Buick Regal Insurance Rates

The average Buick Regal insurance rates are $119 per month or $1,428 annually. However, many factors impact your Buick Regal insurance costs. 

For example, the age of your model can drastically change what you pay for Buick auto insurance. A classic Buick Regal 1980 model will require very different coverage levels than a newer Buick Regal 2019 model.

Read through our comprehensive Buick Regal insurance guide to better understand how your premiums are calculated. Whether you drive a used Buick Regal or a brand new Buick Regal GS, you’ll be able to secure cheap car insurance rates. 

If you’re already ready to compare lower than average Buick Regal prices for car insurance, simply enter your five-digit ZIP code into our FREE quote comparison tool to start shopping.

Average auto insurance rates for a Buick Regal are $1,320 annually for full coverage. Comprehensive insurance costs an estimated $260 a year, collision insurance costs $450, and liability coverage costs around $452. A liability-only policy costs as low as $504 a year, and high-risk insurance costs $2,854 or more. Teen drivers receive the highest rates at up to $5,032 a year.

Average premium for full coverage: $1,320

Rate estimates broken down by individual coverage type:

Full coverage includes $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all states and Regal trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on insurance rates. More rural locations tend to have fewer accident claims than larger metro areas. The diagram below illustrates how location impacts insurance prices.

These examples show why it is important to compare prices for a targeted area and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Buick Regal insurance rates for other coverage scenarios.

• The lowest rate with discounts is $767
• Using higher $1,000 deductibles will save approximately $1,158 a year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,320
• Choosing low $100 deductibles for physical damage coverage costs an additional $312 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,854
• The cost with full coverage for a teenage driver can cost as much as $5,032 or more

View Chart as Image

Insurance rates for a Buick Regal can also vary considerably based on the trim level of your Regal, your driver profile, and liability limits and deductibles.

Older drivers with a clean driving record and high physical damage deductibles may only pay around $1,200 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay at least $5,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying $1,600 to $2,200 extra per year, depending on your age. A high-risk auto insurance policy can be around 44% to 135% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $480 a year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $407 more per year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Buick Regal insurance rates. A driver around age 40 might see rates as low as $870 a year in states like Iowa, Maine, and Idaho, or as much as $1,880 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Buy More Affordable Buick Regal Insurance

Saving money on auto insurance requires having a decent driving record, having a good credit history, eliminating unneeded coverage, and deciding if full coverage is necessary. Spend time shopping around at least once a year by quoting rates from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

The following items are a summary of the primary concepts that were touched on above.

• Drivers can save approximately $160 per year just by quoting early and online
• Drivers who have multiple accidents or major violations may pay on average $1,530 more annually than a driver with a clean driving record
• Increasing deductibles could save up to $475 each year
• 16 to 18-year-old drivers are charged the highest rates, costing as high as $419 per month including comprehensive and collision insurance

As you’ve learned from the information above, many factors impact your Buick Regal insurance rates. The Regal has been in production for multiple decades, which means the Buick Regal 1986 and Buick Regal 1987 models are considered classics, which can sometimes require specialty car insurance coverage. 

However, you could potentially only purchase your state’s minimum liability requirements for the more modern Buick Regal 2018 model. 

Regardless of what Buick Regal model year you drive, to receive your lowest rates simply use our FREE tool below and start comparing quotes right away. 

What are the safety ratings for the Buick Regal?

Understanding the Buick Regal safety ratings and features is a great way to discover car insurance discounts you might qualify for. Sometimes, it can even uncover if your vehicle is causing your rates to increase. 

However, recent rumors have caused consumers to question if the Buick Regal is being discontinued. Buick has decided to stop the production of the Regal to minimize its passenger car lineup. 

Buick is making a 2020 Regal as it’s final version; in fact, you can already find this model in lots and on roads today. Check out the 2020 Buick Regal four-door wagon safety ratings below.

• Small overlap front (driver-side): Good
• Moderate overlap front: Good
• Side: Good

A rating of ‘Good’ is the highest possible standard given by the Insurance Institute for Highway Safety. Overall, these safety ratings are positive and will not cause your insurance rates to increase. 

Buick Regal Compared Against other Vehicles in the Same Class

Comparing the Buick Regal to similar vehicles can help you save money, especially it has better insurance loss ratios than other vehicles in its class. Is the Buick Regal a luxury car? Technically, Buicks fall between luxury and economy, causing some experts to refer to Buick as a premium brand. 

Officially the Insurance Institue for Highway Safety classifies the Buick Regal as a large four-door car. See other comparable large cars in the list below:

• Chevrolet Impala
• Dodge Charger
• Toyota Avalon

Is the Buick Regal a reliable car? Looking at the loss ratios, the Buick Regal is within the average range in all categories. These reliable percentages will reflect positively in your car insurance rates.  

Ultimately, it does not matter if this brand is considered luxury or not. Only you can say if the Buick Regal is a good car for you. 

You are now an expert on Buick Regal insurance rates. Enter your five-digit ZIP code into our FREE quote comparison tool to find your best Buick insurance premiums.