Chevrolet Express Insurance Rates

The average insurance rates for a Chevrolet Express are $1,340 a year for full coverage. Comprehensive insurance costs around $280 a year, collision costs $512, and liability coverage costs around $390. Liability-only insurance costs as low as $452 a year, with high-risk driver insurance costing $2,896 or more. Teenage drivers cost the most to insure at $5,012 a year or more.

Average premium for full coverage: $1,340

Policy rates for type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all states and Express trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on auto insurance rates. Areas with sparse population are shown to have a lower frequency of accident claims than densely populated cities.

The diagram below illustrates the difference location can make on auto insurance rates.

The examples above show why it is important to compare prices for a specific zip code and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Chevrolet Express insurance rates for additional coverage choices and driver risks.

• The best discount rate is $773
• Using higher $1,000 deductibles will save about $1,160 a year
• The average rate for a good driver age 40 using $500 deductibles is $1,340
• Using low $100 deductibles for physical damage coverage will cost an extra $348 each year
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,896 or more
• Policy cost for full coverage for a teenage driver can be $5,012 or more

View Chart as Image

Auto insurance rates for a Chevrolet Express also range considerably based on your risk profile, the trim level of your Express, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay as much as $5,000 a year. View Rates by Age

Your home state has a huge impact on Chevrolet Express insurance rates. A driver around age 40 might see rates as low as $880 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,910 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $530 a year, while buying higher liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $351 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at least $1,600 to $2,200 in extra premium every year, depending on your age. A high-risk auto insurance policy can be around 44% to 133% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know your exact price is to get quotes and see how they stack up. Each insurance company uses a different method to calculate rates, and quoted rates will be varied from one company to the next.

How to Find the Best Chevrolet Express Insurance

Finding cheaper rates on auto insurance requires having a decent driving record, having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Make time to compare rates at every other renewal by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The following items are a brief recap of the concepts that were touched on in this article.

• Drivers who tend to receive serious violations may be required to pay an average of $1,560 more every year than a driver with a clean driving record
• 16 to 18-year-old drivers are expensive to insure, costing up to $418 each month if they have full coverage
• Drivers can save up to $160 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save around $525 each year
• Drivers can save up to $160 per year simply by quoting early and online