Ford Bronco Insurance Rates

Average insurance prices for a Ford Bronco are $1,374 every 12 months including full coverage. Comprehensive insurance costs approximately $270 each year, collision insurance costs $592, and liability coverage costs $376. Buying just liability costs as little as $426 a year, and insurance for high-risk drivers costs $3,006 or more. Teenage drivers receive the highest rates at up to $5,134 a year.

Average premium for full coverage: $1,374

Rate estimates by individual coverage type:

Estimates include $500 deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and Bronco models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on car insurance prices. Rural locations tend to have more infrequent comprehensive and collision claims than densely populated cities. The graphic below illustrates how location impacts auto insurance prices.

These examples highlight why all drivers should compare rates using their specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average Ford Bronco insurance rates for additional coverage and risk scenarios.

• The best discount rate is $769
• Drivers who choose higher $1,000 deductibles will pay $194 every year
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,374
• Using low deductibles for comprehensive and collision insurance costs an extra $384 each year
• High-risk insureds who are prone to accidents and violations could pay around $3,006
• The cost to insure a teenage driver can cost $5,134 a year

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Auto insurance rates for a Ford Bronco can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model of your Bronco.

Using high physical damage deductibles could save up to $580 a year, whereas increasing liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $339 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may only pay around $1,300 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay in the ballpark of $5,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying anywhere from $1,700 to $2,300 in extra premium per year, depending on your age. Insurance for high-risk drivers can cost around 45% to 138% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Ford Bronco insurance rates. A 40-year-old driver could pay as low as $1,050 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,960 on average in Louisiana, New York, and Michigan.

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How to Shop for Low Cost Ford Bronco Insurance

Saving money on auto insurance not only requires not taking risks behind the wheel, but also having a good credit score, not filing small claims, and possibly higher deductibles. Spend time shopping around at every policy renewal by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local car insurance providers.

The following is a review of the data touched on above.

• Consumers who purchase higher liability limits will pay an extra $410 per year to go from a minimum limit to a 250/500 level
• You may be able to save around $170 per year just by quoting online in advance
• Increasing deductibles could save as much as $575 each year
• Teens have the highest car insurance rates, as much as $428 per month if comprehensive and collision insurance is included