Chevrolet Express Insurance Rates

The average insurance prices for a Chevrolet Express are $1,340 every 12 months with full coverage. Comprehensive insurance costs approximately $280 each year, collision insurance costs $512, and liability coverage is estimated at $390. Buying just liability costs approximately $452 a year, and insurance for high-risk drivers costs $2,896 or more. Teen drivers cost the most to insure at up to $5,012 a year.

Average premium for full coverage: $1,340

Policy rates by type of insurance:

Prices are based on $500 policy deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and Express models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of insurance. Rural locations are shown to have more infrequent collision claims than larger metro areas. The graphic below illustrates how location helps determine auto insurance prices.

The examples above demonstrate why all drivers should get quotes using their specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Chevrolet Express insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $773
• Choosing higher $1,000 deductibles can save $180 annually
• The average price for a good driver age 40 who chooses $500 deductibles is $1,340
• Choosing low deductibles for comp and collision coverage costs an extra $348 each year
• Drivers with multiple violations and an at-fault accident could pay around $2,896
• Policy cost to insure a teenage driver can cost $5,012 each year

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Insurance rates for a Chevrolet Express also range considerably based on liability limits and deductibles, your driving record, and the model of your Express.

Choosing high deductibles can save as much as $530 a year, whereas increasing liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay in the ballpark of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out anywhere from $1,600 to $2,200 extra every year, depending on your age. Insurance for high-risk drivers ranges around 44% to 133% more than average. View High Risk Driver Rates

Your home state plays a big part in determining prices for Chevrolet Express insurance rates. A good driver about age 40 could pay as low as $970 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,810 on average in New York, Michigan, and Florida.

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How to Shop for Affordable Chevrolet Express Insurance

Finding cheaper rates on auto insurance takes being a good driver, having good credit, not filing small claims, and possibly raising deductibles. Invest time comparing rates once a year by getting quotes from direct companies, and also from insurance agencies where you live.

The following list is a brief review of the data that was covered in the charts and tables above.

• You may be able to save around $160 per year just by quoting online in advance
• Consumers who purchase an increased level of liability coverage will pay about $430 every year to raise limits from a 30/60 limit to a 250/500 level
• Drivers age 16 to 20 are expensive to insure, as much as $418 each month if they have full coverage
• Drivers with DUI or reckless driving convictions could be forced to pay on average $1,560 more per year than a safer driver