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Chevrolet Suburban Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing...

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UPDATED: Apr 30, 2020

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Chevrolet Suburban insurance
How much does a Chevrolet Suburban cost to insure? and is a Chevy Suburban expensive to insure? The average Chevy Suburban insurance rates are $1,398, or $116 a month. Read on to learn what drivers can do to save on Suburban insurance.

Want to jump right into finding Chevrolet Suburban insurance rates? Enter your ZIP code in our free tool above.

Average insurance rates for a Chevrolet Suburban are $1,398 a year for full coverage. Comprehensive insurance costs an estimated $336 each year, collision costs $532, and liability is $372. A liability-only policy costs around $438 a year, with high-risk insurance costing $2,998 or more. Teen drivers receive the highest rates at $5,094 a year or more.

Average premium for full coverage: $1,398

Rate estimates broken down by individual coverage type:

Comprehensive $336
Collision $532
Liability $372

Rates are based on $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all states and Suburban models.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range go from as low as $438 for basic liability insurance to a high rate of $2,998 for a high-risk driver policy.

Liability Only $438
Full Coverage $1,398
High Risk $2,998

Price Range by Location

Choosing to live in a large city can have significant affects on insurance rates. More rural locations tend to have a lower frequency of accident claims than larger metro areas.

The graphic below illustrates how where you live affects insurance prices.

Rural Areas $1,049
Small Cities $1,468
Large Cities $1,887

These examples show why all drivers should compare rates quotes for a targeted area and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below shows estimated Chevrolet Suburban insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $812
  • Raising to $1,000 deductibles will save approximately $200 a year
  • The average rate for a 40-year-old driver who has $500 deductibles is $1,398
  • Choosing low deductibles will cost an extra $378 every year
  • At-risk drivers with multiple violations and an at-fault accident could pay up to $2,998 or more
  • The cost for full coverage for a teen driver can cost as much as $5,094

View Chart as Image

Chevrolet Suburban insurance cost comparison chart
Column chart showing full coverage Chevrolet Suburban insurance prices range from $812 to $5,094

Insurance rates for a Chevrolet Suburban can also vary considerably based on your driver profile, the trim level of your Suburban, and liability limits and deductibles.

More mature drivers with a clean driving record and high deductibles may pay as little as $1,300 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay at least $5,000 a year. View Rates by Age

Where you live also has a big influence on Chevrolet Suburban insurance prices. A middle-age driver might find rates as low as $920 a year in states like Iowa, Maine, and Idaho, or as much as $1,990 on average in New York, Louisiana, and Michigan.

Chevrolet Suburban Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,262 -$136 -9.7%
Alaska $1,074 -$324 -23.2%
Arizona $1,160 -$238 -17.0%
Arkansas $1,398 -$0 0.0%
California $1,592 $194 13.9%
Colorado $1,336 -$62 -4.4%
Connecticut $1,436 $38 2.7%
Delaware $1,584 $186 13.3%
Florida $1,748 $350 25.0%
Georgia $1,292 -$106 -7.6%
Hawaii $1,004 -$394 -28.2%
Idaho $946 -$452 -32.3%
Illinois $1,042 -$356 -25.5%
Indiana $1,050 -$348 -24.9%
Iowa $944 -$454 -32.5%
Kansas $1,328 -$70 -5.0%
Kentucky $1,908 $510 36.5%
Louisiana $2,070 $672 48.1%
Maine $862 -$536 -38.3%
Maryland $1,152 -$246 -17.6%
Massachusetts $1,118 -$280 -20.0%
Michigan $2,428 $1,030 73.7%
Minnesota $1,170 -$228 -16.3%
Mississippi $1,674 $276 19.7%
Missouri $1,240 -$158 -11.3%
Montana $1,502 $104 7.4%
Nebraska $1,102 -$296 -21.2%
Nevada $1,676 $278 19.9%
New Hampshire $1,008 -$390 -27.9%
New Jersey $1,562 $164 11.7%
New Mexico $1,236 -$162 -11.6%
New York $1,472 $74 5.3%
North Carolina $804 -$594 -42.5%
North Dakota $1,144 -$254 -18.2%
Ohio $964 -$434 -31.0%
Oklahoma $1,436 $38 2.7%
Oregon $1,282 -$116 -8.3%
Pennsylvania $1,334 -$64 -4.6%
Rhode Island $1,866 $468 33.5%
South Carolina $1,268 -$130 -9.3%
South Dakota $1,178 -$220 -15.7%
Tennessee $1,226 -$172 -12.3%
Texas $1,684 $286 20.5%
Utah $1,036 -$362 -25.9%
Vermont $958 -$440 -31.5%
Virginia $838 -$560 -40.1%
Washington $1,080 -$318 -22.7%
West Virginia $1,282 -$116 -8.3%
Wisconsin $968 -$430 -30.8%
Wyoming $1,246 -$152 -10.9%

View Chart as Image

Chevrolet Suburban insurance rates by U.S. city

Choosing high deductibles can reduce rates by up to $580 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost as much as $335 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying $1,600 to $2,200 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 128% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to know which company is cheapest is to do a rate comparison and see which company has the best rate. Every auto insurance company uses a different rate calculation, so the rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Chevrolet Suburban Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Suburban LS 2WD $1,352 $113
Chevrolet Suburban LT 2WD $1,352 $113
Chevrolet Suburban LS 4WD $1,352 $113
Chevrolet Suburban LT 4WD $1,398 $117
Chevrolet Suburban LTZ 2WD $1,440 $120
Chevrolet Suburban LTZ 4WD $1,486 $124

Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Suburban Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Chevrolet Suburban $336 $532 $372 $1,398
2019 Chevrolet Suburban $320 $512 $390 $1,380
2018 Chevrolet Suburban $306 $506 $398 $1,368
2017 Chevrolet Suburban $296 $494 $416 $1,364
2016 Chevrolet Suburban $286 $474 $430 $1,348
2015 Chevrolet Suburban $270 $458 $442 $1,328
2014 Chevrolet Suburban $260 $424 $452 $1,294
2013 Chevrolet Suburban $250 $400 $456 $1,264
2012 Chevrolet Suburban $240 $358 $460 $1,216
2011 Chevrolet Suburban $224 $330 $460 $1,172
2010 Chevrolet Suburban $216 $310 $464 $1,148
2009 Chevrolet Suburban $210 $288 $474 $1,130
2008 Chevrolet Suburban $194 $268 $474 $1,094
2007 Chevrolet Suburban $190 $244 $478 $1,070
2006 Chevrolet Suburban $176 $222 $474 $1,030
2005 Chevrolet Suburban $166 $202 $474 $1,000
2004 Chevrolet Suburban $162 $182 $468 $970
2003 Chevrolet Suburban $158 $178 $460 $954
2002 Chevrolet Suburban $156 $168 $452 $934
2001 Chevrolet Suburban $142 $160 $446 $906

Rates are averaged for all Chevrolet Suburban models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Chevrolet Suburban Insurance

Saving money on car insurance consists of being a low-risk driver, maintaining good credit, eliminating unneeded coverage, and taking advantage of discounts. Take the time to comparison shop every time your policy renews by requesting rates from direct carriers like GEICO and Progressive, and also from local independent and exclusive agents.

The items below are a quick review of the information touched on in the above illustrations.

  • Drivers can save approximately $170 per year simply by quoting online in advance
  • Teen drivers are charged the highest rates, costing as high as $425 per month for full coverage
  • Increasing deductibles can save around $575 each year
  • Higher risk drivers with a DUI or reckless driving violation pay an average of $1,600 more annually to insure their Suburban
  • Policyholders who want more liability coverage will pay about $410 each year to raise from a minimum limit to 250/500 limits

Frequently Asked Questions

  • How much is a fully loaded Suburban? Between $65,500 to $75,000

The average price of a Chevy Suburban insurance plan can be high for teenage drivers and drivers with DUIs. To save on all Suburban insurance plans, make sure to get quotes.

Whether you are wondering how much does a 2019 Chevy Suburban cost to insure or the 2014 Suburban cost of insurance, quotes will give you peace of mind that you are getting the best deal possible.

Enter your ZIP code in our free tool below to find premium Chevy Suburban insurance for a low price.

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What are the Chevrolet Suburban safety ratings?

The Chevrolet Suburban has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Adjustable Pedals
  • Front Tow Hooks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

The Chevrolet Suburban has not been crash-tested by the Insurance Institute for Highway Safety (IIHS).

Chevrolet Suburban Compared Against Other Vehicles in the Same Class

The Chevrolet Suburban is a large SUV, which means it could cause significant damage to other vehicles. However, the IIHS does not have liability loss data for the Chevrolet Suburban. Want to know how the Chevrolet Suburban’s rates compare to other large SUVs? Take a look a the SUVs below.

To start comparison shopping for Chevrolet Suburban insurance rates, enter your ZIP code in our free tool.

Rates by Driver Age

Chevrolet Suburban Insurance Rates by Driver Age
Driver Age Premium
16 $5,094
20 $3,188
30 $1,462
40 $1,398
50 $1,276
60 $1,248

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Suburban Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,776
$250 $1,602
$500 $1,398
$1,000 $1,198

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Suburban Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,398
50/100 $1,560
100/300 $1,653
250/500 $1,895
100 CSL $1,598
300 CSL $1,802
500 CSL $1,951

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Suburban Insurance Rates for High Risk Drivers
Age Premium
16 $7,268
20 $5,058
30 $3,066
40 $2,998
50 $2,856
60 $2,828

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $189

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $102
5-yr Claim Free $89
Paid in Full/EFT $64
Advance Quote $68
Online Quote $99
Total Discounts $586
Rate after discounts $812

Discounts are estimated and may not be available from every company or in every state.

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