Ford Bronco Insurance Rates

The average insurance prices for a Ford Bronco are $1,374 every 12 months with full coverage. Comprehensive costs an estimated $270 a year, collision insurance costs $592, and liability is $376. Liability-only insurance costs around $426 a year, and high-risk driver insurance costs around $3,006. Teenage drivers cost the most to insure at up to $5,134 a year.

Average premium for full coverage: $1,374

Policy rates broken down by type of insurance:

Rates are based on $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and Bronco trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on car insurance rates. More rural locations are shown to have more infrequent collision claims than densely populated cities. The diagram below illustrates how geographic area affects insurance prices.

The examples above demonstrate why it is important to compare rates quotes for a targeted area and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Ford Bronco insurance rates for other coverage scenarios.

• The best discount rate is $769
• Raising to $1,000 deductibles will save approximately $1,180 annually
• The average price for a good driver age 40 who has $500 deductibles is $1,374
• Using low $100 deductibles increases the price to $1,758
• At-risk drivers who are prone to accidents and violations could pay up to $3,006
• Policy cost to insure a teen driver can cost as much as $5,134

View Chart as Image

Auto insurance rates for a Ford Bronco also range considerably based on liability limits and deductibles, your driving record, and the model year and trim level.

Using high physical damage deductibles can reduce rates by up to $580 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $339 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay at least $5,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out $1,700 to $2,300 in extra premium every year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 45% to 138% more than a normal policy. View High Risk Driver Rates

Your home state also has a big influence on Ford Bronco insurance prices. A middle-age driver might find rates as low as $990 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,850 on average in New York, Michigan, and Florida.

View Chart as Image

How to Shop for the Best Cheap Ford Bronco Insurance

Finding cheaper rates on car insurance consists of being a safe and courteous driver, having a good credit score, not filing small claims, and consideration of higher deductibles. Invest the time to compare rates at every other renewal by getting quotes from direct companies, and also from your local independent and exclusive agents.

Below is a quick review of the concepts that were presented in the illustrations above.

• Higher risk drivers with a DUI or reckless driving violation may pay on average $1,630 more annually for auto insurance
• Teenage drivers are the costliest to insure, as much as $428 each month if comprehensive and collision insurance is included
• You may be able to save approximately $170 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $575 each year
• You may be able to save approximately $170 per year just by quoting early and online