Chevrolet Express Insurance Rates

The average insurance prices for a Chevrolet Express are $1,332 every 12 months with full coverage. Comprehensive costs around $270, collision insurance costs $506, and liability costs $398. A liability-only policy costs as little as $460 a year, and high-risk insurance costs around $2,888. Teenage drivers cost the most to insure at up to $5,022 a year.

Average premium for full coverage: $1,332

Policy rates for type of insurance:

Rates are based on $500 physical damage insurance deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and for different Express trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than densely populated cities. The price range example below illustrates the difference location can make on auto insurance rates.

The examples above demonstrate why anyone shopping for car insurance should compare rates for a specific zip code and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Chevrolet Express insurance rates for additional coverage choices and driver risks.

• The best discount rate is $767
• Drivers who choose higher $1,000 deductibles will pay about $176 annually
• The average price for a good driver age 40 using $500 deductibles is $1,332
• Using more expensive low deductibles for comprehensive and collision insurance increases the price to $1,674
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,888
• Policy cost to insure a teen driver with full coverage can be $5,022 a year

View Chart as Image

Car insurance rates for a Chevrolet Express also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.

Using high physical damage deductibles could save up to $520 every year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $358 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged as much as $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,600 to $2,200 extra every year, depending on your age. High-risk driver insurance can cost as much as 44% to 134% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Chevrolet Express insurance prices. A 40-year-old driver could pay as low as $960 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,800 on average in Florida, Michigan, and New York.

View Chart as Image

How to Shop for the Best Cheap Chevrolet Express Insurance

Finding cheaper rates on car insurance not only requires being a low-risk driver, but also maintaining a good credit score, not filing small claims, and consideration of higher deductibles. Make time to compare rates every year by requesting quotes from direct companies, and also from several local insurance agents.

The items below are a quick review of the coverage data touched on in this article.

• You may be able to save up to $160 per year just by shopping early and online
• Increasing comprehensive and collision deductibles could save as much as $525 each year
• Teen drivers are the costliest to insure, as much as $419 each month if the policy includes full coverage
• Higher risk drivers with a DUI or reckless driving violation pay on average $1,560 more every year to insure their Express