Chevrolet Suburban Insurance Rates

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UPDATED: Apr 19, 2024

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Chevrolet Suburban insurance
How much does a Chevrolet Suburban cost to insure? and is a Chevy Suburban expensive to insure? The average Chevy Suburban insurance rates are $1,398, or $116 a month. Read on to learn what drivers can do to save on Suburban insurance.

Want to jump right into finding Chevrolet Suburban insurance rates? Enter your ZIP code in our free tool above.

The average insurance prices for a Chevrolet Suburban are $1,368 every 12 months for full coverage insurance. Comprehensive costs on average $306, collision insurance costs $506, and liability insurance costs around $398. A liability-only policy costs as low as $460 a year, and high-risk insurance costs around $2,950. Teens cost the most to insure at up to $5,078 a year.

Average premium for full coverage: $1,368

Policy rates by type of insurance:

Comprehensive $306
Collision $506
Liability $398

Full coverage includes $500 physical damage insurance deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and for different Suburban trim levels.

Price Range Variability

For an average driver, Chevrolet Suburban insurance rates range from the cheapest price of $460 for your basic liability-only policy to a much higher rate of $2,950 for high-risk insurance.

Liability Only $460
Full Coverage $1,368
High Risk $2,950

Urban vs. Rural Price Range

Where you live has a significant impact on insurance rates. Rural areas are shown to have more infrequent physical damage claims than cities with more traffic congestion. The price range example below illustrates the effect of geographic area on car insurance rates.

Rural Areas $1,026
Small Cities $1,436
Large Cities $1,847

The examples above illustrate why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below illustrates average Chevrolet Suburban insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $792
  • Using higher $1,000 deductibles will save around $182 each year
  • The average price for a good driver age 40 with $500 deductibles is $1,368
  • Selecting more expensive low deductibles for physical damage coverage increases the price to $1,726
  • Drivers with serious driving violations could pay upwards of $2,950
  • Policy cost to insure a teen driver with full coverage may cost $5,078 or more

View Chart as Image

Chevrolet Suburban insurance cost comparison chart
Column chart showing Chevrolet Suburban insurance rates range from $792 to $5,078 for full coverage

Car insurance rates for a Chevrolet Suburban also range considerably based on liability limits and deductibles, your risk profile, and the trim level of your Suburban.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $540 each year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $358 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged upwards of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at a minimum $1,600 to $2,200 extra every year, depending on your age. High-risk driver insurance can be anywhere from 43% to 131% more than the average policy. View High Risk Driver Rates

Your home state has a huge impact on Chevrolet Suburban insurance rates. A driver around age 40 might see rates as low as $900 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,850 on average in Michigan, New York, and Florida.

Chevrolet Suburban Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,240 -$128 -9.4%
Alaska $1,052 -$316 -23.1%
Arizona $1,136 -$232 -17.0%
Arkansas $1,368 -$0 0.0%
California $1,562 $194 14.2%
Colorado $1,308 -$60 -4.4%
Connecticut $1,410 $42 3.1%
Delaware $1,550 $182 13.3%
Florida $1,716 $348 25.4%
Georgia $1,266 -$102 -7.5%
Hawaii $984 -$384 -28.1%
Idaho $928 -$440 -32.2%
Illinois $1,022 -$346 -25.3%
Indiana $1,032 -$336 -24.6%
Iowa $926 -$442 -32.3%
Kansas $1,304 -$64 -4.7%
Kentucky $1,870 $502 36.7%
Louisiana $2,028 $660 48.2%
Maine $846 -$522 -38.2%
Maryland $1,130 -$238 -17.4%
Massachusetts $1,098 -$270 -19.7%
Michigan $2,380 $1,012 74.0%
Minnesota $1,146 -$222 -16.2%
Mississippi $1,644 $276 20.2%
Missouri $1,216 -$152 -11.1%
Montana $1,472 $104 7.6%
Nebraska $1,082 -$286 -20.9%
Nevada $1,644 $276 20.2%
New Hampshire $990 -$378 -27.6%
New Jersey $1,532 $164 12.0%
New Mexico $1,216 -$152 -11.1%
New York $1,444 $76 5.6%
North Carolina $790 -$578 -42.3%
North Dakota $1,122 -$246 -18.0%
Ohio $948 -$420 -30.7%
Oklahoma $1,408 $40 2.9%
Oregon $1,256 -$112 -8.2%
Pennsylvania $1,308 -$60 -4.4%
Rhode Island $1,828 $460 33.6%
South Carolina $1,244 -$124 -9.1%
South Dakota $1,156 -$212 -15.5%
Tennessee $1,200 -$168 -12.3%
Texas $1,652 $284 20.8%
Utah $1,014 -$354 -25.9%
Vermont $938 -$430 -31.4%
Virginia $820 -$548 -40.1%
Washington $1,060 -$308 -22.5%
West Virginia $1,256 -$112 -8.2%
Wisconsin $948 -$420 -30.7%
Wyoming $1,222 -$146 -10.7%

View Chart as Image

Chevrolet Suburban insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Chevrolet Suburban Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Suburban LS 2WD $1,328 $111
Chevrolet Suburban LT 2WD $1,328 $111
Chevrolet Suburban LS 4WD $1,328 $111
Chevrolet Suburban LT 4WD $1,368 $114
Chevrolet Suburban LTZ 2WD $1,412 $118
Chevrolet Suburban LTZ 4WD $1,454 $121

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Suburban Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Suburban $320 $512 $390 $1,380
2023 Chevrolet Suburban $306 $506 $398 $1,368
2022 Chevrolet Suburban $296 $494 $416 $1,364
2021 Chevrolet Suburban $286 $474 $430 $1,348
2020 Chevrolet Suburban $270 $458 $442 $1,328
2019 Chevrolet Suburban $260 $424 $452 $1,294
2018 Chevrolet Suburban $250 $400 $456 $1,264
2017 Chevrolet Suburban $240 $358 $460 $1,216
2016 Chevrolet Suburban $224 $330 $460 $1,172
2015 Chevrolet Suburban $216 $310 $464 $1,148
2013 Chevrolet Suburban $194 $268 $474 $1,094
2011 Chevrolet Suburban $176 $222 $474 $1,030
2009 Chevrolet Suburban $162 $182 $468 $970
2008 Chevrolet Suburban $158 $178 $460 $954
2007 Chevrolet Suburban $156 $168 $452 $934
2006 Chevrolet Suburban $142 $160 $446 $906
2005 Chevrolet Suburban $138 $152 $442 $890

Rates are averaged for all Chevrolet Suburban models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for More Affordable Chevrolet Suburban Insurance

Finding cheaper rates on Chevrolet Suburban insurance requires being a low-risk driver, maintaining a good credit score, being claim-free, and possibly raising deductibles. Take the time to compare rates every couple of years by obtaining price quotes from direct insurance companies, and also from several local insurance agents.

The items below are a summary of the material that was covered in the above illustrations.

  • Drivers who require more liability coverage will pay approximately $440 annually to increase from a 30/60 limit to a 250/500 level
  • Teen drivers are expensive to insure, possibly costing $423 each month if the policy includes full coverage
  • High-risk drivers who have multiple accidents or major violations pay on average $1,580 more each year to insure their Suburban
  • Increasing comprehensive and collision deductibles could save as much as $550 each year

Frequently Asked Questions

  • How much is a fully loaded Suburban? Between $65,500 to $75,000

The average price of a Chevy Suburban insurance plan can be high for teenage drivers and drivers with DUIs. To save on all Suburban insurance plans, make sure to get quotes.

Whether you are wondering how much does a 2019 Chevy Suburban cost to insure or the 2014 Suburban cost of insurance, quotes will give you peace of mind that you are getting the best deal possible.

Enter your ZIP code in our free tool below to find premium Chevy Suburban insurance for a low price.

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What are the Chevrolet Suburban safety ratings?

The Chevrolet Suburban has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Adjustable Pedals
  • Front Tow Hooks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

The Chevrolet Suburban has not been crash-tested by the Insurance Institute for Highway Safety (IIHS).

Chevrolet Suburban Compared Against Other Vehicles in the Same Class

The Chevrolet Suburban is a large SUV, which means it could cause significant damage to other vehicles. However, the IIHS does not have liability loss data for the Chevrolet Suburban. Want to know how the Chevrolet Suburban’s rates compare to other large SUVs? Take a look a the SUVs below.

To start comparison shopping for Chevrolet Suburban insurance rates, enter your ZIP code in our free tool.

Rates by Driver Age

Chevrolet Suburban Insurance Rates by Driver Age
Driver Age Premium
16 $5,078
20 $3,142
30 $1,432
40 $1,368
50 $1,250
60 $1,226

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Suburban Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,726
$250 $1,562
$500 $1,368
$1,000 $1,186

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Suburban Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,368
50/100 $1,534
100/300 $1,633
250/500 $1,892
100 CSL $1,573
300 CSL $1,792
500 CSL $1,952

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Suburban Insurance Rates for High Risk Drivers
Age Premium
16 $7,238
20 $4,990
30 $3,014
40 $2,950
50 $2,814
60 $2,788

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $187

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $99
5-yr Claim Free $88
Paid in Full/EFT $62
Advance Quote $67
Online Quote $97
Total Discounts $576
Rate after discounts $792

Discounts are estimated and may not be available from every company or in every state.

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