Chevrolet Express Insurance Rates

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UPDATED: May 2, 2024

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Average insurance rates for a Chevrolet Express are $1,340 a year for full coverage insurance. Comprehensive costs on average $280, collision insurance costs $512, and liability is estimated at $390. Buying just liability costs approximately $452 a year, and insurance for high-risk drivers costs around $2,896. Teens receive the highest rates at up to $5,012 a year.

Average premium for full coverage: $1,340

Rate estimates by individual coverage type:

Comprehensive $280
Collision $512
Liability $390

Rate estimates include $500 deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and for all Express models.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range range from the low end price of $452 for your basic liability-only policy to the much higher price of $2,896 for a high-risk driver policy.

Liability Only $452
Full Coverage $1,340
High Risk $2,896

Price Range by Location

Living in a larger city can make a big difference on insurance rates. Rural areas tend to have lower incidents of physical damage claims than cities with more traffic congestion. The example below illustrates the difference location can make on car insurance rates.

Rural Areas $1,005
Small Cities $1,407
Large Cities $1,809

These examples illustrate why everyone should get quotes based on a specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below illustrates average Chevrolet Express insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $773
  • Choosing higher $1,000 deductibles can save around $180 each year
  • The estimated price for a 40-year-old driver with $500 deductibles is $1,340
  • Selecting pricier low deductibles for comp and collision coverage bumps up the cost to $1,688
  • Higher-risk drivers with serious driving violations could pay upwards of $2,896
  • The cost that insures a 16-year-old driver for full coverage may cost $5,012 each year

View Chart as Image

Chevrolet Express insurance cost comparison chart
Column chart showing Chevrolet Express insurance rates range from $773 to $5,012 for full coverage

Auto insurance rates for a Chevrolet Express can also vary considerably based on the model of your Express, your age and driving record, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are probably paying at a minimum $1,600 to $2,200 in extra premium per year, depending on your age. Chevrolet Express insurance for high-risk drivers ranges from 44% to 133% more than the average policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,200 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay upwards of $5,000 a year. View Rates by Age

Where you live plays a big part in determining prices for Chevrolet Express insurance prices. A good driver about age 40 could pay as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,810 on average in Michigan, New York, and Florida.

Chevrolet Express Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,212 -$128 -9.6%
Alaska $1,028 -$312 -23.3%
Arizona $1,112 -$228 -17.0%
Arkansas $1,340 -$0 0.0%
California $1,526 $186 13.9%
Colorado $1,280 -$60 -4.5%
Connecticut $1,378 $38 2.8%
Delaware $1,518 $178 13.3%
Florida $1,676 $336 25.1%
Georgia $1,238 -$102 -7.6%
Hawaii $962 -$378 -28.2%
Idaho $906 -$434 -32.4%
Illinois $998 -$342 -25.5%
Indiana $1,010 -$330 -24.6%
Iowa $906 -$434 -32.4%
Kansas $1,274 -$66 -4.9%
Kentucky $1,828 $488 36.4%
Louisiana $1,984 $644 48.1%
Maine $828 -$512 -38.2%
Maryland $1,106 -$234 -17.5%
Massachusetts $1,072 -$268 -20.0%
Michigan $2,330 $990 73.9%
Minnesota $1,120 -$220 -16.4%
Mississippi $1,604 $264 19.7%
Missouri $1,190 -$150 -11.2%
Montana $1,440 $100 7.5%
Nebraska $1,058 -$282 -21.0%
Nevada $1,606 $266 19.9%
New Hampshire $964 -$376 -28.1%
New Jersey $1,500 $160 11.9%
New Mexico $1,186 -$154 -11.5%
New York $1,412 $72 5.4%
North Carolina $772 -$568 -42.4%
North Dakota $1,098 -$242 -18.1%
Ohio $926 -$414 -30.9%
Oklahoma $1,376 $36 2.7%
Oregon $1,228 -$112 -8.4%
Pennsylvania $1,280 -$60 -4.5%
Rhode Island $1,788 $448 33.4%
South Carolina $1,214 -$126 -9.4%
South Dakota $1,130 -$210 -15.7%
Tennessee $1,176 -$164 -12.2%
Texas $1,616 $276 20.6%
Utah $992 -$348 -26.0%
Vermont $918 -$422 -31.5%
Virginia $802 -$538 -40.1%
Washington $1,034 -$306 -22.8%
West Virginia $1,228 -$112 -8.4%
Wisconsin $928 -$412 -30.7%
Wyoming $1,196 -$144 -10.7%

View Chart as Image

Chevrolet Express insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can save as much as $530 annually, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $351 extra every year. View Rates by Deductible or Liability Limit

Chevrolet Express Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Express $280 $512 $390 $1,340
2023 Chevrolet Express $270 $506 $398 $1,332
2022 Chevrolet Express $260 $494 $416 $1,328
2021 Chevrolet Express $250 $474 $430 $1,312
2020 Chevrolet Express $238 $458 $442 $1,296
2019 Chevrolet Express $228 $424 $452 $1,262
2018 Chevrolet Express $218 $400 $456 $1,232
2017 Chevrolet Express $210 $358 $460 $1,186
2016 Chevrolet Express $196 $330 $460 $1,144
2015 Chevrolet Express $190 $310 $464 $1,122
2014 Chevrolet Express $184 $288 $474 $1,104
2013 Chevrolet Express $172 $268 $474 $1,072
2012 Chevrolet Express $166 $244 $478 $1,046
2011 Chevrolet Express $156 $222 $474 $1,010
2010 Chevrolet Express $146 $202 $474 $980
2008 Chevrolet Express $140 $178 $460 $936

Rates are averaged for all Chevrolet Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Chevrolet Express Insurance

Saving money on insurance for a Chevrolet Express takes not taking risks behind the wheel, maintaining a good credit score, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Compare rates every time your policy renews by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following is a brief recap of the information touched on in this article.

  • It is possible to save as much as $160 per year just by quoting online well ahead of the renewal date
  • Teens are charged the highest rates, costing up to $418 per month if the policy includes full coverage
  • Increasing deductibles can save approximately $525 each year
  • Drivers considered higher risk who tend to receive serious violations may pay on average $1,560 more each year for Express insurance
  • Insureds who require higher liability limits will pay approximately $430 annually to raise limits from a minimum limit to the 250/500 level

Rates by Driver Age

Chevrolet Express Insurance Rates by Driver Age
Driver Age Premium
16 $5,012
20 $3,094
30 $1,396
40 $1,340
50 $1,224
60 $1,200

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Express Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,688
$250 $1,528
$500 $1,340
$1,000 $1,160

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Express Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,340
50/100 $1,418
100/300 $1,516
250/500 $1,769
100 CSL $1,457
300 CSL $1,672
500 CSL $1,828

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Express Insurance Rates for High Risk Drivers
Age Premium
16 $7,144
20 $4,922
30 $2,958
40 $2,896
50 $2,764
60 $2,740

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $186

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $98
5-yr Claim Free $86
Paid in Full/EFT $61
Advance Quote $66
Online Quote $95
Total Discounts $567
Rate after discounts $773

Discounts are estimated and may not be available from every company or in every state.

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