Ford Bronco Insurance Rates

U.S. average insurance rates for a Ford Bronco are $1,374 a year with full coverage. Comprehensive costs an estimated $270 each year, collision insurance costs $592, and liability costs $376. Buying just liability costs as little as $426 a year, and insurance for high-risk drivers costs around $3,006. Teens pay the highest rates at up to $5,134 a year.

Average premium for full coverage: $1,374

Price estimates broken down by individual coverage:

Prices are based on $500 physical damage insurance deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and Bronco models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on car insurance rates. More rural locations have a lower frequency of collision claims than cities with more traffic congestion. The graphic below illustrates the effect of geographic area on insurance prices.

The ranges above demonstrate why all drivers should compare rates for a targeted area and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Ford Bronco insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $769
• Drivers who choose higher $1,000 deductibles will pay approximately $194 annually
• The average rate for the average middle-age driver who has $500 deductibles is $1,374
• Selecting low deductibles for comprehensive and collision insurance will increase the cost to $1,758
• Higher-risk drivers with serious driving violations could pay up to $3,006
• The price for full coverage for a teen driver can cost as much as $5,134 a year

View Chart as Image

Insurance prices for a Ford Bronco are also quite variable based on your driving record, the trim level and model year, and liability limits and deductibles.

More mature drivers with no violations or accidents and high deductibles may pay as little as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay at least $5,100 a year. View Rates by Age

The state you live in makes a big difference in Ford Bronco insurance prices. A 40-year-old driver could pay as low as $990 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,850 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $580 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $339 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out $1,700 to $2,300 additional each year, depending on your age. Insurance for high-risk drivers can cost as much as 45% to 138% more than the average policy. View High Risk Driver Rates

How to Find Affordable Ford Bronco Insurance

Getting lower rates on car insurance not only requires being a low-risk driver, but also having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to compare rates every couple of years by getting quotes from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

The items below are a brief review of the material that was covered in the above illustrations.

• Policyholders who want more liability coverage will pay approximately $410 every year to go from a low limit to 250/500 limits
• Teen drivers are expensive to insure, costing up to $428 a month including comprehensive and collision insurance
• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,630 more annually to insure their Bronco
• Increasing physical damage deductibles can save around $575 each year