Ford Bronco Insurance Rates

U.S. average insurance prices for a Ford Bronco are $1,398 every 12 months for full coverage insurance. Comprehensive insurance costs on average $286 a year, collision insurance costs $612, and liability coverage is $364. Buying just liability costs around $416 a year, and insurance for high-risk drivers costs $3,058 or more. Teen drivers pay the highest rates at up to $5,184 a year.

Average premium for full coverage: $1,398

Price estimates by individual coverage:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and Bronco trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on insurance rates. Rural areas have more infrequent physical damage claims than larger metro areas. The diagram below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above illustrate why it is important to compare rates quotes based on a specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Ford Bronco insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $783
• Raising to $1,000 deductibles will save around $1,196 each year
• The average price for the average middle-age driver with $500 deductibles is $1,398
• Choosing low $100 deductibles costs an extra $402 each year
• Unlucky drivers with multiple violations and an at-fault accident could pay upwards of $3,058
• The price to insure a teenage driver may cost $5,184

View Chart as Image

Insurance prices for a Ford Bronco are also quite variable based on deductibles and policy limits, your risk profile, and the trim level of your Bronco.

Choosing high deductibles can reduce prices by up to $610 a year, while buying higher liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $327 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $1,300 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay upwards of $5,100 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at a minimum $1,700 to $2,300 additional each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 135% more than average. View High Risk Driver Rates

The state you live in also has a big influence on Ford Bronco insurance rates. A middle-age driver might find prices as low as $910 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,890 on average in Michigan, New York, and Florida.

View Chart as Image

How to Shop for the Best Ford Bronco Insurance

Getting lower rates on auto insurance consists of avoiding accidents and violations, having above-average credit, not filing small claims, and dropping full coverage on older vehicles. Set aside time to compare rates at every other renewal by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The list below is a brief recap of the concepts that were covered above.

• Drivers who tend to receive serious violations pay on average $1,660 more each year for car insurance
• Teenagers pay higher prices, as much as $432 a month if full coverage is included
• It is possible to save as much as $170 per year just by quoting early and online
• Increasing physical damage deductibles could save as much as $600 each year
• It is possible to save as much as $170 per year just by quoting early and online