Chevrolet Suburban Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 19, 2024
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How much does a Chevrolet Suburban cost to insure? and is a Chevy Suburban expensive to insure? The average Chevy Suburban insurance rates are $1,398, or $116 a month. Read on to learn what drivers can do to save on Suburban insurance.
Want to jump right into finding Chevrolet Suburban insurance rates? Enter your ZIP code in our free tool above.
Estimated auto insurance rates for a Chevrolet Suburban are $1,368 annually with full coverage. Comprehensive costs an estimated $306, collision insurance costs $506, and liability is estimated at $398. A policy with only liability insurance costs approximately $460 a year, and a high-risk policy costs around $2,950. 16-year-old drivers pay the most at up to $5,078 a year.
Average premium for full coverage: $1,368
Premium estimates broken down by type of coverage:
These estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and for all Suburban models.
Insurance Price Range by Risk and Coverage
For the average 40-year-old driver, insurance rates for a Chevrolet Suburban range from as cheap as $460 for the bare minimum liability coverage to the much higher price of $2,950 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Living in a larger city can make a big difference on car insurance rates. More rural locations are statistically proven to have fewer collision claims than congested cities. The example below illustrates the difference location can make on insurance prices.
These rate differences demonstrate why everyone should get quotes for a targeted area and their own personal driving habits, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details average Chevrolet Suburban insurance rates for other coverage scenarios.
- The best full coverage rate is $792
- Choosing higher $1,000 deductibles can save approximately $182 annually
- The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,368
- Buying pricier low deductibles for comp and collision coverage will cost $1,726
- Higher-risk drivers with multiple tickets or accidents could pay up to $2,950
- An auto insurance policy with full coverage for a 16-year-old driver for full coverage can cost as much as $5,078 each year
Car insurance prices for a Chevrolet Suburban also have a wide range based on the model of your Suburban, your driving record, and liability limits and deductibles.
A more mature driver with no driving violations and high physical damage deductibles may pay as low as $1,300 annually on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will be charged at least $5,000 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you may be forking out $1,600 to $2,200 extra annually, depending on your age. Chevrolet Suburban insurance for high-risk drivers ranges from 43% to 131% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can save as much as $540 annually, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $358 extra every 12 months. View Rates by Deductible or Liability Limit
Where you choose to live plays a big part in determining prices for Chevrolet Suburban insurance prices. A good driver about age 40 could pay as low as $990 a year in states like Utah, Ohio, and New Hampshire, or at least $1,850 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,240 | -$128 | -9.4% |
| Alaska | $1,052 | -$316 | -23.1% |
| Arizona | $1,136 | -$232 | -17.0% |
| Arkansas | $1,368 | -$0 | 0.0% |
| California | $1,562 | $194 | 14.2% |
| Colorado | $1,308 | -$60 | -4.4% |
| Connecticut | $1,410 | $42 | 3.1% |
| Delaware | $1,550 | $182 | 13.3% |
| Florida | $1,716 | $348 | 25.4% |
| Georgia | $1,266 | -$102 | -7.5% |
| Hawaii | $984 | -$384 | -28.1% |
| Idaho | $928 | -$440 | -32.2% |
| Illinois | $1,022 | -$346 | -25.3% |
| Indiana | $1,032 | -$336 | -24.6% |
| Iowa | $926 | -$442 | -32.3% |
| Kansas | $1,304 | -$64 | -4.7% |
| Kentucky | $1,870 | $502 | 36.7% |
| Louisiana | $2,028 | $660 | 48.2% |
| Maine | $846 | -$522 | -38.2% |
| Maryland | $1,130 | -$238 | -17.4% |
| Massachusetts | $1,098 | -$270 | -19.7% |
| Michigan | $2,380 | $1,012 | 74.0% |
| Minnesota | $1,146 | -$222 | -16.2% |
| Mississippi | $1,644 | $276 | 20.2% |
| Missouri | $1,216 | -$152 | -11.1% |
| Montana | $1,472 | $104 | 7.6% |
| Nebraska | $1,082 | -$286 | -20.9% |
| Nevada | $1,644 | $276 | 20.2% |
| New Hampshire | $990 | -$378 | -27.6% |
| New Jersey | $1,532 | $164 | 12.0% |
| New Mexico | $1,216 | -$152 | -11.1% |
| New York | $1,444 | $76 | 5.6% |
| North Carolina | $790 | -$578 | -42.3% |
| North Dakota | $1,122 | -$246 | -18.0% |
| Ohio | $948 | -$420 | -30.7% |
| Oklahoma | $1,408 | $40 | 2.9% |
| Oregon | $1,256 | -$112 | -8.2% |
| Pennsylvania | $1,308 | -$60 | -4.4% |
| Rhode Island | $1,828 | $460 | 33.6% |
| South Carolina | $1,244 | -$124 | -9.1% |
| South Dakota | $1,156 | -$212 | -15.5% |
| Tennessee | $1,200 | -$168 | -12.3% |
| Texas | $1,652 | $284 | 20.8% |
| Utah | $1,014 | -$354 | -25.9% |
| Vermont | $938 | -$430 | -31.4% |
| Virginia | $820 | -$548 | -40.1% |
| Washington | $1,060 | -$308 | -22.5% |
| West Virginia | $1,256 | -$112 | -8.2% |
| Wisconsin | $948 | -$420 | -30.7% |
| Wyoming | $1,222 | -$146 | -10.7% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Suburban LS 2WD | $1,328 | $111 |
| Chevrolet Suburban LT 2WD | $1,328 | $111 |
| Chevrolet Suburban LS 4WD | $1,328 | $111 |
| Chevrolet Suburban LT 4WD | $1,368 | $114 |
| Chevrolet Suburban LTZ 2WD | $1,412 | $118 |
| Chevrolet Suburban LTZ 4WD | $1,454 | $121 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Suburban | $320 | $512 | $390 | $1,380 |
| 2023 Chevrolet Suburban | $306 | $506 | $398 | $1,368 |
| 2022 Chevrolet Suburban | $296 | $494 | $416 | $1,364 |
| 2021 Chevrolet Suburban | $286 | $474 | $430 | $1,348 |
| 2020 Chevrolet Suburban | $270 | $458 | $442 | $1,328 |
| 2019 Chevrolet Suburban | $260 | $424 | $452 | $1,294 |
| 2018 Chevrolet Suburban | $250 | $400 | $456 | $1,264 |
| 2017 Chevrolet Suburban | $240 | $358 | $460 | $1,216 |
| 2016 Chevrolet Suburban | $224 | $330 | $460 | $1,172 |
| 2015 Chevrolet Suburban | $216 | $310 | $464 | $1,148 |
| 2013 Chevrolet Suburban | $194 | $268 | $474 | $1,094 |
| 2011 Chevrolet Suburban | $176 | $222 | $474 | $1,030 |
| 2009 Chevrolet Suburban | $162 | $182 | $468 | $970 |
| 2008 Chevrolet Suburban | $158 | $178 | $460 | $954 |
| 2007 Chevrolet Suburban | $156 | $168 | $452 | $934 |
| 2006 Chevrolet Suburban | $142 | $160 | $446 | $906 |
| 2005 Chevrolet Suburban | $138 | $152 | $442 | $890 |
Rates are averaged for all Chevrolet Suburban models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheap Chevrolet Suburban Insurance
Finding better rates on insurance for a Chevrolet Suburban takes avoiding accidents and claims, having a good credit score, being claim-free, and possibly higher deductibles. Make time to compare rates at every other renewal by getting rate quotes from direct companies, and also from several local insurance agents.
The points below are a brief summary of the concepts that were touched on in this article.
- Drivers considered higher risk that tend to have accidents or serious violations pay on average $1,580 more annually to insure a Chevrolet Suburban
- Drivers under the age of 20 have the highest car insurance prices, possibly costing $423 per month if comprehensive and collision insurance is included
- You may be able to save approximately $160 per year just by quoting online well ahead of the renewal date
- Increasing policy deductibles could save up to $550 each year
- You may be able to save approximately $160 per year just by quoting online well ahead of the renewal date
Frequently Asked Questions
- How much is a fully loaded Suburban? Between $65,500 to $75,000
The average price of a Chevy Suburban insurance plan can be high for teenage drivers and drivers with DUIs. To save on all Suburban insurance plans, make sure to get quotes.
Whether you are wondering how much does a 2019 Chevy Suburban cost to insure or the 2014 Suburban cost of insurance, quotes will give you peace of mind that you are getting the best deal possible.
Enter your ZIP code in our free tool below to find premium Chevy Suburban insurance for a low price.
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What are the Chevrolet Suburban safety ratings?
The Chevrolet Suburban has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Adjustable Pedals
- Front Tow Hooks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
The Chevrolet Suburban has not been crash-tested by the Insurance Institute for Highway Safety (IIHS).
Chevrolet Suburban Compared Against Other Vehicles in the Same Class
The Chevrolet Suburban is a large SUV, which means it could cause significant damage to other vehicles. However, the IIHS does not have liability loss data for the Chevrolet Suburban. Want to know how the Chevrolet Suburban’s rates compare to other large SUVs? Take a look a the SUVs below.
To start comparison shopping for Chevrolet Suburban insurance rates, enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,078 |
| 20 | $3,142 |
| 30 | $1,432 |
| 40 | $1,368 |
| 50 | $1,250 |
| 60 | $1,226 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,726 |
| $250 | $1,562 |
| $500 | $1,368 |
| $1,000 | $1,186 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,368 |
| 50/100 | $1,534 |
| 100/300 | $1,633 |
| 250/500 | $1,892 |
| 100 CSL | $1,573 |
| 300 CSL | $1,792 |
| 500 CSL | $1,952 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,238 |
| 20 | $4,990 |
| 30 | $3,014 |
| 40 | $2,950 |
| 50 | $2,814 |
| 60 | $2,788 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $73 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $99 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $62 |
| Advance Quote | $67 |
| Online Quote | $97 |
| Total Discounts | $576 |
Discounts are estimated and may not be available from every company or in every state.
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