Ford Bronco Insurance Rates

Average insurance rates for a Ford Bronco are $1,374 a year with full coverage. Comprehensive costs an estimated $270 each year, collision insurance costs $592, and liability coverage costs around $376. A policy with just liability insurance costs as low as $426 a year, and coverage for high-risk drivers costs around $3,006. Teens receive the highest rates at up to $5,134 a year.

Average premium for full coverage: $1,374

Rate estimates broken down by individual coverage type:

Rate estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and Bronco models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on car insurance rates. More rural locations tend to have lower incidents of collision claims than cities with more traffic congestion. The graphic below illustrates how location helps determine insurance prices.

These examples demonstrate why all drivers should compare prices for a targeted area, rather than using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Ford Bronco insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $769
• Using higher $1,000 deductibles will save approximately $194 annually
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,374
• Selecting low deductibles for physical damage coverage bumps up the cost to $1,758
• Higher-risk drivers with serious driving violations could pay up to $3,006
• The cost that insures a teenage driver can cost as much as $5,134 or more

View Chart as Image

Insurance rates for a Ford Bronco can also vary considerably based on the trim level and model year, your age and driving habits, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you may be forking out $1,700 to $2,300 additional per year, depending on your age. Insurance for high-risk drivers can be around 45% to 138% more than the average policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,300 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay at least $5,100 a year. View Rates by Age

Where you live has a huge impact on Ford Bronco insurance rates. A driver around age 40 might see rates as low as $990 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,850 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $580 a year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $339 more each year. View Rates by Deductible or Liability Limit

How to Find the Best Ford Bronco Insurance

Saving money on auto insurance requires being a low-risk driver, having a good credit score, eliminating unnecessary coverage, and possibly raising deductibles. Compare rates at every policy renewal by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The items below are a brief recap of the data covered in the charts and tables above.

• Consumers who want more liability coverage will pay approximately $410 every year to increase from a minimum limit to the 250/500 level
• You may be able to save approximately $170 per year just by quoting online in advance
• Increasing deductibles can save approximately $575 each year
• Teen drivers are expensive to insure, with premiums as much as $428 per month if comprehensive and collision insurance is included