Ford Bronco Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Mar 28, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

U.S. average insurance prices for a Ford Bronco are $1,374 every 12 months with full coverage. Comprehensive insurance costs around $270, collision costs $592, and liability costs $376. Buying just liability costs as little as $426 a year, with insurance for high-risk drivers costing $3,006 or more. Teens pay the highest rates at $5,134 a year or more.

Average premium for full coverage: $1,374

Price estimates for individual coverage:

Comprehensive $270
Collision $592
Liability $376

Estimates include $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and for different Bronco trim levels.

Price Range from Low to High

For a driver around age 40, Ford Bronco insurance prices go from the cheapest price of $426 for just the minimum liability insurance to a much higher rate of $3,006 for high-risk insurance.

Liability Only $426
Full Coverage $1,374
High Risk $3,006

Geographic Price Range

Your location can make a big difference on insurance rates. Areas with sparse population have more infrequent collision claims than cities with more traffic congestion.

The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $1,031
Small Cities $1,443
Large Cities $1,855

The ranges above demonstrate why anyone shopping for car insurance should compare rates for a specific zip code and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below details estimated Ford Bronco insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $769
  • Drivers who choose higher $1,000 deductibles will pay about $194 annually
  • The average price for the average middle-age driver using $500 deductibles is $1,374
  • Selecting more expensive low deductibles for comprehensive and collision insurance costs an extra $384 annually
  • Drivers with serious driving violations could pay at least $3,006 or more
  • The price to insure a 16-year-old driver with full coverage can be $5,134 a year

View Chart as Image

Ford Bronco insurance cost comparison chart
Column chart showing full coverage Ford Bronco insurance prices range from $769 to $5,134

Insurance prices for a Ford Bronco are also quite variable based on deductibles and policy limits, your driving record, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could save up to $580 annually, while increasing your policy's liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $339 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may pay as low as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay as much as $5,100 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at least $1,700 to $2,300 additional each year, depending on your age. High-risk driver insurance can cost from 45% to 138% more than the average policy. View High Risk Driver Rates

The state you live in makes a big difference in Ford Bronco insurance prices. A 40-year-old driver could pay as low as $990 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,850 on average in Florida, Michigan, and New York.

Ford Bronco Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,240 -$134 -9.8%
Alaska $1,054 -$320 -23.3%
Arizona $1,138 -$236 -17.2%
Arkansas $1,374 -$0 0.0%
California $1,564 $190 13.8%
Colorado $1,310 -$64 -4.7%
Connecticut $1,410 $36 2.6%
Delaware $1,554 $180 13.1%
Florida $1,716 $342 24.9%
Georgia $1,270 -$104 -7.6%
Hawaii $986 -$388 -28.2%
Idaho $930 -$444 -32.3%
Illinois $1,022 -$352 -25.6%
Indiana $1,036 -$338 -24.6%
Iowa $926 -$448 -32.6%
Kansas $1,304 -$70 -5.1%
Kentucky $1,870 $496 36.1%
Louisiana $2,032 $658 47.9%
Maine $846 -$528 -38.4%
Maryland $1,134 -$240 -17.5%
Massachusetts $1,094 -$280 -20.4%
Michigan $2,386 $1,012 73.7%
Minnesota $1,150 -$224 -16.3%
Mississippi $1,644 $270 19.7%
Missouri $1,220 -$154 -11.2%
Montana $1,474 $100 7.3%
Nebraska $1,080 -$294 -21.4%
Nevada $1,646 $272 19.8%
New Hampshire $990 -$384 -27.9%
New Jersey $1,534 $160 11.6%
New Mexico $1,216 -$158 -11.5%
New York $1,444 $70 5.1%
North Carolina $790 -$584 -42.5%
North Dakota $1,126 -$248 -18.0%
Ohio $946 -$428 -31.1%
Oklahoma $1,408 $34 2.5%
Oregon $1,258 -$116 -8.4%
Pennsylvania $1,308 -$66 -4.8%
Rhode Island $1,830 $456 33.2%
South Carolina $1,244 -$130 -9.5%
South Dakota $1,160 -$214 -15.6%
Tennessee $1,202 -$172 -12.5%
Texas $1,654 $280 20.4%
Utah $1,016 -$358 -26.1%
Vermont $936 -$438 -31.9%
Virginia $822 -$552 -40.2%
Washington $1,058 -$316 -23.0%
West Virginia $1,258 -$116 -8.4%
Wisconsin $950 -$424 -30.9%
Wyoming $1,220 -$154 -11.2%

View Chart as Image

Ford Bronco insurance rates by U.S. city

Since prices can be so different, the best way to find out your exact price is to compare prices from multiple companies. Every company calculates prices differently, and prices may be quite different.

Ford Bronco Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Ford Bronco $306 $656 $338 $1,436
2023 Ford Bronco $296 $640 $354 $1,426
2022 Ford Bronco $286 $612 $364 $1,398
2021 Ford Bronco $270 $592 $376 $1,374
2020 Ford Bronco $260 $548 $384 $1,328

Rates are averaged for all Ford Bronco models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Ford Bronco Insurance

Getting lower rates on insurance for a Ford Bronco not only requires being safe and accident-free, but also having above-average credit, avoid buying unnecessary coverage, and taking advantage of discounts. Set aside time to compare rates every couple of years by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below you'll find a review of the material that was covered above.

  • Insureds who may need more liability protection will pay approximately $410 every year to go from a low limit to a 250/500 level
  • Youthful drivers are charged the highest prices, costing up to $428 a month if full coverage is included
  • Drivers considered higher risk who have several accidents or serious violations pay on average $1,630 more every year than a low-risk driver
  • Increasing physical damage deductibles could save as much as $575 each year

Rates by Driver Age

Ford Bronco Insurance Rates by Driver Age
Driver Age Premium
16 $5,134
20 $3,216
30 $1,440
40 $1,374
50 $1,256
60 $1,236

Full coverage, $500 deductibles

Rates by Deductible

Ford Bronco Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,758
$250 $1,578
$500 $1,374
$1,000 $1,180

Full coverage, driver age 40

Rates by Liability Limit

Ford Bronco Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,374
50/100 $1,449
100/300 $1,543
250/500 $1,788
100 CSL $1,487
300 CSL $1,694
500 CSL $1,844

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Bronco Insurance Rates for High Risk Drivers
Age Premium
16 $7,354
20 $5,128
30 $3,078
40 $3,006
50 $2,870
60 $2,844

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $200

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $74
Homeowner $20
5-yr Accident Free $108
5-yr Claim Free $91
Paid in Full/EFT $67
Advance Quote $72
Online Quote $99
Total Discounts $605
Rate after discounts $769

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles