Chevrolet Suburban Insurance Rates
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UPDATED: Jun 6, 2023
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How much does a Chevrolet Suburban cost to insure? and is a Chevy Suburban expensive to insure? The average Chevy Suburban insurance rates are $1,398, or $116 a month. Read on to learn what drivers can do to save on Suburban insurance.
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U.S. average auto insurance rates for a Chevrolet Suburban are $1,294 annually including full coverage. Comprehensive insurance costs approximately $260 a year, collision costs $424, and liability insurance is estimated at $452. Buying just liability costs approximately $504 a year, with insurance for high-risk drivers costing $2,794 or more. Teens pay the highest rates at $4,934 a year or more.
Average premium for full coverage: $1,294
Price estimates by individual coverage:
Price estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and Suburban trim levels.
Price Range from Low to High
For the average 40-year-old driver, Chevrolet Suburban insurance prices go from as cheap as $504 for just liability insurance to a high of $2,794 for a driver who requires high-risk insurance.
Geographic Price Range
Living in a larger city has a significant impact on car insurance prices. Rural locations have fewer comprehensive and collision claims than cities with more traffic congestion.
The diagram below illustrates the difference location can make on auto insurance prices.
The ranges above highlight why it is important to get quotes using their specific location and their own personal driving habits, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down estimated Chevrolet Suburban insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $757
- Choosing higher $1,000 deductibles can save $1,140 every year
- The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,294
- Selecting low $100 deductibles for comp and collision coverage costs an additional $300 a year
- High-risk insureds with serious driving violations could pay around $2,794 or more
- The price with full coverage for a teen driver can cost $4,934 each year
Insurance prices for a Chevrolet Suburban are also quite variable based on the trim level and model year, your driving characteristics, and physical damage deductibles and liability limits.
Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,900 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are likely paying anywhere from $1,500 to $2,100 additional each year, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 129% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can save as much as $460 each year, while buying higher liability limits will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $407 more each year. View Rates by Deductible or Liability Limit
The state you live in plays a big part in determining prices for Chevrolet Suburban insurance rates. A good driver about age 40 could pay as low as $990 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,850 on average in Louisiana, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,170 | -$124 | -9.6% |
Alaska | $994 | -$300 | -23.2% |
Arizona | $1,074 | -$220 | -17.0% |
Arkansas | $1,294 | -$0 | 0.0% |
California | $1,474 | $180 | 13.9% |
Colorado | $1,236 | -$58 | -4.5% |
Connecticut | $1,332 | $38 | 2.9% |
Delaware | $1,464 | $170 | 13.1% |
Florida | $1,618 | $324 | 25.0% |
Georgia | $1,194 | -$100 | -7.7% |
Hawaii | $928 | -$366 | -28.3% |
Idaho | $876 | -$418 | -32.3% |
Illinois | $964 | -$330 | -25.5% |
Indiana | $974 | -$320 | -24.7% |
Iowa | $872 | -$422 | -32.6% |
Kansas | $1,230 | -$64 | -4.9% |
Kentucky | $1,766 | $472 | 36.5% |
Louisiana | $1,914 | $620 | 47.9% |
Maine | $798 | -$496 | -38.3% |
Maryland | $1,066 | -$228 | -17.6% |
Massachusetts | $1,036 | -$258 | -19.9% |
Michigan | $2,250 | $956 | 73.9% |
Minnesota | $1,084 | -$210 | -16.2% |
Mississippi | $1,550 | $256 | 19.8% |
Missouri | $1,146 | -$148 | -11.4% |
Montana | $1,390 | $96 | 7.4% |
Nebraska | $1,020 | -$274 | -21.2% |
Nevada | $1,554 | $260 | 20.1% |
New Hampshire | $934 | -$360 | -27.8% |
New Jersey | $1,446 | $152 | 11.7% |
New Mexico | $1,146 | -$148 | -11.4% |
New York | $1,362 | $68 | 5.3% |
North Carolina | $746 | -$548 | -42.3% |
North Dakota | $1,060 | -$234 | -18.1% |
Ohio | $894 | -$400 | -30.9% |
Oklahoma | $1,328 | $34 | 2.6% |
Oregon | $1,184 | -$110 | -8.5% |
Pennsylvania | $1,234 | -$60 | -4.6% |
Rhode Island | $1,726 | $432 | 33.4% |
South Carolina | $1,172 | -$122 | -9.4% |
South Dakota | $1,092 | -$202 | -15.6% |
Tennessee | $1,134 | -$160 | -12.4% |
Texas | $1,562 | $268 | 20.7% |
Utah | $958 | -$336 | -26.0% |
Vermont | $886 | -$408 | -31.5% |
Virginia | $774 | -$520 | -40.2% |
Washington | $1,000 | -$294 | -22.7% |
West Virginia | $1,186 | -$108 | -8.3% |
Wisconsin | $896 | -$398 | -30.8% |
Wyoming | $1,154 | -$140 | -10.8% |
Since prices can be so different, the best way to figure out who has the best auto insurance prices is to get quotes from as many companies as possible. Each auto insurer calculates prices differently, and prices may be quite different between companies.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Chevrolet Suburban LS 2WD | $1,260 | $105 |
Chevrolet Suburban LT 2WD | $1,260 | $105 |
Chevrolet Suburban LS 4WD | $1,260 | $105 |
Chevrolet Suburban LT 4WD | $1,294 | $108 |
Chevrolet Suburban LTZ 2WD | $1,330 | $111 |
Chevrolet Suburban LTZ 4WD | $1,366 | $114 |
Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2018 Chevrolet Suburban | $260 | $424 | $452 | $1,294 |
2016 Chevrolet Suburban | $240 | $358 | $460 | $1,216 |
2015 Chevrolet Suburban | $224 | $330 | $460 | $1,172 |
2013 Chevrolet Suburban | $210 | $288 | $474 | $1,130 |
2011 Chevrolet Suburban | $190 | $244 | $478 | $1,070 |
2009 Chevrolet Suburban | $166 | $202 | $474 | $1,000 |
2008 Chevrolet Suburban | $162 | $182 | $468 | $970 |
2007 Chevrolet Suburban | $158 | $178 | $460 | $954 |
2006 Chevrolet Suburban | $156 | $168 | $452 | $934 |
2005 Chevrolet Suburban | $142 | $160 | $446 | $906 |
2004 Chevrolet Suburban | $138 | $152 | $442 | $890 |
Rates are averaged for all Chevrolet Suburban models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheaper Chevrolet Suburban Insurance
Getting lower rates on Chevrolet Suburban insurance takes being safe and accident-free, having good credit, being claim-free, and qualifying for all possible discounts. Make time to compare rates at every other renewal by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.
Below you'll find a condensed summary of the concepts that were touched on in this article.
- High-risk drivers with multiple at-fault accidents may have to pay on average $1,500 more per year than a low-risk driver
- Youthful drivers are the costliest to insure, possibly costing $411 a month if they have full coverage
- You may be able to save around $150 per year simply by quoting early and online
- Increasing physical damage deductibles could save up to $450 each year
- You may be able to save around $150 per year simply by quoting early and online
Frequently Asked Questions
- How much is a fully loaded Suburban? Between $65,500 to $75,000
The average price of a Chevy Suburban insurance plan can be high for teenage drivers and drivers with DUIs. To save on all Suburban insurance plans, make sure to get quotes.
Whether you are wondering how much does a 2019 Chevy Suburban cost to insure or the 2014 Suburban cost of insurance, quotes will give you peace of mind that you are getting the best deal possible.
Enter your ZIP code in our free tool below to find premium Chevy Suburban insurance for a low price.
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What are the Chevrolet Suburban safety ratings?
The Chevrolet Suburban has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Adjustable Pedals
- Front Tow Hooks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
The Chevrolet Suburban has not been crash-tested by the Insurance Institute for Highway Safety (IIHS).
Chevrolet Suburban Compared Against Other Vehicles in the Same Class
The Chevrolet Suburban is a large SUV, which means it could cause significant damage to other vehicles. However, the IIHS does not have liability loss data for the Chevrolet Suburban. Want to know how the Chevrolet Suburban’s rates compare to other large SUVs? Take a look a the SUVs below.
To start comparison shopping for Chevrolet Suburban insurance rates, enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,934 |
20 | $2,972 |
30 | $1,340 |
40 | $1,294 |
50 | $1,182 |
60 | $1,160 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,594 |
$250 | $1,456 |
$500 | $1,294 |
$1,000 | $1,140 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,294 |
50/100 | $1,456 |
100/300 | $1,569 |
250/500 | $1,863 |
100 CSL | $1,502 |
300 CSL | $1,750 |
500 CSL | $1,931 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,016 |
20 | $4,734 |
30 | $2,842 |
40 | $2,794 |
50 | $2,668 |
60 | $2,644 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $68 |
Multi-vehicle | $68 |
Homeowner | $20 |
5-yr Accident Free | $90 |
5-yr Claim Free | $83 |
Paid in Full/EFT | $55 |
Advance Quote | $62 |
Online Quote | $91 |
Total Discounts | $537 |
Discounts are estimated and may not be available from every company or in every state.
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