Buick Regal Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: May 5, 2024
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The average Buick Regal insurance rates are $119 per month or $1,428 annually. However, many factors impact your Buick Regal insurance costs.
For example, the age of your model can drastically change what you pay for Buick auto insurance. A classic Buick Regal 1980 model will require very different coverage levels than a newer Buick Regal 2019 model.
Read through our comprehensive Buick Regal insurance guide to better understand how your premiums are calculated. Whether you drive a used Buick Regal or a brand new Buick Regal GS, you’ll be able to secure cheap car insurance rates.
If you’re already ready to compare lower than average Buick Regal prices for car insurance, simply enter your five-digit ZIP code into our FREE quote comparison tool to start shopping.
Estimated auto insurance rates for a Buick Regal are $1,320 annually with full coverage. Comprehensive insurance costs an estimated $260, collision costs $450, and liability insurance is estimated at $452. Liability-only coverage costs approximately $504 a year, with high-risk coverage costing $2,854 or more. Teen drivers pay the most at $5,032 a year or more.
Average premium for full coverage: $1,320
Premium estimates broken down by type of coverage:
Full coverage includes $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and for different Regal trim levels.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Buick Regal go from as cheap as $504 for basic liability insurance to a much higher rate of $2,854 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Living in a larger city has a significant impact on car insurance rates. More rural locations are statistically proven to have fewer collision claims than larger metro areas.
The price range example below illustrates how rural and urban location affects insurance prices.
These rate differences demonstrate why anyone shopping for car insurance should get quotes for a targeted area and their own personal driving habits, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details estimated Buick Regal insurance rates for other coverage scenarios.
- The lowest rate with discounts is $767
- Choosing higher $1,000 deductibles can save approximately $162 annually
- The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,320
- Choosing more expensive low deductibles for comp and collision coverage costs an additional $312 a year
- High-risk insureds with multiple violations and an at-fault accident could pay up to $2,854 or more
- An auto insurance policy with full coverage for a teen driver with full coverage can cost as much as $5,032 each year
Insurance prices for a Buick Regal also have a wide range based on the model of your Regal, your driving record, and liability limits and deductibles.
An older driver with a clean driving record and high physical damage deductibles could pay as little as $1,200 annually on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay at least $5,000 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you may be forking out $1,600 to $2,200 extra annually, depending on your age. High-risk driver insurance ranges anywhere from 44% to 135% more than average. View High Risk Driver Rates
Choosing high deductibles can save as much as $480 each year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $407 more per year. View Rates by Deductible or Liability Limit
Where you choose to live plays a big part in determining prices for Buick Regal insurance rates. A good driver about age 40 could pay as low as $950 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,780 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,192 | -$128 | -9.7% |
| Alaska | $1,012 | -$308 | -23.3% |
| Arizona | $1,094 | -$226 | -17.1% |
| Arkansas | $1,320 | -$0 | 0.0% |
| California | $1,502 | $182 | 13.8% |
| Colorado | $1,260 | -$60 | -4.5% |
| Connecticut | $1,358 | $38 | 2.9% |
| Delaware | $1,492 | $172 | 13.0% |
| Florida | $1,650 | $330 | 25.0% |
| Georgia | $1,218 | -$102 | -7.7% |
| Hawaii | $946 | -$374 | -28.3% |
| Idaho | $892 | -$428 | -32.4% |
| Illinois | $982 | -$338 | -25.6% |
| Indiana | $992 | -$328 | -24.8% |
| Iowa | $890 | -$430 | -32.6% |
| Kansas | $1,252 | -$68 | -5.2% |
| Kentucky | $1,800 | $480 | 36.4% |
| Louisiana | $1,952 | $632 | 47.9% |
| Maine | $814 | -$506 | -38.3% |
| Maryland | $1,086 | -$234 | -17.7% |
| Massachusetts | $1,056 | -$264 | -20.0% |
| Michigan | $2,292 | $972 | 73.6% |
| Minnesota | $1,104 | -$216 | -16.4% |
| Mississippi | $1,580 | $260 | 19.7% |
| Missouri | $1,168 | -$152 | -11.5% |
| Montana | $1,416 | $96 | 7.3% |
| Nebraska | $1,040 | -$280 | -21.2% |
| Nevada | $1,582 | $262 | 19.8% |
| New Hampshire | $952 | -$368 | -27.9% |
| New Jersey | $1,474 | $154 | 11.7% |
| New Mexico | $1,168 | -$152 | -11.5% |
| New York | $1,390 | $70 | 5.3% |
| North Carolina | $760 | -$560 | -42.4% |
| North Dakota | $1,080 | -$240 | -18.2% |
| Ohio | $912 | -$408 | -30.9% |
| Oklahoma | $1,354 | $34 | 2.6% |
| Oregon | $1,208 | -$112 | -8.5% |
| Pennsylvania | $1,258 | -$62 | -4.7% |
| Rhode Island | $1,760 | $440 | 33.3% |
| South Carolina | $1,196 | -$124 | -9.4% |
| South Dakota | $1,114 | -$206 | -15.6% |
| Tennessee | $1,156 | -$164 | -12.4% |
| Texas | $1,592 | $272 | 20.6% |
| Utah | $976 | -$344 | -26.1% |
| Vermont | $904 | -$416 | -31.5% |
| Virginia | $790 | -$530 | -40.2% |
| Washington | $1,018 | -$302 | -22.9% |
| West Virginia | $1,208 | -$112 | -8.5% |
| Wisconsin | $914 | -$406 | -30.8% |
| Wyoming | $1,176 | -$144 | -10.9% |
With such a large range in prices, the best way to find out which insurance company is cheapest is to compare prices from as many companies as possible. Each auto insurer uses a different rate calculation, so the prices will be substantially different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Buick Regal | $260 | $450 | $452 | $1,320 |
| 2019 Buick Regal | $250 | $424 | $456 | $1,288 |
| 2018 Buick Regal | $240 | $380 | $460 | $1,238 |
| 2017 Buick Regal | $224 | $350 | $460 | $1,192 |
| 2016 Buick Regal | $216 | $328 | $464 | $1,166 |
| 2015 Buick Regal | $210 | $306 | $474 | $1,148 |
| 2014 Buick Regal | $194 | $284 | $474 | $1,110 |
| 2013 Buick Regal | $190 | $258 | $478 | $1,084 |
| 2012 Buick Regal | $176 | $236 | $474 | $1,044 |
| 2011 Buick Regal | $166 | $214 | $474 | $1,012 |
Rates are averaged for all Buick Regal models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable Buick Regal Insurance
Finding better rates on Buick Regal insurance takes having a decent driving record, having a good credit history, being claim-free, and taking advantage of discounts. Set aside time to shop around once a year by getting quotes from direct companies, and also from several local insurance agents.
The following items are a summary of the data that was raised in the charts and tables above.
- You may be able to save approximately $160 per year simply by shopping early and online
- Drivers who want additional liability coverage will pay about $500 every year to raise limits from 30/60 bodily injury limits to higher 250/500 limits
- 16 to 18-year-old drivers are charged the highest prices, possibly costing $419 per month including comprehensive and collision insurance
- High-risk drivers who have multiple accidents or major violations pay on average $1,530 more annually than a driver with a clean driving record
As you’ve learned from the information above, many factors impact your Buick Regal insurance rates. The Regal has been in production for multiple decades, which means the Buick Regal 1986 and Buick Regal 1987 models are considered classics, which can sometimes require specialty car insurance coverage.
However, you could potentially only purchase your state’s minimum liability requirements for the more modern Buick Regal 2018 model.
Regardless of what Buick Regal model year you drive, to receive your lowest rates simply use our FREE tool below and start comparing quotes right away.
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What are the safety ratings for the Buick Regal?
Understanding the Buick Regal safety ratings and features is a great way to discover car insurance discounts you might qualify for. Sometimes, it can even uncover if your vehicle is causing your rates to increase.
However, recent rumors have caused consumers to question if the Buick Regal is being discontinued. Buick has decided to stop the production of the Regal to minimize its passenger car lineup.
Buick is making a 2020 Regal as it’s final version; in fact, you can already find this model in lots and on roads today. Check out the 2020 Buick Regal four-door wagon safety ratings below.
- Small overlap front (driver-side): Good
- Moderate overlap front: Good
- Side: Good
A rating of ‘Good’ is the highest possible standard given by the Insurance Institute for Highway Safety. Overall, these safety ratings are positive and will not cause your insurance rates to increase.
Buick Regal Compared Against other Vehicles in the Same Class
Comparing the Buick Regal to similar vehicles can help you save money, especially it has better insurance loss ratios than other vehicles in its class. Is the Buick Regal a luxury car? Technically, Buicks fall between luxury and economy, causing some experts to refer to Buick as a premium brand.
Officially the Insurance Institue for Highway Safety classifies the Buick Regal as a large four-door car. See other comparable large cars in the list below:
Is the Buick Regal a reliable car? Looking at the loss ratios, the Buick Regal is within the average range in all categories. These reliable percentages will reflect positively in your car insurance rates.
Ultimately, it does not matter if this brand is considered luxury or not. Only you can say if the Buick Regal is a good car for you.
You are now an expert on Buick Regal insurance rates. Enter your five-digit ZIP code into our FREE quote comparison tool to find your best Buick insurance premiums.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,032 |
| 20 | $3,042 |
| 30 | $1,366 |
| 40 | $1,320 |
| 50 | $1,206 |
| 60 | $1,184 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,632 |
| $250 | $1,488 |
| $500 | $1,320 |
| $1,000 | $1,158 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,320 |
| 50/100 | $1,410 |
| 100/300 | $1,523 |
| 250/500 | $1,817 |
| 100 CSL | $1,456 |
| 300 CSL | $1,704 |
| 500 CSL | $1,885 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,160 |
| 20 | $4,844 |
| 30 | $2,906 |
| 40 | $2,854 |
| 50 | $2,728 |
| 60 | $2,704 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $70 |
| Homeowner | $21 |
| 5-yr Accident Free | $93 |
| 5-yr Claim Free | $85 |
| Paid in Full/EFT | $57 |
| Advance Quote | $64 |
| Online Quote | $93 |
| Total Discounts | $553 |
Discounts are estimated and may not be available from every company or in every state.
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