Chevrolet Express Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 2, 2024
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U.S. average insurance prices for a Chevrolet Express are $1,332 every 12 months for full coverage insurance. Comprehensive costs on average $270, collision costs $506, and liability coverage costs $398. Liability-only coverage costs as little as $460 a year, with high-risk coverage costing around $2,888. Teens pay the highest rates at $5,022 a year or more.
Average premium for full coverage: $1,332
Price estimates by individual coverage:
Price estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and for all Express models.
Price Range from Low to High
Using a middle-aged driver as an example, Chevrolet Express insurance prices go from the cheapest price of $460 for a discount liability-only rate to the much higher price of $2,888 for a driver who has had serious violations or accidents.
Geographic Price Range
Your location has a large influence on insurance rates. Rural areas have more infrequent physical damage claims than cities with more traffic congestion.
The example below illustrates how where you live affects car insurance rates.
The ranges above illustrate why everyone should compare rates based on a specific location and their own driving history, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates estimated Chevrolet Express insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $767
- Drivers who choose higher $1,000 deductibles will pay around $176 each year
- The average price for the average middle-age driver with $500 deductibles is $1,332
- Selecting pricier low deductibles for comprehensive and collision insurance increases the price to $1,674
- High-risk insureds with serious driving violations could pay upwards of $2,888 or more
- The price to insure a teenage driver for full coverage may cost $5,022 a year
Auto insurance prices for a Chevrolet Express are also quite variable based on deductibles and policy limits, your risk profile, and the trim level of your Express.
Choosing higher comprehensive and collision insurance deductibles could save up to $520 a year, whereas buying more liability protection will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $358 extra every year. View Rates by Deductible or Liability Limit
A more mature driver with a good driving record and higher deductibles may only pay around $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay upwards of $5,000 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are probably paying at a minimum $1,600 to $2,200 in extra premium each year, depending on your age. Chevrolet Express insurance for high-risk drivers can cost around 44% to 134% more than the average policy. View High Risk Driver Rates
The state you live in makes a big difference in Chevrolet Express insurance rates. A 40-year-old driver could pay as low as $870 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,800 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,206 | -$126 | -9.5% |
| Alaska | $1,022 | -$310 | -23.3% |
| Arizona | $1,106 | -$226 | -17.0% |
| Arkansas | $1,332 | -$0 | 0.0% |
| California | $1,518 | $186 | 14.0% |
| Colorado | $1,272 | -$60 | -4.5% |
| Connecticut | $1,370 | $38 | 2.9% |
| Delaware | $1,508 | $176 | 13.2% |
| Florida | $1,668 | $336 | 25.2% |
| Georgia | $1,230 | -$102 | -7.7% |
| Hawaii | $958 | -$374 | -28.1% |
| Idaho | $902 | -$430 | -32.3% |
| Illinois | $994 | -$338 | -25.4% |
| Indiana | $1,002 | -$330 | -24.8% |
| Iowa | $900 | -$432 | -32.4% |
| Kansas | $1,268 | -$64 | -4.8% |
| Kentucky | $1,820 | $488 | 36.6% |
| Louisiana | $1,972 | $640 | 48.0% |
| Maine | $822 | -$510 | -38.3% |
| Maryland | $1,098 | -$234 | -17.6% |
| Massachusetts | $1,068 | -$264 | -19.8% |
| Michigan | $2,316 | $984 | 73.9% |
| Minnesota | $1,116 | -$216 | -16.2% |
| Mississippi | $1,598 | $266 | 20.0% |
| Missouri | $1,182 | -$150 | -11.3% |
| Montana | $1,432 | $100 | 7.5% |
| Nebraska | $1,052 | -$280 | -21.0% |
| Nevada | $1,598 | $266 | 20.0% |
| New Hampshire | $962 | -$370 | -27.8% |
| New Jersey | $1,490 | $158 | 11.9% |
| New Mexico | $1,182 | -$150 | -11.3% |
| New York | $1,406 | $74 | 5.6% |
| North Carolina | $768 | -$564 | -42.3% |
| North Dakota | $1,090 | -$242 | -18.2% |
| Ohio | $922 | -$410 | -30.8% |
| Oklahoma | $1,370 | $38 | 2.9% |
| Oregon | $1,220 | -$112 | -8.4% |
| Pennsylvania | $1,272 | -$60 | -4.5% |
| Rhode Island | $1,778 | $446 | 33.5% |
| South Carolina | $1,210 | -$122 | -9.2% |
| South Dakota | $1,126 | -$206 | -15.5% |
| Tennessee | $1,168 | -$164 | -12.3% |
| Texas | $1,606 | $274 | 20.6% |
| Utah | $988 | -$344 | -25.8% |
| Vermont | $912 | -$420 | -31.5% |
| Virginia | $798 | -$534 | -40.1% |
| Washington | $1,032 | -$300 | -22.5% |
| West Virginia | $1,220 | -$112 | -8.4% |
| Wisconsin | $922 | -$410 | -30.8% |
| Wyoming | $1,188 | -$144 | -10.8% |
Since prices can be so different, the only way to figure out exactly what you will pay is to regularly compare prices and see how they stack up. Every company calculates prices differently, and quoted prices may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Express | $270 | $506 | $398 | $1,332 |
| 2023 Chevrolet Express | $260 | $494 | $416 | $1,328 |
| 2022 Chevrolet Express | $250 | $474 | $430 | $1,312 |
| 2021 Chevrolet Express | $238 | $458 | $442 | $1,296 |
| 2020 Chevrolet Express | $228 | $424 | $452 | $1,262 |
| 2019 Chevrolet Express | $218 | $400 | $456 | $1,232 |
| 2018 Chevrolet Express | $210 | $358 | $460 | $1,186 |
| 2017 Chevrolet Express | $196 | $330 | $460 | $1,144 |
| 2016 Chevrolet Express | $190 | $310 | $464 | $1,122 |
| 2015 Chevrolet Express | $184 | $288 | $474 | $1,104 |
| 2014 Chevrolet Express | $172 | $268 | $474 | $1,072 |
| 2013 Chevrolet Express | $166 | $244 | $478 | $1,046 |
| 2012 Chevrolet Express | $156 | $222 | $474 | $1,010 |
| 2011 Chevrolet Express | $146 | $202 | $474 | $980 |
| 2010 Chevrolet Express | $142 | $182 | $468 | $950 |
| 2008 Chevrolet Express | $136 | $168 | $452 | $914 |
Rates are averaged for all Chevrolet Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Chevrolet Express Insurance
Getting lower rates on auto insurance not only requires avoiding accidents and claims, but also having a good credit score, not filing small claims, and taking advantage of discounts. Take the time to comparison shop every other policy renewal by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The points below are a condensed summary of the ideas that were touched on in the above illustrations.
- Drivers under the age of 20 are charged the highest prices, as much as $419 a month if comprehensive and collision insurance is included
- Drivers with multiple at-fault accidents pay on average $1,560 more each year to insure a Chevrolet Express
- Increasing physical damage deductibles could save as much as $525 each year
- It is possible to save as much as $160 per year simply by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,022 |
| 20 | $3,090 |
| 30 | $1,390 |
| 40 | $1,332 |
| 50 | $1,218 |
| 60 | $1,194 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,674 |
| $250 | $1,516 |
| $500 | $1,332 |
| $1,000 | $1,156 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,332 |
| 50/100 | $1,412 |
| 100/300 | $1,511 |
| 250/500 | $1,770 |
| 100 CSL | $1,451 |
| 300 CSL | $1,670 |
| 500 CSL | $1,830 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,156 |
| 20 | $4,914 |
| 30 | $2,950 |
| 40 | $2,888 |
| 50 | $2,758 |
| 60 | $2,734 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $61 |
| Advance Quote | $66 |
| Online Quote | $94 |
| Total Discounts | $565 |
Discounts are estimated and may not be available from every company or in every state.
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