Chevrolet Suburban Insurance Rates
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UPDATED: Apr 30, 2020
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How much does a Chevrolet Suburban cost to insure? and is a Chevy Suburban expensive to insure? The average Chevy Suburban insurance rates are $1,398, or $116 a month. Read on to learn what drivers can do to save on Suburban insurance.
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Average insurance rates for a Chevrolet Suburban are $1,398 a year for full coverage. Comprehensive insurance costs an estimated $336 each year, collision costs $532, and liability is $372. A liability-only policy costs around $438 a year, with high-risk insurance costing $2,998 or more. Teen drivers receive the highest rates at $5,094 a year or more.
Average premium for full coverage: $1,398
Rate estimates broken down by individual coverage type:
Rates are based on $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all states and Suburban models.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range go from as low as $438 for basic liability insurance to a high rate of $2,998 for a high-risk driver policy.
Price Range by Location
Choosing to live in a large city can have significant affects on insurance rates. More rural locations tend to have a lower frequency of accident claims than larger metro areas.
The graphic below illustrates how where you live affects insurance prices.
These examples show why all drivers should compare rates quotes for a targeted area and risk profile, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
The chart below shows estimated Chevrolet Suburban insurance rates for other coverage scenarios.
- The lowest rate with discounts is $812
- Raising to $1,000 deductibles will save approximately $200 a year
- The average rate for a 40-year-old driver who has $500 deductibles is $1,398
- Choosing low deductibles will cost an extra $378 every year
- At-risk drivers with multiple violations and an at-fault accident could pay up to $2,998 or more
- The cost for full coverage for a teen driver can cost as much as $5,094
Insurance rates for a Chevrolet Suburban can also vary considerably based on your driver profile, the trim level of your Suburban, and liability limits and deductibles.
More mature drivers with a clean driving record and high deductibles may pay as little as $1,300 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay at least $5,000 a year. View Rates by Age
Where you live also has a big influence on Chevrolet Suburban insurance prices. A middle-age driver might find rates as low as $920 a year in states like Iowa, Maine, and Idaho, or as much as $1,990 on average in New York, Louisiana, and Michigan.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Choosing high deductibles can reduce rates by up to $580 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost as much as $335 more per year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you could be paying $1,600 to $2,200 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 128% more than average. View High Risk Driver Rates
With so much variability in rates, the only way to know which company is cheapest is to do a rate comparison and see which company has the best rate. Every auto insurance company uses a different rate calculation, so the rates can be significantly different from one company to the next.
Insurance Rates by Trim Level and Model Year
|Model and Trim||Annual Premium||Monthly Premium|
|Chevrolet Suburban LS 2WD||$1,352||$113|
|Chevrolet Suburban LT 2WD||$1,352||$113|
|Chevrolet Suburban LS 4WD||$1,352||$113|
|Chevrolet Suburban LT 4WD||$1,398||$117|
|Chevrolet Suburban LTZ 2WD||$1,440||$120|
|Chevrolet Suburban LTZ 4WD||$1,486||$124|
Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2020 Chevrolet Suburban||$336||$532||$372||$1,398|
|2019 Chevrolet Suburban||$320||$512||$390||$1,380|
|2018 Chevrolet Suburban||$306||$506||$398||$1,368|
|2017 Chevrolet Suburban||$296||$494||$416||$1,364|
|2016 Chevrolet Suburban||$286||$474||$430||$1,348|
|2015 Chevrolet Suburban||$270||$458||$442||$1,328|
|2014 Chevrolet Suburban||$260||$424||$452||$1,294|
|2013 Chevrolet Suburban||$250||$400||$456||$1,264|
|2012 Chevrolet Suburban||$240||$358||$460||$1,216|
|2011 Chevrolet Suburban||$224||$330||$460||$1,172|
|2010 Chevrolet Suburban||$216||$310||$464||$1,148|
|2009 Chevrolet Suburban||$210||$288||$474||$1,130|
|2008 Chevrolet Suburban||$194||$268||$474||$1,094|
|2007 Chevrolet Suburban||$190||$244||$478||$1,070|
|2006 Chevrolet Suburban||$176||$222||$474||$1,030|
|2005 Chevrolet Suburban||$166||$202||$474||$1,000|
|2004 Chevrolet Suburban||$162||$182||$468||$970|
|2003 Chevrolet Suburban||$158||$178||$460||$954|
|2002 Chevrolet Suburban||$156||$168||$452||$934|
|2001 Chevrolet Suburban||$142||$160||$446||$906|
Rates are averaged for all Chevrolet Suburban models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Chevrolet Suburban Insurance
Saving money on car insurance consists of being a low-risk driver, maintaining good credit, eliminating unneeded coverage, and taking advantage of discounts. Take the time to comparison shop every time your policy renews by requesting rates from direct carriers like GEICO and Progressive, and also from local independent and exclusive agents.
The items below are a quick review of the information touched on in the above illustrations.
- Drivers can save approximately $170 per year simply by quoting online in advance
- Teen drivers are charged the highest rates, costing as high as $425 per month for full coverage
- Increasing deductibles can save around $575 each year
- Higher risk drivers with a DUI or reckless driving violation pay an average of $1,600 more annually to insure their Suburban
- Policyholders who want more liability coverage will pay about $410 each year to raise from a minimum limit to 250/500 limits
Frequently Asked Questions
- How much is a fully loaded Suburban? Between $65,500 to $75,000
The average price of a Chevy Suburban insurance plan can be high for teenage drivers and drivers with DUIs. To save on all Suburban insurance plans, make sure to get quotes.
Whether you are wondering how much does a 2019 Chevy Suburban cost to insure or the 2014 Suburban cost of insurance, quotes will give you peace of mind that you are getting the best deal possible.
Enter your ZIP code in our free tool below to find premium Chevy Suburban insurance for a low price.
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What are the Chevrolet Suburban safety ratings?
The Chevrolet Suburban has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Adjustable Pedals
- Front Tow Hooks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
The Chevrolet Suburban has not been crash-tested by the Insurance Institute for Highway Safety (IIHS).
Chevrolet Suburban Compared Against Other Vehicles in the Same Class
The Chevrolet Suburban is a large SUV, which means it could cause significant damage to other vehicles. However, the IIHS does not have liability loss data for the Chevrolet Suburban. Want to know how the Chevrolet Suburban’s rates compare to other large SUVs? Take a look a the SUVs below.
To start comparison shopping for Chevrolet Suburban insurance rates, enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$102|
|5-yr Claim Free||$89|
|Paid in Full/EFT||$64|
Discounts are estimated and may not be available from every company or in every state.