Chevrolet Suburban Insurance Rates
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UPDATED: Jun 6, 2023
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How much does a Chevrolet Suburban cost to insure? and is a Chevy Suburban expensive to insure? The average Chevy Suburban insurance rates are $1,398, or $116 a month. Read on to learn what drivers can do to save on Suburban insurance.
Want to jump right into finding Chevrolet Suburban insurance rates? Enter your ZIP code in our free tool above.
Estimated insurance rates for a Chevrolet Suburban are $1,294 a year for full coverage. Comprehensive insurance costs approximately $260 each year, collision costs $424, and liability is estimated at $452. Liability-only insurance costs approximately $504 a year, with high-risk driver insurance costing $2,794 or more. Teens pay the most at $4,934 a year or more.
Average premium for full coverage: $1,294
Premium estimates by type of coverage:
Price estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all states and Suburban models.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Chevrolet Suburban go from the low end price of $504 for a discount liability-only rate to a high rate of $2,794 for coverage for higher-risk drivers.
Insurance Price Range by Location
Living in a larger city can make a big difference on car insurance rates. Rural locations are statistically proven to have lower incidents of accident claims than cities with more traffic congestion.
The graphic below illustrates how your location can change auto insurance prices.
These rate differences show why all drivers should get quotes using their specific location, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below shows estimated Chevrolet Suburban insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $757
- Choosing higher $1,000 deductibles can save $154 a year
- The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,294
- Selecting low deductibles for comp and collision coverage will cost an additional $300 annually
- Higher-risk drivers with serious driving violations could pay around $2,794 or more
- An auto insurance policy that insures a 16-year-old driver can cost $4,934 each year
Insurance prices for a Chevrolet Suburban also have a wide range based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.
If you have a few violations or you caused an accident, you could be paying anywhere from $1,500 to $2,100 additional annually, depending on your age. Insurance for high-risk drivers ranges from 43% to 129% more than the average policy. View High Risk Driver Rates
More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,900 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for Chevrolet Suburban insurance prices. A good driver about age 40 could pay as low as $850 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,850 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,170 | -$124 | -9.6% |
| Alaska | $994 | -$300 | -23.2% |
| Arizona | $1,074 | -$220 | -17.0% |
| Arkansas | $1,294 | -$0 | 0.0% |
| California | $1,474 | $180 | 13.9% |
| Colorado | $1,236 | -$58 | -4.5% |
| Connecticut | $1,332 | $38 | 2.9% |
| Delaware | $1,464 | $170 | 13.1% |
| Florida | $1,618 | $324 | 25.0% |
| Georgia | $1,194 | -$100 | -7.7% |
| Hawaii | $928 | -$366 | -28.3% |
| Idaho | $876 | -$418 | -32.3% |
| Illinois | $964 | -$330 | -25.5% |
| Indiana | $974 | -$320 | -24.7% |
| Iowa | $872 | -$422 | -32.6% |
| Kansas | $1,230 | -$64 | -4.9% |
| Kentucky | $1,766 | $472 | 36.5% |
| Louisiana | $1,914 | $620 | 47.9% |
| Maine | $798 | -$496 | -38.3% |
| Maryland | $1,066 | -$228 | -17.6% |
| Massachusetts | $1,036 | -$258 | -19.9% |
| Michigan | $2,250 | $956 | 73.9% |
| Minnesota | $1,084 | -$210 | -16.2% |
| Mississippi | $1,550 | $256 | 19.8% |
| Missouri | $1,146 | -$148 | -11.4% |
| Montana | $1,390 | $96 | 7.4% |
| Nebraska | $1,020 | -$274 | -21.2% |
| Nevada | $1,554 | $260 | 20.1% |
| New Hampshire | $934 | -$360 | -27.8% |
| New Jersey | $1,446 | $152 | 11.7% |
| New Mexico | $1,146 | -$148 | -11.4% |
| New York | $1,362 | $68 | 5.3% |
| North Carolina | $746 | -$548 | -42.3% |
| North Dakota | $1,060 | -$234 | -18.1% |
| Ohio | $894 | -$400 | -30.9% |
| Oklahoma | $1,328 | $34 | 2.6% |
| Oregon | $1,184 | -$110 | -8.5% |
| Pennsylvania | $1,234 | -$60 | -4.6% |
| Rhode Island | $1,726 | $432 | 33.4% |
| South Carolina | $1,172 | -$122 | -9.4% |
| South Dakota | $1,092 | -$202 | -15.6% |
| Tennessee | $1,134 | -$160 | -12.4% |
| Texas | $1,562 | $268 | 20.7% |
| Utah | $958 | -$336 | -26.0% |
| Vermont | $886 | -$408 | -31.5% |
| Virginia | $774 | -$520 | -40.2% |
| Washington | $1,000 | -$294 | -22.7% |
| West Virginia | $1,186 | -$108 | -8.3% |
| Wisconsin | $896 | -$398 | -30.8% |
| Wyoming | $1,154 | -$140 | -10.8% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $460 annually, whereas increasing liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $407 more each year. View Rates by Deductible or Liability Limit
With such a large range in prices, the only way to know who has the cheapest car insurance prices is to do a rate comparison from multiple companies. Each auto insurer calculates prices differently, and prices will be substantially different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Suburban LS 2WD | $1,260 | $105 |
| Chevrolet Suburban LT 2WD | $1,260 | $105 |
| Chevrolet Suburban LS 4WD | $1,260 | $105 |
| Chevrolet Suburban LT 4WD | $1,294 | $108 |
| Chevrolet Suburban LTZ 2WD | $1,330 | $111 |
| Chevrolet Suburban LTZ 4WD | $1,366 | $114 |
Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 Chevrolet Suburban | $260 | $424 | $452 | $1,294 |
| 2016 Chevrolet Suburban | $240 | $358 | $460 | $1,216 |
| 2015 Chevrolet Suburban | $224 | $330 | $460 | $1,172 |
| 2013 Chevrolet Suburban | $210 | $288 | $474 | $1,130 |
| 2011 Chevrolet Suburban | $190 | $244 | $478 | $1,070 |
| 2009 Chevrolet Suburban | $166 | $202 | $474 | $1,000 |
| 2008 Chevrolet Suburban | $162 | $182 | $468 | $970 |
| 2007 Chevrolet Suburban | $158 | $178 | $460 | $954 |
| 2006 Chevrolet Suburban | $156 | $168 | $452 | $934 |
| 2005 Chevrolet Suburban | $142 | $160 | $446 | $906 |
| 2004 Chevrolet Suburban | $138 | $152 | $442 | $890 |
Rates are averaged for all Chevrolet Suburban models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Chevrolet Suburban Insurance
Finding better rates on insurance for a Chevrolet Suburban takes being a safe and courteous driver, having a good credit score, not filing small claims, and qualifying for all possible discounts. Compare rates at least once a year by obtaining price quotes from direct carriers, and also from insurance agencies where you live.
Below is a condensed summary of the primary concepts that were illustrated above.
- Drivers can save around $150 per year simply by quoting online in advance
- Drivers considered higher risk with multiple at-fault accidents could be forced to pay on average $1,500 more per year for auto insurance
- Increasing policy deductibles can save approximately $450 each year
- Teenage drivers are the costliest to insure, as much as $411 per month if comprehensive and collision insurance is included
Frequently Asked Questions
- How much is a fully loaded Suburban? Between $65,500 to $75,000
The average price of a Chevy Suburban insurance plan can be high for teenage drivers and drivers with DUIs. To save on all Suburban insurance plans, make sure to get quotes.
Whether you are wondering how much does a 2019 Chevy Suburban cost to insure or the 2014 Suburban cost of insurance, quotes will give you peace of mind that you are getting the best deal possible.
Enter your ZIP code in our free tool below to find premium Chevy Suburban insurance for a low price.
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What are the Chevrolet Suburban safety ratings?
The Chevrolet Suburban has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Adjustable Pedals
- Front Tow Hooks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
The Chevrolet Suburban has not been crash-tested by the Insurance Institute for Highway Safety (IIHS).
Chevrolet Suburban Compared Against Other Vehicles in the Same Class
The Chevrolet Suburban is a large SUV, which means it could cause significant damage to other vehicles. However, the IIHS does not have liability loss data for the Chevrolet Suburban. Want to know how the Chevrolet Suburban’s rates compare to other large SUVs? Take a look a the SUVs below.
To start comparison shopping for Chevrolet Suburban insurance rates, enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,934 |
| 20 | $2,972 |
| 30 | $1,340 |
| 40 | $1,294 |
| 50 | $1,182 |
| 60 | $1,160 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,594 |
| $250 | $1,456 |
| $500 | $1,294 |
| $1,000 | $1,140 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,294 |
| 50/100 | $1,456 |
| 100/300 | $1,569 |
| 250/500 | $1,863 |
| 100 CSL | $1,502 |
| 300 CSL | $1,750 |
| 500 CSL | $1,931 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,016 |
| 20 | $4,734 |
| 30 | $2,842 |
| 40 | $2,794 |
| 50 | $2,668 |
| 60 | $2,644 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $68 |
| Multi-vehicle | $68 |
| Homeowner | $20 |
| 5-yr Accident Free | $90 |
| 5-yr Claim Free | $83 |
| Paid in Full/EFT | $55 |
| Advance Quote | $62 |
| Online Quote | $91 |
| Total Discounts | $537 |
Discounts are estimated and may not be available from every company or in every state.
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