Chevrolet Suburban Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 19, 2024
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How much does a Chevrolet Suburban cost to insure? and is a Chevy Suburban expensive to insure? The average Chevy Suburban insurance rates are $1,398, or $116 a month. Read on to learn what drivers can do to save on Suburban insurance.
Want to jump right into finding Chevrolet Suburban insurance rates? Enter your ZIP code in our free tool above.
Estimated auto insurance rates for a Chevrolet Suburban are $1,368 annually for full coverage. Comprehensive insurance costs around $306, collision insurance costs $506, and liability insurance costs $398. A liability-only policy costs as little as $460 a year, and high-risk insurance costs $2,950 or more. Teenage drivers pay the most at up to $5,078 a year.
Average premium for full coverage: $1,368
Premium estimates for type of coverage:
Prices are based on $500 policy deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all states and for different Suburban trim levels.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Chevrolet Suburban range from as cheap as $460 for a discount liability-only rate to a much higher rate of $2,950 for a driver required to buy high-risk insurance.
Insurance Price Range by Location
Your location has a significant impact on auto insurance rates. Areas with sparse population are statistically proven to have fewer accident claims than densely populated cities. The price range example below illustrates how where you live affects auto insurance rates.
These rate differences show why anyone shopping for car insurance should compare rates for a specific zip code and their own personal driving habits, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below shows average Chevrolet Suburban insurance rates for additional coverage choices and driver risks.
- The best discount rate is $792
- Drivers who choose higher $1,000 deductibles will pay about $182 a year
- The estimated rate for a 40-year-old good driver using $500 deductibles is $1,368
- Using more expensive low deductibles for comprehensive and collision insurance costs an additional $358 a year
- High risk drivers who are prone to accidents and violations could pay at least $2,950
- An auto insurance policy with full coverage for a teen driver with full coverage can be $5,078 a year
Auto insurance prices for a Chevrolet Suburban also have a wide range based on the model of your Suburban, your driver profile, and deductibles and policy limits.
An older driver with a good driving record and high physical damage deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay as much as $5,000 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you could be paying at least $1,600 to $2,200 in extra premium annually, depending on your age. High-risk driver insurance can cost anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could save up to $540 each year, while increasing your policy's liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $358 extra every year. View Rates by Deductible or Liability Limit
Where you choose to live makes a big difference in Chevrolet Suburban insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,960 on average in Michigan, Louisiana, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,240 | -$128 | -9.4% |
Alaska | $1,052 | -$316 | -23.1% |
Arizona | $1,136 | -$232 | -17.0% |
Arkansas | $1,368 | -$0 | 0.0% |
California | $1,562 | $194 | 14.2% |
Colorado | $1,308 | -$60 | -4.4% |
Connecticut | $1,410 | $42 | 3.1% |
Delaware | $1,550 | $182 | 13.3% |
Florida | $1,716 | $348 | 25.4% |
Georgia | $1,266 | -$102 | -7.5% |
Hawaii | $984 | -$384 | -28.1% |
Idaho | $928 | -$440 | -32.2% |
Illinois | $1,022 | -$346 | -25.3% |
Indiana | $1,032 | -$336 | -24.6% |
Iowa | $926 | -$442 | -32.3% |
Kansas | $1,304 | -$64 | -4.7% |
Kentucky | $1,870 | $502 | 36.7% |
Louisiana | $2,028 | $660 | 48.2% |
Maine | $846 | -$522 | -38.2% |
Maryland | $1,130 | -$238 | -17.4% |
Massachusetts | $1,098 | -$270 | -19.7% |
Michigan | $2,380 | $1,012 | 74.0% |
Minnesota | $1,146 | -$222 | -16.2% |
Mississippi | $1,644 | $276 | 20.2% |
Missouri | $1,216 | -$152 | -11.1% |
Montana | $1,472 | $104 | 7.6% |
Nebraska | $1,082 | -$286 | -20.9% |
Nevada | $1,644 | $276 | 20.2% |
New Hampshire | $990 | -$378 | -27.6% |
New Jersey | $1,532 | $164 | 12.0% |
New Mexico | $1,216 | -$152 | -11.1% |
New York | $1,444 | $76 | 5.6% |
North Carolina | $790 | -$578 | -42.3% |
North Dakota | $1,122 | -$246 | -18.0% |
Ohio | $948 | -$420 | -30.7% |
Oklahoma | $1,408 | $40 | 2.9% |
Oregon | $1,256 | -$112 | -8.2% |
Pennsylvania | $1,308 | -$60 | -4.4% |
Rhode Island | $1,828 | $460 | 33.6% |
South Carolina | $1,244 | -$124 | -9.1% |
South Dakota | $1,156 | -$212 | -15.5% |
Tennessee | $1,200 | -$168 | -12.3% |
Texas | $1,652 | $284 | 20.8% |
Utah | $1,014 | -$354 | -25.9% |
Vermont | $938 | -$430 | -31.4% |
Virginia | $820 | -$548 | -40.1% |
Washington | $1,060 | -$308 | -22.5% |
West Virginia | $1,256 | -$112 | -8.2% |
Wisconsin | $948 | -$420 | -30.7% |
Wyoming | $1,222 | -$146 | -10.7% |
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Chevrolet Suburban LS 2WD | $1,328 | $111 |
Chevrolet Suburban LT 2WD | $1,328 | $111 |
Chevrolet Suburban LS 4WD | $1,328 | $111 |
Chevrolet Suburban LT 4WD | $1,368 | $114 |
Chevrolet Suburban LTZ 2WD | $1,412 | $118 |
Chevrolet Suburban LTZ 4WD | $1,454 | $121 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Chevrolet Suburban | $320 | $512 | $390 | $1,380 |
2023 Chevrolet Suburban | $306 | $506 | $398 | $1,368 |
2022 Chevrolet Suburban | $296 | $494 | $416 | $1,364 |
2021 Chevrolet Suburban | $286 | $474 | $430 | $1,348 |
2020 Chevrolet Suburban | $270 | $458 | $442 | $1,328 |
2019 Chevrolet Suburban | $260 | $424 | $452 | $1,294 |
2018 Chevrolet Suburban | $250 | $400 | $456 | $1,264 |
2017 Chevrolet Suburban | $240 | $358 | $460 | $1,216 |
2016 Chevrolet Suburban | $224 | $330 | $460 | $1,172 |
2015 Chevrolet Suburban | $216 | $310 | $464 | $1,148 |
2013 Chevrolet Suburban | $194 | $268 | $474 | $1,094 |
2011 Chevrolet Suburban | $176 | $222 | $474 | $1,030 |
2009 Chevrolet Suburban | $162 | $182 | $468 | $970 |
2008 Chevrolet Suburban | $158 | $178 | $460 | $954 |
2007 Chevrolet Suburban | $156 | $168 | $452 | $934 |
2006 Chevrolet Suburban | $142 | $160 | $446 | $906 |
2005 Chevrolet Suburban | $138 | $152 | $442 | $890 |
Rates are averaged for all Chevrolet Suburban models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Chevrolet Suburban Insurance
Finding better rates on Chevrolet Suburban insurance not only requires being a good driver, but also having above-average credit, not filing small claims, and possibly raising deductibles. Take the time to comparison shop at every policy renewal by obtaining price quotes from direct carriers, and also from local independent and exclusive agents.
The following list is a brief review of the data touched on in the above illustrations.
- Drivers who may need an increased level of liability coverage will pay an extra $440 each year to go from 30/60 bodily injury limits to higher 250/500 limits
- Drivers can save up to $160 per year just by shopping early and online
- Increasing policy deductibles could save up to $550 each year
- Drivers age 16 to 20 are expensive to insure, as much as $423 per month if full coverage is included
Frequently Asked Questions
- How much is a fully loaded Suburban? Between $65,500 to $75,000
The average price of a Chevy Suburban insurance plan can be high for teenage drivers and drivers with DUIs. To save on all Suburban insurance plans, make sure to get quotes.
Whether you are wondering how much does a 2019 Chevy Suburban cost to insure or the 2014 Suburban cost of insurance, quotes will give you peace of mind that you are getting the best deal possible.
Enter your ZIP code in our free tool below to find premium Chevy Suburban insurance for a low price.
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What are the Chevrolet Suburban safety ratings?
The Chevrolet Suburban has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Adjustable Pedals
- Front Tow Hooks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
The Chevrolet Suburban has not been crash-tested by the Insurance Institute for Highway Safety (IIHS).
Chevrolet Suburban Compared Against Other Vehicles in the Same Class
The Chevrolet Suburban is a large SUV, which means it could cause significant damage to other vehicles. However, the IIHS does not have liability loss data for the Chevrolet Suburban. Want to know how the Chevrolet Suburban’s rates compare to other large SUVs? Take a look a the SUVs below.
To start comparison shopping for Chevrolet Suburban insurance rates, enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,078 |
20 | $3,142 |
30 | $1,432 |
40 | $1,368 |
50 | $1,250 |
60 | $1,226 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,726 |
$250 | $1,562 |
$500 | $1,368 |
$1,000 | $1,186 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,368 |
50/100 | $1,534 |
100/300 | $1,633 |
250/500 | $1,892 |
100 CSL | $1,573 |
300 CSL | $1,792 |
500 CSL | $1,952 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,238 |
20 | $4,990 |
30 | $3,014 |
40 | $2,950 |
50 | $2,814 |
60 | $2,788 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $73 |
Multi-vehicle | $70 |
Homeowner | $20 |
5-yr Accident Free | $99 |
5-yr Claim Free | $88 |
Paid in Full/EFT | $62 |
Advance Quote | $67 |
Online Quote | $97 |
Total Discounts | $576 |
Discounts are estimated and may not be available from every company or in every state.
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