Ford Bronco Insurance Rates

U.S. average insurance rates for a Ford Bronco are $1,398 a year with full coverage. Comprehensive costs on average $286 a year, collision insurance costs $612, and liability is estimated at $364. A policy with just liability insurance costs approximately $416 a year, and coverage for high-risk drivers costs around $3,058. Teenage drivers pay the highest rates at up to $5,184 a year.

Average premium for full coverage: $1,398

Price estimates by individual coverage:

These estimates include $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and Bronco trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on auto insurance rates. Rural areas have a lower frequency of collision claims than densely populated cities. The diagram below illustrates the difference location can make on car insurance rates.

The ranges above demonstrate why it is important to get quotes based on a specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Ford Bronco insurance rates for different risk profiles and scenarios.

• The best discount rate is $783
• Choosing higher $1,000 deductibles can save around $1,196 annually
• The average rate for the average middle-age driver with $500 deductibles is $1,398
• Using low $100 deductibles for comp and collision coverage will increase the cost to $1,800
• Unlucky drivers who are prone to accidents and violations could pay upwards of $3,058
• The price for full coverage for a teen driver may cost $5,184 each year

View Chart as Image

Insurance prices for a Ford Bronco are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.

Older drivers with a clean driving record and high deductibles may pay as little as $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay upwards of $5,100 a year. View Rates by Age

The state you live in plays a big part in determining prices for Ford Bronco insurance prices. A good driver about age 40 could pay as low as $1,010 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,890 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $610 every year, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $327 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,700 to $2,300 extra each year, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 135% more than a normal policy. View High Risk Driver Rates

How to Find Cheap Ford Bronco Insurance

Getting lower rates on car insurance takes being a good driver, maintaining good credit, avoid buying unnecessary coverage, and determing if full coverage is necessary. Make time to compare rates once a year by getting price quotes from direct companies like Progressive and GEICO, and also from local insurance agents.

The following list is a brief summary of the data that was touched on in this article.

• You may be able to save as much as $170 per year just by quoting early and online
• Policyholders who require an increased level of liability coverage will pay an extra $400 every year to raise limits from a low limit to 250/500 limits
• Drivers age 16 to 20 pay the highest prices, costing up to $432 a month for full coverage
• Higher risk drivers that tend to have accidents or serious violations may be required to pay an average of $1,660 more each year than a safer driver