Ford Bronco Insurance Rates

The average insurance prices for a Ford Bronco are $1,374 every 12 months for full coverage insurance. Comprehensive insurance costs on average $270 each year, collision insurance costs $592, and liability is estimated at $376. Liability-only coverage costs approximately $426 a year, and high-risk coverage costs $3,006 or more. Teens cost the most to insure at up to $5,134 a year.

Average premium for full coverage: $1,374

Policy rates by type of insurance:

Estimates include $500 deductible amounts, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and Bronco models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on insurance rates. Rural areas are shown to have more infrequent physical damage claims than cities with more traffic congestion. The graphic below illustrates how geographic area affects car insurance rates.

The examples above illustrate why all drivers should get quotes based on a specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Ford Bronco insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $769
• Choosing higher $1,000 deductibles can save around $194 each year
• The average price for a good driver age 40 with $500 deductibles is $1,374
• Selecting low deductibles for comp and collision coverage costs an extra $384 every year
• Unlucky drivers with serious driving violations could pay upwards of $3,006
• Policy cost to insure a teen driver may cost $5,134 each year

View Chart as Image

Insurance rates for a Ford Bronco also range considerably based on liability limits and deductibles, your risk profile, and the trim level of your Bronco.

Choosing higher comprehensive and collision insurance deductibles can save as much as $580 every year, whereas increasing liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $339 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay upwards of $5,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at a minimum $1,700 to $2,300 additional every year, depending on your age. Insurance for high-risk drivers ranges as much as 45% to 138% more than the average policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Ford Bronco insurance prices. A good driver about age 40 could pay as low as $900 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,850 on average in Michigan, New York, and Florida.

View Chart as Image

How to Shop for Low Cost Ford Bronco Insurance

Finding cheaper rates on car insurance takes having a good driving record, having above-average credit, being claim-free, and dropping full coverage on older vehicles. Invest the time to compare rates every year by quoting rates from direct insurance companies, and also from several local insurance agents.

The next list is a review of the coverage data presented in the illustrations above.

• It is possible to save as much as $170 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save as much as $575 each year
• Drivers age 20 and younger pay higher rates, possibly costing $428 each month if full coverage is included
• Higher risk drivers who have several accidents or serious violations pay on average $1,630 more each year to buy Ford Bronco insurance