Chevrolet Express Insurance Rates

The average auto insurance rates for a Chevrolet Express are $1,340 annually for full coverage. Comprehensive costs on average $280 a year, collision insurance costs $512, and liability coverage is $390. Liability-only coverage costs around $452 a year, and high-risk coverage costs around $2,896. Teen drivers cost the most to insure at up to $5,012 a year.

Average premium for full coverage: $1,340

Policy rates by type of insurance:

These estimates include $500 deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and Express trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural areas are shown to have fewer accident claims than larger metro areas. The diagram below illustrates how where you live affects car insurance rates.

The examples above show why it is important to compare rates quotes based on a specific location and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Chevrolet Express insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $773
• Raising to $1,000 deductibles will save around $1,160 a year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,340
• Choosing low $100 deductibles will cost $1,688
• Unlucky drivers with multiple violations and an at-fault accident could pay upwards of $2,896
• Policy cost with full coverage for a teenage driver may cost $5,012

View Chart as Image

Insurance rates for a Chevrolet Express also range considerably based on the model year and trim level, your driver profile, and policy deductibles and limits.

Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay upwards of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $1,600 to $2,200 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $530 a year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $351 more each year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Chevrolet Express insurance rates. A middle-age driver might find rates as low as $880 a year in states like Idaho, Maine, and Iowa, or as much as $1,910 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Buy Cheap Chevrolet Express Insurance

Finding cheaper rates on auto insurance consists of not taking risks behind the wheel, having good credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Take the time to comparison shop at every other renewal by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The following is a brief summary of the concepts that were touched on in the above illustrations.

• Drivers that tend to have accidents or serious violations may be required to pay an average of $1,560 more each year for Express insurance
• Teens pay higher rates, costing up to $418 each month if they have full coverage
• Drivers can save as much as $160 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $525 each year
• Drivers can save as much as $160 per year just by quoting early and online