Chevrolet Suburban Insurance Rates

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UPDATED: Apr 19, 2024

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Chevrolet Suburban insurance
How much does a Chevrolet Suburban cost to insure? and is a Chevy Suburban expensive to insure? The average Chevy Suburban insurance rates are $1,398, or $116 a month. Read on to learn what drivers can do to save on Suburban insurance.

Want to jump right into finding Chevrolet Suburban insurance rates? Enter your ZIP code in our free tool above.

U.S. average insurance rates for a Chevrolet Suburban are $1,368 a year for full coverage insurance. Comprehensive costs approximately $306, collision insurance costs $506, and liability coverage costs around $398. Liability-only coverage costs as low as $460 a year, and high-risk coverage costs around $2,950. Teenage drivers pay the highest rates at up to $5,078 a year.

Average premium for full coverage: $1,368

Price estimates by individual coverage:

Comprehensive $306
Collision $506
Liability $398

Rate estimates include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and for different Suburban trim levels.

Price Range from Low to High

For the average 40-year-old driver, Chevrolet Suburban insurance prices range from the low end price of $460 for the bare minimum liability coverage to a much higher rate of $2,950 for a high-risk driver policy.

Liability Only $460
Full Coverage $1,368
High Risk $2,950

Geographic Price Range

Where you live has a large influence on the price of auto insurance. Rural locations have lower incidents of physical damage claims than densely populated cities. The price range example below illustrates the difference location can make on auto insurance prices.

Rural Areas $1,026
Small Cities $1,436
Large Cities $1,847

The ranges above illustrate why anyone shopping for car insurance should compare prices using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below illustrates average Chevrolet Suburban insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $792
  • Using higher $1,000 deductibles will save $182 each year
  • The estimated price for the average middle-age driver who chooses $500 deductibles is $1,368
  • Using more expensive low deductibles for physical damage coverage bumps up the cost to $1,726
  • Higher-risk drivers who are prone to accidents and violations could pay around $2,950
  • The price that insures a teenage driver with full coverage can cost $5,078 or more

View Chart as Image

Chevrolet Suburban insurance cost comparison chart
Column chart showing Chevrolet Suburban insurance rates range from $792 to $5,078 for full coverage

Auto insurance prices for a Chevrolet Suburban are also quite variable based on the model year and trim level, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,600 to $2,200 in extra premium each year, depending on your age. High-risk driver insurance can be around 43% to 131% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,300 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay in the ballpark of $5,000 a year. View Rates by Age

The state you live in has a huge impact on Chevrolet Suburban insurance rates. A driver around age 40 might see prices as low as $900 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,850 on average in Florida, New York, and Michigan.

Chevrolet Suburban Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,240 -$128 -9.4%
Alaska $1,052 -$316 -23.1%
Arizona $1,136 -$232 -17.0%
Arkansas $1,368 -$0 0.0%
California $1,562 $194 14.2%
Colorado $1,308 -$60 -4.4%
Connecticut $1,410 $42 3.1%
Delaware $1,550 $182 13.3%
Florida $1,716 $348 25.4%
Georgia $1,266 -$102 -7.5%
Hawaii $984 -$384 -28.1%
Idaho $928 -$440 -32.2%
Illinois $1,022 -$346 -25.3%
Indiana $1,032 -$336 -24.6%
Iowa $926 -$442 -32.3%
Kansas $1,304 -$64 -4.7%
Kentucky $1,870 $502 36.7%
Louisiana $2,028 $660 48.2%
Maine $846 -$522 -38.2%
Maryland $1,130 -$238 -17.4%
Massachusetts $1,098 -$270 -19.7%
Michigan $2,380 $1,012 74.0%
Minnesota $1,146 -$222 -16.2%
Mississippi $1,644 $276 20.2%
Missouri $1,216 -$152 -11.1%
Montana $1,472 $104 7.6%
Nebraska $1,082 -$286 -20.9%
Nevada $1,644 $276 20.2%
New Hampshire $990 -$378 -27.6%
New Jersey $1,532 $164 12.0%
New Mexico $1,216 -$152 -11.1%
New York $1,444 $76 5.6%
North Carolina $790 -$578 -42.3%
North Dakota $1,122 -$246 -18.0%
Ohio $948 -$420 -30.7%
Oklahoma $1,408 $40 2.9%
Oregon $1,256 -$112 -8.2%
Pennsylvania $1,308 -$60 -4.4%
Rhode Island $1,828 $460 33.6%
South Carolina $1,244 -$124 -9.1%
South Dakota $1,156 -$212 -15.5%
Tennessee $1,200 -$168 -12.3%
Texas $1,652 $284 20.8%
Utah $1,014 -$354 -25.9%
Vermont $938 -$430 -31.4%
Virginia $820 -$548 -40.1%
Washington $1,060 -$308 -22.5%
West Virginia $1,256 -$112 -8.2%
Wisconsin $948 -$420 -30.7%
Wyoming $1,222 -$146 -10.7%

View Chart as Image

Chevrolet Suburban insurance rates by U.S. city

Using high physical damage deductibles could cut prices by as much as $540 a year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $358 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Chevrolet Suburban Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Suburban LS 2WD $1,328 $111
Chevrolet Suburban LT 2WD $1,328 $111
Chevrolet Suburban LS 4WD $1,328 $111
Chevrolet Suburban LT 4WD $1,368 $114
Chevrolet Suburban LTZ 2WD $1,412 $118
Chevrolet Suburban LTZ 4WD $1,454 $121

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Suburban Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Suburban $320 $512 $390 $1,380
2023 Chevrolet Suburban $306 $506 $398 $1,368
2022 Chevrolet Suburban $296 $494 $416 $1,364
2021 Chevrolet Suburban $286 $474 $430 $1,348
2020 Chevrolet Suburban $270 $458 $442 $1,328
2019 Chevrolet Suburban $260 $424 $452 $1,294
2018 Chevrolet Suburban $250 $400 $456 $1,264
2017 Chevrolet Suburban $240 $358 $460 $1,216
2016 Chevrolet Suburban $224 $330 $460 $1,172
2015 Chevrolet Suburban $216 $310 $464 $1,148
2013 Chevrolet Suburban $194 $268 $474 $1,094
2011 Chevrolet Suburban $176 $222 $474 $1,030
2009 Chevrolet Suburban $162 $182 $468 $970
2008 Chevrolet Suburban $158 $178 $460 $954
2007 Chevrolet Suburban $156 $168 $452 $934
2006 Chevrolet Suburban $142 $160 $446 $906
2005 Chevrolet Suburban $138 $152 $442 $890

Rates are averaged for all Chevrolet Suburban models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Chevrolet Suburban Insurance

Getting lower rates on auto insurance requires being safe and accident-free, maintaining a good credit score, not filing small claims, and possibly higher deductibles. Compare prices every time your policy renews by getting rate quotes from direct insurance companies, and also from your local car insurance providers.

Below you'll find a brief recap of the information touched on in this article.

  • It is possible to save around $160 per year just by shopping early and online
  • Youthful drivers have the highest car insurance prices, as much as $423 a month if the policy includes full coverage
  • Increasing physical damage deductibles can save approximately $550 each year
  • Drivers who tend to receive serious violations could be charged and average of $1,580 more per year than a low-risk driver
  • Consumers who purchase more liability protection will pay an extra $440 annually to increase from a low limit to the 250/500 level

Frequently Asked Questions

  • How much is a fully loaded Suburban? Between $65,500 to $75,000

The average price of a Chevy Suburban insurance plan can be high for teenage drivers and drivers with DUIs. To save on all Suburban insurance plans, make sure to get quotes.

Whether you are wondering how much does a 2019 Chevy Suburban cost to insure or the 2014 Suburban cost of insurance, quotes will give you peace of mind that you are getting the best deal possible.

Enter your ZIP code in our free tool below to find premium Chevy Suburban insurance for a low price.

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What are the Chevrolet Suburban safety ratings?

The Chevrolet Suburban has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Adjustable Pedals
  • Front Tow Hooks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

The Chevrolet Suburban has not been crash-tested by the Insurance Institute for Highway Safety (IIHS).

Chevrolet Suburban Compared Against Other Vehicles in the Same Class

The Chevrolet Suburban is a large SUV, which means it could cause significant damage to other vehicles. However, the IIHS does not have liability loss data for the Chevrolet Suburban. Want to know how the Chevrolet Suburban’s rates compare to other large SUVs? Take a look a the SUVs below.

To start comparison shopping for Chevrolet Suburban insurance rates, enter your ZIP code in our free tool.

Rates by Driver Age

Chevrolet Suburban Insurance Rates by Driver Age
Driver Age Premium
16 $5,078
20 $3,142
30 $1,432
40 $1,368
50 $1,250
60 $1,226

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Suburban Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,726
$250 $1,562
$500 $1,368
$1,000 $1,186

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Suburban Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,368
50/100 $1,534
100/300 $1,633
250/500 $1,892
100 CSL $1,573
300 CSL $1,792
500 CSL $1,952

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Suburban Insurance Rates for High Risk Drivers
Age Premium
16 $7,238
20 $4,990
30 $3,014
40 $2,950
50 $2,814
60 $2,788

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $187

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $99
5-yr Claim Free $88
Paid in Full/EFT $62
Advance Quote $67
Online Quote $97
Total Discounts $576
Rate after discounts $792

Discounts are estimated and may not be available from every company or in every state.

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