Ford Bronco Insurance Rates

The average insurance rates for a Ford Bronco are $1,374 a year for full coverage. Comprehensive insurance costs on average $270 a year, collision insurance costs $592, and liability costs around $376. Liability-only insurance costs as low as $426 a year, and high-risk driver insurance costs $3,006 or more. Teenage drivers cost the most to insure at up to $5,134 a year.

Average premium for full coverage: $1,374

Policy rates by type of insurance:

These estimates include $500 physical damage deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all states and Bronco trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. Rural areas are shown to have lower incidents of accident claims than densely populated cities. The diagram below illustrates how your location can change car insurance rates.

The examples above show why it is important to compare prices based on a specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Ford Bronco insurance rates for different risk profiles and scenarios.

• The best discount rate is $769
• Using higher $1,000 deductibles will save around $1,180 a year
• The estimated price for a good driver age 40 with $500 deductibles is $1,374
• Using low $100 deductibles for physical damage coverage will cost an additional $384 every year
• Drivers who are prone to accidents and violations could pay upwards of $3,006
• Policy cost that insures a teen driver may cost $5,134 or more

View Chart as Image

Auto insurance rates for a Ford Bronco also range considerably based on the trim level of your Bronco, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,700 to $2,300 in extra premium every year, depending on your age. A high-risk auto insurance policy can be as much as 45% to 138% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay upwards of $5,100 a year. View Rates by Age

Your home state has a huge impact on Ford Bronco insurance prices. A driver around age 40 might see rates as low as $910 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,960 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $580 every year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $339 extra every year. View Rates by Deductible or Liability Limit

How to Find Cheap Ford Bronco Insurance

Finding cheaper rates on car insurance requires being a safe and courteous driver, maintaining a good credit score, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Compare prices once a year by quoting rates from direct carriers, and also from local exclusive and independent agents.

Below is a brief summary of the data that was illustrated above.

• Drivers can save as much as $170 per year just by quoting early and online
• Policyholders who require higher levels of liability will pay an extra $410 each year to increase from a 30/60 limit to the 250/500 level
• Teenage drivers are charged the highest rates, costing up to $428 each month if the policy includes full coverage
• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,630 more each year for auto insurance