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Chevrolet Suburban Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Apr 30, 2020

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Chevrolet Suburban insurance
How much does a Chevrolet Suburban cost to insure? and is a Chevy Suburban expensive to insure? The average Chevy Suburban insurance rates are $1,398, or $116 a month. Read on to learn what drivers can do to save on Suburban insurance.

Want to jump right into finding Chevrolet Suburban insurance rates? Enter your ZIP code in our free tool above.

Average insurance rates for a Chevrolet Suburban are $1,380 a year for full coverage. Comprehensive insurance costs an estimated $320 each year, collision costs $512, and liability is $390. A liability-only policy costs around $452 a year, with high-risk insurance costing $2,960 or more. Teen drivers receive the highest rates at $5,072 a year or more.

Average premium for full coverage: $1,380

Rate estimates broken down by individual coverage type:

Comprehensive $320
Collision $512
Liability $390

Rates are based on $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all states and Suburban models.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range go from as low as $452 for basic liability insurance to a high rate of $2,960 for a high-risk driver policy.

Liability Only $452
Full Coverage $1,380
High Risk $2,960

Price Range by Location

Choosing to live in a large city can have significant affects on insurance rates. More rural locations tend to have a lower frequency of accident claims than larger metro areas.

The graphic below illustrates how where you live affects insurance prices.

Rural Areas $1,035
Small Cities $1,449
Large Cities $1,863

These examples show why all drivers should compare rates quotes for a targeted area and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below shows estimated Chevrolet Suburban insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $802
  • Raising to $1,000 deductibles will save approximately $192 a year
  • The average rate for a 40-year-old driver who has $500 deductibles is $1,380
  • Choosing low deductibles will cost an extra $362 every year
  • At-risk drivers with multiple violations and an at-fault accident could pay up to $2,960 or more
  • The cost for full coverage for a teen driver can cost as much as $5,072

View Chart as Image

Chevrolet Suburban insurance cost comparison chart
Column chart showing full coverage Chevrolet Suburban insurance prices range from $802 to $5,072

Insurance rates for a Chevrolet Suburban can also vary considerably based on your driver profile, the trim level of your Suburban, and liability limits and deductibles.

More mature drivers with a clean driving record and high deductibles may pay as little as $1,300 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay at least $5,000 a year. View Rates by Age

Where you live also has a big influence on Chevrolet Suburban insurance prices. A middle-age driver might find rates as low as $910 a year in states like Iowa, Maine, and Idaho, or as much as $1,970 on average in New York, Louisiana, and Michigan.

Chevrolet Suburban Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,246 -$134 -9.7%
Alaska $1,058 -$322 -23.3%
Arizona $1,146 -$234 -17.0%
Arkansas $1,380 -$0 0.0%
California $1,570 $190 13.8%
Colorado $1,318 -$62 -4.5%
Connecticut $1,418 $38 2.8%
Delaware $1,562 $182 13.2%
Florida $1,726 $346 25.1%
Georgia $1,274 -$106 -7.7%
Hawaii $990 -$390 -28.3%
Idaho $932 -$448 -32.5%
Illinois $1,026 -$354 -25.7%
Indiana $1,040 -$340 -24.6%
Iowa $932 -$448 -32.5%
Kansas $1,312 -$68 -4.9%
Kentucky $1,882 $502 36.4%
Louisiana $2,042 $662 48.0%
Maine $852 -$528 -38.3%
Maryland $1,138 -$242 -17.5%
Massachusetts $1,104 -$276 -20.0%
Michigan $2,398 $1,018 73.8%
Minnesota $1,154 -$226 -16.4%
Mississippi $1,650 $270 19.6%
Missouri $1,224 -$156 -11.3%
Montana $1,482 $102 7.4%
Nebraska $1,088 -$292 -21.2%
Nevada $1,654 $274 19.9%
New Hampshire $992 -$388 -28.1%
New Jersey $1,544 $164 11.9%
New Mexico $1,222 -$158 -11.4%
New York $1,452 $72 5.2%
North Carolina $794 -$586 -42.5%
North Dakota $1,130 -$250 -18.1%
Ohio $952 -$428 -31.0%
Oklahoma $1,416 $36 2.6%
Oregon $1,262 -$118 -8.6%
Pennsylvania $1,316 -$64 -4.6%
Rhode Island $1,840 $460 33.3%
South Carolina $1,250 -$130 -9.4%
South Dakota $1,164 -$216 -15.7%
Tennessee $1,210 -$170 -12.3%
Texas $1,664 $284 20.6%
Utah $1,020 -$360 -26.1%
Vermont $944 -$436 -31.6%
Virginia $826 -$554 -40.1%
Washington $1,064 -$316 -22.9%
West Virginia $1,264 -$116 -8.4%
Wisconsin $956 -$424 -30.7%
Wyoming $1,230 -$150 -10.9%

View Chart as Image

Chevrolet Suburban insurance rates by U.S. city

Choosing high deductibles can reduce rates by up to $560 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost as much as $351 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying $1,600 to $2,200 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 130% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to know which company is cheapest is to do a rate comparison and see which company has the best rate. Every auto insurance company uses a different rate calculation, so the rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Chevrolet Suburban Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Suburban LS 2WD $1,336 $111
Chevrolet Suburban LT 2WD $1,336 $111
Chevrolet Suburban LS 4WD $1,336 $111
Chevrolet Suburban LT 4WD $1,380 $115
Chevrolet Suburban LTZ 2WD $1,422 $119
Chevrolet Suburban LTZ 4WD $1,464 $122

Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Suburban Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Chevrolet Suburban $320 $512 $390 $1,380
2019 Chevrolet Suburban $306 $506 $398 $1,368
2018 Chevrolet Suburban $296 $494 $416 $1,364
2017 Chevrolet Suburban $286 $474 $430 $1,348
2016 Chevrolet Suburban $270 $458 $442 $1,328
2015 Chevrolet Suburban $260 $424 $452 $1,294
2014 Chevrolet Suburban $250 $400 $456 $1,264
2013 Chevrolet Suburban $240 $358 $460 $1,216
2012 Chevrolet Suburban $224 $330 $460 $1,172
2011 Chevrolet Suburban $216 $310 $464 $1,148
2010 Chevrolet Suburban $210 $288 $474 $1,130
2009 Chevrolet Suburban $194 $268 $474 $1,094
2008 Chevrolet Suburban $190 $244 $478 $1,070
2007 Chevrolet Suburban $176 $222 $474 $1,030
2006 Chevrolet Suburban $166 $202 $474 $1,000
2005 Chevrolet Suburban $162 $182 $468 $970
2004 Chevrolet Suburban $158 $178 $460 $954
2003 Chevrolet Suburban $156 $168 $452 $934
2002 Chevrolet Suburban $142 $160 $446 $906
2001 Chevrolet Suburban $138 $152 $442 $890

Rates are averaged for all Chevrolet Suburban models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Chevrolet Suburban Insurance

Saving money on car insurance consists of being a low-risk driver, maintaining good credit, eliminating unneeded coverage, and taking advantage of discounts. Take the time to comparison shop every time your policy renews by requesting rates from direct carriers like GEICO and Progressive, and also from local independent and exclusive agents.

The items below are a quick review of the information touched on in the above illustrations.

  • Drivers can save approximately $170 per year simply by quoting online in advance
  • Teen drivers are charged the highest rates, costing as high as $423 per month for full coverage
  • Increasing deductibles can save around $550 each year
  • Higher risk drivers with a DUI or reckless driving violation pay an average of $1,580 more annually to insure their Suburban
  • Policyholders who want more liability coverage will pay about $430 each year to raise from a minimum limit to 250/500 limits

Frequently Asked Questions

  • How much is a fully loaded Suburban? Between $65,500 to $75,000

The average price of a Chevy Suburban insurance plan can be high for teenage drivers and drivers with DUIs. To save on all Suburban insurance plans, make sure to get quotes.

Whether you are wondering how much does a 2019 Chevy Suburban cost to insure or the 2014 Suburban cost of insurance, quotes will give you peace of mind that you are getting the best deal possible.

Enter your ZIP code in our free tool below to find premium Chevy Suburban insurance for a low price.

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What are the Chevrolet Suburban safety ratings?

The Chevrolet Suburban has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Adjustable Pedals
  • Front Tow Hooks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

The Chevrolet Suburban has not been crash-tested by the Insurance Institute for Highway Safety (IIHS).

Chevrolet Suburban Compared Against Other Vehicles in the Same Class

The Chevrolet Suburban is a large SUV, which means it could cause significant damage to other vehicles. However, the IIHS does not have liability loss data for the Chevrolet Suburban. Want to know how the Chevrolet Suburban’s rates compare to other large SUVs? Take a look a the SUVs below.

To start comparison shopping for Chevrolet Suburban insurance rates, enter your ZIP code in our free tool.

Rates by Driver Age

Chevrolet Suburban Insurance Rates by Driver Age
Driver Age Premium
16 $5,072
20 $3,148
30 $1,440
40 $1,380
50 $1,258
60 $1,232

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Suburban Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,742
$250 $1,576
$500 $1,380
$1,000 $1,188

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Suburban Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,380
50/100 $1,542
100/300 $1,640
250/500 $1,893
100 CSL $1,581
300 CSL $1,796
500 CSL $1,952

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Suburban Insurance Rates for High Risk Drivers
Age Premium
16 $7,232
20 $5,004
30 $3,028
40 $2,960
50 $2,822
60 $2,796

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $187

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $100
5-yr Claim Free $88
Paid in Full/EFT $62
Advance Quote $67
Online Quote $98
Total Discounts $578
Rate after discounts $802

Discounts are estimated and may not be available from every company or in every state.

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