Ford Bronco Insurance Rates

The average insurance prices for a Ford Bronco are $1,398 every 12 months including full coverage. Comprehensive insurance costs approximately $286 each year, collision insurance costs $612, and liability coverage costs $364. Liability-only coverage costs as little as $416 a year, and high-risk coverage costs $3,058 or more. Teens cost the most to insure at up to $5,184 a year.

Average premium for full coverage: $1,398

Policy rates by type of insurance:

These estimates include $500 deductible amounts, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Bronco models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates how location impacts auto insurance prices.

The examples above highlight why all drivers should compare rates using their specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Ford Bronco insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $783
• Drivers who choose higher $1,000 deductibles will pay $202 every year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,398
• Selecting low deductibles for comprehensive and collision insurance costs an extra $402 each year
• High-risk insureds with serious driving violations could pay around $3,058
• Policy cost to insure a teenage driver can cost $5,184 a year

View Chart as Image

Insurance rates for a Ford Bronco also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your Bronco.

Choosing higher comprehensive and collision insurance deductibles could save up to $610 a year, whereas increasing liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $327 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay in the ballpark of $5,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $1,700 to $2,300 additional every year, depending on your age. Insurance for high-risk drivers can cost around 44% to 135% more than the average policy. View High Risk Driver Rates

Your home state makes a big difference in Ford Bronco insurance rates. A 40-year-old driver could pay as low as $1,070 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,000 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Shop for Cheap Ford Bronco Insurance

Finding cheaper rates on auto insurance not only requires having a good driving record, but also having above-average credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Spend time shopping around every year by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

The next list is a brief summary of the coverage data touched on above.

• You may be able to save around $170 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save as much as $600 each year
• Drivers age 20 and younger are the costliest to insure, with premiums being up to $432 each month if full coverage is included
• Drivers that tend to have accidents or serious violations could be charged and average of $1,660 more per year to buy Ford Bronco insurance