Chevrolet Suburban Insurance Rates
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UPDATED: Jun 6, 2023
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How much does a Chevrolet Suburban cost to insure? and is a Chevy Suburban expensive to insure? The average Chevy Suburban insurance rates are $1,398, or $116 a month. Read on to learn what drivers can do to save on Suburban insurance.
Want to jump right into finding Chevrolet Suburban insurance rates? Enter your ZIP code in our free tool above.
U.S. average insurance prices for a Chevrolet Suburban are $1,294 every 12 months including full coverage. Comprehensive costs on average $260, collision costs $424, and liability costs around $452. Buying just liability costs as low as $504 a year, with insurance for high-risk drivers costing around $2,794. Teenage drivers pay the highest rates at $4,934 a year or more.
Average premium for full coverage: $1,294
Price estimates by individual coverage:
Rates are based on $500 policy deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and for different Suburban trim levels.
Price Range from Low to High
For an average driver, Chevrolet Suburban insurance prices go from the cheapest price of $504 for a discount liability-only rate to a much higher rate of $2,794 for a high-risk driver policy.
Geographic Price Range
Where you live can make a big difference on car insurance rates. Rural areas have more infrequent comprehensive and collision claims than densely populated cities.
The price range example below illustrates the effect of geographic area on car insurance rates.
The ranges above highlight why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below breaks down estimated Chevrolet Suburban insurance rates for different risk profiles and scenarios.
- The best discount rate is $757
- Using higher $1,000 deductibles will save around $154 every year
- The average price for the average middle-age driver with $500 deductibles is $1,294
- Using more expensive low deductibles for physical damage coverage increases the price to $1,594
- High-risk insureds who are prone to accidents and violations could pay upwards of $2,794 or more
- The price to insure a 16-year-old driver with full coverage may cost $4,934 or more
Insurance prices for a Chevrolet Suburban are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level of your Suburban.
Using high physical damage deductibles could cut prices by as much as $460 annually, while increasing your policy's liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $407 more each year. View Rates by Deductible or Liability Limit
An older driver with no violations or accidents and higher deductibles may pay as low as $1,200 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay upwards of $4,900 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are likely paying at a minimum $1,500 to $2,100 additional each year, depending on your age. High-risk driver insurance can be from 43% to 129% more than a normal policy. View High Risk Driver Rates
The state you live in has a huge impact on Chevrolet Suburban insurance prices. A driver around age 40 might see prices as low as $990 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,850 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,170 | -$124 | -9.6% |
| Alaska | $994 | -$300 | -23.2% |
| Arizona | $1,074 | -$220 | -17.0% |
| Arkansas | $1,294 | -$0 | 0.0% |
| California | $1,474 | $180 | 13.9% |
| Colorado | $1,236 | -$58 | -4.5% |
| Connecticut | $1,332 | $38 | 2.9% |
| Delaware | $1,464 | $170 | 13.1% |
| Florida | $1,618 | $324 | 25.0% |
| Georgia | $1,194 | -$100 | -7.7% |
| Hawaii | $928 | -$366 | -28.3% |
| Idaho | $876 | -$418 | -32.3% |
| Illinois | $964 | -$330 | -25.5% |
| Indiana | $974 | -$320 | -24.7% |
| Iowa | $872 | -$422 | -32.6% |
| Kansas | $1,230 | -$64 | -4.9% |
| Kentucky | $1,766 | $472 | 36.5% |
| Louisiana | $1,914 | $620 | 47.9% |
| Maine | $798 | -$496 | -38.3% |
| Maryland | $1,066 | -$228 | -17.6% |
| Massachusetts | $1,036 | -$258 | -19.9% |
| Michigan | $2,250 | $956 | 73.9% |
| Minnesota | $1,084 | -$210 | -16.2% |
| Mississippi | $1,550 | $256 | 19.8% |
| Missouri | $1,146 | -$148 | -11.4% |
| Montana | $1,390 | $96 | 7.4% |
| Nebraska | $1,020 | -$274 | -21.2% |
| Nevada | $1,554 | $260 | 20.1% |
| New Hampshire | $934 | -$360 | -27.8% |
| New Jersey | $1,446 | $152 | 11.7% |
| New Mexico | $1,146 | -$148 | -11.4% |
| New York | $1,362 | $68 | 5.3% |
| North Carolina | $746 | -$548 | -42.3% |
| North Dakota | $1,060 | -$234 | -18.1% |
| Ohio | $894 | -$400 | -30.9% |
| Oklahoma | $1,328 | $34 | 2.6% |
| Oregon | $1,184 | -$110 | -8.5% |
| Pennsylvania | $1,234 | -$60 | -4.6% |
| Rhode Island | $1,726 | $432 | 33.4% |
| South Carolina | $1,172 | -$122 | -9.4% |
| South Dakota | $1,092 | -$202 | -15.6% |
| Tennessee | $1,134 | -$160 | -12.4% |
| Texas | $1,562 | $268 | 20.7% |
| Utah | $958 | -$336 | -26.0% |
| Vermont | $886 | -$408 | -31.5% |
| Virginia | $774 | -$520 | -40.2% |
| Washington | $1,000 | -$294 | -22.7% |
| West Virginia | $1,186 | -$108 | -8.3% |
| Wisconsin | $896 | -$398 | -30.8% |
| Wyoming | $1,154 | -$140 | -10.8% |
Since prices can be so different, the best way to figure out exactly what you will pay is to compare prices from multiple companies. Each insurance company uses a different method to calculate prices, and prices may be quite different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Suburban LS 2WD | $1,260 | $105 |
| Chevrolet Suburban LT 2WD | $1,260 | $105 |
| Chevrolet Suburban LS 4WD | $1,260 | $105 |
| Chevrolet Suburban LT 4WD | $1,294 | $108 |
| Chevrolet Suburban LTZ 2WD | $1,330 | $111 |
| Chevrolet Suburban LTZ 4WD | $1,366 | $114 |
Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 Chevrolet Suburban | $260 | $424 | $452 | $1,294 |
| 2016 Chevrolet Suburban | $240 | $358 | $460 | $1,216 |
| 2015 Chevrolet Suburban | $224 | $330 | $460 | $1,172 |
| 2013 Chevrolet Suburban | $210 | $288 | $474 | $1,130 |
| 2011 Chevrolet Suburban | $190 | $244 | $478 | $1,070 |
| 2009 Chevrolet Suburban | $166 | $202 | $474 | $1,000 |
| 2008 Chevrolet Suburban | $162 | $182 | $468 | $970 |
| 2007 Chevrolet Suburban | $158 | $178 | $460 | $954 |
| 2006 Chevrolet Suburban | $156 | $168 | $452 | $934 |
| 2005 Chevrolet Suburban | $142 | $160 | $446 | $906 |
| 2004 Chevrolet Suburban | $138 | $152 | $442 | $890 |
Rates are averaged for all Chevrolet Suburban models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Chevrolet Suburban Insurance
Getting lower rates on insurance for a Chevrolet Suburban requires being safe and accident-free, having above-average credit, being claim-free, and insuring your home and auto with the same company. Take the time to compare rates every time your policy renews by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
Below you'll find a quick review of the information covered in the above illustrations.
- You may be able to save as much as $150 per year simply by shopping early and online
- Youthful drivers pay higher prices, possibly costing $411 a month if full coverage is included
- Increasing physical damage deductibles could save as much as $450 each year
- Drivers considered higher risk with a DUI or reckless driving violation may pay on average $1,500 more each year than a low-risk driver
- Insureds who require more liability protection will pay an extra $500 per year to increase from a low limit to a 250/500 level
Frequently Asked Questions
- How much is a fully loaded Suburban? Between $65,500 to $75,000
The average price of a Chevy Suburban insurance plan can be high for teenage drivers and drivers with DUIs. To save on all Suburban insurance plans, make sure to get quotes.
Whether you are wondering how much does a 2019 Chevy Suburban cost to insure or the 2014 Suburban cost of insurance, quotes will give you peace of mind that you are getting the best deal possible.
Enter your ZIP code in our free tool below to find premium Chevy Suburban insurance for a low price.
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What are the Chevrolet Suburban safety ratings?
The Chevrolet Suburban has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Adjustable Pedals
- Front Tow Hooks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
The Chevrolet Suburban has not been crash-tested by the Insurance Institute for Highway Safety (IIHS).
Chevrolet Suburban Compared Against Other Vehicles in the Same Class
The Chevrolet Suburban is a large SUV, which means it could cause significant damage to other vehicles. However, the IIHS does not have liability loss data for the Chevrolet Suburban. Want to know how the Chevrolet Suburban’s rates compare to other large SUVs? Take a look a the SUVs below.
To start comparison shopping for Chevrolet Suburban insurance rates, enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,934 |
| 20 | $2,972 |
| 30 | $1,340 |
| 40 | $1,294 |
| 50 | $1,182 |
| 60 | $1,160 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,594 |
| $250 | $1,456 |
| $500 | $1,294 |
| $1,000 | $1,140 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,294 |
| 50/100 | $1,456 |
| 100/300 | $1,569 |
| 250/500 | $1,863 |
| 100 CSL | $1,502 |
| 300 CSL | $1,750 |
| 500 CSL | $1,931 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,016 |
| 20 | $4,734 |
| 30 | $2,842 |
| 40 | $2,794 |
| 50 | $2,668 |
| 60 | $2,644 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $68 |
| Multi-vehicle | $68 |
| Homeowner | $20 |
| 5-yr Accident Free | $90 |
| 5-yr Claim Free | $83 |
| Paid in Full/EFT | $55 |
| Advance Quote | $62 |
| Online Quote | $91 |
| Total Discounts | $537 |
Discounts are estimated and may not be available from every company or in every state.
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