Ford Bronco Insurance Rates

Estimated auto insurance rates for a Ford Bronco are $1,398 annually for full coverage. Comprehensive insurance costs an estimated $286 a year, collision insurance costs $612, and liability costs around $364. A policy with only liability insurance costs as low as $416 a year, and a high-risk policy costs $3,058 or more. Teens pay the most at up to $5,184 a year.

Average premium for full coverage: $1,398

Premium estimates broken down by type of coverage:

These estimates include $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and Bronco trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on insurance rates. More rural locations are statistically proven to have fewer accident claims than cities with more traffic congestion. The diagram below illustrates how where you live affects insurance prices.

These rate differences show why it is important to compare prices for a targeted area and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Ford Bronco insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $783
• Using higher $1,000 deductibles will save approximately $1,196 a year
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,398
• Selecting low $100 deductibles for physical damage coverage costs an additional $402 every year
• Drivers with serious driving violations could pay up to $3,058
• An auto insurance policy with full coverage for a teen driver can cost as much as $5,184 or more

View Chart as Image

Car insurance prices for a Ford Bronco also have a wide range based on the model of your Bronco, your driver profile, and liability limits and deductibles.

Older drivers with no driving violations and high physical damage deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged at least $5,100 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying $1,700 to $2,300 extra annually, depending on your age. A high-risk auto insurance policy can be as much as 44% to 135% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $610 every year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Ford Bronco insurance prices. A driver around age 40 might see prices as low as $920 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,000 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Buy Cheap Ford Bronco Insurance

Finding better rates on car insurance requires avoiding accidents and claims, having a good credit score, not filing small claims, and possibly higher deductibles. Take the time to comparison shop at every policy renewal by obtaining price quotes from direct carriers, and also from local exclusive and independent agents.

The points below are a brief summary of the data touched on in the above illustrations.

• Policyholders who want increased liability limits will pay approximately $400 each year to increase from 30/60 bodily injury limits to higher 250/500 limits
• Drivers can save approximately $170 per year just by quoting early and online
• Increasing policy deductibles could save up to $600 each year
• Drivers under the age of 20 have the highest car insurance prices, as much as $432 per month if comprehensive and collision insurance is included