Chevrolet Express Insurance Rates

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UPDATED: May 2, 2024

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Estimated insurance rates for a Chevrolet Express are $1,340 a year with full coverage. Comprehensive insurance costs an estimated $280, collision insurance costs $512, and liability is estimated at $390. A liability-only policy costs approximately $452 a year, and high-risk insurance costs $2,896 or more. Teenage drivers pay the most at up to $5,012 a year.

Average premium for full coverage: $1,340

Premium estimates broken down by type of coverage:

Comprehensive $280
Collision $512
Liability $390

Price estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all U.S. states and for all Express models.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for a Chevrolet Express range from as low as $452 for just liability insurance to the much higher price of $2,896 for a driver that may need high-risk insurance.

Liability Only $452
Full Coverage $1,340
High Risk $2,896

Insurance Price Range by Location

Living in a larger city can make a big difference on car insurance rates. More rural locations are statistically proven to have a lower frequency of collision claims than densely populated cities. The example below illustrates how location helps determine insurance prices.

Rural Areas $1,005
Small Cities $1,407
Large Cities $1,809

These rate differences demonstrate why everyone should get quotes for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below details average Chevrolet Express insurance rates for other coverage scenarios.

  • The best discount rate is $773
  • Choosing higher $1,000 deductibles can save approximately $180 annually
  • The average rate for a 40-year-old good driver who has $500 deductibles is $1,340
  • Using pricier low deductibles for comp and collision coverage will cost an extra $348 annually
  • Higher-risk drivers who are prone to accidents and violations could pay up to $2,896
  • An auto insurance policy for full coverage for a 16-year-old driver for full coverage can cost as much as $5,012 each year

View Chart as Image

Chevrolet Express insurance cost comparison chart
Column chart showing Chevrolet Express insurance prices range from $773 to $5,012 for full coverage

Auto insurance prices for a Chevrolet Express also have a wide range based on your driving characteristics, the trim level and model year, and liability limits and deductibles.

A more mature driver with a good driving record and high deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay at least $5,000 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Chevrolet Express insurance prices. A good driver about age 40 could pay as low as $970 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,810 on average in New York, Michigan, and Florida.

Chevrolet Express Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,212 -$128 -9.6%
Alaska $1,028 -$312 -23.3%
Arizona $1,112 -$228 -17.0%
Arkansas $1,340 -$0 0.0%
California $1,526 $186 13.9%
Colorado $1,280 -$60 -4.5%
Connecticut $1,378 $38 2.8%
Delaware $1,518 $178 13.3%
Florida $1,676 $336 25.1%
Georgia $1,238 -$102 -7.6%
Hawaii $962 -$378 -28.2%
Idaho $906 -$434 -32.4%
Illinois $998 -$342 -25.5%
Indiana $1,010 -$330 -24.6%
Iowa $906 -$434 -32.4%
Kansas $1,274 -$66 -4.9%
Kentucky $1,828 $488 36.4%
Louisiana $1,984 $644 48.1%
Maine $828 -$512 -38.2%
Maryland $1,106 -$234 -17.5%
Massachusetts $1,072 -$268 -20.0%
Michigan $2,330 $990 73.9%
Minnesota $1,120 -$220 -16.4%
Mississippi $1,604 $264 19.7%
Missouri $1,190 -$150 -11.2%
Montana $1,440 $100 7.5%
Nebraska $1,058 -$282 -21.0%
Nevada $1,606 $266 19.9%
New Hampshire $964 -$376 -28.1%
New Jersey $1,500 $160 11.9%
New Mexico $1,186 -$154 -11.5%
New York $1,412 $72 5.4%
North Carolina $772 -$568 -42.4%
North Dakota $1,098 -$242 -18.1%
Ohio $926 -$414 -30.9%
Oklahoma $1,376 $36 2.7%
Oregon $1,228 -$112 -8.4%
Pennsylvania $1,280 -$60 -4.5%
Rhode Island $1,788 $448 33.4%
South Carolina $1,214 -$126 -9.4%
South Dakota $1,130 -$210 -15.7%
Tennessee $1,176 -$164 -12.2%
Texas $1,616 $276 20.6%
Utah $992 -$348 -26.0%
Vermont $918 -$422 -31.5%
Virginia $802 -$538 -40.1%
Washington $1,034 -$306 -22.8%
West Virginia $1,228 -$112 -8.4%
Wisconsin $928 -$412 -30.7%
Wyoming $1,196 -$144 -10.7%

View Chart as Image

Chevrolet Express insurance rates by U.S. city

Using high physical damage deductibles can save as much as $530 annually, whereas buying more liability protection will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost up to $351 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out $1,600 to $2,200 in extra premium annually, depending on your age. Chevrolet Express insurance for high-risk drivers ranges from 44% to 133% more than a normal policy. View High Risk Driver Rates

Chevrolet Express Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Express $280 $512 $390 $1,340
2023 Chevrolet Express $270 $506 $398 $1,332
2022 Chevrolet Express $260 $494 $416 $1,328
2021 Chevrolet Express $250 $474 $430 $1,312
2020 Chevrolet Express $238 $458 $442 $1,296
2019 Chevrolet Express $228 $424 $452 $1,262
2018 Chevrolet Express $218 $400 $456 $1,232
2017 Chevrolet Express $210 $358 $460 $1,186
2016 Chevrolet Express $196 $330 $460 $1,144
2015 Chevrolet Express $190 $310 $464 $1,122
2014 Chevrolet Express $184 $288 $474 $1,104
2013 Chevrolet Express $172 $268 $474 $1,072
2012 Chevrolet Express $166 $244 $478 $1,046
2011 Chevrolet Express $156 $222 $474 $1,010
2010 Chevrolet Express $146 $202 $474 $980
2008 Chevrolet Express $140 $178 $460 $936

Rates are averaged for all Chevrolet Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Chevrolet Express Insurance

Finding better rates on insurance for a Chevrolet Express takes being a low-risk driver, having good credit, being claim-free, and consideration of higher deductibles. Invest time comparing rates once a year by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The items below are a condensed summary of the data that was covered in the charts and tables above.

  • You may be able to save approximately $160 per year just by quoting online well ahead of the renewal date
  • Insureds who want more liability coverage will pay an extra $430 every year to raise limits from 30/60 bodily injury limits to 250/500 limits
  • Teen drivers are the costliest to insure, possibly costing $418 per month if they have full coverage
  • Drivers considered higher risk with multiple at-fault accidents may pay on average $1,560 more annually to insure their Express

Rates by Driver Age

Chevrolet Express Insurance Rates by Driver Age
Driver Age Premium
16 $5,012
20 $3,094
30 $1,396
40 $1,340
50 $1,224
60 $1,200

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Express Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,688
$250 $1,528
$500 $1,340
$1,000 $1,160

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Express Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,340
50/100 $1,418
100/300 $1,516
250/500 $1,769
100 CSL $1,457
300 CSL $1,672
500 CSL $1,828

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Express Insurance Rates for High Risk Drivers
Age Premium
16 $7,144
20 $4,922
30 $2,958
40 $2,896
50 $2,764
60 $2,740

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $186

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $98
5-yr Claim Free $86
Paid in Full/EFT $61
Advance Quote $66
Online Quote $95
Total Discounts $567
Rate after discounts $773

Discounts are estimated and may not be available from every company or in every state.

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