Chevrolet Express Insurance Rates

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UPDATED: May 2, 2024

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The average auto insurance rates for a Chevrolet Express are $1,340 annually including full coverage. Comprehensive costs approximately $280, collision insurance costs $512, and liability insurance is estimated at $390. Liability-only coverage costs approximately $452 a year, and high-risk coverage costs around $2,896. Teen drivers cost the most to insure at up to $5,012 a year.

Average premium for full coverage: $1,340

Policy rates by type of insurance:

Comprehensive $280
Collision $512
Liability $390

These estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for different Express trim levels.

Price Range Variability

For the average 40-year-old driver, Chevrolet Express insurance rates range from as cheap as $452 for minimum levels of liability insurance to a much higher rate of $2,896 for a driver that may need high-risk insurance.

Liability Only $452
Full Coverage $1,340
High Risk $2,896

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance prices. Rural locations are shown to have fewer comprehensive and collision claims than larger metro areas. The price range example below illustrates the difference location can make on auto insurance prices.

Rural Areas $1,005
Small Cities $1,407
Large Cities $1,809

The examples above highlight why anyone shopping for car insurance should get quotes using their specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below breaks down average Chevrolet Express insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $773
  • Choosing higher $1,000 deductibles can save $180 every year
  • The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,340
  • Choosing more expensive low deductibles for comp and collision coverage will cost $1,688
  • High-risk insureds with multiple violations and an at-fault accident could pay around $2,896
  • Policy cost with full coverage for a teen driver with full coverage can cost $5,012 each year

View Chart as Image

Chevrolet Express insurance cost comparison chart
Column chart showing Chevrolet Express insurance rates range from $773 to $5,012 for full coverage

Insurance rates for a Chevrolet Express also range considerably based on the model year and trim level, your driving characteristics, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high physical damage deductibles could pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying anywhere from $1,600 to $2,200 additional every year, depending on your age. High-risk driver insurance ranges anywhere from 44% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $530 each year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $351 more each year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Chevrolet Express insurance rates. A good driver about age 40 could pay as low as $1,030 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,910 on average in Louisiana, New York, and Michigan.

Chevrolet Express Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,212 -$128 -9.6%
Alaska $1,028 -$312 -23.3%
Arizona $1,112 -$228 -17.0%
Arkansas $1,340 -$0 0.0%
California $1,526 $186 13.9%
Colorado $1,280 -$60 -4.5%
Connecticut $1,378 $38 2.8%
Delaware $1,518 $178 13.3%
Florida $1,676 $336 25.1%
Georgia $1,238 -$102 -7.6%
Hawaii $962 -$378 -28.2%
Idaho $906 -$434 -32.4%
Illinois $998 -$342 -25.5%
Indiana $1,010 -$330 -24.6%
Iowa $906 -$434 -32.4%
Kansas $1,274 -$66 -4.9%
Kentucky $1,828 $488 36.4%
Louisiana $1,984 $644 48.1%
Maine $828 -$512 -38.2%
Maryland $1,106 -$234 -17.5%
Massachusetts $1,072 -$268 -20.0%
Michigan $2,330 $990 73.9%
Minnesota $1,120 -$220 -16.4%
Mississippi $1,604 $264 19.7%
Missouri $1,190 -$150 -11.2%
Montana $1,440 $100 7.5%
Nebraska $1,058 -$282 -21.0%
Nevada $1,606 $266 19.9%
New Hampshire $964 -$376 -28.1%
New Jersey $1,500 $160 11.9%
New Mexico $1,186 -$154 -11.5%
New York $1,412 $72 5.4%
North Carolina $772 -$568 -42.4%
North Dakota $1,098 -$242 -18.1%
Ohio $926 -$414 -30.9%
Oklahoma $1,376 $36 2.7%
Oregon $1,228 -$112 -8.4%
Pennsylvania $1,280 -$60 -4.5%
Rhode Island $1,788 $448 33.4%
South Carolina $1,214 -$126 -9.4%
South Dakota $1,130 -$210 -15.7%
Tennessee $1,176 -$164 -12.2%
Texas $1,616 $276 20.6%
Utah $992 -$348 -26.0%
Vermont $918 -$422 -31.5%
Virginia $802 -$538 -40.1%
Washington $1,034 -$306 -22.8%
West Virginia $1,228 -$112 -8.4%
Wisconsin $928 -$412 -30.7%
Wyoming $1,196 -$144 -10.7%

View Chart as Image

Chevrolet Express insurance rates by U.S. city
Chevrolet Express Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Express $280 $512 $390 $1,340
2023 Chevrolet Express $270 $506 $398 $1,332
2022 Chevrolet Express $260 $494 $416 $1,328
2021 Chevrolet Express $250 $474 $430 $1,312
2020 Chevrolet Express $238 $458 $442 $1,296
2019 Chevrolet Express $228 $424 $452 $1,262
2018 Chevrolet Express $218 $400 $456 $1,232
2017 Chevrolet Express $210 $358 $460 $1,186
2016 Chevrolet Express $196 $330 $460 $1,144
2015 Chevrolet Express $190 $310 $464 $1,122
2014 Chevrolet Express $184 $288 $474 $1,104
2013 Chevrolet Express $172 $268 $474 $1,072
2012 Chevrolet Express $166 $244 $478 $1,046
2011 Chevrolet Express $156 $222 $474 $1,010
2010 Chevrolet Express $146 $202 $474 $980
2008 Chevrolet Express $140 $178 $460 $936

Rates are averaged for all Chevrolet Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheap Chevrolet Express Insurance

Finding cheaper rates on Chevrolet Express insurance takes avoiding accidents and violations, having good credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Make time to compare rates once a year by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The list below is a brief summary of the data that was touched on in this article.

  • You may be able to save around $160 per year just by shopping early and online
  • Drivers who purchase higher liability limits will pay about $430 per year to raise limits from a 30/60 limit to higher 250/500 limits
  • Teenagers are the costliest to insure, with premiums being up to $418 each month if they have full coverage
  • High-risk drivers that tend to have accidents or serious violations may have to pay on average $1,560 more per year for car insurance

Rates by Driver Age

Chevrolet Express Insurance Rates by Driver Age
Driver Age Premium
16 $5,012
20 $3,094
30 $1,396
40 $1,340
50 $1,224
60 $1,200

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Express Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,688
$250 $1,528
$500 $1,340
$1,000 $1,160

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Express Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,340
50/100 $1,418
100/300 $1,516
250/500 $1,769
100 CSL $1,457
300 CSL $1,672
500 CSL $1,828

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Express Insurance Rates for High Risk Drivers
Age Premium
16 $7,144
20 $4,922
30 $2,958
40 $2,896
50 $2,764
60 $2,740

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $186

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $98
5-yr Claim Free $86
Paid in Full/EFT $61
Advance Quote $66
Online Quote $95
Total Discounts $567
Rate after discounts $773

Discounts are estimated and may not be available from every company or in every state.

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