Ford Bronco Insurance Rates

The average insurance rates for a Ford Bronco are $1,374 a year for full coverage. Comprehensive insurance costs around $270 a year, collision insurance costs $592, and liability insurance is $376. Liability-only coverage costs around $426 a year, and high-risk coverage costs $3,006 or more. Teens cost the most to insure at up to $5,134 a year.

Average premium for full coverage: $1,374

Policy rates for type of insurance:

These estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and Bronco trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on auto insurance rates. Areas with sparse population are shown to have lower incidents of accident claims than cities with more traffic congestion. The diagram below illustrates how your location can change auto insurance rates.

The examples above show why it is important to compare rates quotes for a specific zip code, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Ford Bronco insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $769
• Raising to $1,000 deductibles will save about $1,180 a year
• The estimated price for a good driver age 40 using $500 deductibles is $1,374
• Selecting low $100 deductibles will cost an additional $384 a year
• Higher-risk drivers with serious driving violations could pay at least $3,006
• Policy cost that insures a teen driver can be $5,134

View Chart as Image

Insurance rates for a Ford Bronco also range considerably based on the trim level of your Bronco, how you drive, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you could be paying at least $1,700 to $2,300 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 45% to 138% more than the average policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay as much as $5,100 a year. View Rates by Age

Your home state also has a big influence on Ford Bronco insurance rates. A middle-age driver might find rates as low as $910 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,960 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $580 each year, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $339 more each year. View Rates by Deductible or Liability Limit

How to Find Cheap Ford Bronco Insurance

Finding cheaper rates on Ford Bronco insurance consists of having a decent driving record, having a good credit score, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Compare rates at least every other year by quoting rates from direct carriers, and also from several local insurance agents.

The following items are a brief summary of the car insurance concepts illustrated above.

• High-risk drivers that tend to have accidents or serious violations pay on average $1,630 more every year than a driver with a clean driving record
• Drivers can save up to $170 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $575 each year
• Drivers who may need additional liability coverage will pay approximately $410 each year to raise from a 30/60 limit to the 250/500 level