Chevrolet Suburban Insurance Rates

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UPDATED: Apr 19, 2024

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Chevrolet Suburban insurance
How much does a Chevrolet Suburban cost to insure? and is a Chevy Suburban expensive to insure? The average Chevy Suburban insurance rates are $1,398, or $116 a month. Read on to learn what drivers can do to save on Suburban insurance.

Want to jump right into finding Chevrolet Suburban insurance rates? Enter your ZIP code in our free tool above.

Estimated insurance prices for a Chevrolet Suburban are $1,368 every 12 months including full coverage. Comprehensive costs on average $306, collision costs $506, and liability insurance costs around $398. A liability-only policy costs as low as $460 a year, with high-risk insurance costing around $2,950. Teenage drivers pay the most at $5,078 a year or more.

Average premium for full coverage: $1,368

Premium estimates by type of coverage:

Comprehensive $306
Collision $506
Liability $398

Price estimates include $500 policy deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for all Suburban models.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for a Chevrolet Suburban go from the cheapest price of $460 for just liability coverage to the much higher price of $2,950 for a policy for a high-risk driver.

Liability Only $460
Full Coverage $1,368
High Risk $2,950

Insurance Price Range by Location

Where you live has a significant impact on car insurance rates. Rural areas are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities.

The example below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $1,026
Small Cities $1,436
Large Cities $1,847

These rate differences highlight why everyone should compare prices based on a specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below breaks down estimated Chevrolet Suburban insurance rates for different risk profiles and scenarios.

  • The best discount rate is $792
  • Using higher $1,000 deductibles will save around $182 every year
  • The average price for a 40-year-old good driver with $500 deductibles is $1,368
  • Using pricier low deductibles for physical damage coverage increases the price to $1,726
  • Drivers who are prone to accidents and violations could pay upwards of $2,950 or more
  • An auto insurance policy to insure a teen driver for full coverage may cost $5,078 or more

View Chart as Image

Chevrolet Suburban insurance cost comparison chart
Column chart showing full coverage Chevrolet Suburban insurance rates range from $792 to $5,078

Auto insurance prices for a Chevrolet Suburban also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level of your Suburban.

Using high physical damage deductibles could cut prices by as much as $540 each year, whereas buying more liability protection will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $358 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay upwards of $5,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at a minimum $1,600 to $2,200 in extra premium annually, depending on your age. Chevrolet Suburban insurance for high-risk drivers can be anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Chevrolet Suburban insurance rates. A driver around age 40 might see prices as low as $1,050 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,960 on average in Michigan, New York, and Louisiana.

Chevrolet Suburban Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,240 -$128 -9.4%
Alaska $1,052 -$316 -23.1%
Arizona $1,136 -$232 -17.0%
Arkansas $1,368 -$0 0.0%
California $1,562 $194 14.2%
Colorado $1,308 -$60 -4.4%
Connecticut $1,410 $42 3.1%
Delaware $1,550 $182 13.3%
Florida $1,716 $348 25.4%
Georgia $1,266 -$102 -7.5%
Hawaii $984 -$384 -28.1%
Idaho $928 -$440 -32.2%
Illinois $1,022 -$346 -25.3%
Indiana $1,032 -$336 -24.6%
Iowa $926 -$442 -32.3%
Kansas $1,304 -$64 -4.7%
Kentucky $1,870 $502 36.7%
Louisiana $2,028 $660 48.2%
Maine $846 -$522 -38.2%
Maryland $1,130 -$238 -17.4%
Massachusetts $1,098 -$270 -19.7%
Michigan $2,380 $1,012 74.0%
Minnesota $1,146 -$222 -16.2%
Mississippi $1,644 $276 20.2%
Missouri $1,216 -$152 -11.1%
Montana $1,472 $104 7.6%
Nebraska $1,082 -$286 -20.9%
Nevada $1,644 $276 20.2%
New Hampshire $990 -$378 -27.6%
New Jersey $1,532 $164 12.0%
New Mexico $1,216 -$152 -11.1%
New York $1,444 $76 5.6%
North Carolina $790 -$578 -42.3%
North Dakota $1,122 -$246 -18.0%
Ohio $948 -$420 -30.7%
Oklahoma $1,408 $40 2.9%
Oregon $1,256 -$112 -8.2%
Pennsylvania $1,308 -$60 -4.4%
Rhode Island $1,828 $460 33.6%
South Carolina $1,244 -$124 -9.1%
South Dakota $1,156 -$212 -15.5%
Tennessee $1,200 -$168 -12.3%
Texas $1,652 $284 20.8%
Utah $1,014 -$354 -25.9%
Vermont $938 -$430 -31.4%
Virginia $820 -$548 -40.1%
Washington $1,060 -$308 -22.5%
West Virginia $1,256 -$112 -8.2%
Wisconsin $948 -$420 -30.7%
Wyoming $1,222 -$146 -10.7%

View Chart as Image

Chevrolet Suburban insurance rates by U.S. city

With such a large range in prices, the best way to figure out exactly what you will pay is to regularly compare prices from as many companies as possible. Each insurance company uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Chevrolet Suburban Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Suburban LS 2WD $1,328 $111
Chevrolet Suburban LT 2WD $1,328 $111
Chevrolet Suburban LS 4WD $1,328 $111
Chevrolet Suburban LT 4WD $1,368 $114
Chevrolet Suburban LTZ 2WD $1,412 $118
Chevrolet Suburban LTZ 4WD $1,454 $121

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Suburban Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Suburban $320 $512 $390 $1,380
2023 Chevrolet Suburban $306 $506 $398 $1,368
2022 Chevrolet Suburban $296 $494 $416 $1,364
2021 Chevrolet Suburban $286 $474 $430 $1,348
2020 Chevrolet Suburban $270 $458 $442 $1,328
2019 Chevrolet Suburban $260 $424 $452 $1,294
2018 Chevrolet Suburban $250 $400 $456 $1,264
2017 Chevrolet Suburban $240 $358 $460 $1,216
2016 Chevrolet Suburban $224 $330 $460 $1,172
2015 Chevrolet Suburban $216 $310 $464 $1,148
2013 Chevrolet Suburban $194 $268 $474 $1,094
2011 Chevrolet Suburban $176 $222 $474 $1,030
2009 Chevrolet Suburban $162 $182 $468 $970
2008 Chevrolet Suburban $158 $178 $460 $954
2007 Chevrolet Suburban $156 $168 $452 $934
2006 Chevrolet Suburban $142 $160 $446 $906
2005 Chevrolet Suburban $138 $152 $442 $890

Rates are averaged for all Chevrolet Suburban models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheaper Chevrolet Suburban Insurance

Finding better rates on Chevrolet Suburban insurance requires being a good driver, having a good credit score, refrain from filing small claims, and taking advantage of discounts. Set aside time to compare rates every year by obtaining price quotes from direct car insurance companies, and also from your local independent and exclusive agents.

The following list is a condensed summary of the coverage data covered above.

  • You may be able to save as much as $160 per year simply by quoting online well ahead of the renewal date
  • Increasing policy deductibles could save as much as $550 each year
  • Drivers age 16 to 20 are charged the highest prices, with the cost nearing $423 per month if comprehensive and collision insurance is included
  • High-risk drivers with multiple at-fault accidents may pay on average $1,580 more each year than a safer driver

Frequently Asked Questions

  • How much is a fully loaded Suburban? Between $65,500 to $75,000

The average price of a Chevy Suburban insurance plan can be high for teenage drivers and drivers with DUIs. To save on all Suburban insurance plans, make sure to get quotes.

Whether you are wondering how much does a 2019 Chevy Suburban cost to insure or the 2014 Suburban cost of insurance, quotes will give you peace of mind that you are getting the best deal possible.

Enter your ZIP code in our free tool below to find premium Chevy Suburban insurance for a low price.

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What are the Chevrolet Suburban safety ratings?

The Chevrolet Suburban has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Adjustable Pedals
  • Front Tow Hooks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

The Chevrolet Suburban has not been crash-tested by the Insurance Institute for Highway Safety (IIHS).

Chevrolet Suburban Compared Against Other Vehicles in the Same Class

The Chevrolet Suburban is a large SUV, which means it could cause significant damage to other vehicles. However, the IIHS does not have liability loss data for the Chevrolet Suburban. Want to know how the Chevrolet Suburban’s rates compare to other large SUVs? Take a look a the SUVs below.

To start comparison shopping for Chevrolet Suburban insurance rates, enter your ZIP code in our free tool.

Rates by Driver Age

Chevrolet Suburban Insurance Rates by Driver Age
Driver Age Premium
16 $5,078
20 $3,142
30 $1,432
40 $1,368
50 $1,250
60 $1,226

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Suburban Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,726
$250 $1,562
$500 $1,368
$1,000 $1,186

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Suburban Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,368
50/100 $1,534
100/300 $1,633
250/500 $1,892
100 CSL $1,573
300 CSL $1,792
500 CSL $1,952

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Suburban Insurance Rates for High Risk Drivers
Age Premium
16 $7,238
20 $4,990
30 $3,014
40 $2,950
50 $2,814
60 $2,788

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $187

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $99
5-yr Claim Free $88
Paid in Full/EFT $62
Advance Quote $67
Online Quote $97
Total Discounts $576
Rate after discounts $792

Discounts are estimated and may not be available from every company or in every state.

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