Chevrolet Express Insurance Rates

The average insurance prices for a Chevrolet Express are $1,332 every 12 months for full coverage. Comprehensive costs on average $270, collision insurance costs $506, and liability insurance is $398. Liability-only coverage costs around $460 a year, and high-risk coverage costs around $2,888. Teenage drivers cost the most to insure at up to $5,022 a year.

Average premium for full coverage: $1,332

Policy rates by type of insurance:

Prices are based on $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all states and for all Express models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas are shown to have more infrequent accident claims than densely populated cities. The example below illustrates the difference between rural and urban areas on car insurance rates.

The examples above show why everyone should compare rates quotes based on a specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Chevrolet Express insurance rates for different risk profiles and scenarios.

• The best discount rate is $767
• Raising to $1,000 deductibles will save around $176 a year
• The average price for a good driver age 40 with $500 deductibles is $1,332
• Using pricier low deductibles increases the price to $1,674
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,888
• Policy cost to insure a teen driver for full coverage may cost $5,022

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Insurance rates for a Chevrolet Express also range considerably based on liability limits and deductibles, your driver profile, and the trim level of your Express.

Using high physical damage deductibles can reduce rates by up to $520 each year, whereas buying more liability protection will cost you more. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $358 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay upwards of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at a minimum $1,600 to $2,200 additional every year, depending on your age. Chevrolet Express insurance for high-risk drivers is expensive and can cost anywhere from 44% to 134% more than a normal policy. View High Risk Driver Rates

Your home state also has a big influence on Chevrolet Express insurance rates. A middle-age driver might find rates as low as $880 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,900 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for Affordable Chevrolet Express Insurance

Finding cheaper rates on Chevrolet Express insurance consists of being a safe and courteous driver, having above-average credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Set aside time to compare rates every other policy renewal by getting quotes from direct carriers, and also from local independent and exclusive agents.

Below is a brief review of the ideas that were covered above.

• Teenage drivers pay higher rates, costing up to $419 each month if full coverage is included
• High-risk drivers with DUI or reckless driving convictions pay an average of $1,560 more each year for auto insurance
• Increasing comprehensive and collision deductibles could save as much as $525 each year
• Drivers can save as much as $160 per year just by quoting online well ahead of the renewal date