Chevrolet Express Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: May 2, 2024
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The average insurance rates for a Chevrolet Express are $1,340 a year including full coverage. Comprehensive costs around $280, collision costs $512, and liability insurance is $390. Liability-only coverage costs around $452 a year, with high-risk coverage costing around $2,896. Teens cost the most to insure at $5,012 a year or more.
Average premium for full coverage: $1,340
Policy rates for type of insurance:
Includes $500 deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for all Express models.
Price Range Variability
For the normal driver, Chevrolet Express insurance rates go from as low as $452 for basic liability insurance to the much higher price of $2,896 for high-risk insurance.
Urban vs. Rural Price Range
Choosing to live in a large city has a significant impact on the price of insurance. Areas with sparse population are shown to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.
The example below illustrates how geographic area affects auto insurance rates.
The examples above highlight why everyone should compare rates quotes for a specific zip code and risk profile, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below breaks down estimated Chevrolet Express insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $773
- Raising to $1,000 deductibles will save about $180 every year
- The average rate for a good driver age 40 using $500 deductibles is $1,340
- Selecting pricier low deductibles will increase the cost to $1,688
- Higher-risk drivers with serious driving violations could pay at least $2,896 or more
- Policy cost for full coverage for a teen driver for full coverage can be $5,012
Insurance rates for a Chevrolet Express also range considerably based on your risk profile, the model of your Express, and deductibles and policy limits.
A more mature driver with no violations or accidents and high deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay as much as $5,000 a year. View Rates by Age
Your home state also has a big influence on Chevrolet Express insurance rates. A middle-age driver might find rates as low as $1,030 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,910 on average in Michigan, New York, and Louisiana.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,212 | -$128 | -9.6% |
Alaska | $1,028 | -$312 | -23.3% |
Arizona | $1,112 | -$228 | -17.0% |
Arkansas | $1,340 | -$0 | 0.0% |
California | $1,526 | $186 | 13.9% |
Colorado | $1,280 | -$60 | -4.5% |
Connecticut | $1,378 | $38 | 2.8% |
Delaware | $1,518 | $178 | 13.3% |
Florida | $1,676 | $336 | 25.1% |
Georgia | $1,238 | -$102 | -7.6% |
Hawaii | $962 | -$378 | -28.2% |
Idaho | $906 | -$434 | -32.4% |
Illinois | $998 | -$342 | -25.5% |
Indiana | $1,010 | -$330 | -24.6% |
Iowa | $906 | -$434 | -32.4% |
Kansas | $1,274 | -$66 | -4.9% |
Kentucky | $1,828 | $488 | 36.4% |
Louisiana | $1,984 | $644 | 48.1% |
Maine | $828 | -$512 | -38.2% |
Maryland | $1,106 | -$234 | -17.5% |
Massachusetts | $1,072 | -$268 | -20.0% |
Michigan | $2,330 | $990 | 73.9% |
Minnesota | $1,120 | -$220 | -16.4% |
Mississippi | $1,604 | $264 | 19.7% |
Missouri | $1,190 | -$150 | -11.2% |
Montana | $1,440 | $100 | 7.5% |
Nebraska | $1,058 | -$282 | -21.0% |
Nevada | $1,606 | $266 | 19.9% |
New Hampshire | $964 | -$376 | -28.1% |
New Jersey | $1,500 | $160 | 11.9% |
New Mexico | $1,186 | -$154 | -11.5% |
New York | $1,412 | $72 | 5.4% |
North Carolina | $772 | -$568 | -42.4% |
North Dakota | $1,098 | -$242 | -18.1% |
Ohio | $926 | -$414 | -30.9% |
Oklahoma | $1,376 | $36 | 2.7% |
Oregon | $1,228 | -$112 | -8.4% |
Pennsylvania | $1,280 | -$60 | -4.5% |
Rhode Island | $1,788 | $448 | 33.4% |
South Carolina | $1,214 | -$126 | -9.4% |
South Dakota | $1,130 | -$210 | -15.7% |
Tennessee | $1,176 | -$164 | -12.2% |
Texas | $1,616 | $276 | 20.6% |
Utah | $992 | -$348 | -26.0% |
Vermont | $918 | -$422 | -31.5% |
Virginia | $802 | -$538 | -40.1% |
Washington | $1,034 | -$306 | -22.8% |
West Virginia | $1,228 | -$112 | -8.4% |
Wisconsin | $928 | -$412 | -30.7% |
Wyoming | $1,196 | -$144 | -10.7% |
Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $530 each year, whereas buying more liability protection will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $351 more each year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,600 to $2,200 additional every year, depending on your age. Chevrolet Express insurance for high-risk drivers is expensive and can cost anywhere from 44% to 133% more than the average policy. View High Risk Driver Rates
Because rates have so much variability, the best way to figure out your exact price is to regularly compare rates from as many companies as possible. Every auto insurance company calculates rates differently, and rates will be varied from one company to the next.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Chevrolet Express | $280 | $512 | $390 | $1,340 |
2023 Chevrolet Express | $270 | $506 | $398 | $1,332 |
2022 Chevrolet Express | $260 | $494 | $416 | $1,328 |
2021 Chevrolet Express | $250 | $474 | $430 | $1,312 |
2020 Chevrolet Express | $238 | $458 | $442 | $1,296 |
2019 Chevrolet Express | $228 | $424 | $452 | $1,262 |
2018 Chevrolet Express | $218 | $400 | $456 | $1,232 |
2017 Chevrolet Express | $210 | $358 | $460 | $1,186 |
2016 Chevrolet Express | $196 | $330 | $460 | $1,144 |
2015 Chevrolet Express | $190 | $310 | $464 | $1,122 |
2014 Chevrolet Express | $184 | $288 | $474 | $1,104 |
2013 Chevrolet Express | $172 | $268 | $474 | $1,072 |
2012 Chevrolet Express | $166 | $244 | $478 | $1,046 |
2011 Chevrolet Express | $156 | $222 | $474 | $1,010 |
2010 Chevrolet Express | $146 | $202 | $474 | $980 |
2008 Chevrolet Express | $140 | $178 | $460 | $936 |
Rates are averaged for all Chevrolet Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Chevrolet Express Insurance
Finding cheaper rates on Chevrolet Express insurance consists of not taking risks behind the wheel, having a good credit history, paying for small claims out-of-pocket, and taking advantage of discounts. Invest the time to compare rates every couple of years by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
The following is a recap of the material that was presented in the illustrations above.
- Drivers who may need higher liability limits will pay approximately $430 per year to raise from a 30/60 limit to 250/500 limits
- Teens are charged the highest rates, with premiums being up to $418 each month including comprehensive and collision insurance
- High-risk drivers that have major violations or accidents pay on average $1,560 more every year for Express insurance
- Increasing comprehensive and collision deductibles can save around $525 each year
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,012 |
20 | $3,094 |
30 | $1,396 |
40 | $1,340 |
50 | $1,224 |
60 | $1,200 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,688 |
$250 | $1,528 |
$500 | $1,340 |
$1,000 | $1,160 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,340 |
50/100 | $1,418 |
100/300 | $1,516 |
250/500 | $1,769 |
100 CSL | $1,457 |
300 CSL | $1,672 |
500 CSL | $1,828 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,144 |
20 | $4,922 |
30 | $2,958 |
40 | $2,896 |
50 | $2,764 |
60 | $2,740 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $71 |
Multi-vehicle | $70 |
Homeowner | $20 |
5-yr Accident Free | $98 |
5-yr Claim Free | $86 |
Paid in Full/EFT | $61 |
Advance Quote | $66 |
Online Quote | $95 |
Total Discounts | $567 |
Discounts are estimated and may not be available from every company or in every state.
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