Chevrolet Suburban Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 6, 2023

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Chevrolet Suburban insurance
How much does a Chevrolet Suburban cost to insure? and is a Chevy Suburban expensive to insure? The average Chevy Suburban insurance rates are $1,398, or $116 a month. Read on to learn what drivers can do to save on Suburban insurance.

Want to jump right into finding Chevrolet Suburban insurance rates? Enter your ZIP code in our free tool above.

U.S. average insurance rates for a Chevrolet Suburban are $1,294 a year with full coverage. Comprehensive costs on average $260 a year, collision costs $424, and liability costs $452. Buying just liability costs as little as $504 a year, with insurance for high-risk drivers costing around $2,794. Teenage drivers pay the highest rates at $4,934 a year or more.

Average premium for full coverage: $1,294

Price estimates by individual coverage:

Comprehensive $260
Collision $424
Liability $452

These estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and Suburban trim levels.

Price Range from Low to High

For the average driver, Chevrolet Suburban insurance prices go from the low end price of $504 for a discount liability-only rate to a high of $2,794 for a policy for a high-risk driver.

Liability Only $504
Full Coverage $1,294
High Risk $2,794

Geographic Price Range

Your location can have significant affects on auto insurance rates. Rural areas have lower incidents of collision claims than densely populated cities.

The diagram below illustrates how location impacts car insurance rates.

Rural Areas $971
Small Cities $1,359
Large Cities $1,747

The ranges above demonstrate why it is important to compare rates based on a specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details estimated Chevrolet Suburban insurance rates for different risk profiles and scenarios.

  • The best discount rate is $757
  • Drivers who choose higher $1,000 deductibles will pay around $1,140 annually
  • The estimated price for the average middle-age driver with $500 deductibles is $1,294
  • Using low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,594
  • Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,794 or more
  • The price that insures a teen driver may cost $4,934 a year

View Chart as Image

Chevrolet Suburban insurance cost comparison chart
Column chart showing full coverage Chevrolet Suburban insurance rates range from $757 to $4,934

Insurance prices for a Chevrolet Suburban are also quite variable based on the trim level of your Suburban, your age and driving habits, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you may be forking out at a minimum $1,500 to $2,100 additional each year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 129% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $4,900 a year. View Rates by Age

The state you live in makes a big difference in Chevrolet Suburban insurance prices. A 40-year-old driver could pay as low as $930 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,750 on average in Florida, Michigan, and New York.

Chevrolet Suburban Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,170 -$124 -9.6%
Alaska $994 -$300 -23.2%
Arizona $1,074 -$220 -17.0%
Arkansas $1,294 -$0 0.0%
California $1,474 $180 13.9%
Colorado $1,236 -$58 -4.5%
Connecticut $1,332 $38 2.9%
Delaware $1,464 $170 13.1%
Florida $1,618 $324 25.0%
Georgia $1,194 -$100 -7.7%
Hawaii $928 -$366 -28.3%
Idaho $876 -$418 -32.3%
Illinois $964 -$330 -25.5%
Indiana $974 -$320 -24.7%
Iowa $872 -$422 -32.6%
Kansas $1,230 -$64 -4.9%
Kentucky $1,766 $472 36.5%
Louisiana $1,914 $620 47.9%
Maine $798 -$496 -38.3%
Maryland $1,066 -$228 -17.6%
Massachusetts $1,036 -$258 -19.9%
Michigan $2,250 $956 73.9%
Minnesota $1,084 -$210 -16.2%
Mississippi $1,550 $256 19.8%
Missouri $1,146 -$148 -11.4%
Montana $1,390 $96 7.4%
Nebraska $1,020 -$274 -21.2%
Nevada $1,554 $260 20.1%
New Hampshire $934 -$360 -27.8%
New Jersey $1,446 $152 11.7%
New Mexico $1,146 -$148 -11.4%
New York $1,362 $68 5.3%
North Carolina $746 -$548 -42.3%
North Dakota $1,060 -$234 -18.1%
Ohio $894 -$400 -30.9%
Oklahoma $1,328 $34 2.6%
Oregon $1,184 -$110 -8.5%
Pennsylvania $1,234 -$60 -4.6%
Rhode Island $1,726 $432 33.4%
South Carolina $1,172 -$122 -9.4%
South Dakota $1,092 -$202 -15.6%
Tennessee $1,134 -$160 -12.4%
Texas $1,562 $268 20.7%
Utah $958 -$336 -26.0%
Vermont $886 -$408 -31.5%
Virginia $774 -$520 -40.2%
Washington $1,000 -$294 -22.7%
West Virginia $1,186 -$108 -8.3%
Wisconsin $896 -$398 -30.8%
Wyoming $1,154 -$140 -10.8%

View Chart as Image

Chevrolet Suburban insurance rates by U.S. city

Using high physical damage deductibles could save up to $460 every year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $407 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out exactly what you will pay is to get quotes and see which company has the best price. Every company uses a different method to calculate prices, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Chevrolet Suburban Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Suburban LS 2WD $1,260 $105
Chevrolet Suburban LT 2WD $1,260 $105
Chevrolet Suburban LS 4WD $1,260 $105
Chevrolet Suburban LT 4WD $1,294 $108
Chevrolet Suburban LTZ 2WD $1,330 $111
Chevrolet Suburban LTZ 4WD $1,366 $114

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Suburban Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Chevrolet Suburban $260 $424 $452 $1,294
2016 Chevrolet Suburban $240 $358 $460 $1,216
2015 Chevrolet Suburban $224 $330 $460 $1,172
2013 Chevrolet Suburban $210 $288 $474 $1,130
2011 Chevrolet Suburban $190 $244 $478 $1,070
2009 Chevrolet Suburban $166 $202 $474 $1,000
2008 Chevrolet Suburban $162 $182 $468 $970
2007 Chevrolet Suburban $158 $178 $460 $954
2006 Chevrolet Suburban $156 $168 $452 $934
2005 Chevrolet Suburban $142 $160 $446 $906
2004 Chevrolet Suburban $138 $152 $442 $890

Rates are averaged for all Chevrolet Suburban models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Chevrolet Suburban Insurance

Getting lower rates on car insurance not only requires being a safe and courteous driver, but also having a good credit score, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Compare prices every year by getting rate quotes from direct companies, and also from several local insurance agents.

Below is a brief summary of the coverage data touched on above.

  • You may be able to save as much as $150 per year simply by quoting early and online
  • Increasing physical damage deductibles can save approximately $450 each year
  • Teenage drivers pay higher prices, costing up to $411 a month if comprehensive and collision insurance is included
  • Higher risk drivers that tend to have accidents or serious violations pay on average $1,500 more each year for auto insurance

Frequently Asked Questions

  • How much is a fully loaded Suburban? Between $65,500 to $75,000

The average price of a Chevy Suburban insurance plan can be high for teenage drivers and drivers with DUIs. To save on all Suburban insurance plans, make sure to get quotes.

Whether you are wondering how much does a 2019 Chevy Suburban cost to insure or the 2014 Suburban cost of insurance, quotes will give you peace of mind that you are getting the best deal possible.

Enter your ZIP code in our free tool below to find premium Chevy Suburban insurance for a low price.

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What are the Chevrolet Suburban safety ratings?

The Chevrolet Suburban has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Adjustable Pedals
  • Front Tow Hooks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

The Chevrolet Suburban has not been crash-tested by the Insurance Institute for Highway Safety (IIHS).

Chevrolet Suburban Compared Against Other Vehicles in the Same Class

The Chevrolet Suburban is a large SUV, which means it could cause significant damage to other vehicles. However, the IIHS does not have liability loss data for the Chevrolet Suburban. Want to know how the Chevrolet Suburban’s rates compare to other large SUVs? Take a look a the SUVs below.

To start comparison shopping for Chevrolet Suburban insurance rates, enter your ZIP code in our free tool.

Rates by Driver Age

Chevrolet Suburban Insurance Rates by Driver Age
Driver Age Premium
16 $4,934
20 $2,972
30 $1,340
40 $1,294
50 $1,182
60 $1,160

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Suburban Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,594
$250 $1,456
$500 $1,294
$1,000 $1,140

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Suburban Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,294
50/100 $1,456
100/300 $1,569
250/500 $1,863
100 CSL $1,502
300 CSL $1,750
500 CSL $1,931

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Suburban Insurance Rates for High Risk Drivers
Age Premium
16 $7,016
20 $4,734
30 $2,842
40 $2,794
50 $2,668
60 $2,644

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $178

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $68
Multi-vehicle $68
Homeowner $20
5-yr Accident Free $90
5-yr Claim Free $83
Paid in Full/EFT $55
Advance Quote $62
Online Quote $91
Total Discounts $537
Rate after discounts $757

Discounts are estimated and may not be available from every company or in every state.

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