Ford Bronco Insurance Rates

The average insurance prices for a Ford Bronco are $1,374 every 12 months for full coverage insurance. Comprehensive costs on average $270, collision insurance costs $592, and liability insurance costs around $376. A liability-only policy costs as low as $426 a year, and high-risk insurance costs around $3,006. Teenage drivers cost the most to insure at up to $5,134 a year.

Average premium for full coverage: $1,374

Policy rates by type of insurance:

Price estimates include $500 deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and for different Bronco trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on insurance rates. Rural areas are shown to have more infrequent physical damage claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on car insurance rates.

The examples above illustrate why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Ford Bronco insurance rates for different risk profiles and scenarios.

• The best discount rate is $769
• Using higher $1,000 deductibles will save around $194 each year
• The average price for a good driver age 40 with $500 deductibles is $1,374
• Using more expensive low deductibles for physical damage coverage increases the price to $1,758
• Drivers who are prone to accidents and violations could pay upwards of $3,006
• Policy cost to insure a teen driver with full coverage may cost $5,134 or more

View Chart as Image

Car insurance rates for a Ford Bronco also range considerably based on liability limits and deductibles, your risk profile, and the trim level of your Bronco.

Using high physical damage deductibles could cut rates by as much as $580 each year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $339 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged upwards of $5,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at a minimum $1,700 to $2,300 extra every year, depending on your age. High-risk driver insurance can be anywhere from 45% to 138% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Ford Bronco insurance rates. A driver around age 40 might see rates as low as $900 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,850 on average in Michigan, New York, and Florida.

View Chart as Image

How to Shop for Cheaper Ford Bronco Insurance

Finding cheaper rates on Ford Bronco insurance requires not taking risks behind the wheel, maintaining a good credit score, being claim-free, and possibly raising deductibles. Set aside time to compare rates every couple of years by obtaining price quotes from direct insurance companies, and also from several local insurance agents.

The following is a condensed summary of the material that was covered above.

• Drivers who require higher liability limits will pay an extra $410 annually to increase from a 30/60 limit to a 250/500 level
• Teens are expensive to insure, possibly costing $428 each month if the policy includes full coverage
• High-risk drivers with multiple at-fault accidents pay on average $1,630 more each year for Bronco insurance
• Increasing comprehensive and collision deductibles could save as much as $575 each year