Ford Bronco Insurance Rates

Average insurance rates for a Ford Bronco are $1,374 a year with full coverage. Comprehensive costs on average $270 a year, collision insurance costs $592, and liability costs around $376. A liability-only policy costs as low as $426 a year, and high-risk insurance costs around $3,006. Teenage drivers receive the highest rates at up to $5,134 a year.

Average premium for full coverage: $1,374

Rate estimates by individual coverage type:

Prices include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and Bronco trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on auto insurance rates. Rural areas tend to have lower incidents of collision claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on car insurance rates.

These examples demonstrate why it is important to compare prices based on a specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Ford Bronco insurance rates for different risk profiles and scenarios.

• The best discount rate is $769
• Using higher $1,000 deductibles will save around $1,180 annually
• The estimated price for a 40-year-old driver with $500 deductibles is $1,374
• Using low $100 deductibles for physical damage coverage bumps up the cost to $1,758
• Drivers who are prone to accidents and violations could pay upwards of $3,006
• The cost that insures a teen driver may cost $5,134 or more

View Chart as Image

Insurance rates for a Ford Bronco can also vary considerably based on the trim level of your Bronco, your age and driving habits, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you may be forking out at a minimum $1,700 to $2,300 extra per year, depending on your age. A high-risk auto insurance policy can be as much as 45% to 138% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,300 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay upwards of $5,100 a year. View Rates by Age

Where you live has a huge impact on Ford Bronco insurance prices. A driver around age 40 might see rates as low as $990 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,850 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $580 every year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $339 more per year. View Rates by Deductible or Liability Limit

How to Find the Right Ford Bronco Insurance

Saving money on car insurance requires avoiding accidents and violations, having above-average credit, eliminating unnecessary coverage, and determing if full coverage is necessary. Compare prices at every policy renewal by getting price quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The list below is a quick rundown of the data covered above.

• Policyholders who require higher liability limits will pay an extra $410 every year to increase from a minimum limit to the 250/500 level
• You may be able to save as much as $170 per year just by quoting early and online
• Increasing deductibles can save approximately $575 each year
• Teenagers pay the highest rates, with premiums as much as $428 per month if full coverage is included