Chevrolet Express Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 2, 2024
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Average insurance prices for a Chevrolet Express are $1,332 every 12 months for full coverage insurance. Comprehensive insurance costs around $270, collision costs $506, and liability coverage is estimated at $398. Buying just liability costs approximately $460 a year, with insurance for high-risk drivers costing $2,888 or more. Teen drivers receive the highest rates at $5,022 a year or more.
Average premium for full coverage: $1,332
Rate estimates for individual coverage type:
Price estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and for all Express models.
Price Range by Coverage and Risk
For an average driver, prices range go from the cheapest price of $460 for just liability insurance to the much higher price of $2,888 for a driver who requires high-risk insurance.
Price Range by Location
Living in a larger city has a large influence on car insurance rates. Areas with sparse population tend to have more infrequent physical damage claims than larger metro areas.
The example below illustrates the effect of geographic area on auto insurance rates.
These examples illustrate why everyone should get quotes for a specific zip code and their own driving history, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below illustrates estimated Chevrolet Express insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $767
- Choosing higher $1,000 deductibles can save about $176 each year
- The average price for a 40-year-old driver using $500 deductibles is $1,332
- Choosing pricier low deductibles for comp and collision coverage costs an extra $342 each year
- Drivers with multiple violations and an at-fault accident could pay at least $2,888 or more
- The cost to insure a teenage driver for full coverage can be $5,022 each year
Auto insurance rates for a Chevrolet Express can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level and model year.
Choosing high deductibles can save as much as $520 a year, whereas buying more liability protection will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $358 extra every year. View Rates by Deductible or Liability Limit
A more mature driver with a good driving record and higher deductibles may only pay around $1,200 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay as much as $5,000 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are probably paying at least $1,600 to $2,200 in extra premium per year, depending on your age. Chevrolet Express insurance for high-risk drivers ranges around 44% to 134% more than average. View High Risk Driver Rates
Where you live plays a big part in determining prices for Chevrolet Express insurance rates. A good driver about age 40 could pay as low as $870 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,800 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,206 | -$126 | -9.5% |
| Alaska | $1,022 | -$310 | -23.3% |
| Arizona | $1,106 | -$226 | -17.0% |
| Arkansas | $1,332 | -$0 | 0.0% |
| California | $1,518 | $186 | 14.0% |
| Colorado | $1,272 | -$60 | -4.5% |
| Connecticut | $1,370 | $38 | 2.9% |
| Delaware | $1,508 | $176 | 13.2% |
| Florida | $1,668 | $336 | 25.2% |
| Georgia | $1,230 | -$102 | -7.7% |
| Hawaii | $958 | -$374 | -28.1% |
| Idaho | $902 | -$430 | -32.3% |
| Illinois | $994 | -$338 | -25.4% |
| Indiana | $1,002 | -$330 | -24.8% |
| Iowa | $900 | -$432 | -32.4% |
| Kansas | $1,268 | -$64 | -4.8% |
| Kentucky | $1,820 | $488 | 36.6% |
| Louisiana | $1,972 | $640 | 48.0% |
| Maine | $822 | -$510 | -38.3% |
| Maryland | $1,098 | -$234 | -17.6% |
| Massachusetts | $1,068 | -$264 | -19.8% |
| Michigan | $2,316 | $984 | 73.9% |
| Minnesota | $1,116 | -$216 | -16.2% |
| Mississippi | $1,598 | $266 | 20.0% |
| Missouri | $1,182 | -$150 | -11.3% |
| Montana | $1,432 | $100 | 7.5% |
| Nebraska | $1,052 | -$280 | -21.0% |
| Nevada | $1,598 | $266 | 20.0% |
| New Hampshire | $962 | -$370 | -27.8% |
| New Jersey | $1,490 | $158 | 11.9% |
| New Mexico | $1,182 | -$150 | -11.3% |
| New York | $1,406 | $74 | 5.6% |
| North Carolina | $768 | -$564 | -42.3% |
| North Dakota | $1,090 | -$242 | -18.2% |
| Ohio | $922 | -$410 | -30.8% |
| Oklahoma | $1,370 | $38 | 2.9% |
| Oregon | $1,220 | -$112 | -8.4% |
| Pennsylvania | $1,272 | -$60 | -4.5% |
| Rhode Island | $1,778 | $446 | 33.5% |
| South Carolina | $1,210 | -$122 | -9.2% |
| South Dakota | $1,126 | -$206 | -15.5% |
| Tennessee | $1,168 | -$164 | -12.3% |
| Texas | $1,606 | $274 | 20.6% |
| Utah | $988 | -$344 | -25.8% |
| Vermont | $912 | -$420 | -31.5% |
| Virginia | $798 | -$534 | -40.1% |
| Washington | $1,032 | -$300 | -22.5% |
| West Virginia | $1,220 | -$112 | -8.4% |
| Wisconsin | $922 | -$410 | -30.8% |
| Wyoming | $1,188 | -$144 | -10.8% |
With so much variability in rates, the only way to figure out your exact price is to regularly compare rates and see how they stack up. Each auto insurer uses a different rate calculation, and quoted rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Express | $270 | $506 | $398 | $1,332 |
| 2023 Chevrolet Express | $260 | $494 | $416 | $1,328 |
| 2022 Chevrolet Express | $250 | $474 | $430 | $1,312 |
| 2021 Chevrolet Express | $238 | $458 | $442 | $1,296 |
| 2020 Chevrolet Express | $228 | $424 | $452 | $1,262 |
| 2019 Chevrolet Express | $218 | $400 | $456 | $1,232 |
| 2018 Chevrolet Express | $210 | $358 | $460 | $1,186 |
| 2017 Chevrolet Express | $196 | $330 | $460 | $1,144 |
| 2016 Chevrolet Express | $190 | $310 | $464 | $1,122 |
| 2015 Chevrolet Express | $184 | $288 | $474 | $1,104 |
| 2014 Chevrolet Express | $172 | $268 | $474 | $1,072 |
| 2013 Chevrolet Express | $166 | $244 | $478 | $1,046 |
| 2012 Chevrolet Express | $156 | $222 | $474 | $1,010 |
| 2011 Chevrolet Express | $146 | $202 | $474 | $980 |
| 2010 Chevrolet Express | $142 | $182 | $468 | $950 |
| 2008 Chevrolet Express | $136 | $168 | $452 | $914 |
Rates are averaged for all Chevrolet Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Chevrolet Express Insurance
Saving money on auto insurance takes being safe and accident-free, having a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Take the time to compare rates at every other renewal by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
Below you'll find a condensed summary of the concepts that were covered in the above illustrations.
- Drivers with multiple at-fault accidents may pay on average $1,560 more every year than a low-risk driver
- Youthful drivers are expensive to insure, costing up to $419 per month if comprehensive and collision insurance is included
- It is possible to save up to $160 per year simply by quoting online well ahead of the renewal date
- Increasing deductibles could save as much as $525 each year
- It is possible to save up to $160 per year simply by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,022 |
| 20 | $3,090 |
| 30 | $1,390 |
| 40 | $1,332 |
| 50 | $1,218 |
| 60 | $1,194 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,674 |
| $250 | $1,516 |
| $500 | $1,332 |
| $1,000 | $1,156 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,332 |
| 50/100 | $1,412 |
| 100/300 | $1,511 |
| 250/500 | $1,770 |
| 100 CSL | $1,451 |
| 300 CSL | $1,670 |
| 500 CSL | $1,830 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,156 |
| 20 | $4,914 |
| 30 | $2,950 |
| 40 | $2,888 |
| 50 | $2,758 |
| 60 | $2,734 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $61 |
| Advance Quote | $66 |
| Online Quote | $94 |
| Total Discounts | $565 |
Discounts are estimated and may not be available from every company or in every state.
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