discontinued. Buick has decided to stop the production of the Regal to minimize its passenger car lineup. 

Buick is making a 2020 Regal as it’s final version; in fact, you can already find this model in lots and on roads today. Check out the 2020 Buick Regal four-door wagon safety ratings below.

• Small overlap front (driver-side): Good
• Moderate overlap front: Good
• Side: Good

A rating of ‘Good’ is the highest possible standard given by the Insurance Institute for Highway Safety. Overall, these safety ratings are positive and will not cause your insurance rates to increase. 

Buick Regal Compared Against other Vehicles in the Same Class

Comparing the Buick Regal to similar vehicles can help you save money, especially it has better insurance loss ratios than other vehicles in its class. Is the Buick Regal a luxury car? Technically, Buicks fall between luxury and economy, causing some experts to refer to Buick as a premium brand. 

Officially the Insurance Institue for Highway Safety classifies the Buick Regal as a large four-door car. See other comparable large cars in the list below:

• Chevrolet Impala
• Dodge Charger
• Toyota Avalon

Is the Buick Regal a reliable car? Looking at the loss ratios, the Buick Regal is within the average range in all categories. These reliable percentages will reflect positively in your car insurance rates.  

Ultimately, it does not matter if this brand is considered luxury or not. Only you can say if the Buick Regal is a good car for you. 

You are now an expert on Buick Regal insurance rates. Enter your five-digit ZIP code into our FREE quote comparison tool to find your best Buick insurance premiums.