Ford Bronco Insurance Rates

The average auto insurance rates for a Ford Bronco are $1,374 annually for full coverage. Comprehensive insurance costs around $270 each year, collision insurance costs $592, and liability costs around $376. Liability-only insurance costs as low as $426 a year, and high-risk driver insurance costs $3,006 or more. Teenage drivers cost the most to insure at up to $5,134 a year.

Average premium for full coverage: $1,374

Policy rates for type of insurance:

Estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all states and Bronco models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on auto insurance rates. Areas with sparse population are shown to have fewer accident claims than densely populated cities. The graphic below illustrates the effect of geographic area on auto insurance rates.

The examples above show why all drivers should compare prices for a specific zip code and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Ford Bronco insurance rates for additional coverage choices and driver risks.

• The best discount rate is $769
• Using higher $1,000 deductibles will save about $194 a year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,374
• Using low deductibles for physical damage coverage costs an additional $384 every year
• Drivers who are prone to accidents and violations could pay at least $3,006
• Policy cost with full coverage for a teen driver can be $5,134 or more

View Chart as Image

Auto insurance rates for a Ford Bronco also range considerably based on the model year and trim level, your driver profile, and deductibles and policy limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay as much as $5,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at least $1,700 to $2,300 in extra premium every year, depending on your age. Insurance for high-risk drivers can be as much as 45% to 138% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $580 every year, whereas increasing liability limits will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $339 extra every year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Ford Bronco insurance prices. A driver around age 40 might see rates as low as $910 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,960 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Buy Low Cost Ford Bronco Insurance

Finding cheaper rates on car insurance requires being a low-risk driver, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to compare rates every other policy renewal by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The items below are a review of the ideas that were covered in the above illustrations.

• Teen drivers are expensive to insure, costing up to $428 each month if full coverage is included
• Higher risk drivers who have several accidents or serious violations pay an average of $1,630 more every year to insure their Bronco
• Increasing comprehensive and collision deductibles could save up to $575 each year
• Drivers can save up to $170 per year just by quoting online in advance