Chevrolet Express Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: May 2, 2024
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Average insurance prices for a Chevrolet Express are $1,340 every 12 months including full coverage. Comprehensive costs approximately $280 a year, collision insurance costs $512, and liability is estimated at $390. Buying just liability costs approximately $452 a year, and insurance for high-risk drivers costs around $2,896. Teens receive the highest rates at up to $5,012 a year.
Average premium for full coverage: $1,340
Rate estimates by individual coverage type:
These estimates include $500 policy deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and Express trim levels.
Price Range by Coverage and Risk
For a driver in their 40's, prices range range from the cheapest price of $452 for the bare minimum liability coverage to a high of $2,896 for a high-risk insurance policy.
Price Range by Location
Living in a larger city can make a big difference on car insurance prices. Rural locations tend to have more infrequent comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates how location helps determine auto insurance prices.
These examples highlight why it is important to get quotes using their specific location and their own driving history, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down average Chevrolet Express insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $773
- Choosing higher $1,000 deductibles can save $1,160 every year
- The average price for a 40-year-old driver who chooses $500 deductibles is $1,340
- Selecting low $100 deductibles for comp and collision coverage increases the price to $1,688
- Higher-risk drivers with serious driving violations could pay around $2,896
- The cost to insure a 16-year-old driver can cost $5,012 each year
Auto insurance rates for a Chevrolet Express can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model of your Express.
Choosing higher comprehensive and collision insurance deductibles can save as much as $530 annually, while buying higher liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $351 extra every year. View Rates by Deductible or Liability Limit
Older drivers with a good driving record and higher deductibles may pay as low as $1,200 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay in the ballpark of $5,000 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are likely paying anywhere from $1,600 to $2,200 in extra premium per year, depending on your age. A high-risk auto insurance policy ranges from 44% to 133% more than the average policy. View High Risk Driver Rates
Where you live plays a big part in determining prices for Chevrolet Express insurance prices. A good driver about age 40 could pay as low as $1,030 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,910 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,212 | -$128 | -9.6% |
| Alaska | $1,028 | -$312 | -23.3% |
| Arizona | $1,112 | -$228 | -17.0% |
| Arkansas | $1,340 | -$0 | 0.0% |
| California | $1,526 | $186 | 13.9% |
| Colorado | $1,280 | -$60 | -4.5% |
| Connecticut | $1,378 | $38 | 2.8% |
| Delaware | $1,518 | $178 | 13.3% |
| Florida | $1,676 | $336 | 25.1% |
| Georgia | $1,238 | -$102 | -7.6% |
| Hawaii | $962 | -$378 | -28.2% |
| Idaho | $906 | -$434 | -32.4% |
| Illinois | $998 | -$342 | -25.5% |
| Indiana | $1,010 | -$330 | -24.6% |
| Iowa | $906 | -$434 | -32.4% |
| Kansas | $1,274 | -$66 | -4.9% |
| Kentucky | $1,828 | $488 | 36.4% |
| Louisiana | $1,984 | $644 | 48.1% |
| Maine | $828 | -$512 | -38.2% |
| Maryland | $1,106 | -$234 | -17.5% |
| Massachusetts | $1,072 | -$268 | -20.0% |
| Michigan | $2,330 | $990 | 73.9% |
| Minnesota | $1,120 | -$220 | -16.4% |
| Mississippi | $1,604 | $264 | 19.7% |
| Missouri | $1,190 | -$150 | -11.2% |
| Montana | $1,440 | $100 | 7.5% |
| Nebraska | $1,058 | -$282 | -21.0% |
| Nevada | $1,606 | $266 | 19.9% |
| New Hampshire | $964 | -$376 | -28.1% |
| New Jersey | $1,500 | $160 | 11.9% |
| New Mexico | $1,186 | -$154 | -11.5% |
| New York | $1,412 | $72 | 5.4% |
| North Carolina | $772 | -$568 | -42.4% |
| North Dakota | $1,098 | -$242 | -18.1% |
| Ohio | $926 | -$414 | -30.9% |
| Oklahoma | $1,376 | $36 | 2.7% |
| Oregon | $1,228 | -$112 | -8.4% |
| Pennsylvania | $1,280 | -$60 | -4.5% |
| Rhode Island | $1,788 | $448 | 33.4% |
| South Carolina | $1,214 | -$126 | -9.4% |
| South Dakota | $1,130 | -$210 | -15.7% |
| Tennessee | $1,176 | -$164 | -12.2% |
| Texas | $1,616 | $276 | 20.6% |
| Utah | $992 | -$348 | -26.0% |
| Vermont | $918 | -$422 | -31.5% |
| Virginia | $802 | -$538 | -40.1% |
| Washington | $1,034 | -$306 | -22.8% |
| West Virginia | $1,228 | -$112 | -8.4% |
| Wisconsin | $928 | -$412 | -30.7% |
| Wyoming | $1,196 | -$144 | -10.7% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Express | $280 | $512 | $390 | $1,340 |
| 2023 Chevrolet Express | $270 | $506 | $398 | $1,332 |
| 2022 Chevrolet Express | $260 | $494 | $416 | $1,328 |
| 2021 Chevrolet Express | $250 | $474 | $430 | $1,312 |
| 2020 Chevrolet Express | $238 | $458 | $442 | $1,296 |
| 2019 Chevrolet Express | $228 | $424 | $452 | $1,262 |
| 2018 Chevrolet Express | $218 | $400 | $456 | $1,232 |
| 2017 Chevrolet Express | $210 | $358 | $460 | $1,186 |
| 2016 Chevrolet Express | $196 | $330 | $460 | $1,144 |
| 2015 Chevrolet Express | $190 | $310 | $464 | $1,122 |
| 2014 Chevrolet Express | $184 | $288 | $474 | $1,104 |
| 2013 Chevrolet Express | $172 | $268 | $474 | $1,072 |
| 2012 Chevrolet Express | $166 | $244 | $478 | $1,046 |
| 2011 Chevrolet Express | $156 | $222 | $474 | $1,010 |
| 2010 Chevrolet Express | $146 | $202 | $474 | $980 |
| 2008 Chevrolet Express | $140 | $178 | $460 | $936 |
Rates are averaged for all Chevrolet Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Chevrolet Express Insurance
Saving money on insurance for a Chevrolet Express takes being a good driver, having a good credit score, not filing small claims, and possibly higher deductibles. Invest time comparing rates at least every other year by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local car insurance providers.
The following list is a brief summary of the car insurance concepts covered in the charts and tables above.
- Drivers considered higher risk that tend to have accidents or serious violations could be charged and average of $1,560 more per year than a safer driver
- You may be able to save around $160 per year just by quoting early and online
- Increasing deductibles could save as much as $525 each year
- Insureds who purchase an increased level of liability coverage will pay approximately $430 per year to raise limits from a minimum limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,012 |
| 20 | $3,094 |
| 30 | $1,396 |
| 40 | $1,340 |
| 50 | $1,224 |
| 60 | $1,200 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,688 |
| $250 | $1,528 |
| $500 | $1,340 |
| $1,000 | $1,160 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,340 |
| 50/100 | $1,418 |
| 100/300 | $1,516 |
| 250/500 | $1,769 |
| 100 CSL | $1,457 |
| 300 CSL | $1,672 |
| 500 CSL | $1,828 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,144 |
| 20 | $4,922 |
| 30 | $2,958 |
| 40 | $2,896 |
| 50 | $2,764 |
| 60 | $2,740 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $71 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $61 |
| Advance Quote | $66 |
| Online Quote | $95 |
| Total Discounts | $567 |
Discounts are estimated and may not be available from every company or in every state.
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