Chevrolet Express Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 1, 2023

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U.S. average insurance rates for a Chevrolet Express are $872 a year for full coverage insurance. Comprehensive insurance costs on average $120 a year, collision insurance costs $152, and liability coverage costs around $442. Liability-only insurance costs as low as $496 a year, and high-risk driver insurance costs $1,878 or more. Teens pay the highest rates at up to $3,622 a year.

Average premium for full coverage: $872

Price estimates by individual coverage:

Comprehensive $120
Collision $152
Liability $442

Prices are based on $500 deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and Express trim levels.

Price Range from Low to High

For a driver in their 40's, Chevrolet Express insurance prices range from as low as $496 for minimum levels of liability insurance to a high of $1,878 for a policy for a high-risk driver.

Liability Only $496
Full Coverage $872
High Risk $1,878

Geographic Price Range

Where you live has a large influence on insurance rates. Rural areas have a lower frequency of physical damage claims than cities with more traffic congestion. The diagram below illustrates how location helps determine car insurance rates.

Rural Areas $654
Small Cities $916
Large Cities $1,177

The ranges above illustrate why it is important to compare prices based on a specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below illustrates average Chevrolet Express insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $539
  • Using higher $1,000 deductibles will save around $810 each year
  • The average rate for the average middle-age driver with $500 deductibles is $872
  • Selecting low $100 deductibles for physical damage coverage will cost an extra $120 each year
  • Higher-risk drivers with serious driving violations could pay upwards of $1,878
  • The price for full coverage for a teenage driver may cost $3,622 or more

View Chart as Image

Chevrolet Express insurance cost comparison chart
Column chart showing Chevrolet Express insurance prices range from $539 to $3,622 for full coverage

Car insurance prices for a Chevrolet Express are also quite variable based on your driving record, the model year and trim level, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may only pay around $800 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged upwards of $3,600 a year. View Rates by Age

The state you live in has a huge impact on Chevrolet Express insurance rates. A driver around age 40 might see prices as low as $570 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,180 on average in Michigan, New York, and Florida.

Chevrolet Express Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $792 -$80 -9.2%
Alaska $670 -$202 -23.2%
Arizona $726 -$146 -16.7%
Arkansas $872 -$0 0.0%
California $996 $124 14.2%
Colorado $836 -$36 -4.1%
Connecticut $898 $26 3.0%
Delaware $988 $116 13.3%
Florida $1,094 $222 25.5%
Georgia $806 -$66 -7.6%
Hawaii $628 -$244 -28.0%
Idaho $592 -$280 -32.1%
Illinois $652 -$220 -25.2%
Indiana $658 -$214 -24.5%
Iowa $588 -$284 -32.6%
Kansas $830 -$42 -4.8%
Kentucky $1,192 $320 36.7%
Louisiana $1,294 $422 48.4%
Maine $538 -$334 -38.3%
Maryland $722 -$150 -17.2%
Massachusetts $700 -$172 -19.7%
Michigan $1,518 $646 74.1%
Minnesota $732 -$140 -16.1%
Mississippi $1,046 $174 20.0%
Missouri $776 -$96 -11.0%
Montana $940 $68 7.8%
Nebraska $690 -$182 -20.9%
Nevada $1,046 $174 20.0%
New Hampshire $630 -$242 -27.8%
New Jersey $978 $106 12.2%
New Mexico $776 -$96 -11.0%
New York $922 $50 5.7%
North Carolina $504 -$368 -42.2%
North Dakota $714 -$158 -18.1%
Ohio $606 -$266 -30.5%
Oklahoma $898 $26 3.0%
Oregon $800 -$72 -8.3%
Pennsylvania $836 -$36 -4.1%
Rhode Island $1,168 $296 33.9%
South Carolina $792 -$80 -9.2%
South Dakota $738 -$134 -15.4%
Tennessee $768 -$104 -11.9%
Texas $1,054 $182 20.9%
Utah $648 -$224 -25.7%
Vermont $598 -$274 -31.4%
Virginia $524 -$348 -39.9%
Washington $678 -$194 -22.2%
West Virginia $800 -$72 -8.3%
Wisconsin $606 -$266 -30.5%
Wyoming $780 -$92 -10.6%

View Chart as Image

Chevrolet Express insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $190 a year, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at a minimum $1,000 to $1,500 extra each year, depending on your age. A high-risk auto insurance policy can be around 41% to 127% more than the average policy. View High Risk Driver Rates

Chevrolet Express Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Chevrolet Express $196 $330 $460 $1,144
2014 Chevrolet Express $190 $310 $464 $1,122
2008 Chevrolet Express $142 $182 $468 $950

Rates are averaged for all Chevrolet Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Chevrolet Express Insurance

Getting lower rates on auto insurance requires not taking risks behind the wheel, having above-average credit, not filing small claims, and possibly raising deductibles. Invest time comparing rates every year by requesting rates from direct insurance companies like Progressive and GEICO, and also from local independent and exclusive agents.

The following is a brief review of the coverage data covered in the charts and tables above.

  • It is possible to save as much as $90 per year just by quoting early and online
  • Increasing physical damage deductibles can save around $175 each year
  • Teens are expensive to insure, as much as $302 a month if full coverage is included
  • Drivers with DUI or reckless driving convictions pay an average of $1,010 more each year for Express insurance

Rates by Driver Age

Chevrolet Express Insurance Rates by Driver Age
Driver Age Premium
16 $3,622
20 $2,006
30 $882
40 $872
50 $804
60 $786

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Express Insurance Rates with Different Deductibles
Deductible Premium
$100 $992
$250 $938
$500 $872
$1,000 $810

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Express Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $872
50/100 $960
100/300 $1,071
250/500 $1,358
100 CSL $1,005
300 CSL $1,248
500 CSL $1,425

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Express Insurance Rates for High Risk Drivers
Age Premium
16 $5,074
20 $3,192
30 $1,884
40 $1,878
50 $1,798
60 $1,780

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $115

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $43
Multi-vehicle $47
Homeowner $16
5-yr Accident Free $50
5-yr Claim Free $54
Paid in Full/EFT $29
Advance Quote $37
Online Quote $57
Total Discounts $333
Rate after discounts $539

Discounts are estimated and may not be available from every company or in every state.

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