Ford Bronco Insurance Rates

U.S. average insurance rates for a Ford Bronco are $1,398 a year for full coverage insurance. Comprehensive costs approximately $286 a year, collision insurance costs $612, and liability coverage costs around $364. A policy with just liability insurance costs as low as $416 a year, and coverage for high-risk drivers costs around $3,058. 16-year-old drivers pay the highest rates at up to $5,184 a year.

Average premium for full coverage: $1,398

Price estimates by individual coverage:

These estimates include $500 policy deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and Bronco trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on the price of auto insurance. Rural locations have lower incidents of physical damage claims than congested cities. The diagram below illustrates how location impacts auto insurance prices.

The ranges above illustrate why it is important to compare prices using their specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Ford Bronco insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $783
• Using higher $1,000 deductibles will save $1,196 each year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,398
• Buying low $100 deductibles for physical damage coverage bumps up the cost to $1,800
• Higher-risk drivers with multiple tickets or accidents could pay around $3,058
• The price that insures a teenage driver can cost $5,184 or more

View Chart as Image

Insurance prices for a Ford Bronco are also quite variable based on the trim level of your Bronco, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,700 to $2,300 extra each year, depending on your age. A high-risk auto insurance policy can be around 44% to 135% more than the average rate. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,300 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay in the ballpark of $5,100 a year. View Rates by Age

The state you live in has a huge impact on Ford Bronco insurance rates. A driver around age 40 might see prices as low as $910 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,890 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $610 a year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $327 more per year. View Rates by Deductible or Liability Limit

How to Find Cheap Ford Bronco Insurance

Getting lower rates on auto insurance requires being a good driver, having above-average credit, not filing small claims, and possibly raising deductibles. Comparison shop once a year by requesting rates from direct insurance companies, and also from your local car insurance providers.

The following list is a brief summary of the data that was touched on above.

• It is possible to save around $170 per year just by quoting early and online
• Consumers who purchase an increased level of liability coverage will pay around $400 annually to increase from a low limit to the 250/500 level
• Drivers age 16 to 20 are expensive to insure, as much as $432 a month if full coverage is included
• Drivers that tend to have accidents or serious violations could be charged and average of $1,660 more per year than a safer driver