Chevrolet Express Insurance Rates

The average insurance rates for a Chevrolet Express are $1,340 a year with full coverage. Comprehensive insurance costs around $280, collision insurance costs $512, and liability coverage costs $390. Buying just liability costs as little as $452 a year, and insurance for high-risk drivers costs $2,896 or more. Teen drivers cost the most to insure at up to $5,012 a year.

Average premium for full coverage: $1,340

Policy rates for type of insurance:

Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and for different Express trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than larger metro areas. The price range example below illustrates how location impacts auto insurance rates.

The examples above demonstrate why anyone shopping for car insurance should compare rates for a specific zip code, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Chevrolet Express insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $773
• Drivers who choose higher $1,000 deductibles will pay about $180 annually
• The estimated price for a good driver age 40 using $500 deductibles is $1,340
• Choosing more expensive low deductibles for comprehensive and collision insurance will cost an additional $348 each year
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,896
• Policy cost that insures a teenage driver with full coverage can be $5,012 a year

View Chart as Image

Insurance rates for a Chevrolet Express also range considerably based on the model year and trim level, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,600 to $2,200 extra every year, depending on your age. High-risk driver insurance can cost around 44% to 133% more than average. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay as much as $5,000 a year. View Rates by Age

Your home state makes a big difference in Chevrolet Express insurance rates. A 40-year-old driver could pay as low as $970 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,810 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles could save up to $530 a year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

How to Find the Best Chevrolet Express Insurance

Finding cheaper rates on auto insurance not only requires being safe and accident-free, but also having above-average credit, not filing small claims, and dropping full coverage on older vehicles. Shop around at every policy renewal by requesting rates from direct companies, and also from your local independent and exclusive agents.

Below you'll find a brief recap of the data touched on above.

• Consumers who may need more liability protection will pay about $430 every year to go from a 30/60 limit to the 250/500 level
• You may be able to save up to $160 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $525 each year
• Youthful drivers pay higher rates, as much as $418 each month if full coverage is included